10,000 Qantas Points (or 20k Everyday Rewards) + up to $50 off Shopping a Month + Pet Insurance from $58 @ Woolworths

1271
BONUS20K

Woolworths has Pet Insurance. You have a pet. (Note they don't ask for proof of your pet, so you could theoretically make one up?). If you sign up for pet insurance with them (Standard or Comprehensive), with the code BONUS20K, for $58, you get:

  • 20,000 Woolworths Everyday rewards points (convertible to $100 shopping or 10,000 Qantas Points).
  • pet insurance for two months
  • Get free access to VetAssist† and chat to expert vets - it's exclusive to Woolworths
  • 10% off your grocery shop, once a month, up to $50 off a $500 shop
  • you'll need to be an Everyday Rewards member for all this too.

So steps:

  • visit the Woolworths Pet Insurance Page
  • follow the steps, using the code as well (BONUS20K)
  • select your pet. I don't know if this is the cheapest but the test pet I used 'BTF' was a desexed female cat just over a year old. Prices vary depending on your animal's breed, age, etc.
  • Insure (Standard or Comprehensive) paying monthly.

Now on the choosing insurance page, it states: "Your Everyday Rewards Points will be loaded onto your Everyday Rewards card within 30 days of the first premium being paid". However on the linked page above, it says "Everyday Rewards points will be loaded within 45 days of the first premium being paid in full, as long as the policy is still active and the account is not in arrears. ". So your best bet is to watch your account, and then if you only want the points and not the insurance, once the points arrive, cancel the insurance. Note that this means theoretically if it is 30 days, you may only have to pay for one month, but I can't guarantee that given the contradictory terms.

Also if you keep the insurance, they claim it's the cheapest pet insurance in Australia and will beat any other prices, just FYI.

Evidence of monthly price: https://imgur.com/a/QCh9KW7 (there may well be cheaper, that's just what I could find)

This deal was published on Beat That Flight. For other ways to earn Qantas Points without flying, see our latest roundup.

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Woolworths Insurance
Woolworths Insurance

Comments

  • Just be aware that the default payment is fortnightly.

    • Yea have to change payment method, remember to cancel, find the right animal, breed, postcode, age, sex…..

      A lot of hoop jumping and horsing around for one or two hundred in value.

  • Also be aware that some have experienced problems getting Woolworths to send out giftcards after purchasing car insurance through them, it definitely takes longer than 2 months to get if you get it at all.

  • +13 votes

    They charge $100 excess for each issue so you hardly ever get anything back, was with them for years waste of money.

    • there is option with 0 excess

    • Not to mention the multitude of exclusions and loopholes they can and do use to refuse claims. Family member looked at pet insurance offerings a while back and concluded it was an expensive minefield. Might suit some but if you're looking for "peace of mind" insurance then pet insurance may not be what you think. Caveat emptor, and read the PDS in detail.

      • Choice did a review a while back and in short, said pet insurance was a waste of money.

    • Agreed. I was with them for a year and during that time had my 8yo cat into the vet and resulted in $1200 in vet bills.
      Ended up getting $600 back, but yearly cost for insurance was over $700. I decided to not renew our insurance and just put the money aside into savings as a vet fund for if anything comes up in the future.

  • Your postcode impacts the premium as well.

  • i think Beagle Cross is cheaper (it shows $27.09 a month when i tried that).

  • My dog was constipated and went to the vet prior to taking out insurance. No diagnosis. Weeks/months later we had the insurance and thought she swallowed a toy and needed an xray. WW declined the claim - sorry, "stomach condition" is a pre-existing condition. They paid after a complaint to the ombudsman.

  • Get one for domestic cat - $22.41 per month

  • Looks like we can get the 20k points twice? T&C say:

    Receive 20,000 Everyday Rewards Points if you buy a new Woolworths Pet Comprehensive or Standard Insurance policy. Limited to 2 redemptions per customer. Your Everyday Rewards Points will be loaded onto your Everyday Rewards card within 30 days of the first premium being paid. You must provide your Everyday Rewards card number at the time of purchase. First year policy only. This offer only applies to new policies and cannot be used in conjunction with any other offer.

