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Westpac Altitude Reward Platinum CC, 130K Bonus Points, $3K Spend on within 90 days (AF $49 first year)

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Westpac Altitude Reward Platinum CC, 130K Bonus Points, $3K Spend on within 90 days (AF $49 first year)
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timhn on 28/06/2021 - 15:23 westpac.com.au (4981 clicks)
Last edited 19/10/2021 - 17:34 by 2 other users

Just notice Westpac have raised their bonus points for the Altitude Platinum to 130K (usually 80-100K). Probably counter the ANZ deal.

Note, no fee if you are an existing customer - you can just open the debit/transaction account with them.

—
130,000 bonus Altitude Rewards Points

Already with Westpac? Sign in and apply to get your first year annual card fee waived

130,000 bonus Altitude Rewards Points with $3k+ spend on eligible purchases† within 90 days of card approval>.
0% p.a. for 22 months on balance transfer>> when requested at card application. 1% balance transfer fee applies. After 22 months, rate reverts to the variable cash advance rate of 21.49% p.a.

Plus, a reduced first year annual card fee of $49 ($150 thereafter)*. Already with Westpac? Sign in and apply and we’ll waive your first year annual card fee>>>.

Offer not available if you’ve held a Westpac rewards card in the last 12 months. T&Cs apply.

Referral Links

Westpac Choice Account: random (111)

Referrer & Referee get $50 after referee makes 5 card purchases & deposits $500+. Maximum of 5 referrals allowed per customer: bonus is not paid to either parties if the referral code has been used more than 5 times.

Financial Credit Card MasterCard Reward Points

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closed Comments

        • plal on 03/08/2021 - 01:00

          Are you guys referring to Cashback as 'annual fee rebates'?

    • iori57 on 03/07/2021 - 10:33

      this sounds awesome!

  • mutnyi2001 on 29/06/2021 - 13:30

    Has anyone on casual contract been successful in being approved for this card?

  • [Deactivated] on 30/06/2021 - 13:05

    Any ideas on how to rack up 3k in 90 days?

  • Timf001 on 01/07/2021 - 22:26
    -2

    any one got a referral code?

  • DerpFactory on 04/07/2021 - 21:38

    You just need an account right? You don't need to actually have a transaction account.
    I think this worked previously.

    • timhn on 05/07/2021 - 09:55
      +1

      As long you are already an existing customer, you can apply for it.

      • prankster on 03/10/2021 - 20:25

        yeah i'm a customer, had an account with them before $0 and now its gone but if i try apply for this card, it says i'm eligible customer and will get the annual fee waived so lol

    • Timf001 on 10/07/2021 - 10:47
      -1

      Hi there, I have an account but when I click above for a referral code there is an error. Do you have a referral code by chance?

      • timhn on 10/07/2021 - 18:31
        +1

        I don't understand why you need any referral code to apply for this promo.

        The instructions practically right there:

        Already with Westpac? Sign in and apply to get your first year annual card fee waived

  • Timf001 on 09/07/2021 - 16:44
    -4

    HI OZ B, ANY ONE GOT A VALID REFERRAL CODE?

  • FeZZa21 on 15/07/2021 - 11:21

    I've had "Westpac Altitude Black World Mastercard" in the last 12 months, does that count as "Altitude Black card with Altitude Rewards"? or they different?

    Edit: I think answer is yes because the black world is no longer offered which seems to be replaced with Altitude Black Rewards. So can wait couple of months hopefully offer is still around.

  • greater mimic on 23/07/2021 - 13:24

    I previously held the Westpac Altitude Black Mastercard in January, does this exclude me from this offer? It wasn't a Rewards card so not sure.

    Edit: Oh person above asked same question. Damn will have to wait.

  • movieman on 25/07/2021 - 00:26

    Thanks OP.

    Applied!

  • Beefa on 27/07/2021 - 12:16

    Taking a while to arrive in the post. Been nearly two weeks since approval

    • kerfuffle on 28/07/2021 - 07:09
      +1

      They have a digital card function where you can use the card immediately online and via NFC if you're not aware

      • Beefa on 28/07/2021 - 14:31
        +1

        Oh cool, didn't know that, thanks!

  • mbrooks on 02/08/2021 - 23:57

    Best way to redeem the points? I'm thinking the of $100 wish cards for 23,500 points. So for 130k points, that's ~$550. Anyone got any better ideas?

    • Beefa on 04/08/2021 - 21:08
      +1

      'Annual fee rebate'. Apparently its literally the same as a cashback and worth ~$650 for this deal.

      • plal on 05/09/2021 - 16:48

        hi where do i find 'annual fee rebate' in rewards section? Do i go Pay with Points?

