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28 Degrees MasterCard: Spend $X ($300) Be Rewarded with $20

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Just received an email from 28 Degrees, details below. Spend $300 receive a $20 reward. So a return of 6.6%
Targeted Offer, so there will be different offers out there

*“You've never had more reason to use your Latitude 28° Global Platinum Mastercard.

As a valued customer, we'll reward you with $20 when you spend $300 in Australia using your reissued card by 14th May 2020.”

This offer is strictly limited to the recipient of this email only. Open to Australian residents 18 and over. You have been specifically selected for this offer and it is not transferable. Eligible transactions do not include cash advances, credit fees or charges, credits, refunds, reimbursements or balance transfers into your account, or extended interest free or other promotional purchases. Offer is valid from receipt of email to 14th May 2020. To qualify, you must fulfill on the terms of the offer and spend $300 in Australia. $20 will be credited to your account within 60 days of the offer end date. To receive $20, you must spend a minimum $300 within the offer period to qualify. The account must be open and not in default of the credit contract when the credit is applied. A customer can only qualify once for this offer.*

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