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Get $20 Cashback with $100 Minimum Spend When You Checkout with Zip (in-Store or Online, Excludes Tap & Zip) @ Target

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Get $20 cashback at Target. Just spend $100 and checkout with Zip, instore or online.*

We have a great new offer for you! When you spend $100 at Target and checkout with Zip, you'll receive $20 cashback.

Spend $100 AUD or more using your Zip Pay or Zip Money account (“Zip Account”) at Target to get $20 AUD credit back to your Zip Account (“Offer”). This Offer is only available between 12.01am (AEDT) on 4 February 2021 (AEDT) and 11:59AM (AEDT) on 10 February 2021 ("Offer Period") and is capped at a maximum of $20 AUD credit back per Zip customer (“Maximum Credit Back Amount”).

To be eligible to receive this Offer you must shop online via https://www.target.com.au/ or instore at Target, using your Zip Account during the Offer Period. The offer can be redeemed on one purchase only and the purchase must be $100 AUD or more. The $20 AUD credit back amount will be applied to your Zip Account within 14 business days of the purchase being processed. The $20 AUD credit back is applied to the Zip Account from which the order was made.

Credit back shall appear as a transaction on your applicable Zip statement with the following description: Target Credit Back.

This Offer is subject to your Zip Account (used to participate in the Offer) remaining open and being kept in good standing for the duration of the Offer Period and until the credit back amount is applied to your account. Any credit back amount applied to your Zip Account will result in a reduction of the amount you owe to Zip. No promo code is required to claim the Offer and this Offer cannot be used in conjunction with other offers. Should any orders be refunded the applicable credit back will be adjusted in accordance with your refund. Zip does not make any warranties or representations on the delivery, service, quality, quantity, merchantability, suitability or availability of the products sold via Hey You.

Nothing in these conditions is intended to exclude, restrict or modify any non-excludable right or remedy you have under law including the Australian Consumer Law. Any disclaimer, exclusion, or limitation as provided for in these conditions applies to the full extent permitted by law and subject to any non-excludable right or remedy. Zip reserves the right to vary the terms and conditions of the Offer and Offer Period at its reasonable discretion by publishing revised terms on this website, including (but not limited to) cancelling or in any way modifying this Offer or Offer Period. This offer is being made by Zip Money Payments Pty Ltd ABN 58 164 440 993 Australian Credit Licence Number 441878.

So jump on it now because this offer ends 10 February 2021.

Update 06/02: Confirmation this promotion excludes Tap & Zip

Related Stores

Target Australia
Target Australia
Zip
Zip
Third-Party

closed Comments

  • +5 votes

    Do Target sell Coles and Myer Group Gift Cards? ;) 20% off

    Also, I'm assuming you have to "Checkout with Zip" and not use the Visa card on Apple/Google Pay (if in store). Although it does not specify in the terms if the Zip Visa card is excluded.

    • +1 vote

      Yeah they do! Not a bad deal.

      You can use Visa card on Apple/Google Pay. It's one of their options to pay 'instore'.

    • +3 votes

      I'm not sure what you mean, I think we are able to use our phone's tap and pay so long as you use the zip card within tap and pay.

      •  

        You're certainly right

    •  

      Most likely exclude tap & pay payment.

      •  

        Is zip pay not tap and pay?

        This is confusing

        •  

          not always.

        •  

          If it's online transaction, just choose Zip pay as payment option. No tap. You can tap and pay instore, same as you pay with your credit card. You just need to generate a Zip card first, add it to Gpay or Apple Pay

      •  

        in T&C stated clearly online or instore payment… so yeah I think apple or google pay is accepted…

        to ensure better call up to clear the issue….

    • +1 vote

      From the offer FAQs:

      What products are not available for Zip?
      All gift cards and e-gift cards are excluded from purchase with Zip. If an item from the excluded product list is added to a basket, Zip will not be selectable for the customer at checkout.

      •  

        That's for online only i believe

    •  

      If you can't think of anything else to buy, Coles Myer Group gift cards are def the go.

  • +1 vote

    good price for ps5 controller

  •  

    Thanks OP.

  • +2 votes

    Nintendo Switch Ring Fit adventure $99 + $1 item = $80 after cashback.

