This was posted 2 years 1 month 3 days ago, and might be an out-dated deal.

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Free Apple Watch Series 7 When You Meet Weekly Activity Targets (AIA Health Insurance & Vitality Membership Required) @ Optus

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Free Apple Watch Series 7 When You Meet Weekly Activity Targets (AIA Health Insurance & Vitality Membership Required) @ Optus
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MiCCAS on 23/03/2022 - 12:46 optus.com.au (2990 clicks)
Last edited 23/03/2022 - 14:05 by 1 other user

Want to earn an Apple Watch Series 7 by being active?

Apple Watch Series 7 delivers powerful health features on your wrist, connecting your health like never before.

For 24 months, track your physical activity with the AIA Vitality app, meet your weekly targets and AIA will cover your monthly repayments on a new Apple Watch Series 7. Available to AIA Vitality members. T&Cs and eligibility criteria apply.

Some bands are sold separately. Apple Watch Series 7 requires an iPhone 6s or later with iOS 15 or later.

Weekly activity target(s) met per calendar month You pay AIA Vitality will pay
4 or 5 $0 $27*
3 $12 $15
2 $17 $10
1 $22 $5
0 $27* $0

*The last 24th monthly payment will be billed at $28. We'll cover the full $28 in the last month if all physical activity targets are met.

Electrical & Electronics Apple Smartwatch

Related Stores

Optus
Optus
AIA Vitality
AIA Vitality

closed Comments

  • SnowDragon on 23/03/2022 - 12:54
    +9

    Would be nice if more companies gave discounts for being active.

    Can't really find what the daily targets are - but I think (based on this) the minimum is

    • 7500 steps
    • OR burning 150 calories in 30 mins
    • OR 30 mins of having your heart rate at 60% of your age related maximum rate.
    • Slo20 on 23/03/2022 - 13:04
      +2

      “Each week you’ll be set a personalised Active Benefit target, based on your exercise patterns, which can move up or down from week-to-week.”

      Based on this I assume it means you have to progressively increase your activity over the 24 months. Guessing it only moves down if you fail and month and the average drops.

      • justtoreply on 23/03/2022 - 13:23
        +3

        I don't want the target to keep going up. Not possible with physical limitations/kids.

        • Kritik on 23/03/2022 - 13:43
          +17

          Everything is possible. The rest are just excuses.

        • djones145 on 23/03/2022 - 14:01
          +21

          even easier with kids, get them to wear the watch or counter! 100k steps done in a day lol

      • MrFunSocks on 23/03/2022 - 14:06
        +1

        I'm with AIA and you're correct, the targets constantly increase as you keep meet the target. For example in the first week you might only need to get 150 points to get the "reward" for the week. It might be 150 for a few more weeks, but then it might go up to 250. It takes a few weeks of missing the target for the target points to drop back down a level.

        So yeh while this seems simple - a 30 min walk 3 times a week for a free Apple Watch - if you're not actually committed to your fitness you're going to end up paying lots and lots of money for the watch as you won't hit the monthly targets.

        • djones145 on 23/03/2022 - 16:17

          planning is required
          make sure u dont beat the target by much and only do the bare min

          also see it as a discount to the watch, say you only do half the months, thats 50 percent an apple watch, as long as the AIA health insurance is not expensive compare to other companies its not bad, not free but disocunted

      • schwinn on 23/03/2022 - 14:11
        +4

        The max they would ask you is to earn 500 activity points, which means 5 out of 7 days for you to either:
        - Walk 12500 steps, or
        - 30 minutes of high heart rate activity (I think it was 70% of your max hr)
        - 60 minutes of increased physical activty (I think 60%maxhr)
        - 30/60 minutes on a bicycle moving at certain speeds

        The steps are gotten from apple health through watch data, whereas I link my strava to AIA for it to collect the running/cycling related activity. With that said, I think it also links to other health apps.

