Buy New Comprehensive Car Insurance & Hold for 60 Days, Get Up to 40,000 Qantas Frequent Flyer Points @ Qantas Car Insurance

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Buy New Comprehensive Car Insurance & Hold for 60 Days, Get Up to 40,000 Qantas Frequent Flyer Points @ Qantas Car Insurance
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Brick50 on 08/04/2025 - 18:42 insurance.qantas.com (3851 clicks)
Last edited 08/04/2025 - 19:00 by 1 other user

Earn up to 40,000 Qantas Points with every car insurance policy.

Must hold policy for 60 days, did this for my 3 cars last time the deal was on and points were credited around the 60th day, effectively pay minimum $330 for 60 days of insurance at $2000 and get 40,000 points per car

$0-$500 Annual Premium = 3200 Qantas Points
$500-$900 Annual Premium = 8000 Qantas Points
$900-$1300 Annual Premium = 16000 Qantas Points
$1300-$1600 Annual Premium = 24000 Qantas Points
$1600-$2000 Annual Premium = 32000 Qantas Points
$2000+ Annual Premium = 40000 Qantas Points

Referral Links

Health Insurance: random (85)

5000 points for referrer and referee on select products. Details

Qantas Wellbeing App: random (497)

150 Points for the referrer (up to 20 times) and referee for signing up to the app.

Financial Car Insurance Frequent Flyer Insurance Qantas Frequent Flyer Reward Points

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Comments

  • ATangk on 08/04/2025 - 18:46
    +10

    Easiest to reach high premiums if you list yourself as a 19yro learner.

    • Brick50 on 08/04/2025 - 18:46
      +6

      lol, one of my cars I am paying $1200 atm with Woolworths and Qantas wanted $6000

      • Iwantthatbargain on 09/04/2025 - 07:56

        Must be an EV, ai pay $3000

        • kungfuman on 09/04/2025 - 08:32

          I must be lucky my insurance is 150 bucks a month for a tesla model 3 when I got the car back in 2023 it was 100 bucks a month it hasn't really increased as much as others have. But funny thing is if I want to get a quote right now for the same car with the extras I have it would cost me 400 bucks a month lol. Not sure what the other insurers are smoking.

    • kungfuman on 09/04/2025 - 08:00

      imagine if your were 19 and had a tesla you would be paying 1000 bucks a month in insurance :D

      • amaneight on 09/04/2025 - 09:29
        +1

        stack it with an address that's on a busy street and a corner block

  • lgacb08 on 08/04/2025 - 18:56
    +14

    Pretty poor deal, you better pay someone to buy the point. Not mentioning that you'll be underwritten by Budget and if you happen to make claim expect you'll get a rejection letter from them and will have fun getting future quote. Qantas does hold onto that 60 days before releasing the point so essentially 3 months worth of premium.

    • Brick50 on 08/04/2025 - 19:03
      +1

      Purchased policy 1/6/24, points received 30/7/24 exactly 60 days I received 120,000 points last time for 3 policies

      • nightelves on 08/04/2025 - 19:10

        So can you cancel after that?

        • Brick50 on 08/04/2025 - 19:23
          +2

          Yes and receive prorata refund

      • Spizz on 08/04/2025 - 20:30

        120,000 credited to the same account? 3 policies for different vehicles? How long did the prorata refund take to receive?

        • Brick50 on 08/04/2025 - 22:08

          2 to 1 account and 1 to another. It says in T&C it’s 40k for each policy. Best to check yourself

          Prorate might take a week to arrive from memory?

      • pr0d1gy on 08/04/2025 - 20:35

        Hi @Brick50, is your $330 incl premium and cancellation charges for all 3 cars? Do you know what their cancellation charge was for policy? Thank you

        • Brick50 on 08/04/2025 - 22:10

          It’s minimum 2k per year and you need to hold the policy for 60 days

          So I paid about $6000-$6300 for 3 cars and used up 2/12 months of insurance and got a prorata refund of the rest. There might have been a $40 cancellation fee?

          I’ll let you do the rest of the maths and read the PDS to check for cancellation fee

          • nightelves on 08/04/2025 - 22:42
            +1

            @Brick50: Yeah that’s a bit expensive for that many points.

          • bennybaubles on 09/04/2025 - 12:42

            @Brick50: So out of the $6300 you paid exactly how much prorata did u get back?

            • Brick50 on 09/04/2025 - 13:27
              +1

              @bennybaubles: 305 days worth minus $40 cancellation fee

              • bennybaubles on 09/04/2025 - 16:18

                @Brick50: So there wasn’t a cents per days left fee as well? That’s why I’m asking as I’m curious to the exact amount you ended up paying.

    • aparasher on 08/04/2025 - 19:17

      They also have only 2 weeks of rental while car is being repaired as compared to RACV and AAMI offering unlimited days hire. Last thing you would want after an accident is to worry about getting a rental.

      • U30004 on 08/04/2025 - 19:56
        +4

        Is that really the last thing?

        • aparasher on 09/04/2025 - 05:51

          Ok. One of the last things especially with kids to drop off and transport to work.

