Probably one of the better deals for those looking to switch.
- Offer is decent, essentially money ($400 / $150 prepaid card) depending on policy
- Insurer is HCF (public fund) and is one of the better PHI providers (imo)
- Have to hold the policy for 4 months to redeem prepaid card
- Please read PDS and all T&C and see if this is right for you
In my case, I need hospital gold as a single male. There's only like 2 companies that are cheaper (by about $1 or so) and their extras weren't as good. So for me, reduced PHI and a $150 gift card after 4 months.
I could imagine this being a great deal for single parents/families.