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Citibank: Receive $20 JB Hi-Fi eGift Card When You Redeem 20,000 Points or More Using ‘Pay with Points’


Got this email from my Citibank credit card (I think it should be valid for any of their credit card as per their link):

Use your Points to get credit back for almost anything you buy with your Citi credit card.*

Whether it’s your first flat white in the morning, a cheeky pizza, groceries or a wardrobe refresh you can use your Points to get a credit back, no matter how big or small the purchase.

Receive a $20 JB Hi-Fi eGift Card when you redeem 20,000 Points or more using ‘Pay with Points’ in November 2020.^

Related Stores

Citibank Australia
Citibank Australia


  • Getting gift cards is better value for points than paying by points, from what I looked few months ago. Not sure if that's still the case.

    • Still the case about a month ago.

    • With the $20 JB, it’s about same unless ur exchanging big amount, or u have Classic card. I checked the rate (except Classic that needs 4000) is 2500 points for $10, so 20000 points for $80 (sort of cash as it pays out the balance) + $20 JB. $100 gift card (like woolies egift) takes 20900 points.

  • I had a brief look into this when I saw the email.
    I think 20000 points is about $90 on the statement.

  • dammit, I just redeemed 28k points last week :(

  • Does anyone know whether the 20k threshold must be reached in a single transaction payment, or can be cumulative across a number of smaller valued transactions? Wasn’t clear to me in the T&Cs