  • Cheapest I can get is $30/month - domestic cat, desexed, Female, DOB 18/6/2020

  • It’s 2020 when BTF posts pet insurance deals

  • I got a sphynx at the start of the year and insurance through Knose which is one of the best reviewed on productreview. Nothing has been approved though - worms, emergency vet visit from swallowing medication. Is insurance even worth it?

    • probably be worth it if it had to have surgery or got cancer or something.

      otherwise not having pet insurance and saving the premiums (putting towards future vet visits) is probably the best bet.

  • How easy is it to cancel?

  • Bloody shame no guinea pig option .

  • What’s the cheapest spend to get 10k

    • looks like ~$44, as someone else has found, will update now

      edit, no, still $58 as per description. They'd done it per fortnight.

      • ehh i did domestic house cat cross just over 2 months old and it was $25.75 a month which makes it $51.50 for the 2 months.

        • Better to do fortnightly because it pays out on the 45 days and fortnightly is only 3 payments.

          • @nightelves: It doesn't pay out ON the 45 days it says WITHIN 45 days which is on the first page of the promo, however the last page when signing up says

            "Your Everyday Rewards Points will be loaded onto your Everyday Rewards card within 30 days of the first premium being paid"

            30 days is under a month (other than feb) but over 2 fortnights, so fortnightly could potentially be a higher cost.

    • I did female desexed domestic short hair, 8 months old. $10 a fortnight, so $20 or $30 depending on whether points pay out in 30 or 45 days.

  • If I have 2 cats, does that mean I can get $200 woolies points

    • Apparently yes, 2 redemptions per customer. Contradicting terms but on the insurance selection page,

      Receive 20,000 Everyday Rewards Points if you buy a new Woolworths Pet Comprehensive or Standard Insurance policy. Limited to 2 redemptions per customer. Your Everyday Rewards Points will be loaded onto your Everyday Rewards card within 30 days of the first premium being paid. You must provide your Everyday Rewards card number at the time of purchase. First year policy only. This offer only applies to new policies and cannot be used in conjunction with any other offer.

      EDIT - but on landing page, terms as follows;

      This offer is personal to you, and will be available only when you enter your registered Everyday Rewards card number at the time of purchase. Offer applies to new comprehensive and standard policies only, available for limited time only and cannot be used in conjunction with any other offer. Limited to one new policy only. Everyday Rewards points will be loaded within 45 days of the first premium being paid in full, as long as the policy is still active and the account is not in arrears. Points will not be backdated.

      So safe assumption is 1 per customer.

  • Used my real pet details,

    Gain a small margin, have no intention to keep as pet insurance is no business I want to be involved with unless it’s beneficial in this case.

  • Got quoted $34.15 per month for a 5 month of Finnish Lapphund.

  • Nice one…

  • In 2020, people sign up pet insurance for their 'virtual pets' in order to score the bonus points.

    • In 2019 when there was no cap on pet insurance policy people were signing up dozens of policy for their virtue pets. Hence why there's now a limit.

  • Isn't this targeted?

    "This offer is personal to you, and will be available only when you enter your registered Everyday Rewards card number at the time of purchase"

    • I thought so as well but the link is generic and doesn't seem like it's tied to a targeted email.

  • I have some pet worms. Are they covered?

  • M… a pair of birds built a nest in our yard last week. Might need to insure them.

  • lowest i got was $11.85 fortnightly for 2 month old female domestic cat.

  • Cant manipulate the post code, as they ask for your address later on which must match the postcode you based your quote on. Getting $31.87 monthly for a 2 month desexed housecat in suburb 2000.

  • i only got charged $11 a fortnight..you beauty.

  • Just signed up, $11.80 a fortnight, 2 year old cat.