        • mrtee on 23/03/2022 - 14:57
          +1

          What if you put the watch on a toddler who naturally has a higher HR

        • hellwolf on 23/03/2022 - 17:03
          +1

          Is the max really 500 a week? My target has been 500 a week for the last two years and I've been afraid of doing more as I didn't want it to bump me up to 600-700 a week which might not be achievable for me every week.

          • hellwolf on 24/03/2022 - 09:05

            @hellwolf: Answering my own question, I called AIA and they confirmed the maximum weekly target goal is 500. I could easily do 700 a week but have been stopping at 500 so as to not raise the target goal higher.

      • Rizzler on 24/03/2022 - 08:00

        Watch will be telling me I whacked off 15km everyday!

      • kasp on 24/03/2022 - 10:23

        Yeah I have this. Basically it goes up every week until it's 500 per week and stays there.

        So that is 5x per week of 12,500 steps or 70% heart rate for 30 minutes. You can only earn 100 points a day.

    • get-innocuous on 23/03/2022 - 14:26
      +3

      I know there are obviously lower lifetime costs for an active person but I’d rather health insurance companies stuck to their core market of covering health costs and not wasting people’s money on anything adjacent to that.

    • FredAstair on 23/03/2022 - 16:59
      +1

      Time to find a dog collar that can hold an iwatch

    • The Judge on 23/03/2022 - 17:23

      7500 steps

      Strap it to the dog & play throw the tennis ball for 15 minutes?

  • dust on 23/03/2022 - 12:56

    Monthly repayments? How long will you be repaying the watch? And if you miss a month what will the "gap" be?

    • Slo20 on 23/03/2022 - 12:57
      +2

      It’s all in the link.

    • MrFunSocks on 23/03/2022 - 14:24
      +1

      The repayments per month are $27 if you do nothing, on a 2 year plan. Every month you pay $27-($5 x number of weekly targets hit) up to having a $0 bill each month.

  • [Deactivated] on 23/03/2022 - 12:58
    +13

    Any Big Mac watches where u tap an icon and order a Big Mac?

  • TEER3X on 23/03/2022 - 13:00
    +3

    Looks like a hard credit enquiry FYI

  • CaptainHoltisDad on 23/03/2022 - 13:00
    +2

    Only a deal if you are really after the Cellular version and you also really want the latest Apple Watch. Most would be better off getting a Series 6 or just the GPS only version.

    Hitting the weekly target gets progressively harder as well each week as the # of points required increases. You will need to be doing fairly moderate-intensive exercise for 5 out of the 7 days every week to reach the activity target.

    • Jimothy Wongingtons on 23/03/2022 - 14:02
      +10

      yeah but at the end you'll be looking like * chefs kiss *

  • donb on 23/03/2022 - 13:00

    What happens if I cancel my AIA Vitality membership within 24 months?
    A. You’ll lose your eligibility for the offer. This means you won’t be able to reduce your monthly repayments through achieving weekly Active Benefits targets. Your monthly etika loan repayments will continue, unless you choose to cancel your loan, in which case the full loan amount will need to be settled directly with etika. Please read your loan agreement for more details. You will still be able to keep your connectivity with Optus for the 24 months of the Optus Choice Watch Plan.

  • crazym0nkey on 23/03/2022 - 13:01
    +4

    Nice deal, although I don't like how its set up.

    You are essentially taking up a loan for the cost of the watch.
    AIA will cover the payments, but I'm guessing it will affect your credit score.

    Then another credit check when signing up with Optus, even thou you will get a promo code to link the campaign, which covers the cost.

    Don't see why Optus and AIA couldn't work it out without involving another entity "etika".

    • kehuehue on 23/03/2022 - 13:18
      +3

      pretty long loan too. the ticwatch challenge was better.

  • zed264 on 23/03/2022 - 13:02
    +11

    The extra in premium you have to pay for AIA for 24 months compared to other insurers is probably close to price of an Apple Watch series 7…

    • nightelves on 23/03/2022 - 13:24
      +3

      You're not considering the $5 weekly shopping voucher, the half price slights and other benefits.

