For those who are in the habit of churning PHI providers like they churn credit cards, the combination of the 6 weeks free and the Live Better points makes this probably the best deal I've ever seen.
One possible way to take advantage of this promotion is to take the lowest Bronze H&E package for families. Using the below parameters, I come up with the following calculation:
Cover Type: Families
Age/Partner's Age: 30/30
Family Income: $180,000 or less
Cover Name: Bronze Plus Progress & Essential Extras
Weekly Cost: $50.23
13-week Cost: $50.23*(13-6) = $351.61
Use of $200 premium payment for 25,000 Live Better points^ = $351.61 - $200 = $151.61
So essentially, for $151.61 this hypothetical family gets 3 months of a basic (but not junk level) PHI cover, 25,000 remaining Live Better points which could be used as per the below terribly formatted table, and the ability to use up to $150 of Optical benefit at 100% back.
$200 Premium Payment 25,000
AirPods (2nd generation) 22,000
Fitbit $200 e-Gift Card 20,000
HelloFresh $200 e-Gift Card 20,000
adidas $200 e-Gift Card 20,000
Extras Limit Increase $200 20,000
Beats Flex - All-Day Wireless Earphones - Black 10,000
Remedial massage up to $115 10,000
Amcal $50 e-Gift Card 5,000
Specsavers $50 Optical Out-of-Pocket Reward - MCA Provider 5,000
Understand PHI can be a controversial topic in light of the ongoing debate around Public v Private hospitals, but for those that are comfortable with paying for PHI, hope this helps someone!
^ The premium reduction can only be claimed once per year, I've tried this.