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American Express Business Explorer Credit Card: 100,000 Bonus Points with $3000 Spend in 3 Months, $0 First Year, Then $395 p.a.

90

Keep in mind the points value has halved

ABN and GST registration required

Receive 100,000 bonus Membership Rewards points

  • Simply spend $3,000 on your new Card within 3 months of your approval date. Offer ends 31st July 20191.

Rewards

  • Earn Membership Rewards points to put towards travel, and more

Earn up to 2 points per $1 spent

  • With complimentary enrolment into the Membership Rewards program you earn 2 points per $1 spent excluding government spend where you’ll earn 1 point per $1 spent2.

Receive a business loyalty bonus every year

  • Spend $100,000 every 12 months and receive 50,000 bonus Membership Rewards points3

Earn rewards faster with Employee Cards

  • Add up to 99 Employee Cards at no additional cost4. Accumulate points with no cap on points earnt and no expiry5.

Spend points on travel, shopping and Card credit

  • Transfer your points to a choice of 8 Airline Partners6 or use for a wide range of rewards including flights7, shopping online with David Jones8 and Gift Cards9 – you can even use points to pay the balance on your Card10.

Check If You're Eligible

To apply for an American Express Business Explorer® Credit Card, you’ll need to meet the following criteria:

  • Be over 18 years of age
  • Be an Australian citizen or a permanent resident
  • Have a good credit history and no payment defaults
  • Have an annual business revenue of $75,000 or more
  • Your business must have a valid ABN registered for GST

t&c


  1. Offer only available to new American Express Card Members who apply by 31st July 2019, are approved and spend $3,000 on their new Card in the first 3 months from the Card approval date. Card Members who currently hold or who have previously held any other Card product issued by American Express Australia Limited in the preceding 18 month period are ineligible for this offer. Previous and existing bank-issued American Express companion cardholders are eligible for this offer (cards issued by: Australia New Zealand Banking Group Limited, Commonwealth Bank of Australia, National Australia Bank, Westpac Banking Corporation). 100,000 Membership Rewards Bonus Points will be awarded to the eligible Card Member’s Account 8-10 weeks after the spend criteria has been met. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer. Subject to the Terms and Conditions of the Membership Rewards program available at www.membershiprewards.com.au/termsandconditions. Introductory Membership Rewards Bonus Points may vary dependent on the time of approval. 

  2. Subject to the Terms and Conditions of the Membership Rewards program available at membershiprewards.com.au/termsandconditions. Government transactions will earn 1 point per dollar spent with Merchants classified as "government", including the Australian Taxation Office, the Australian Postal Corporation (Australia Post), Federal/State and Local Government bodies. Industry specific earn rate may apply when you use a payment account, payment aggregator, services of a third party or online retailers that sell goods for another merchant. For example a payment made to Local Government bodies processed through a payment aggregator may earn rates at the government earn rate. 

  3. Subject to the terms and conditions of the Membership Rewards program available at membershiprewards.com.au/termsandconditions To be eligible for the 50,000 Membership Reward Bonus Points, you must have spent $100,000 within the specified time period, paid the annual fee and minimum payment of the last Credit Card statement by the due date. The time period in which you need to spend $100,000 is 365 days from your Card approval date. Your spend cannot be carried forward to any subsequent Membership year/s. Membership Rewards Bonus Points will be awarded to the eligible Card Member's account 8-10 weeks after the spend criteria has been met. 

  4. Supplementary Cards: American Express approval criteria apply. Subject to Terms and Conditions. Fees and charges apply. This offer is only available to those who reside in Australia. Supplementary Card Members must be over 18 years of age. The Business, the Basic Card Member and each Supplementary Card Member are jointly and severally liable for all Supplementary Card spending. Terms and Conditions apply. 

  5. As long as your account remains current and in good standing. 

  6. Subject to the Terms and Conditions of the Membership Rewards program available at membershiprewards.com.au. You must be a member of the Airline Partner Program, joining fees may apply and points transferred will be subject to the Terms and Conditions of the applicable Airline Partner Program. 

  7. American Express Travel Online: You can redeem points for prepaid travel of a nominated value through American Express Travel Online with the point-of-purchase redemption capability. Travel bookings using points may be made for any person, provided all your Accounts are kept in good standing and are not overdue. Points cannot be used for Cruise Privileges bookings. All travel bookings are subject to availability. Subject to the American Express Travel Online standard booking Terms and Conditions. 

  8. Subject to the Terms and Conditions of the Membership Rewards program available here and the David Jones Partner Terms and Conditions available at davidjones.com.au Only American Express Cards issued by American Express Australia Limited are eligible provided they are enrolled in the Membership Rewards program. A minimum of 3,000 points must be redeemed at any one time. If redeeming with Points + Pay, the 'pay' component of your purchase will be automatically billed to your American Express Card Account and will appear on the first billing statement following redemption. You'll earn Membership Rewards points on the 'pay' component of your purchase only. 

  9. Gift Cards: Gift Card or voucher rewards are not redeemable or exchangeable for cash or credit and are valid for a period of 12 months from the date of issue, unless otherwise stated. Normal retailer Gift Card Terms and Conditions apply. Gift Cards and Vouchers will be dispatched within 5 business days. Orders over $600 will be dispatched via Registered Post. Should you not receive your Gift Card or reward within the stated timeframe, you must advise American Express within 28 days from date of redemption. Terms and Conditions apply to all Membership Rewards redemption options and redemption is subject to availability. Subject to your Account being kept in good standing and not overdue. Minimum redemption amounts apply. 

  10. Points for Credit: Points may be redeemed by the Basic Card Member for a credit on the Primary Card Account (the Card which your Membership Rewards points balance appears online). American Express may decline a Points for Credit request where the Card Account or Card Member's other Accounts with American Express are not in good standing or overdue. The redemption of points for credit will be administered solely by American Express within 3 business days and cannot be reversed. Points for Credit is not available for redemption by Corporate Card Accounts and is not redeemable for cash via Credit balance refund. Minimum redemption rates apply. 

Referral Links

Business Explorer Card: random (4)

Referrer: 40,000 Reward Points

Centurion Personal Charge Card: random (7)

Referee gets 200,000 MR points. Referrer gets 150,000 MR points.

Related Stores

American Express
American Express

closed Comments

  • +1

    Great deal. You can often get the points but free membership for a year is really good.

    Edit: just realised this is business rather than personal.

    • Word to that. They must really need to get their subsriber numbers up. Tight time frame to get it all in the next 2 weeks but excellent value!

  • +1

    Does this have the usual 18month no Amex rule? Or different rules being a business card?

    • Interested to know as well.

      • +1

        yeah it does added terms to post

    • Does this have the usual 18month no Amex rule?

      Yes, and furthermore, this includes personal cards, to determine the 18 months exclusion.

  • Available for current AMEX holders?

  • +2

    For your info, 100k points is worth $500 you buy Coles or Woolworths gift cards.

  • any deal for non business?

  • +1

    does the income requirement have to be ABN related?

  • I have looked into this. Not eligible for the 100K points if one already holds a personal Amex card. This is the case, even if the business applied for is a proprietary company, a separate entity.

    • no i called them , it wont be , so not eligible for the bonus points

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