      • Nom on 08/04/2025 - 22:21
        +2

        compared to RACV and AAMI offering unlimited days hire

        Except that any extended period of hire car means they're just going to write off your car, as the total cost of your claim balloons with hire fees. Now unless your car was still very new, you're getting a lump sum payout and you need to hit the used car market to buy a car in a hurry - good luck.

      • ebosh on 09/04/2025 - 08:56
        +2

        I mean, if you aren't at fault you can always get right 2 drive or similar to give you a hire car at no cost.

      • fractalsonfire on 09/04/2025 - 10:51

        *If you're at fault. If you're not at fault the hire car should be unlimited (Since the other insurer is paying anyway)

    • Nom on 08/04/2025 - 22:23

      if you happen to make claim expect you'll get a rejection letter from them

      @lgacb08 what is a "rejection letter" ?

      • lgacb08 on 09/04/2025 - 06:22

        Budget is known for refusing to continue insure customers if they make claim.

    • fractalsonfire on 09/04/2025 - 10:52

      Partner was at fault and Budget direct did not give them a rejection letter. Premium obvs went up but so were other insurers.

  • Oh Daddy on 08/04/2025 - 19:06
    +7

    I would rather just purchase 500 bucks worth of wine for 40k points.

    • altomic on 08/04/2025 - 19:15
      +2

      You had me at "500 bucks worth of wine"

      • Oh Daddy on 08/04/2025 - 19:25

        Currently 400 for 25200 points, if you have POints club+ or $50 voucher you can get it for 350

  • singlemalt72 on 08/04/2025 - 19:24

    Edit, ignore

    • spaceflight on 08/04/2025 - 19:39

      We can't it's the internet

  • Bruceflix on 08/04/2025 - 19:30
    +5

    It was only $380/month more than my current insurer, and a higher excess. Pass

    • spaceflight on 08/04/2025 - 19:40
      +5

      But you get free points!

    • Brick50 on 08/04/2025 - 22:15

      EV?

  • Make it so on 08/04/2025 - 19:51

    Price quoted not the worst, though that's including a one-off 15% discount. Default excess is higher, and it applies a minimum age of 21. I don't expect anyone younger to be driving the car, but if they did then the insurance wouldn't apply. Seems to be no default lower excess for glass either.

    • Brick50 on 08/04/2025 - 20:01
      +1

      Idea is to sign up for 60 days, cancel and go back to your previous/a different insurer

  • shivaussie on 08/04/2025 - 19:54
    +2

    Did anyone do the math and see if it's worth getting the insurance for 60 days followed by cancellation and receiving prorata refund?

    • U30004 on 08/04/2025 - 19:57

      Its worth it

    • Brick50 on 08/04/2025 - 20:01
      +1

      That’s what I wrote in the deal description and what I’m doing, did it last year as well

    • spiderbite88 on 08/04/2025 - 22:29

      40,000 points sold for 1.35 cents per point = $540. This will cost you $330 after 60 days so $210 profit. 🤷🏼‍♂️ I guess I’ve done more for $50

    • aparasher on 09/04/2025 - 20:50

      Insurance is about risk and it will be a bit tricky to find the probability of one getting into an accident.

  • Wiadro on 08/04/2025 - 20:14
    +2

    It’s so expensive

  • Chris17 on 08/04/2025 - 20:16

    So if this is a bit of a rip-off and Budget Direct are like getting blood out of stone, who do people recommend for car insurance?

    • Nom on 08/04/2025 - 22:30
      +1

      I've claimed on both Bingle and Budget over the years, both very straightforward claims with no hassle.

      Although my claims were both the fault of the other party, and both Bingle and Budget had various weird rules to waive the excess - which makes no sense, why on earth should I pay the excess if somebody else drove into me ?! Budget specifically wanted the full address and contact details for the other party - what are you supposed to do if the other party just says no ?

    • QFFlyer on 09/04/2025 - 01:13
      +1

      RACV, total loss (my fault unfortunately), paid out within 5 days, I was stoked with how they handled it.

  • cerealsmok3r on 08/04/2025 - 20:17

    was comparing insurance since I was due. these guys came out on top for being the most expensive. even the points don't offset it by much @ 1.3c a point

  • alo1234 on 08/04/2025 - 20:18

    So we pay yearly, hold for 60 days and request prorated refund when 40k points are credited?

    • Spizz on 08/04/2025 - 20:28

      Same question.

    • spaceflight on 08/04/2025 - 20:34
      +2

      That's a discussion on that here
      https://www.ozbargain.com.au/node/901014

    • Brick50 on 08/04/2025 - 22:07
      +1

      You can also pay monthly as long as the yearly premium is over 2k. This is what I did, I couldn’t get one of my cars to be 2k+ by paying upfront but I was able to if I paid monthly. When purchasing the policy it tells you that you’ll earn the 40k bonus points

  • bennybaubles on 08/04/2025 - 20:24
    +1

    Do I have to cancel my current insurance or can I just get this insurance on top of it?
    So if I say I’m wanting insurance for an 18 on their learners and get the $2000 for 40000 points and cancel after 60 days it’d cost $333 or do the wine deal where I’m not in pc wine club so $498 for 25200 points. Is this all correct? I need points at the end of the year and would like the wine as a bonus but how does this compare to just buying the points out right? Better to get 2 policies and pay $666 for 80000 points? I don’t want to churn another credit card at the moment.