  • +1 vote

    maximum of $20 AUD credit back per Zip customer

    They have learned from the Saturday Promo : (

    •  

      ??? the Saturday Promo also capped at your zip pay limit

      •  

        Not if you paid off early?

        •  

          How? you can't pay more than your limit

          •  

            @RichardF89: Limit is per transaction, but the Saturday was 10pct off everything? So as long as you spent in increments of no more than limit, and paid off in between, you could spend more.

            • +1 vote

              @blighst: You can't pay off in between. Purchases stay in pending status for couple of days. You can only pay off during the week and get ready for the next Saturday.

              •  

                @Sharp: yes thats correct and what blighst said is also correct.

              •  

                @Sharp: the pending mode was frustrating if you're intended to spend more…

      •  

        Good cap of $150 bonus X 4 :)

        •  

          that's why now soon many people has a zip app on their phone, this is marketing. Now the marketing share is more important than making profit for big company.

    •  

      No complaints from me, I'll take a free $20 credit back

      •  

        I would used a 5% off gift card so extra $15 is ok .
        But I could have fired tons of bullets if the one limit wasn't there .

  • +4 votes

    Couple of weeks ago I tried to go Target and pay with Zip (not google pay / apple pay) and then got a company policy shoved in my face saying Zip cannot be used for gift card purchases. So if this has changed, let me know.

    • -1 vote

      You tell them you're paying by credit, then use tap and pay, why would they even know you're paying with zip?

      • +6 votes

        tap and pay is fine

        but just saying this promo isn't tap and pay it's checkout with zip

        •  

          Thanks, saved me the headache

      • +5 votes

        This promo is similar to Pizza hut, Big W credits back, not Dec Saturday 10% back. Check previous Zip deals. Tap & pay ineligible.

        • +2 votes

          good point. Would like to know if someone tried zip and pay today in target for $100 then receive the 20 credit

    •  

      All gift cards and e-gift cards are excluded from purchase with Zip. If an item from the excluded product list is added to a basket, Zip will not be selectable for the customer at checkout.

      • +1 vote

        You can still using tap and pay with zip card in Apple Pay. Question is whether it is counted within this promo

        •  

          They wouldn't know what you purchased? Or would they?

          • +1 vote

            @jakxon: They wouldn’t know. Problem is they can simply exclude all tap and pay transactions, if they prefer

            • -6 votes

              @ggfatty: Per T&Cs, "checkout with Zip, instore…"
              The only way you can check out with Zip instore is with tap & pay

  • +20 votes

    Is this Target-ed?

    •  

      i wonder the same as it doesn't appear anywhere in my inbox or zip app

      •  

        I wonder why you got negged. I’m wondering the same as it’s not showing in my app. Where is others seeing this offer? Thanks in advance.

        • +1 vote

          I got it so I’m guessing it’s targeted if you didn’t

    •  

      I see what you did there ;)
      For the people actually wondering, no it’s not targeted.

  • +1 vote

    ok the buy gift card instore?

    • +2 votes

      won't work

      • +1 vote

        you tried?

        •  

          yep no good

          • +3 votes

            @modsec802: Can you elaborate at which point it didn’t work for you? There are multiple points where it might fail and it’s not clear where it “didn’t work” for you.

            Did they let you pay for the giftcard via tap & pay(using zip card) and then no $20 back, or they didn’t let you pay for the giftcard at all using the zip card tap&pay?

            Or did you try to pay for the giftcard via zip pay directly?

            • +1 vote

              @Kenb0: try using the VISA card and report back 😉

          •  

            @modsec802: Unsure why you're saying it won't work?

            1. Head to Target
            2. Grab $100 worth of gift cards
            3. Checkout at self serve or a manner register
            4. Pay using Zip Pay (Tap and Pay) via Google Pay or Apple Pay.

            Seems fairly straight forward.

            The $20 AUD credit back amount will be applied to your Zip Account within 14 business days of the purchase being processed.

            •  

              @brandogs: promo won't work with tap and pay - try it and report back 😉

              •  

                @modsec802: No where does it say that in the T&C's… Where are you getting this information from?

                •  

                  @brandogs: From the email they sent me. Try it and see.

