• expired

Get $20 after 3 Card Purchases in Your First 30 Days (New Customers) @ ubank (Previously 86 400)


Get set up in 2 mins and use the referral code BONUS20 to get $20 after 3 card purchases in your first 30 days.
Available during offer period. Ts&Cs apply.

Terms and conditions

The “Welcome Bonus” offer is available to new customers who open an account using an eligible code before 30 June 2022, and who make 3 purchases using their ubank debit card (including digital wallets) within 30 days of opening an account.

The offer is limited to one bonus payment per customer. Customers who were previously a ubank customer and closed their accounts within the past 12 months are not eligible for this offer.

The Welcome Bonus offer cannot be used in conjunction with any other offer (unless we determine otherwise).

Only settled card purchases are eligible to meet the bonus criteria. This means we must wait until each card payment has been settled (no longer showing as “pending” in your transaction history) before you become eligible for the bonus payment. Each card purchase and transaction settlement must occur within 30 days of opening an account.

Eligible customers will receive a payment of $20 into their Spend account within a few days of fulfilling the bonus criteria.

Referral Links

Referral: random (526)

Referrer and referee each receive $20 after referee makes 3 transactions within 30 days. Offer valid to 31 December 2022.

Related Stores


closed Comments

  • they changed their name from 86400 to ubank?

    • +1

      Think nab bought 86400 too.

      • +2

        Nab is on a shopping spree

        • +13

          Nab's first prucahse was ubank, second was 86400, one more prucahse to get $20!

          • +1

            @Noctuafanboy: They bought Citi as well

            • @cashless: nah… Citi bought from them… consumer mortgage and consumer credit card

            • +1

              @cashless: I am upset with that decision because I can't transfer money instantly between my US Citi account and Australia account from now on.

    • +3

      Officially as of today. This was announced last year.

  • +1

    Definition of prucahses in title please

    • +6

      1. Arcquire (something) by paying for it; buy.
      "Mr Gill spotted the manuscript at a local auction and purchased it for £1,500"

      hraul up (a rope, cable, or anchor) by means of a pulley or lever.

      1. The arction of buying something.
      "the large number of videos currently available for purchase"

      2.Firm crontact or grip.
      "the horse's hooves fought for purchase on the slippery pavement"

  • I can only ever fit 2 prucahses in. 3 and I'm done.

  • So confusing, they use 86400 website but ubank brand

    • +1

      They became UBank today. All subsidiaries of NAB now.

  • I have an account with (old) UBank, and (no longer) 86400. I guess they will email me in the future telling me that they will be merging my accounts.

    • +4

      With a balance of $86400

      • +1

        You forgot the decimal point after the $.

    • +2

      Yeah, a little confusing since I have both Ubank and 86400 apps and they both still work with different accounts in each, but have the same logo after the recent update

      • +1

        Transfer between each one, maybe when the apps merge you'll have doubled your money?

  • +1

    Mods have already merged 86 400 referral codes into UBank referral system. Speedy work!
    Thank you.

  • StealTheTeal

  • +1

    As an existing Ubank customer, where do I find the referral code? The website says to open the app and look in 'Settings', which doesn't actually seem to exist (there's Security Settings only).

  • What will the eventual unified Ubank look like? Will it have the "original" features or the 86400 ones? Perhaps it's just me, but the "original" is better. The sweep functionality is great. 86400 has a better app, true, but that's not enough.

    • +3

      just read the t's & c's for the new accounts.
      Sweep functionality is no longer offered.
      That was the best thing about the uspend/usave accounts, in my opinion.
      I will be moving on.

      • That sucks. Now I have to set up auto-pays/transfers elsewhere with the added headache of no more sweep. Leave it to NAB to get rid of useful banking features for consumers.

      • +1

        WTF, the whole point of the sweep was to ensure there was always enough balance to cover your bill payments whilst keeping your money mainly in the savings account.
        So we'll have to do that manually every single day ? Lame.

  • can you split payment for the 5 transactions to qualify?

  • +3

    Existing UBank users, note that they're going to change our account numbers 🤦‍♂️🤦‍♂️🤦‍♂️
    That's going to cause me all kinds of hassle 💩

    Changes that will happen once you've been upgraded :
    To deliver a transformational banking experience, we need to move your accounts over to new technology. This means there will be some changes to your accounts, including:
    • BSB and account numbers: You'll be receiving updated numbers. These will be given to you once the upgrade happens.

    • That's going to cause me all kinds of hassle 💩

      Yep. You will also need to setup your DDR agreements all over again.

      I hope they don't remove the sweep function. That would be the last straw for me.

  • How good is Ubank??

    Is it good for receiving wages and savings??


  • What counts as a card purchase? Very annoyignt eh website doesn't specify this. Can a bank transfer count as a transaction?

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