    • vinni9284 on 23/03/2022 - 13:25
      +3

      You pay for the watch in your premiums

      • Yorkshire-Man on 23/03/2022 - 13:27
        +3

        100%

      • andresampras on 23/03/2022 - 13:48
        +5

        You've bust bubbles and broken hearts, with just a few keystrokes

      • redfox1200 on 24/03/2022 - 10:13

        So if you don't exercise you pay for the watch twice?

        • vinni9284 on 24/03/2022 - 10:14

          Yep …. and then some more as PHI premiums will climb with inverted level of cover.

    • Maxxjet on 23/03/2022 - 13:46
      +2

      Have you had a comparsion on their premium? I just had a quick look - on the Bronze Plus Hospital Everyday 750 … AIA is not the cheapest but definitely not the most expensive one, however, if you deduct the weekly activities bonus (2 adults x $5), they would be quite attractive, ofc provided you and your partner can maintain the level of exercise.

    • MrFunSocks on 23/03/2022 - 14:11
      +2

      Nah, every year my financial adviser looks at the best option for me and AIA is generally the best bang for your buck for me. I didn't sign up for the watch though since I already have one. I hit my weekly target probably 90% of the weeks so I get a $5 woolies voucher every week. That's literally cash back in your pocket.

  • Maxxjet on 23/03/2022 - 13:07
    +3

    it is better off you get the cash deposited into your CBA account. Use it to buy anything you want and cancel your AIA if they trying to screw you.. instead of taking out a loan…

  • schwinn on 23/03/2022 - 13:17
    +6

    I did this the first time, and it's actually pretty versatile. They send you an Apple gift card to the value of the watch, but it's not specifically locked to the watch. So I bought my missus an iPhone SE instead with some top up.

    Down side is that it really means committing to 30 minutes a day of tracked physical activity, or 12500 steps per day, 4 weeks a month, for the nenxt 2 years. I've gotten slack, and missed some, but my 2 year 'loan' from Etika is finally ending this July 31. All up I think I earned at least 60% of the value of the voucher.

    Compared to the weekly $5 voucher it replaces if you do not take this deal, it's certainly better coming in at a value of $27 a month vs $21.50 for the $5 vouchers at 4.3 weeks a month.

    • SnowDragon on 23/03/2022 - 13:24
      +2

      I think the hardest time to actually get the exercise done would be on those freezing winter days/weeks where it's just constantly raining.

      Going out in that isn't worth a few dollars.

      • schwinn on 23/03/2022 - 13:26

        yeah it's a bit of a struggle. But if you're a member of a gym, or some how can get your heart rate up at home up to 70% for half hour, that's acceptable as well.

      • Pricebeat on 23/03/2022 - 13:54
        +3

        Just walk around the house?

        • schwinn on 23/03/2022 - 13:59
          +4

          You can… Also shake your wrists 12500 times…

          • Pricebeat on 23/03/2022 - 14:05
            +2

            @schwinn: Thanks
            That will be much easier. Going on tinder to find someone to wear this watch

          • coxymla on 23/03/2022 - 14:55
            +1

            @schwinn: Google "phone swing"

          • Sherminator on 01/08/2022 - 08:59

            @schwinn: I can suggest a great movie for that ;)

        • SnowDragon on 23/03/2022 - 14:33

          I did that last year when I was aiming for 365 days of 8k steps.

          Some days I walked around the work car park and around my island kitchen a few hundred times. It's not exactly the most engaging workout.

      • alamodey on 23/03/2022 - 14:58

        what about going to a gym?

        • Sherminator on 01/08/2022 - 09:05

          hahaha…. good one

    • KeplersLaws on 23/03/2022 - 13:31
      +2

      that's awesome. I've no doubt the commitment has done wonders for your physical and possibly mental health

    • MBix on 12/09/2022 - 14:22

      Sorry to dig up an old comment, how long ago did you do this? I'm having a look now and it seems that it's no longer an Apple Gift Card they give but a code for Optus. Would much prefer the Apple Gift Card haha

      • schwinn on 13/09/2022 - 23:27

        Yeah looks like mine was the old old style of doing this - it's now a gift code and can only buy the watch.