  • Cheapest i can find per month is $23.30
    Postcode 2282
    Cat
    Domestic Short Hair
    Female
    Desexed
    Born on 1/6/20

  • Good deal

    Pet details
    Hat in the cat is a desexed Male Domestic House Cat born in July 2020

    Cover Details
    You would like Standard Cover to start on 29/09/2020, with a $100 excess on any claims, paying Fortnightly premiums of $11.27

  • I have two small 1-2 year old moggies. Does anyone have any recommendations for insurance?

  • $11.73 per fortnight for 3 month old desexed female domestic house cat. My new cat is called Meow for those who are interested.

  • So what's more bang for buck, WW rewards points or QFF points?

    • since points are devalued these days i tend to go for WW rewards points but if you saving for future, then QFF points are fine too

    • The Woolies reward points are worth $100 off your groceries at Woolies.

  • $9 per fortnight because I'm an octogenarian. I take such good care of my little "Fluffy"; a female domestic house cat, only 6 months old, desexed.
    I just noticed that $10 from every new policy goes to PetRescue. That's nice.

  • So if its limited to two, can you sign up your two pets at the one time or should you do one pet policy then start from the begininning and do the next pet policy?

  • Lol, why is Youi trying to sell me insurance on the ad panel on the right of the screen - 'We listen' is one of their tag phrases…

  • Just beware of all pet insurance - floggers are so nice until you claim!

    Remember #1 Rule of insurance - never pay a claim unless forced to!

    https://www.choice.com.au/shonky-awards/hall-of-shame/shonky...

  • Anyone done this in the past and actually got the points? Lot of ppl on a WW pet insurance Facebook ad saying they never received their gift card during that promotion

    • Yeap did it for 3 of my virtue pet except for the last two which I stupidly select basic instead of the standard insurance and never got my points. So 3/5

    • Yes, but had to fight for it.

  • Pet insurance is commonly known as “junk insurance”. Be aware of the MANY exclusions and difficulties in claims handling before signing up. Have a detailed look through the PDS, ask them many questions.

  • Mt Druitt: $8.50 a fortnight

    Point Piper: $14 a fortnight….

    all other things equilibrium

  • Know a few people that have had $8-10k on operations on dogs and still cost them 2-3k out of pocket, dogs still died.
    $140 for a needle is more humane.

    • What if it were your kid? Would you still call it humane? Didn't think so.

      • Come on get real, and yes i have kids and 1 dog now, i just had our other dog put down a few months ago, our kids first dog and i will admit as a grown man i burst into tears as i layed him on the table, the vet actually thanked me and said i was doing the right thing v spending a fortune to try and found out what was wrong, and just prolonging the suffering. so.

        • Sorry for the loss.

          Nobody is anywhere near willing to take care of animals in the same way as people. I get it, it's expensive, people largely don't want it. If it were a person they'd be in an induced coma, scanned, on life support, etc. If enough information was available yes humane can be the right word. When the cause and outcomes are unknown I believe they should be investigated before calling it humane. Without that level of care I think a different term need be used as it is often a cost/likelihood decision. That's just my opinion and how some people use the word humane is a bug bear of mine.

          My issue isn't the choice you made. I've done the same (or my parents did. I was just a kid). Yes I would now spend $10k if my dogs ongoing life quality would likely be ok. And I've got my limits. I probably wouldn't spend $20k. But I'd describe my decision differently if cost was the limiting factor.

          Similarly though, with causes investigated, I personally believe in euthanasia for people as humane. Until then, not humane. Fundamentally I don't see the word should be different when applied to people or animals.

          Sorry to be a pain in the arse and I'll shut up now.

    • Completely agree. Loved all of my pets immensely but I'm not dropping several grand on them. They aren't people. I think I give them a life they would have never experienced otherwise even if it was just short.

  • Nobody mentioned the 10% monthly grocery discount?

    around $30-40 monthly premium vs $50 maximum saving. Sounds like a good deal to me

    • isn't that in the heading? It's 10% off a shop each month, up to $500 (so $50 saving max).

    • Isn't everyone out as soon as the points hits the account ASAP knowing how ripoff these insurances are lol .
      My 4 cats stray and strayee and scam and scamee know that :)
      Point being there not much opportunity for that playing this correctly .