        • Beefa on 13/09/2021 - 23:06

          Gift cards & cashback >> financial services

      • DrRalph on 14/09/2021 - 11:30
        +2

        Can confirm this is still working. I applied for my annual fee rebates on Saturday. They were recorded in my account on Tuesday.

        • Skykiwi on 01/12/2021 - 21:43

          So essentially the annual fee rebate is the same as cashback but with better rate? Does this work if first year's annual fee is waved?

    • everydayimbargaining on 21/12/2021 - 11:15

      Confirm this works as well-credited $650 today

  • King kong on 24/08/2021 - 15:02

    Hi guys
    Just got approved after weeks of hassle. Was wondering if Council rates, utility bills and rego is eligible transaction? Cheers

    • timhn on 24/08/2021 - 16:17

      No. But if you pay via Sniip or Beem It (by BPay) then it'll count.

      • nightelves on 09/09/2021 - 10:08

        Dang it. That would have been handy to know when I had $1400 worth of government spend.

      • fomal on 22/09/2021 - 00:24

        wait are you saying if you use Bpay via Beem it, all cc transactions wouldnt be counted as cash advance?

        • nightelves on 22/09/2021 - 08:43

          Pretty much. But Beem It is very restricted in what they provide. Whereas Sniip allows everything but there's a fee involve. How I avoided the fee was to use a referral code which gives you $10 to use to offset fees.

  • szy2k on 31/08/2021 - 18:39

    thanks, great deal!

  • RyanMK on 01/09/2021 - 08:52

    I've applied for a Savings account so I can get the annual fee waived. I would have thought this is a fairly straightforward process that could all be done online, but when I submitted the application, I got a prompt saying they would call me back to finalise details and setup my account. Has anyone had the same experience?

    • asc on 04/09/2021 - 09:53

      same.

      • RyanMK on 04/09/2021 - 12:03
        +1

        I ended up giving them a call and having my bank account set up over the phone. The subsequent credit card application was at least straightforward, and was approved in less than 24 hours after I submitted the application.

  • shonofear on 02/09/2021 - 06:42

    this was a breeze to apply and get approved for, maybe helped that I had a savings account open with them. got rejected by Kogan black CC a few weeks ago. cheers Op

  • ozstig on 03/09/2021 - 19:47

    Approval process starting to drag on. Conditionally approved subject to providing 2 most recent payslips. Did this but got email saying they were more than 60 days old which they weren't. Then provided 3 months of Bank statements. Now still waiting for outcome.

  • Homr on 03/09/2021 - 21:45
    +1

    One of the best and fastest application I have done yet. Once you approved, you can start using the digital version of the card so you don't even need to wait for the physical card to arrive in the mail

    • timhn on 04/09/2021 - 15:54

      Yep, that's the best thing from Westpac. Last year, I've reached the required spending before received the physical card !!

  • shavo30 on 05/09/2021 - 18:23

    thanks ops. KYC process is average (can banks not get this right??). Needed to register first for everyday account. Upstream equifax provider cant verify my identity details so I need to go to branch now. As signed in, then applied for CC. Uploaded two payslips. See what happens next!

    • szy2k on 05/09/2021 - 18:38

      Exactly the same, took me by surprise that they can't verify my ID online, haven't had that issue with any other bank nowadays.

    • shavo30 on 08/09/2021 - 14:36

      Update:
      Applied online: 5th sept
      CC approved: 7th sept
      ID verified: 8th sept (dropped into branch today)

      Feedback:
      Native app is seriously clunky. Signs out and brings me to homepage even when my session hasnt expired.
      When you active the digital card it will complain that you need to call up to enable some "security device".. I actually found out if i go to desktop internet banking i can enable "sms protect" and then that will allow me in the app to view digital card. Need to wait for the actual physical card if you want to add to google pay.

      • kerfuffle on 08/09/2021 - 15:10

        Need to wait for the actual physical card if you want to add to google pay.

        No you don't. Just plug in your card details and expiry date and CVV. You can update your CVV when the physical card arrives.

        • timhn on 08/09/2021 - 15:24
          +1

          I don't think you need to update the CVV once added GPay.

          Added to GPay once to my phone to use before the physical card arrived. Activated the card and put in drawer until the day I cancelled it.

        • shavo30 on 08/09/2021 - 15:28

          Doesn't work for me. In-app select add to Google pay and the only eligible card is debit card. Manually enter in cc details to google pay app and fails to verify details.

          • kerfuffle on 08/09/2021 - 15:32

            @shavo30: No idea. Worked for everyone else

            • shavo30 on 08/09/2021 - 15:36

              @kerfuffle: Very broad statement…

              I must be the exception then!

              • kerfuffle on 08/09/2021 - 15:45

                @shavo30: You're the only one who's said it's not working so far🤷🏻‍♀️

  • n0mad on 10/09/2021 - 12:35

    anyone received their points yet after making the $k spend?

    been 2 statements since making the spend and no points for me.

