Investor Variable Loan 2.69% - Basic No Annual Fee @ CitiBank

90

Go to Deal

AssociatedLen -Bundle Loans @ Bundle Property Home Loans on 26/08/2020 - 14:00 www1.citibank.com.au (205 clicks)
Last edited 05/02/2022 - 21:35 by 2 other users

Reduced Variable Rates available from brokers (not shown on Citibank website)
Citi timeframe is 2-3 days, not 2-3 months from recent bank promos.
Our broker response currently at 24 hours. We apologise for the extend delays up to 5 business days earlier in the year due to high volumes, please try us again and judge our standard response time.

Investor variable P&I
2.69% CPR 2.73 - Basic no annual fee no offset
2.69% CPR 2.83 - Standard no annual fee incl offset. $8/month fee plus $399 application fee.
2.49% fixed 1-3 years CPR 3.42- 3.33

Investor variable IO
2.89% CPR 2.93 - Basic no annual fee no offset
2.89% CPR 3.03 - Standard no annual fee incl offset. $8/month fee plus $399 application fee.
3.19% CPR 3.56 - Mortgage Plus package $350 annual fee incl with offset.
2.79% fixed 1-3 years CPR 3.67- 3.58

PLUS
$2000 Citi bank cashback per property (max $4k)
- purchase or refinance rebate
- up to $4000 max for 2 applications
- submitted before 30 Sep 2020 settled 16 Nov 2020
- loans > $350k
- <80% loan to value ratio
- P&I loans

PLUS
Up to 0.4% Broker Rebate for purchase or refinance (available via Broker only, not via the bank).
In ADDITION to bank rebates, we have up to 0.4% rebate of loan size (net of offset ie balance owing) for ANY bank or product (Paid 50/50 at 2 and 24 months after settlement).

Len
Bundle Property Home Loans
T: (02) 9698 7186
M: 0422354868
E: [email protected]
ACL 445947

Mod: Removed duplicate 1 and duplicate 2 from title

Related Stores

Citibank Australia

Bundle Property Home Loans

Third-Party

• 

  reddead2067 on 26/08/2020 - 14:13

  +1

  Got any deals on Investment Interest Only loans?

  I'm looking to fix into a good rate.

  • 

    GuyfromMelbourne on 26/08/2020 - 14:20

    Which bank are you currently with?

  • 

    ep1983 on 26/08/2020 - 14:28

    I would also be interested in an Investment IO refinance loan. Currently with ING direct

  • 

    AssociatedLen -Bundle Loans @ Bundle Property Home Loans on 26/08/2020 - 14:38

    Will update post to incl IO rates once mod lets me

• 

  Lunarboogie on 26/08/2020 - 15:12

  I'm currently on a fixed two year interest only, interest paid in advance, loan that concludes in January with Westpac.

  What's the rate for a 12-month, interest only, paid in advance ? (I'm well below 80 per cent low to value ration - prolly closer to 70 per cent).

  And given things seem to take so long to progress, should I be submitting paper work now?

  • 

    AssociatedLen -Bundle Loans @ Bundle Property Home Loans on 27/08/2020 - 12:00

    IO in advance rates generally are slightly higher. When do you wish to settle? Have sent you a DM

• 

  maroon on 26/08/2020 - 15:28

  Investor variable IO
  2.89% CPR 2.93 - Basic no annual fee no offset
  2.89% CPR 3.03 - Standard no annual fee incl offset. $8/month fee plus $399 application fee.
  3.19% CPR 3.56 - Mortgage Plus package $350 annual fee incl with offset.
  2.79% fixed 1-3 years CPR 3.67- 3.58

  Why would someone choose 3.19%+ $350 annual fee over 2.89% + $96 annual fee?! Thousands more for a credit card?

  • 

    AssociatedLen -Bundle Loans @ Bundle Property Home Loans on 27/08/2020 - 12:01

    Yes the Citi standard is a better option due to lower rate and no annual fee.