Reduced Variable Rates available from brokers (not shown on Citibank website)
Citi timeframe is 2-3 days, not 2-3 months from recent bank promos.
Our broker response currently at 24 hours. We apologise for the extend delays up to 5 business days earlier in the year due to high volumes, please try us again and judge our standard response time.
Investor variable P&I
2.69% CPR 2.73 - Basic no annual fee no offset
2.69% CPR 2.83 - Standard no annual fee incl offset. $8/month fee plus $399 application fee.
2.49% fixed 1-3 years CPR 3.42- 3.33
Investor variable IO
2.89% CPR 2.93 - Basic no annual fee no offset
2.89% CPR 3.03 - Standard no annual fee incl offset. $8/month fee plus $399 application fee.
3.19% CPR 3.56 - Mortgage Plus package $350 annual fee incl with offset.
2.79% fixed 1-3 years CPR 3.67- 3.58
$2000 Citi bank cashback per property (max $4k)
- purchase or refinance rebate
- up to $4000 max for 2 applications
- submitted before 30 Sep 2020 settled 16 Nov 2020
- loans > $350k
- <80% loan to value ratio
- P&I loans
Up to 0.4% Broker Rebate for purchase or refinance (available via Broker only, not via the bank).
In ADDITION to bank rebates, we have up to 0.4% rebate of loan size (net of offset ie balance owing) for ANY bank or product (Paid 50/50 at 2 and 24 months after settlement).
$200k x 0.2% = $400 Broker cash rebate
$400k x 0.3% = $1,200 Broker cash rebate
$1m + x 0.4% = $4,000 Broker cash rebate
We have access to other $3,000 bank rebate per property including big 4 banks, discounts of up to 2.05%, $1 LMI for first home buyers and $2,000 purchase rebates.
Let me know if we can help.
Bundle Property Home Loans
T: (02) 9698 7186
E: [email protected]