    • amorphous2111 on 10/09/2021 - 18:28

      I did, after the second statement.

      • n0mad on 12/09/2021 - 15:35

        thanks, will see what happens next statement

    • DrRalph on 13/09/2021 - 21:28

      Received points with first statement.

  • szy2k on 13/09/2021 - 18:32

    Can someone who has this card confirm that a $100 Woolworths WISH eGift card = 23,500 points is still the case, please?

    • shonofear on 13/09/2021 - 19:44
      +1

      Yes.

    • timhn on 13/09/2021 - 20:44
      +2

      Annual fee rebate for better value

  • fomal on 22/09/2021 - 00:19

    This card is amazing.

    I received the card on 13th of September.

    Activate it and then buy $3000 ebay gift card.

    Got the 130k points the next day O_O

    thanks op!

    • freestyle18 on 10/01/2022 - 09:45

      it was isused between statements…?

  • nightelves on 23/09/2021 - 08:47
    +1

    Pleasantly surprise as well with this card. Once you meet the spend, the points gets credited instantly.

  • wordsmith on 28/09/2021 - 20:44
    +1

    I applied late on the night of 26th soon after opening a bank account, received conditional approval email around 7am in the morning.
    Used the automatic login option to let their system collect credit transaction from my salary account, also uploaded pay slips aroubd afternoon.
    Called their helpline soon after and the nice guy on the phone offered to review my application on the spot if I waited a few mins, about 5-7 mins of hold time and was informed that my application was approved.

    Very happy with the pace and comfort of the whole process, didn't need dropping into the branch of any of the steps. This was my first credit card application in 2 years, and don't have any other cards or BNPL accounts.

    I find the app reasonably good, also faced the security device issue on phone app but was able to update security settings via desktop site.
    I am able to add debit card to Google Pay but not the credit card yet, should not be long before the card arrives.

  • ChikenMiester on 30/09/2021 - 13:24

    First-Year Annual Card Fee Waiver - Existing customers only: is available when you apply and are approved for a new Altitude Platinum credit card between 31st August 2021 and 30th November 2021. After the first year, the $150 annual card fee will be debited to your account annually on the 12-month anniversary of the first transaction on your card account.

    Does this mean you have to keep the card for a year? and incur the next year's annual fee?

    • timhn on 30/09/2021 - 14:34

      No.

      Once you get your bonus points and redeem them, just close it if you don't need any more.

  • Your Friend on 30/09/2021 - 16:44

    anyone else not getting bonus points instantly after meeting the spend requirement? I met it over a month ago and still haven’t received the points but I’ve seen others all say they got them instantly.

    • nightelves on 08/10/2021 - 09:45

      Have you checked if you got the 3k point as well? Once I received the 3k points based on spend that when the points was credit in 1-2 days.

      • Your Friend on 08/10/2021 - 09:53

        Yep, I’ve literally been sitting on 3400 rewards points for 2 months…

        • nightelves on 08/10/2021 - 10:02

          Oh ok did you log into the rewards portal because I find sometimes there's a lag. But very strange because I received all points within a few days.

          • Your Friend on 08/10/2021 - 10:14

            @nightelves: Yep still the same. When I called them they said it can take up to 90 days but everyone else receiving them instantly makes me a bit concerned

            • nightelves on 08/10/2021 - 10:19

              @Your Friend: That's very strange. My history is this. Received card on 9th September, met spend on 22nd September and points credited same day based on my points summary.

  • FeZZa21 on 06/10/2021 - 18:03

    dammit for the "Which rewards program would you like" question I selected "Qantas" rather than Altitude or whatever the other option was, does this mean I get no bonus points?

  • szy2k on 11/10/2021 - 19:38

    Hi, can anyone please advise me where can I check the points I accumulated? Or do I have to wait till the statement is issued to check the points? Thanks.

    • szy2k on 12/10/2021 - 12:15

      Never mind, I found where to check now. thanks.

  • Homr on 15/10/2021 - 18:31

    I have spent over 3k on the first month and already paid for it, does anyone know when I will get the 130,000 points??

    • asc on 22/10/2021 - 13:00

      same question.

    • dorikin on 24/10/2021 - 12:38
      +2

      The T&Cs states up to 12 weeks so sit tight, I'm still waiting for mine too.

      "The bonus Altitude Points will be added to your points balance within 12 weeks once you meet the eligible spend criteria."

      https://www.westpac.com.au/personal-banking/credit-cards/rew…

      • dorikin on 30/10/2021 - 23:56

        Just received my points (approx. 2 weeks after meeting the spend amount)

        • Homr on 31/10/2021 - 10:26
          +1

          I just checked my account and got my points too. WOO HOO!!!

