Hoping I can get some advice you can help, a friend had about $7000 deposited into their account earlier this year which was not expected. She decided not to notify anyone and used about $900 of it, but left the remaining amount in her account.
Unfortunately because some of the money was used the bank could not do a reversal (account did not have enough to cover the full amount) and had to send a permission request through to have the funds taken back. She says she never saw this message (even though she confirmed today she sees it in the banking app now) the remaining money has been sitting there for about 6 months.
Now the police are involved and questioned her over this. She admitted the full facts above. After the interview with the police she went straight to the bank afterwards and initiated the process for the bank to recover the full amount (she has all the funds to cover the full amount).
Apparently there is a court date that she has to attend, her head is pretty scattered and can't remember exactly why.
What are the ramifications? She knows she is at fault, has openly admitted it and has started the process to have the funds corrected. Please don't say how stupid she was, because hindsight is a wonderful thing.
What advice would be the best advice? She doesn't have heaps of money for lawyers and all that, she called a lawyer and apparently they wanted like $300 just for consultation.
Any help or advice would be greatly appreciated or perhaps you have been in a similar situation?
After finding more information out she was charged for using the $900 (which she admitted to do). The police had bank statements.
The account which the money was deposited to was was in an account that didn't get used (like one of these saver accounts).
After the interview she has gone to the bank and had the bank process the reverse with the full amount. However, the court date was set at the police interview… perhaps they will just drop it now its all being sent back?
Just to clarify, it was pretty much just sitting in the bank account for the last several months (minus the $900), my guess is the business who accidentally sent it to her account had raised a police report or something to get the money back after the bank was unsuccessful. So the police are just following their procedures.
She has now spoken to legal aid and has gone to a lawyer…hopefully the case will be dropped.
Thank you everyone for your help and advice, some great information on here.