  • PlasticSpaceman on 23/03/2022 - 13:39
    +2

    Nice, but - although I'm thinking of switching - I kinda prefer Medibank Private with their 'Live Better' where you earn points (up to 36,000 per calendar year - fairly easy to do as you get bonus points through the likes of Specsavers, dental, etc). Can use the points to reduce the premium, increase extras limits, or get things like Apple watches. A series 7 watch costs 60,000 points, airpods pro 40,000….

    • MrFunSocks on 23/03/2022 - 14:20

      AIA vitality also has the same things - the points that you earn by doing the weekly challenges and various other health related things like completing health checks (skin self examination, nutrition assessment, psychological assessment, etc) add up to get you up to different levels. Your level then grants you different levels of discounts and reduced premiums the higher your level.

      For example - Virgin Australia flights.

      Bronze = 10% discount
      Silver = 20% discount
      Gold = 30% discount
      Platinum = 50% discount

      I got a fitbit through the app a few years ago for 30% off RRP and JB etc's price. You can also spend points on gift cards for places like amazon, bunnings, myer, etc.

  • Melong on 23/03/2022 - 13:45

    So how do they verify you have reached the target?

    • thatsnasty on 23/03/2022 - 13:48
      +2

      You link Apple Health to the AIA app

    • Gradesbrah on 23/03/2022 - 13:52
      +1

      You give them access to your activity data - probably via an app accessing Apple Health.

    • schwinn on 23/03/2022 - 14:02
      +1

      Most common is allowing the AIA health app to view your apple health data, where your new watch will be collecting stuff like steps, sleep hours, etc.

      • Melong on 23/03/2022 - 15:50

        Yay for big brother

      • The Judge on 23/03/2022 - 17:28

        And this is exactly why you shouldn't be doing it. Soon enough the wearable technology will be able to detect or at least infer certain conditions or health issues, from which the insurer will be able to either diminish you from certain types of cover, or exclude you all together. The $500 odd saving you make isn't worth handing over your personal data to these scumbag insurers.

        • Melong on 23/03/2022 - 20:43

          Convey that to the proles!

  • andresampras on 23/03/2022 - 13:57

    Stepping back for a sec - There are a few of these health insurance with activity benefits, where you have to give them access to your activity data.

    Anyone in the know - what's in it for them? What do they use the data for?

    • MrFunSocks on 23/03/2022 - 14:21

      What's in it for them is they get to know your health and you're getting healthier, costing them less money as you're less likely to get sick etc.

      • andresampras on 23/03/2022 - 14:27

        Sure that's the marketing line.

        Just wondering if the data is stored and used longer term.

        • [Deactivated] on 23/03/2022 - 15:12

          They wear your shoes out and Nike make a mint

        • eagerfisherman on 23/03/2022 - 15:32
          +4

          I don't know why you're getting downvoted for a valid question, I've looked in to myself and was not impressed.

          https://www.aia.com.au/content/dam/au/en/aia-vitality/AIA-Vi…

          https://member.aiavitality.com.au/content/dam/au-aiavitality… (see Privacy, this overrides anything in above)

          IANAL but it looks like your usual weasel wording and it boils down to almost "whatever they want".

          "We will not disclose your Personal Information to our partners for the purpose of direct marketing unless you consent to this or as otherwise permitted by law."

          "Direct marketing", whatever that means, seems to me they can still sell it for "indirect" usage. Such as, another company who provides say Life Insurance, buys your health data from AIA and uses it set your premium (or deny you). They just won't directly contact you about said Life Insurance.

          The downvotes are bizarre, I find this whole concept quite alarming and I don't know why people are so eager to give up this data for $5/wk.

          • andresampras on 23/03/2022 - 15:38

            @eagerfisherman: thanks, I suspected it would be something at least a little bit alarming.

            re. the downvotes - meh, sometimes people feel like they're being personally attacked. wasn't my intention.

          • andresampras on 23/03/2022 - 15:45

            @eagerfisherman: also it's only up to $5/wk, you'll likely 'earn' less.