          Time to cancel the card and churn to a new one

  • Homr on 31/10/2021 - 10:32

    I can't seem to find the annual fee rebate? Can someone please let me know where I can select it?

    I can see pay with points and cashback but no annual fee rebate.

    Edit: Found it, its under Financial Services

  • rake on 02/11/2021 - 10:59
    +3

    Hi all, just met my spend for $3000, the 130K points arrived overnight. That is the quickest any bank has credited bonus reward points.

  • lrz07 on 18/11/2021 - 09:18

    Hi everyone, am in the same boat as some where minimum spend has been met; plus first statement issued and no sign of the 130k points. Today I saw that instead somehow 30k QFF points had been applied to my QFF account instead, roughly around the first statement date. Can someone else check if the same thing happened with them?

    Surely there must be a mistake somewhere as I saved a copy of my original application and definitely chose "Altitude Rewards" and applied under the 130k offer.

  • Beefa on 21/11/2021 - 15:48
    +1

    Still waiting on my points. Hit the min spend 12th of Sep so its been over two months. Might give em a call soon and report back

    • BlackIron2 on 24/11/2021 - 08:23

      i'm in the same boat as well

    • fullmetal on 29/11/2021 - 15:18

      I met my spending last week. Gave them a call to confirm they say wait for 90days. Seems like quite a number of ppl are taking longer than usual? Is it because we have past records of churning credit cards?

      • Beefa on 29/11/2021 - 16:03

        Definitely strange that some are getting it instantly while some are waiting months… Any churners confirm if they got the points instantly?

        • Drugzy on 29/11/2021 - 22:21

          I've been 60 days also waiting for the 130k…they also told me to wait the 90 days.

          Was a real pain to churn this one also, had to go into a branch to verify my ID, then they put a hold on my card for 3 weeks because the chick in the branch entered my Medicare number incorrectly…that took some sorting out.

          Can't wait to get away from Westpac!

    • asc on 07/12/2021 - 19:41

      same boat. met spend two months ago. Lodged a complaint.

  • zebargaro on 25/11/2021 - 10:31

    Met the minimum spend yesterday but the transactions were still pending. Everything cleared out today and I basically received the points instantly.

  • Mintchip on 25/11/2021 - 11:52

    Waiting for full approval … C’mon Westpac come through for Black Friday 🤞🏼

  • mameimo on 30/11/2021 - 16:02
    +1

    wtf, met the minimum spend a month ago, and still haven't received the bonus points

    • marc171 on 01/12/2021 - 11:07

      chase them. that is what i have been doing and only got it yesterday

      • mameimo on 05/12/2021 - 09:11
        +1

        Didn't you get the usual spiel that you have to wait 90 days? That's what I got from calling them twice.

        • wgibbie on 09/12/2021 - 19:53

          That's what they've told me. Met min spend 1 month ago, said they cant add points manually until 90 days have passed.. annoying as most people on here have had such a quick turn around lol.

  • mathematicalcoffee on 02/12/2021 - 15:45

    I have a bank acct with them and just applied for the card, but they now say I have to email the front and back of my driver's licence, 2 months of payslips, and 3 months of bank statements to [email protected] to proceed. I asked if I could go to a bank and display the documents instead, but they said it all has to be emailed in one email :/ feels a bit dodgy - I had already uploaded the payslip in their portal originally and westpac bank have already verified my ID with licence and medicare for the bank acct, so why do they need this again? isn't the point of being an existing customer that they can access the ID info already from the bank acct?

    • Beefa on 07/12/2021 - 14:41

      Can confirm Westpac is pretty useless and I'm keen to never do business with them again after I receive my bonus points. I provided all the information through the portal and was sent a text saying I'd been approved and that the card was on its way. About a month went by and I asked where the card had gone, and then similar to you, was directed to email information to that address. Heard nothing back from them for weeks. Took hours waiting in phone queues to finally get them to send the card out.

      • mathematicalcoffee on 07/12/2021 - 15:07

        yep, I went to check the progress of my application online and lo and behold! the application has disappeared from my account and using their progress checker says "can't find that application ID". Rang and was told that the application is with the finance team and I will hear back within a week (despite it already being a week). They couldn't explain why the application doesn't seem to be accessible from my westpac online acct any more (previously it would show up on online banking as 'in progress')

        • mathematicalcoffee on 13/12/2021 - 15:26

          an update: 2 weeks from sending them the ID docs and 7 business days after being told "within 5 business days", I called them again to be told I would be given my result that day. A text comes through immediately after I hang up asking me to call again. I call again and am told I now need to go to a branch with 100 points of ID, despite them telling me I couldn't do that when I asked to the first time rather than emailing my licence to them! How ridiculous - I will never go to Westpac again.

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