• long running

86 400 - International Card Payment Fees Waived

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Received this email from 86400 today


Here’s some good news to start your week… we’ve ditched the fee on international card payments!
Shop globally with confidence, in-person and online, knowing that your Visa Debit card and digital wallet purchases are free of any international card payment fees.

And if you’re ever in need of cash while travelling abroad, don’t forget we don’t charge any fees for overseas ATM withdrawals (just make sure you check each ATM as the operator may charge a fee).

So, the 86400 debit card is fee-free for online international payments. While 86400 does not charge for overseas ATM withdrawals, a free from the ATM could still be charged.

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Comments

  • They dont refund the overseas ATM fee … which ING does so its a no from me

    • ING rates vs live rates onXE currency is pretty bad.

      The amount held is always lower, than when the transaction is settled.

      Anyone has a better card for international use?

      • Not sure what you talking about?
        My settlement amount is always the same as the auth'd amount on ING (settled amount is NEVER more than auth'd amount .. EVER)
        and ING rates are some of the best i get anywhere. (citibank is usually slightly better)
        They use VISA live rates, not their own rates like some banks do.
        XE rates are not retail rates and never have been, you are always going to be slightly worse than advertised rates when buying as a retail customer (ie a card holder)

      • Never had any problems with ING myself. Have purchased online mainly in USD or GBP. Have also purchased using card overseas using at least GBP, EUR, AED. When checking seemed like it always matched the rate Google have more or less.

      • +2 votes

        Its the Visa rate, unless mastercard, amex or diners offers a better rate you will not find one.

    • They dont refund the overseas ATM fee … which ING does so its a no from me

      In fairness neither does anyone else. By the way if you don't meet your monthly requirements ING is actually worse you won't get your ATM reimbursement and you'll also be charged the fees that have been waived by 86 400 they don't make you jump through monthly hurdles to receive that.

      • $1000 min deposit at 86400 for savings rate so technically they do.
        Ing does refund the fee…. so someone does

        • $1000 min deposit at 86400 for savings rate so technically they do.

          Yeah, but you don't have to do that if you only want this fee removed where at ING you do.

          Ing does refund the fee…. so someone does.

          Yeah, but they're only ones doing so in the market and who knows how long that actually will last considering what ING's been cutting the last few years. Just pointing out that you're expecting another bank to do something that no one else is doing other than ING and making out just because they don't do it that's bad.

          And by the way, as I pointed out above they only do it if you meet the monthly requirements were 86 400 don't have monthly requirements to to have these fees removed like ING. Which makes this a reasonable choice if you don't need ATM reimbursement and don't want to jump through hoops monthly.

          • @Kyle-K: Citibank refunds the fee also

            • @jimbobaus:

              Citibank refunds the fee also

              Lots of banks refund the fees and don't make you jump through monthly hurdles to do so. The only thing that ING does that no one else does is the ATM operator fees provided you meet your monthly requirements which Citibank doesn't do.

              86 400 and the many others that do the no conversion currency fees are a good option if you don't want to jump through monthly hurdles and don't need ATM reimbursements. For example if you don't travel.

  • Something for nothing and can now scrap the 28 degrees card. thumbs up

    • visa debit cards are a bit harder to chargeback though

      • Nope, Visa debit (when "credit" is used) is the same as any credit transaction and comes with the same protections.

    • I have both, an 86400 and a 28 Degree's card… Does the 86400 card offer 12month Price Change Guarantee as the 28 Degree card does?
      Also, isn't the 86400 card a DEBIT card, where the 28 Degree's card is a CREDIT card?

      • Does the 86400 card offer 12month Price Change Guarantee as the 28 Degree card does?

        They don't offer that.

        Also, isn't the 86400 card a DEBIT card, where the 28 Degree's card is a CREDIT card?

        Correct.

  • How does this compare to Citibank plus or ubank usaver?

    • Depends on what functionality you want to compare. If you're talking about the conversion fees all three of them don't have those fees any more.