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$100 Cashback after $500 Spend on Zip Business Trade Plus Account (New Customers Only)


The fee looks unavoidable although you'd still be ahead $85 anyway.

A one-off 3% fee per transaction applies if a transaction is not paid in full prior to a repayment plan being created

Referral Links

Referral: random (388)

$10 for referrer & referee, if referee applies for account within 14 days of invitation and completes a transaction within 14 days of account approval. Those wanting a referral should PM users their email or phone number, to be sent an invite. You may like to PM a few members to avoid waiting. Users receiving a PM for a referral should send an invite to that member's email or phone number. Once you have received an invite, you won't be able to be invited from other members.

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closed Comments

  • isn't Zip Business Trade Plus the minimum credit limit $3000 and it doesn't have tap and pay? ref '"up to 60 days at no cost "" so if you pay it off within 60 days you don't have to pay the 3% fee? do you need to be gst registered and show them your bas and do they accept sole trader applications?

    • I think you can spend any amount you want. It just sets the range for those who might want to spend more than $3000, but also gives you a up-limit of $150000.
      And about the 60 days no cost & 3% fee, if I didnt get it wrong, the 3% fee will be automatically added to your bill if you couldnt pay in full "BEFORE A REPAYMENT PLAN' which is "AUTOMATICALLY CREATE BY ZIP IF YOU DIDNT MAKE ANY PAYMENT FOR UP TO 60 DAYS."

      No payment for up to 60 days, then a we’ll automatically create a repayment plan of 4 equal monthly repayments
      A one-off 3% fee per transaction applies if a transaction is not paid in full prior to a repayment plan being created"

  • the email code i received from zip was EOFY21 . does anyone know if you qualify also for the $10 mobile phone referral? did application and it asked for linked bank account username and password login not sure how they can access it afterwards as its a token that changes every few minutes? now under review haven't heard anything back only got sms and email saying to complete application a couple of hours later but when i got to resubmit it says its still under review. anyone know how long it takes and what other documents they may request?

    • 1 business day. Ring (02) 8294 2345 if need to query.

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