Received an email from Citibank on the following offer:
Spending with your Citibank Debit Card just got even more rewarding thanks to Apple Pay, the secure, safe and contactless way to pay in-store and online.
For the next 3 months starting from 12 October, 2021 to 12 January, 2022, you're eligible to earn 1% cashback on all transactions up to the value of AUD 2,500 each month.
Simply transact using your Citibank Debit Card with Apple Pay.
HSBC debit gets you 2% on anything you tap so i guess its not the same but just putting it out there if you were not aware. This is on top of $100 bonus for opening a debit/fee-free transaction account.
$2000/mth deposit required. Don't have to keep it there or anything.
that 2% is only up to $100 per month I think
This offer from Citibank is actually only up to $25 a month cash back.
I also received the email, the T&Cs actually says:
"This offer is limited to a maximum cashback amount of AUD 25 per month for the primary account holder. This is equivalent to a maximum spend of AUD 2,500 per month, to qualify for a 1% cashback."
no hsbc is up to $50 cashback monthly
HSBC is only up to $100 per transaction. so $100 or more actually earn u nothing. The monthly cap is $50 though.
But yeah, this Citi 1% (even with no transaction cap) is too little, can't be bother. May as well use credit card for big purchase
Correct. I used to do this when buying at places like IKEA.
I would say “can you put it through this card the amount of $99, and then again, and again for this $400 purchase “.
They started telling me that it was their policy not to do this, saying it was to reduce credit card fraud.
I felt it was because I was being a pain to get 2% discount. Lol
No need to do any more as my crypto Visa card gives me 2% back on any amount.
$4.72 USD equivalent for my $325 purchase. Thank you very much.
Anyone know HSBC 2% applies if ApplePay/GPay in the App like Prezzee?
No it doesn't. It's only for physical taps. Paywave transactions
miss the day when we could use ING 5% back paywave lol
This is only up to $25 a month cash back, not $2,500.
I also received the email, the T&Cs actually says:
"This offer is limited to a maximum cashback amount of AUD 25 per month for the primary account holder. This is equivalent to a maximum spend of AUD 2,500 per month, to qualify for a 1% cashback."
Important Information
This offer is only available to primary account holders. Secondary account holders and their respective spend will not be included in the calculation for cashback.
This offer is limited to a maximum cashback amount of AUD 25 per month for the primary account holder. This is equivalent to a maximum spend of AUD 2,500 per month, to qualify for a 1% cashback.
The cashback calculation includes spend in Australian Dollars (AUD) only.
The cashback amount will be credited by the 5th day of the month.
Cashback will be credited to the account with the highest spend per month, each month the offer is available. For example, if you hold a Citibank Plus Account and spend AUD 500 in a month, and a Citi Global Currency Account and spend AUD 100 in a month, you will be credited 1% cashback only on the Citibank Plus Account for the AUD 500 spend (equivalent to $5 cashback).
The offer is available from 12 October, 2021 to 12 January, 2022. You can start spending at any time during the offer period and receive cashback.
Customers must claim cashback by 8 March, 2022, if they have not received cashback by 5 February, 2022. Please contact us at 13 24 84 for assistance.
Only customers who were sent this communication are eligible for the promotion.
Has anyone actually gotten the Cashback? I just realised mine never came on my debit Mastercard.
I don't receive this email. Is this targetted offer? I only have transaction account with citibank.
is anyone actually doing a $250,000 transaction on debit card and on apple pay to actually reap the $2500 max cashback?
You got it wrong, the max cashback is $25 i.e $2500 spend.
only going off ops description :)
Think a mod edited and included the $2,500 number, however I have now amended so it says "$25".
Does commbank offer anything similar? this is amazing.
having great difficulty adding card to apple pay.
first attempt, no auth code recd.
subsequent attempts now just fail, "try again later".
oh well, promo doesn't start until tomorrow anyway. not spending until then
the auth code came though >11 hrs later, they must have been banked up with large numbers of cards being added.
![[iOS] 1% Cashback on All Debit Card Transactions with Apple Pay (up to $25 Each Month) @ Citibank](https://files.ozbargain.com.au/n/07/656407.jpg?h=f65039d6)
Great. Now can we get ING, ME and others to follow?
I miss the days when banks cashback would mess up my spreadsheets and budget tools.