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Mortgage House Early Bird Rate Cut Special: 3.29% (CR 3.34%) & up to $1,500* Refinance Cash Back from Lender @ Obtain Finance

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Mortgage House Early Bird Rate Cut Special: 3.29% (CR 3.34%) & up to $1,500* Refinance Cash Back from Lender @ Obtain Finance
Go to Deal
Store RepObtain Finance on 28/05/2019 - 20:22 obtainfinance.com.au (366 clicks)
Last edited 29/05/2019 - 19:38 by 1 other user

Greetings fellow Ozbargainers.

We have access to a special Home Loan Offer from Mortgage House that may be of interest to some of you. Please see the brochure attached or visit https://obtainfinance.com.au/homeloans for more information.

You can also message us through Ozbargain or email [email protected] or speak to us on 02 8091 5797 for further info about this deal and other special home loan offers available.

Rate Table
Interest Rate Comparison Rate
3.29% 3.34%
Fee Table
Application Fee Settlement Fee Legal Fee Ongoing Fee
$600 refundable fee* $445 $395 Nil
*Optional offset account $395 a year.

Conditions Apply: This early bird rate cut special is an advance offer for new loans only. The variable rate on this loan will not reduce further if the Reserve Bank of Australia reduces the cash rate in the coming months.

¹Mortgage House will pay up to $300 per property, any excess valuation fees are payable by the borrower(s).

*Refinance Double Down offer for new customers only: 1 year or less with the current lender – $600 application fee refunded after settlement. 1 – 5 years with current lender – $600 application fee + $600 paid off home loan after settlement. 5+ years with current lender – $600 application fee + $900 paid off the home loan after settlement.

^The comparison rate is calculated on a secured loan of $150,000 with a term of 25 years with monthly principal and interest payments.

WARNING: This comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Important Information: Applications are subject to credit approval. Full terms and conditions will be included in our loan offer. Fees and charges are payable. Interest rates are subject to change. Offer does not apply to internal refinances and is not transferable between loans. As this advice has been prepared without considering your objectives, financial situation or needs, you should consider its appropriateness to your circumstances before acting on the advice.

Australian Credit Licence Number 506992

Financial Home Loan Mortgage Broker

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closed Comments

    • Store RepObtain Finance @ Obtain Finance on 28/05/2019 - 21:43

      Correct. I'm just a broker that has them on my panel.

  • Curiouscat on 28/05/2019 - 20:39

    Hi ,

    Whats the max LVR allowed , and is ABN a OK or it has to be PAYG employees only ?

    • Store RepObtain Finance @ Obtain Finance on 28/05/2019 - 21:49

      Hi, It's 80% but I'm afraid this one is only for PAYG only, however, There is also a 3.54 offer for self-employed borrowers with 2+ years ABN.

  • niagraBzO on 28/05/2019 - 21:55

    Hi, same for investment loan as well?

    • Store RepObtain Finance @ Obtain Finance on 28/05/2019 - 22:12

      Unfortunately not. They have a 3.69%/4.14% CR Investment loan for sub 70% LVR. Also, have lenders offering 3-year fixed rates for investment from 3.65%. Message through OZB or email [email protected] for more info.

  • netjock on 28/05/2019 - 22:29

    Which lenders lend on apartments 40 sqm and over? Talking about Melbourne CBD.

    • Store RepObtain Finance @ Obtain Finance on 28/05/2019 - 22:49

      If you mean <40sqm, there are a few. Depends on various factors, such as LVR, density and if you are including balcony, parking, etc.
      Message through OZB or email [email protected] to discuss this.

      • netjock on 29/05/2019 - 09:52

        Thanks.

  • lainey13 on 28/05/2019 - 23:58
    +3

    The variable rate on this loan will not reduce further if the Reserve Bank of Australia reduces the cash rate in the coming months.

    How long does that condition stand for? Rates will definitely drop more.

    • Store RepObtain Finance @ Obtain Finance on 29/05/2019 - 15:29

      The rate offer is just factoring in the next anticipated cut.

  • ozzieozzieozzie on 29/05/2019 - 13:18

    A variable rate loan that only allows rate rises? Wtf? Have the lenders just stooped to an all new low?

    • Store RepObtain Finance @ Obtain Finance on 29/05/2019 - 15:36

      Well, this offer just factors in the next expected rate cut, instead of waiting for that to happen.

  • Ughhh on 29/05/2019 - 13:25

    Do you have any deals for Macquarie bank, Owner Occ, principle & interest with offset?

  • Store RepObtain Finance @ Obtain Finance on 29/05/2019 - 15:32

    I can do 3.64% with a cashback depending on loan size. It's only for sub 70% LVR though. Message me for more info.

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