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Investor Variable Loan 2.69% - Basic No Annual Fee @ CitiBank

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Reduced Variable Rates available from brokers (not shown on Citibank website)
Citi timeframe is 2-3 days, not 2-3 months from recent bank promos.
Our broker response currently at 24 hours. We apologise for the extend delays up to 5 business days earlier in the year due to high volumes, please try us again and judge our standard response time.

Investor variable P&I
2.69% CPR 2.73 - Basic no annual fee no offset
2.69% CPR 2.83 - Standard no annual fee incl offset. $8/month fee plus $399 application fee.
2.49% fixed 1-3 years CPR 3.42- 3.33

Investor variable IO
2.89% CPR 2.93 - Basic no annual fee no offset
2.89% CPR 3.03 - Standard no annual fee incl offset. $8/month fee plus $399 application fee.
3.19% CPR 3.56 - Mortgage Plus package $350 annual fee incl with offset.
2.79% fixed 1-3 years CPR 3.67- 3.58

PLUS
$2000 Citi bank cashback per property (max $4k)
- purchase or refinance rebate
- up to $4000 max for 2 applications
- submitted before 30 Sep 2020 settled 16 Nov 2020
- loans > $350k
- <80% loan to value ratio
- P&I loans

PLUS
Up to 0.4% Broker Rebate for purchase or refinance (available via Broker only, not via the bank).
In ADDITION to bank rebates, we have up to 0.4% rebate of loan size (net of offset ie balance owing) for ANY bank or product (Paid 50/50 at 2 and 24 months after settlement).

$200k x 0.2% = $400 Broker cash rebate
$400k x 0.3% = $1,200 Broker cash rebate
$1m + x 0.4% = $4,000 Broker cash rebate

We have access to other $3,000 bank rebate per property including big 4 banks, discounts of up to 2.05%, $1 LMI for first home buyers and $2,000 purchase rebates.

Let me know if we can help.

Len
Bundle Property Home Loans
T: (02) 9698 7186
M: 0422354868
E: [email protected]
ACL 445947

Mod: Removed duplicate 1 and duplicate 2 from title

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closed Comments

  • Got any deals on Investment Interest Only loans?

    I'm looking to fix into a good rate.

  • I'm currently on a fixed two year interest only, interest paid in advance, loan that concludes in January with Westpac.

    What's the rate for a 12-month, interest only, paid in advance ? (I'm well below 80 per cent low to value ration - prolly closer to 70 per cent).

    And given things seem to take so long to progress, should I be submitting paper work now?

  • Investor variable IO
    2.89% CPR 2.93 - Basic no annual fee no offset
    2.89% CPR 3.03 - Standard no annual fee incl offset. $8/month fee plus $399 application fee.
    3.19% CPR 3.56 - Mortgage Plus package $350 annual fee incl with offset.
    2.79% fixed 1-3 years CPR 3.67- 3.58

    Why would someone choose 3.19%+ $350 annual fee over 2.89% + $96 annual fee?! Thousands more for a credit card?