Teacher's Mutual Bank is offering some NEW LOW Investment Fixed Rate loans with Full Offset account.
Max LVR 90%
| Investment Term | Principal & Interest (P&I) | Comparison Rate |
|---|---|---|
| 2 years | 2.35% p.a. | 4.05% p.a |
| 3 years | 2.35% p.a. | 3.89% p.a. |
| 4 years | 2.25% p.a. | 3.71% p.a. |
| 5 years | 2.55% p.a. | 3.68% p.a |
| Investment Term | Interest Only (IO) | Comparison Rate |
|---|---|---|
| 2 years | 2.50% p.a. | 4.08% p.a |
| 3 years | 2.50% p.a. | 3.94% p.a. |
| 4 years | 2.40% p.a. | 3.78% p.a. |
| 5 years | 2.70% p.a. | 3.77% p.a. |
Comparison Rates
Any quoted comparison rate is only true for the example given and may not include all fees and charges. Different terms, loan amounts or fees may result in a different comparison rate. Comparison rates are based on a loan amount of $150,000 over a loan term of 25 years.
Other rebates available
- Commonwealth Bank - Get $2,000 cashback when you refinance your eligible home loan with CommBank. T&Cs apply.
- NAB - Receive up to $2,000 cashback when you refinance your home loan with NAB. T&Cs apply.
- ANZ - Get $3,000 cashback when you refinance your home loan with ANZ. T&Cs apply.
- St George - Receive up to $4,000 cashback when you refinance your home loan with St George. T&Cs apply.
Additional in-house CASHBACK available from us by mentioning "Ozbargain".
Separately, we are offering a $500 upfront cashback for loan less than $750k but greater than $500k (excluding offset and redraw) for any fixed term loan of 2 years or more and offering a $1,000 upfront cashback for loan greater than $750k (excluding offset and redraw) and onwards for any fixed term loan of 2 years or more.This cashback offer is only available for applications submitted from 10 Feb 2021 and expires 30 April 2021. Maximum of 1 cashback per household (e.g. per couple).
How to Apply
Any advice is tailored to your financial situation. Our platform would simplify the lending process and our team will ensure that you are updated throughout the whole process.
For further details about this deal or other 35 lenders we work with, please contact directly via email or phone.
James Sim - Senior Mortgage Broker
M: 02 80807581 / 0487 000 098
E: [email protected] or [email protected]
W: https://www.nectarmortgages.com.au/project/james-sim/ or http://jamessimbroker.com.au
Review: https://www.ratemyagent.com.au/mortgage-broker/james-sim-hf2…
https://www.wordofmouth.com.au/reviews/nectar-mortgages-sydn…
COMPANY DETAILS
Wiz Financial Services Pty Ltd (credit representative 459750) trading as Nectar Mortgages and Credit Representatives of QED Credit Services PTY LTD (Australian Credit Licence number 387856).
Other Important Information: Applications are subject to credit approval of the respective lender applied to. Full terms and conditions will be included in our loan offer. Fees and charges are payable. Interest rates are subject to change.
How does the fixed rate work with offset? I’ve read about some banks putting restrictions on offset when you get a fixed rate