          • MrFunSocks on 24/03/2022 - 10:15

            @eagerfisherman:

            I don't know why people are so eager to give up this data for $5/wk.

            Because despite all that you still haven't given an actual downside to handing over my "health data". Remember, this is the "health data" we're talking about:

            • Steps and workouts
            • Heart rate
            • Food
            • Sleep
            • Mindfulness minutes

            Nothing earth shattering there. I'm being rewarded for being healthy. It's optional, and it's not just $5 a week you earn for giving it to them - it's $5 + $5 towards an apple watch + discounts on many things like flights and gym memberships etc. You can actually save probably thousands of dollars a year depending on your situation. I'll send you my step count every week for $5 if you want? I don't care who has it.

            I haven't downvoted anyone though because it is a legit question, which is why I gave a legit answer.

    • amaneight on 23/03/2022 - 15:37

      they must be selling the data by doing data profiling to other financial and healthcare institutions.
      Those companies then decide budget and requirement for a specific type of body type in an area. If there are lots of fitness freak people in a suburb, then they'll need medical assistance as well due to injuries - like physios or chiros.
      Also, they'll advise fitness stores (like rebel) to open more stores in surrounding areas using fitness data.

      The opportunities are endless once companies have such fine grained access.

      It's not about physical health only. These apps incentivize you to share your meditation app data, dietary data, sleep data and lot more.

  • schwinn on 23/03/2022 - 14:06
    +2

    Another really big perk of AIA Vitality, is that on top of paying up for the Apple Watch Loans (or the weekly $5 voucher if you opt not to get the watch), is they also give you rewards for reaching 'landmark points'.

    You earn 100 points for every day you reach your physical activity goal, and when you reach 10K, 15K, 20K, 25K, 30K and 35K points, you can redeem shopping vouchers to the value of $20, $40, $60, $80, $100 and $200 points. Points are also earned through going for health check ups, self assessments, mental health app activity and good sleep.

    So, each year, I earn back at least $300 in vouchers (haven't hit the final 35K points so far).

  • Bonbi on 23/03/2022 - 14:13
    +1

    What has already been said of of the cash vouchers is great. Another huge benefit of AIA is the discount on gym memberships. 50% off on Virgin Active is huge!

  • michaelTito on 23/03/2022 - 14:17
    +2

    I'm fat and I find this deal offensive. I need to speak to your manager.

    • rpb on 23/03/2022 - 14:35
      +4

      Would be funnier if your name was Karen

  • sedi on 23/03/2022 - 14:43
    +1

    I like the theme of this promotion

  • ChadHominem on 23/03/2022 - 14:46

    Do apple watches count swinging your hand back and forth as steps?

    • schwinn on 23/03/2022 - 14:47
      +2

      yes. flicking your wrist count.

    • amaneight on 23/03/2022 - 15:32
      +1

      At times it counts your steps while you're in a car. If you select "Outdoor Activity Walk" and you keep swinging your hand, then the watch will calculate like 2kms in 2 mins.
      But this doesn't work every time.

  • amaneight on 23/03/2022 - 15:27
    +8

    I've been using the AIA vitality program and here's my feedback:
    1. Best way to earn points - 50 points - do a 30 mins swift walk and cover 2kms; 100 points - do an hour walk and cover 4kms. do not turn off your activity on apple watch if you finish your activity before time. Like 4kms in 45 mins. You won't get the points.
    2. If you want to complete goal on steps (7500 or 12500), don't wear watch. Carry your iPhone and walk. iPhone calculates more steps than watch for same distance (tested on 6ft tall guy)
    3. The goal keeps increasing from 250 to all the way upto 500 per week, and it gets really tough to achieve 500 points - especially if it's a rainy week.
    4. You can earn max 100 per day. On a very busy day if you achieve two different types of target like 7,500 steps and 30 mins heart rate burn or cycling, you'll get points only for one activity.
    5. Essentially you're getting $1 per day to achieve the goal if your target is 500 a week. And if you miss the target, you'll lose a lot more than $1. For completing one week you get $5 but for losing out on atleast one week you lose $12. The program will give you real benefit if you smash your goals for 24 months straight.
    6. ALWAYS check your Optus bill. They'll include $5 charge in your bill and you'll have to talk to support for hours to get rid of that $5

