Bank of Queensland Intro Rate Home Loan 3.59% (CR 4.19%) + 0.15% trail back for 2 Years from Mates Rates Mortage Brokers

21

Go to Deal

AssociatedLPeteFabar @ Mates Rates Mortgage Brokers on 09/10/2018 - 16:46 boq.com.au (261 clicks)
Last edited 09/10/2018 - 16:55 by 1 other user

Anyone looking for a super cheap home loan ?

Mates Rates Mortgage Brokers offer a CASHBACK that credits monthly lender commissions back to the borrower, helping to potentially save Tens of Thousands of Dollars over the term of the loan.

BOQ 3.59% less 0.15% from MATES RATES MORTGAGE BROKERS

www.matesratesmortgages.com.au Ph - 1300 558 161

Offer:-

Trail back from Mates Rates Mortgage Brokers of 0.15% on top of great bank deal by

Bank of Queensland
Intro Rate Home Loan 3.59% (CR 4.19%) for 2 years

Features -
Principal and Interest
Owner Occupied
Min Loan $150,000
LVR - up to 80% - No LMI
up to 90% with LMI

Fees-
Settlement Fee $150
Monthly fee - $10
Discharge - $320

Mates Rates Australian Credit Licence 382805

Related Stores

BOQ

Mates Rates Mortgage Brokers

Third-Party

• 

  iforgotmysocks on 09/10/2018 - 16:58

  +3

  CR 4.19%

  Wow that's a great deal from Cashrewards!

  • 

    Carrian on 09/10/2018 - 17:00

    +4

    who let you onto the internet?

  • 

    kaboomxyu on 09/10/2018 - 17:52

    +2

    I laughed.

• 

  djkelly69 on 09/10/2018 - 17:02

  Think you might have forgotten to tick the associated tag?

• 

  arctan on 09/10/2018 - 17:09

  Any interest only deals?

  • 

    Steptoe on 09/10/2018 - 19:18

    +2

    Any interest free deals?

• 

  clubhonda on 09/10/2018 - 17:10

  +7

  Rubbish rate loaded with hidden fees with such a high comparison rate. Plenty of lower rates than this.

• 

  Diji1 on 09/10/2018 - 18:03

  +1

  "We're taking commissions to offer you the cheapest home loan ever."

• 

  Slo20 on 09/10/2018 - 18:26

  Ongoing rate 4.16% after 2 years (assuming no rate rises). Don’t get trapped with a honeymoon rate.

  • 

    CacheHunter on 09/10/2018 - 18:38

    +1

    Or just refinance in 2 years time to whatever the best deal going then is.

    • 

      Slo20 on 09/10/2018 - 18:43

      +2

      Agree, but if lending criteria lightens further and interest rates go up while house values fall some people may not be able to refinance. That’s the predicament a lot of people are having at the moment…. they can’t refinance to a better deal as they are deemed no longer eligible to service the loan amount.

      • 

        tunzafun001 on 09/10/2018 - 19:40

        +2

        Yes, banks are "banking" on this at the moment. Also love how the "discharge fee" has come along to replace the now illegal exit fee. Seriously.. Changing the name is ok apparently?? Naturally a settlement fee at each end on top of this. Hopefully ACCC will get rid of these asap, or someone challenges them in court. Check your old mortgage, mine from 4 years ago is $100.Now With CBA $1050 plus $450 settlement fee + $395pa. They are offering $2k cashback at the moment, but it's quickly diminished on the life of the loan. The 2k will get them 2yrs, then need to look elsewhere (I'm 70%Lvr so hopefully can keep playing the game).

    • 

      asa79 on 09/10/2018 - 20:01

      Not as simple as that. Costs you fees to refinance

  • 

    asa79 on 09/10/2018 - 20:00

    That is pretty high

• 

  mikmac on 09/10/2018 - 19:26

  CUA still has 3.66%CR with $180 app fees. Great rate for a B/M store.