                  •  

                    @modsec802: Didn't know there was additional information in an email. Do you mind sharing the extra info?

            •  

              @brandogs: Apparently this isn't tap and pay eligible, read some comments above. I got downvoted for suggesting tap and pay.

              If you click on t&c's this is how it says you can pay in-store

              "Shopping Instore:
              Click on the instore tab within the Zip app to access your barcode and scan it to complete your payment"

              No mention of tap and pay, so let someone else try that at their peril.

          • +1 vote

            @modsec802: can't use zip pay barcode for gift cards: https://www.target.com.au/zip

            promo won't credit if you use the zip VISA card - you can try and report back 😉

            •  

              @modsec802: Are you suggesting someone to try because you haven’t tried it yourself?

              Worst case, you get a $100 gift card for $100. No problems.

              • -2 votes

                @eyebrows7: Worst case would be you then lose that gift card

              •  

                @eyebrows7: No, @dcollins77 was suggesting people who won't believe that this zip promo does not work for gift card to try it themselves. You need to wait for 14 days to know if this promo applies to zip tap and pay purchases.

  • +2 votes

    Anyone else notice that your credit history gets pinged when signing up to ZIP?

    • +1 vote

      Yes, bank certainly noticed when I went through a refi recently!

    •  

      Do you have multiple Zip accounts?

      •  

        Just the 1. But I check my credit often.

        •  

          I check my score monthly as well. How could you notice the impact of only one sign up? My score didn't change.

          •  

            @Sharp: What is the best way to keep track?
            Thanks

            •  

              @Wiser: There are others but I use getcreditscore.com.au

            •  

              @Wiser: Try clear score app

          •  

            @Sharp: score vs history is different :)

          •  

            @Sharp: If only it was one signup, one among a multitude of signups (of various things) does start to add up

    • +3 votes

      It is not possible because Zip is currently not running a promotion where you can bank up credits with incremental spends. Your expired credits are unfortunately gone forever…

      This Target promotion is for one transaction over $100, with the credit automatically applied to your owing balance after the payment clears.

    • +2 votes

      This offer is instant $20 credit. No need to accumulate $30.

      • -1 vote

        T&C say within 14 days, so not that instant. Also 14 days is a long time to see if you bought a gift card or not, so I'm not risking it.

    • +1 vote

      different promotion.

  • +1 vote

    Shame their Nintendo games are all shocking prices

  •  

    Does sign up for zip means credit check?

  •  

    my order was cancelled due to insufficient stock….. do you guys think i can order at a different store and the cashback will apply or did i lose my shot?

    EDIT: called them and they said another purchase will be eligible, just in case it happens to someone else :-)

  •  

    if i cant tap and pay, how do I pay in store?

  •  

    Just went to my local Target. Apparently they don’t sell Colesmyer gift cards anymore since January. Next best thing is $100 Westfield or Only1 gift cards, but have $5.95 activation fee.

    •  

      Do they have any other gift cards?

    • +1 vote

      I just bought Coles Myer gift card at Sefton Park SA

      •  

        Any notification of credit? Or it will be known only after 14 days?

        •  

          Zip will ask you to pay $80 if you spend $100 in Target. Works like AMEX credit.

        •  

          Yes, $20 has been applied to my zip account

          • +1 vote

            @dtox: Did u pay via tap & zip or using the zip in store barcode?

      •  

        Nice work you’ve paid full price - no returns and no credit on tap&zip

        •  

          Not sure what you mean. Credit has posted

  • +2 votes

    Anyone guinea pigged tap and pay in store yet?

    •  

      I might try today if they sell gift cards that don't have any extra fees. Not expecting a credit, but need to buy one anyway.

  •  

    Anyone managed to get coles myer giftcards with instore barcode and cashback went through ?

    • +1 vote

      No one will be able to tell you as the cashback isn’t instant unfortunately.

      The $20 AUD credit back amount will be applied to your Zip Account within 14 business days of the purchase being processed.

  •  

    This should stack with Target's own promo:

    Spend $100 get $20 off
    Spend $200 get $50 off

    https://www.target.com.au/

    As long as you're spending $120 on first one, you should (in theory) get $20 off then pay balance by zip to get another $20 back.

    Wish me luck.