    • yokel on 23/03/2022 - 15:54

      Addressing point 4 if you are road cycling with your rides recorded in strava it is relatively quick to get 100 points. It takes 30 mins of riding. On rainy days riding on zwift with smart trainer does the trick. It’s recorded as “30 minutes of physical activity at a minimum average speed of 7.2 km/h (4.5 mph)”.

  • King Steuart on 23/03/2022 - 15:57

    I do 7500 steps in my sleep, but is AIA insurance worth switching to? Are they $$$$$?

    • FredAstair on 23/03/2022 - 17:02
      +1

      Yes. I’d like to know how much the iwatch is actually going to cost me too.

  • FredAstair on 23/03/2022 - 17:02

    So what if I only complete 12 months of the target.
    Do I only pay 1/2 the cost of the watch or all of it¿

    • ChadHominem on 23/03/2022 - 17:53
      +1

      1/2 if you have achieved maximum targets for that whole period

      • FredAstair on 24/03/2022 - 10:48

        Cheers for info

  • justtoreply on 23/03/2022 - 17:30

    TLDR: An apple a day keeps the doctor away

  • mattyman on 24/03/2022 - 00:39
    -2

    Don't give your health data to your insurance agency.

  • Deezy88 on 24/03/2022 - 09:35
    +3

    I've been on this for 2 years now. It's pretty good in my opinion. Incentive to walk daily or workout.Yes the target increases to a maximum of 500 points per week. To put that into perspective, 12,500 per day for 5 days. If you don't want the watch, you could opted to have $5 credited into your bank account. Not to mention, discounts on virgin flights (50% as I'm platinum), endota spa and more cash incentives when you reach certain points e.g. 35,000 points $200.

  • tlaing on 26/03/2022 - 16:21

    I’m thinking of moving our family’s health insurance to aia. If on a family plan are both adults eligible to join the vitality program and get a watch or is it only one per insurance policy?

    • Nickbag on 28/03/2022 - 16:52

      yes, the sales person told me that I am eligible for 2 watch and I moved from bupa

  • schwinn on 29/03/2022 - 11:48

    Both adults eligible.

  • mick123 on 05/04/2022 - 14:43

    If you take up this offer, you don't get the $5/week cashback (CBA). Am I correct?
    It's one benefit or the other.
    So it is worth it if you want the watch ($649 value for free).
    But if you're not really interested in the watch, take the $5 cashback per week ($520 cashback over 24months).

    Is this correct?

    • schwinn on 05/04/2022 - 18:49
      +1

      Correct, the watch is higher value, but less versatile.
      In my opinion if you are getting a watch anyway, get this deal and consider whatever you earn as a discount.

      • mick123 on 05/04/2022 - 22:07

        Cheers,, thanks Schwinn

        Will stick to the $5 weekly cashback as I don't really need the watch.

  • NeverMissABargain on 10/10/2022 - 22:35

    AIA VITALITY APPLE WATCH BENEFIT
    BENEFIT CURRENTLY PAUSED: We've temporarily paused new Apple Watch Benefit activations due to low stock levels. We expect to enable access shortly. We apologise for any inconvenience this may cause.

    AIA VITALITY APPLE WATCH BENEFIT
    BENEFIT

  • Feeblely on 10/10/2022 - 23:17

    So just to confirm, it's a 10km (12,500 steps) walk each week day and you will meet the rewards?

    That seems really excessive. Basically more than 2 hours of walking a day.

    • schwinn on 11/10/2022 - 22:36

      Doesn't have to be 12500 steps. Can be a half hour jog, or a 30 minute bike ride, or a 1 hour walking session.

      the 12.5KM is just a general daily total cumulative across your activities, if your job is not a sedate kind of job, ie standing, or walking/changing different floors, you can accomplish it easily.

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