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$3000 ING Cashback for Home Loan Refinance: from 2.09% Owner Occupied P&I Variable "Basic" @ ING via Any Mortgage Broker

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Hello All Ozbargainers

ING has new offer for the Mortgage Simplifier variable rate and offering an $3,000 Cashback on all refinances for owner occupied and investments

ING $3000 Home Loan Refinance Cashback Promotion for (>500K, <80% LVR)

Apply by 31st May 2022, and settle by 31th August 2022. Owner Occupier (P&I repayments) and Residential Investment loans, with LVR up to 80%. for any ING home loan products with a minimum loan amount of $500,000 and LVR less than or equal to 80%.limited to one $3,000 refinance cashback per application irrespective of the number of: properties or borrowers included on the application or loan accounts that are being opened through the refinance.

Owner Occupied P&I

ING variable rates Mortgage Simplifier - no annual fee, no offset, free redraw. $299 Settlement fee
2.09% variable (CPR 2.12%) FOR LVR <80%

ING variable rates "Package" Orange Advantage 100% offset $299 annual fee.
• 2.24% (CPR 2.59%) up to 80% LVR

ING Fixed rates under Orange Advantage Package up to 80% LVR

2.74% for 1 years fixed for home loans (CPR 2.50%)
3.34% for 2 years fixed for home loans (CPR 2.66%)
3.74% for 3 years fixed for home loans (CPR 2.85%)

Investment Property P&I

ING variable rates Mortgage Simplifier - no annual fee, no offset, free redraw.

2.29% variable (CPR 2.32%) FOR LVR <80%

ING Fixed rates under Orange Advantage Package up to 80% LVR

3.04% for 1 years fixed for home loans (CPR 2.71%)
3.54% for 2 years fixed for home loans (CPR 2.85%)
3.94% for 3 years fixed for home loans (CPR 3.05%)


We also offer the following product as well from other lenders

Citibank - 1.99% variable for Owner Occupied up to $6000 cashback
Suncorp - 1.99% variable rate for Owner Occupied up to $3000 cashback
St George - 2.09% variable rate for Owner Occupied up to $4000 cashback


0.25% broker rebate applies to all products

In addition to bank rebates, Heroes Home Loans gives a rebate of 0.25% of loan size (net at drawdown) for any bank or product, only applicable via broker.

Cash Rebate is paid 50/50 after 1 month and 18 month of settlement. If you refinance after 12months but still use our service for the refinance you will still receive the second payment. Please find attached terms and conditions

Wilson Yuan
Managing Director
M : 0479107213
E : [email protected]
W: www.heroeshomeloans.com.au
Credit Representative Number is 530101 under Australia's Services Australian Credit License (ACL) 389328 © 2021 HEROES HOME LOANS AUSTRALIA PTY LTD

Mod: Removed standard broker cashback rate from title. Minimised third-party details to adhere to deal posting guidelines

Referral Links

Referral: random (345)

Until 30/6/2024, referrer and referee will each receive $75/$100/$125 for opening new Orange Everyday & Saving Maximiser Accounts.

Referrer: Do not participate in the referral system if you do not have a current $75/$100/$125 referral code.

Referee: To qualify, you are required to deposit a minimum $1,000 and make at least 5 (settled) card transactions within any calendar month.

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closed Comments

  • Any offers for I/O investments?

  • A. For Investment property, what is the rate with offset account?
    B. Especially for Investment, wouldn't we always need offset account? Otherwise you can claim interest for tax purporses

  • It's a well known strategy of ING to rope you in with an attractive rate and then jack up your rate as time goes by citing the ever increasing cost of funds from overseas.
    Beware, be very aware !

    • At which point you refinance. Same goes for power and gas companies.

  • Minimum loan amount? I owe $10000 only. Not bad $3000

  • Here we go, ING is the first bank to rip their customers off. Avoid ING as plaque.

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