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Beyond Bank – Owner Occupier 2 Years Fixed Rate Home Loans Starting from 1.79% (3.73% Comparison Rate) + $395 Annual Fee


Owner Occupier Fixed rate special <60% Loan to Value Ratio

  • 1.79% for 2 years fixed for home loans (CPR 3.73%)
  • 2.09% for 3 years fixed for home loans (CPR 3.66%)

Owner Occupier Fixed rate special 60-80% Loan to Value Ratio

  • 2.09% for 2 years fixed for home loans (CPR 3.78%)
  • 2.09% for 3 years fixed for home loans (CPR 3.66%)

Investment Fixed rate special <80% Loan to Value Ratio

  • 2.39% for 2 years fixed for home loans (CPR 4.06%)
  • 2.39% for 3 years fixed for home loans (CPR 3.94%)

*rates are subject to lender changes

Upfront fee
Annual fee

What is a comparison rate (CPR)?
The comparison rate is calculated for a secured loan for an amount of $150,000 over a 25 year term. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, or cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

See our +170 five star google reviews - https://www.mortgagebetter.com.au/google-reviews/

For further details about this deal or to check your borrowing capacity and other loan options, please call us or book a consultation through the link below. We are unable to provide consultation or advice via email or ozbargain messages due to compliance reasons. Thank you.

John Kim
Mortgage Adviser
B. Commerce, Dip. Financial Planning, Dip. Finance & Mortgage Broking
M : 0433 390 648
E : [email protected]

RCA Finance Solutions (Trading as Mortgage Better) is an authorised credit representative (CRN 508268) of QED Credit Services PTY LTD (Australian Credit License387856).

This is part of Black Friday / Cyber Monday deals for 2021

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closed Comments

  • That CPR seems terrible

    • +5

      hello, please have a read how CPR works. It uses assumptions that your loan is $150k and you will never refinance for 25 years and stay on the revert rate.

    • +1

      If I had one dollar for every time someone raised a flag about CPR I could retire.

      When someone pays for a cheap red eye flight, do they complain that Qantas has the same fully flexible version for 7 times the amount? CPR is like that. It's handy to keep track of but no one ever pays it.

  • +4

    CPR is irrelevant as you simply pick it up and move it at the time.

    • +4

      thank you. unfortunately by law we have to advertise the CPR, however it confuses consumers alot.

      • Sure does, likely the same people concerned about their credit scores I imagine.

  • +2

    Any offset?

  • Redraw? I’d want to pay cash for the property and immediately redraw upon settlement. Thanks

  • +1

    what's the 254.07 Upfront fee?

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