Up to $6,000 Cashback for Refinance & Purchases + Rates from 1.89% 2 Yrs Fixed - Citibank

70

Go to Deal

AssociatedJohnKKMK @ Mortgage Better on 30/09/2021 - 16:28 www1.citibank.com.au (715 clicks)
Last edited 28/10/2021 - 11:21 by 1 other user

Please note: Citibank has confirmed their 2, 3, 5 yrs fixed rates are increasing from 1/11/2021, applications must submitted by COB31/10/2021 to receive the free 60 day rate lock

P&I packaged HOME LOAN

• 1.89% for 2 years fixed for home loans (CPR 2.71%)
• 1.99% for 3 years fixed for home loans (CPR 2.70%)
• 2.59% for 5 years fixed for home loans (CPR 2.87%)

P&I packaged INVESTMENT LOAN

• 2.19% for 2 years fixed for investment loans (CPR 3.04%)
• 2.29% for 3 years fixed for investment loans (CPR 3.02%)
• 2.589% for 5 years fixed for home loans (CPR 3.19%)

Interest Only INVESTMENT LOAN

• 2.39% for 2 years fixed for investment loans (CPR 3.32%)
• 2.49% for 3 years fixed for investment loans (CPR 3.29%)
• 3.09% for 5 years fixed for home loans (CPR 3.45%)

Variable rates are subject to pricing. Please contact us for details.

rates are subject to lender changes
Citibank offers free 60 days rate fix for all fixed rate applications

Fees for Mortgage Plus Package loans
$250 Settlement Fee
$350 Annual Fee
Fee without Mortgage Plus Package
$399 Application Fee
$250 Settlement Fee
$8 per month per loan split

$6,000 cashback2 where the home loan amount is $1,000,000 or more;
$4,000 cashback1 where the home loan amount is $750,000 or more;
$3,000 cashback1 where the amount is less than $750,000
Terms & conditions apply - https://bit.ly/3ijKFsW

What is a comparison rate (CPR)?
The comparison rate is calculated for a secured loan for an amount of $150,000 over a 25 year term. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, or cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

We are a Premium Status Broker with Citibank & many other lenders.
See our +170 five star google reviews at - https://www.mortgagebetter.com.au/google-reviews/

For further details about this deal or other 40 lenders we work with, please call us or book a consultation through the link below. We are unable to provide consultation or advice via email or ozbargain messages due to compliance reasons as well as significant number of enquiries. Thank you.
https://calendly.com/mortgagebetter

John Kim
Mortgage Adviser
M : 0433 390 648
E : [email protected]
https://calendly.com/mortgagebetter

RCA Finance Solutions (Trading as Mortgage Better) is an authorised credit representative (CRN 508268) of QED Credit Services PTY LTD (Australian Credit License 387856).

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• 

  wolvesaussie on 30/09/2021 - 16:38

  +2

  Does it come with an offset account?

  • 

    AssociatedJohnKKMK @ Mortgage Better on 30/09/2021 - 17:21

    yes, there is variable rate product with an offset account

    • 

      SamantaOz on 30/09/2021 - 20:37

      Variable with offset -what is the interest rate ?

    • 

      wolvesaussie on 01/10/2021 - 09:50

      Im looking to see if can beat Tic Toc as an investor with offset. If can get close but include a cash back offer I would consider it

• 

  Moderatormoocher on 30/09/2021 - 16:53

  The terms and conditions Google doc is not accessible.

  • 

    AssociatedJohnKKMK @ Mortgage Better on 30/09/2021 - 17:20

    thank you. I've updated accessability to public, please let me know if it still doesn't work

    • 

      Moderatormoocher on 30/09/2021 - 17:23

      Works now, thanks

• 

  ragnaboy2010 on 30/09/2021 - 16:59

  Is the cashback per property?

  Do you get two cashbacks if you were to refinance loans for 2 properties?

  • 

    mb5802002 on 30/09/2021 - 17:05

    I've asked the bank and they response was one cashback per person (regardless of the property number).

  • 

    AssociatedJohnKKMK @ Mortgage Better on 30/09/2021 - 17:21

    yes, it's one cashback per customer

• 

  mb5802002 on 30/09/2021 - 17:02

  "*rates are subject to lender changes" What is that mean exactly?

  • 

    AssociatedJohnKKMK @ Mortgage Better on 30/09/2021 - 17:22

    hello,
    it means that the lender has the right to change the rates of their products when they need to. This is the same with every bank in the industry as they continually update their rates.

• 

  clubhonda on 30/09/2021 - 18:01

  Other brokers for Citi are offering additional broker funded cashback in addition to the above.

  • 

    AssociatedJohnKKMK @ Mortgage Better on 01/10/2021 - 00:51

    +1

    Hi clubhonda. Thanks for your post. Yes some brokers compete by giving away their income which may work for their business model. We deliberately steered away from that model as it was attracting customers that we normally dont work with. Our business model is to compete on service, trust and advice so our clients tends to be busy professionals who value a long term adviser relationship to help them grow their property portfolio.

• 

  akstatic on 30/09/2021 - 20:20

  Thanks for the post. My application is already in process. I am now organising updated cashback offer with them. Thanks.

  • 

    AssociatedJohnKKMK @ Mortgage Better on 01/10/2021 - 00:36

    You're welcome. Good luck with your application! Im glad my post could get you a better deal :)

• 

  Titan84 on 10/10/2021 - 00:46

  Can you use two or more houses to make up the $1mil limit for $6k or is it one property that needs to be $1mil or more

  • 

    AssociatedJohnKKMK @ Mortgage Better on 19/10/2021 - 17:02

    hi there, two properties is fine thanks.

• 

  SanAndreas23 on 04/11/2021 - 11:46

  Offer still available?