    • Brick50 on 08/04/2025 - 22:05
      +1

      You don’t have to cancel current insurance, but I would suggest you do.

      Do a new quote with your current insurer to compare with your old price, if it’s the same or cheaper than I wouldn’t hesitate to cancel,do this deal and then cancel it and sign back up with your old insurer

  • apm2011 on 08/04/2025 - 20:55

    I had an awful experience with Qantas travel insurance. It was more like a scam. There is no point paying for an insurance that is will let you down when needed.

    • Brick50 on 08/04/2025 - 22:04

      AFCA will keep them honest

  • kaushikofficial on 08/04/2025 - 21:26
    -4

    Same, travel insurance is a scam unless you wanna get covered for lost baggage

  • donman92 on 08/04/2025 - 21:29

    $500 for 40k points for insurance on my sh*tbox
    Or I just stick to buying $4k worth of gift cards that I'll eventually use.

  • toyapple9 on 09/04/2025 - 00:46

    What does 32000 qantas points equate in $ value?

    • QFFlyer on 09/04/2025 - 01:15

      Very approximately, $640 (my valuation is 2cpp, based on real world averages - but some of my redemptions have been much better value than that). This assumes you use them for flights.

  • npnp on 09/04/2025 - 00:49

    Does any car insurance replace the damaged windscreen with manufacture's made original glass (with OEM logo) if the car is brand new? Appreciate if anyone knows. Thanks

    • Hugh G Rection on 09/04/2025 - 07:36
      +2

      i doubt it, they usually go the cheapest route possible.

      • npnp on 09/04/2025 - 10:52

        RAC WA apparently used to do it but not anymore unfortunately.

  • TheJoker on 09/04/2025 - 05:51
    +2

    Just did a quote. Ridiculously expensive insurance even with all answers being in favour of reducing the premium.

  • Doesnotcompute on 09/04/2025 - 08:03
    +1

    Part B
    Fees that may be charged
    Once you have taken out a policy, our agent, as shown on your Insurance Certificate, may charge anyof the fees below (if applicable):
    Early Cancellation - $40
    Monthly Instalment Processing - 12 payments of 66 cents per $100 of premiumor part thereof

  • tatnal on 09/04/2025 - 08:25

    Premium for me is competitive but massive difference in max agreed value. New car of 3 months and current policy has agreed valueat $63k but qantas max agreed is about $51k. Anyone know why the big difference?

    • jace88 on 09/04/2025 - 09:23

      I'm guessing that's a big factor in why the premium is 'competitive'.

  • FloatingPoint on 09/04/2025 - 10:14

    How easy to cancel it? Can you do that online or do you have to wait forever on the phone?

    • Brick50 on 09/04/2025 - 17:53

      From memory it is done online via a live chat, if not by clicking a link

  • koplik8 on 09/04/2025 - 11:00
    -1

    My quote is $167.98 per month. I currently pay $38 a fortnight for the same coverage. Even for 44,617 points, why would I bother? What a total rip off!!!

    • TomGum on 09/04/2025 - 11:11
      +3

      So that’s $182 for 40,000 points. Seems decent if you ask me.

    • illusion99 on 09/04/2025 - 12:58
      +3

      You can fly from Australia to Singapore or Hong Kong or anywhere inbetween (one way) for under 44k points. I doubt you'll be able to find a one way flight for cheaper than the $ cost you paid for the 40k points.

  • Chhaava on 09/04/2025 - 14:26

    I’m paying $74 monthly with Rollin, while Qantas is quoting $135 for the same coverage. However, I believe I’d receive 32,000 Qantas Points if I stay with them for 60 days.
    Could you guys please advise how much 32,000 points are worth in dollar value?

  • mrshorty on 11/04/2025 - 10:44
    +2

    Thanks OP - first time Ive purposely tried to get my insurance premiums up to reach $166/167 per month!

  • Facingjoy on 12/04/2025 - 01:34

    Hi, does $40 Cancellation fee apply to Monthly installment too if I cancel it after 60 days? Also, do they charge me only first two month installment processing fee if I cancel it on the 60th day or still charge me full 12 months installment processing fee? Qantas cost $25 more per month than RAC for my Prado but I could get 32000 points. I guess it's worth to pay $90 extra for 32000 points?

  • jlien on 14/04/2025 - 00:07

    Hmmm interesting offer.

    My current car insurance runs out in a couple weeks so it’s timely.

    Qantas is quoting me $1244, so 16000 points.
    Cheapest other provider quote I’m considering is $800. So I’d be deliberately overpaying $444/year.

    If I just do 2 months, pro rata plus $40 cancellation fee I’m over paying about $114 to earn 16000 points. There’s value there but not much

  • WhatsThisThenSlaat on 17/04/2025 - 16:59

    Would never have thought I’d say this but first time ever Qantas has been the cheapest quote I got for my new car 😅

  • Stylekind on 07/05/2025 - 21:44
    +1

    The offer also includes home insurance

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