Two Years Insurance for The Price of One (from $129) - Bicycle Network

Related Stores

Bicycle Network

• 

  Axytrix on 28/02/2020 - 12:57

  Is it correct in saying, your bike not covered unless you're in an event (non racing)?

  • 

    Smigit on 28/02/2020 - 13:20

    When am I covered?

    Whilst participating in a Bicycle Network event

    When you sustain an injury during any or all recreational or commuting bike riding activities (excluding riding to derive a commercial benefit – e.g. racing or couriering)

    I interpret that as being any recreational riding, or an event run by “Bicycle Network”. Any race, activity or event that’s got commercial benefit (you could get paid) not by that group wouldn’t be covered, including things like using the bike for work deliveries or races held by other parties.

  • 

    matthewperk on 28/02/2020 - 13:24

    +3

    doesn't cover your bike at all. This is personal injury and liability insurance. I.e. if you injure yourself falling while riding or your hit a car and it's your fault, you have insurance that covers you and the damage your cause.

• 

  CoreJava on 28/02/2020 - 13:11

  the insurance doesn't cover bike. It covers the person.

• 

  CoreJava on 28/02/2020 - 13:12

  Where does it says it will add 12 months?

  • 

    matthewperk on 28/02/2020 - 13:26

    when you hit on the Join now the language used is:
    "INDIVIDUAL (ANNUAL - 24 MONTHS FOR 12)"

    • 

      CoreJava on 28/02/2020 - 13:40

      INDIVIDUAL (ANNUAL - ONE-OFF PAYMENT)
      This membership does not automatically re-bill and it will expire on February 28, 2021

• 

  maiuspala on 28/02/2020 - 13:37

  +2

  Can someone suggest an insurance that covers theft (and maybe repairs) of bicycle?

  • 

    CoreJava on 28/02/2020 - 13:38

    -6

    No.

  • 

    CoreJava on 28/02/2020 - 13:39

    Is my bike covered as a part of Bicycle Network insurance?
    No, your bike isn’t covered by Bicycle Network insurance. You’re covered for personal injury and public liability.

    • 

      eug on 28/02/2020 - 14:22

      +4

      What does that have to do with maiuspala's question?

  • 

    comphelp on 28/02/2020 - 14:38

    +1

    I'd also be keen hear people's recommendations on some more complete insurance.

  • 

    damion on 28/02/2020 - 14:46

    +2

    Many home contents insurances will cover bicycles out of the home.
    Stepping up to a more expensive level of home contents insurance is probably cheaper than taking out stand-alone bicycle insurance.

  • 

    bondiben on 28/02/2020 - 14:47

    +3

    I have this.
    https://insurance.wiggle.com.au/
    You need a different policy for each bike you ride.
    It covers the items this post does, plus the bike.
    You need an approved lock, and read the rest of the fine print (like always)
    I pay $8.33 per month for $1,500 bike value.

    • 

      toasty on 28/02/2020 - 20:41

      +2

      Thanks for sharing this excellent cover.

      I just insured my other half who bought the Cell ebike from Aldi and rides to university everyday.

      Also, currently 20% off using LEAP20 coupon code.

  • 

    Axytrix on 28/02/2020 - 14:57

    I pay an additional $60 per annum on top of my contents insurance, to cover for theft and damage (I'm with Woolworths insurance). It is a part of the 'Portable Valuables' category that most insurers offer (not all insurers cover bikes however). My bike is around the 4K mark and found this to be the cheapest for the coverage I required.

    • 

      comphelp on 28/02/2020 - 15:25

      Does that cover liability for any damage you cause?

      • 

        Axytrix on 28/02/2020 - 16:23

        No it does not

  • 

    2ndeffort on 29/02/2020 - 00:04

    +1

    I'm insured by Velosure https://velosure.com.au/ I've already crashed into a traffic cone on a group ride, snapped the carbon fibre frame of my bike in the crash and these guys paid me out for a new bike.

• 

  brotherfranciz on 28/02/2020 - 13:58

  +2

  Just in case there are people who don't know - you can get a partial membership through participating in their 'Super Counts':

  https://www.bicyclenetwork.com.au/our-services/counts/volunt…

  The next one is their Super Tuesday Count on 3 March. There probably aren't many locations left though…

  You also get a free hat and sometimes a free t-shirt too.

• 

  c64 on 28/02/2020 - 16:47

  steep excess:
  $100 for personal injury
  $1,000 for public liability

• 

  sanur on 28/02/2020 - 16:51

  Doesn't TAC cover most if not all of what your insurance covers? I can understand getting this if you ride on trails or private property but TAC covers all health injuries on main roads, no?

  • 

    damion on 28/02/2020 - 16:58

    TAC only covers incidents between bicycle and a motor vehicle

• 

  chyawala on 29/02/2020 - 04:42

  In weighing up if this is worth it, wondering about hypothetical scenarios of public liability or injury liability and what damages may cost.

  Say the cyclist is at fault with a luxury vehicle, maybe denting one panel? Or what if it caused that vehicle to crash or injury to occupants?

  What about bodily injury in colliding with a pedestrian, what damages might that amount to?