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$75 Referral Bonus When You Create a New Account and Request a Wage Advance (5% Fee, Minimum $5.00) @ MyPayNow

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$75 Referral Bonus When You Create a New Account and Request a Wage Advance (5% Fee, Minimum $5.00) @ MyPayNow
Go to Deal
Ljonathan193 on 01/11/2022 - 10:14 mypaynow.com.au (576 clicks)
Last edited 01/11/2022 - 10:17

Please be gentle on my first post:)
Note: you should decide weather it's worth or not to get $75 with submitting your information to them.

Terms & Conditions

  • To qualify for the MyPayNow Earn Money Program:
  • You must be a new MyPayNow customer (never had an account before)
  • You must create an account
  • You must take a wage advance.

*Please see website for full Terms and Conditions
Expires 30th November 2022

Steps for me go gain profit:

  1. Sign up.
  2. Request advance for $100.
  3. Receive $100 requested advance and the $75 referral bonus instantly.
  4. Make a repay immediately.
  5. $75 profit:)

FAQ
No a credit check is not done
Yes you do login to your bank online through a secure third party browser so they can scan for your wages in your account.
Yes the bonus money is instantly deposited into your account along with the requested advance.

Please use referral randomiser below, don't put referral requests or solicitation in the comments.

Referral Links

Referral: random (22)

$50 for referrer and referee after referee takes wage advance.

Financial Loan

Related Stores

MyPayNow
MyPayNow

closed Comments

  • PlagueistheCheap on 01/11/2022 - 10:17
    +15

    Yes you do login to your bank online through a secure third party browser so they can scan for your wages in your account.

    Crazy to think this is a good idea

    • Stopback on 01/11/2022 - 10:19
      +8

      change password after

    • konakona on 01/11/2022 - 10:35

      Especially with open banking standards implemented in most (all?) banks now

      • El-Rhi on 02/11/2022 - 06:29

        No, hardly any are data recipients

    • Aureus on 01/11/2022 - 11:53

      Maybe not. Buy $75 is $75. I did it last time.

    • countmein on 01/11/2022 - 14:00

      Nah yeah nah.

  • triplenet on 01/11/2022 - 10:24
    +2

    did that with the last $100 offer. no issues

    • jacksonall on 01/11/2022 - 10:33

      Thanks for confirming! I was hesitating to sign up haha, got my $75 cheers

  • Traya1 on 01/11/2022 - 10:43
    +3

    Worked for me last time, guess won't be eligible this time as already had an account.

    Note that this would be a death sentence if you submitted bank statements for a mortgage/loan/credit card - use with care and decide if $75 is worth it to you.

    • MarsTitan on 01/11/2022 - 11:13
      +1

      Cannot emphasize enough. Banks really take into consideration these fintech payments.

    • Bdawg on 01/11/2022 - 13:15

      That is a good point. Hard pass on this one.

    • blueastro on 01/11/2022 - 13:54

      Why is it a death sentence for credit scores? You are still paying back the money you owe right?

      • us3rnam3tak3n on 01/11/2022 - 15:32
        +3

        Death sentence is an exaggeration but applying for low quality credit does negatively impact your credit report.

        "The types of credit and lenders are important to your score. Continue to apply for secured credit applications (where you offer up an asset as collateral) and from large banks and auto financers." - Equifax credit report

        • blueastro on 01/11/2022 - 16:05
          +1

          I see, thank you so much for explaining to me!

    • oshe on 02/11/2022 - 00:54

      It’s a one time payment, I told my bank I shut it and they were fine with it.

  • 0FoxGiven on 01/11/2022 - 10:53

    Took up the last referral promo with no issues.

  • get-innocuous on 01/11/2022 - 11:55
    +16

    A payday loan with fintech branding is still a payday loan; they’re insidious and predatory.

    • FrugalDealSeeker on 01/11/2022 - 15:59
      +2

      True but it's still free $70 before you delete your account.

  • jolt on 01/11/2022 - 12:33
    +2

    Even without a credit check, if you apply for a loan in the future and they see MyPayNow in the transactions on your bank statements, there's a good chance that they'll not approve you or further limit the amount you can borrow.

    • abc on 01/11/2022 - 16:55

      What if u use a “burner” bank acct?

      • jolt on 01/11/2022 - 23:21

        I guess this could work

    • Ozymandias on 01/11/2022 - 18:17

      When you say 'in the future', how far are we talking? A year? Five?

      • jolt on 01/11/2022 - 23:21

        Whatever time period they're likely to look at your bank statements, my best guess is that they're unlikely to ask for more than two years of bank statements. YMMV.

  • jacksto on 01/11/2022 - 12:34

    Thanks OP

  • gadgetguy on 01/11/2022 - 12:38
    +3

    It just sits there spinning on "determining your wage limit advance". Waste of time.

    Wow, even the "enquire now" page is giving an error message. This is definitely looking suspicious.

  • wildstone on 01/11/2022 - 12:45
    +3

    How do they scan for your wages? Just wondering if you could use a savings account that is not your primary transaction account.

  • leofox on 01/11/2022 - 13:01

    Got $50 bonus last time, no issue

  • tomoliveri on 01/11/2022 - 13:31

    This isn’t worth the hit to your credit rating.

  • FrugalDealSeeker on 01/11/2022 - 16:03
    +5

    Steps for me go gain profit:

    1. Sign up.
    2. Request advance for $100.
    3. Receive $100 requested advance and the $75 referral bonus instantly.
    4. Make a repay immediately.
    5. $75 profit:)

    Step 6. Delete the account.

    • gingerscale on 02/11/2022 - 00:59

      how?

      • FrugalDealSeeker on 02/11/2022 - 09:47

        How can I disable my account?
        You will need to use the help option in the side-menu of the app to request that your account be disabled. Please note we cannot disable your account while you have an outstanding advance.

        TL;DR, submit a request through Help.

  • AssociatedWjz @ MyPayNow on 01/11/2022 - 22:07

    Where can delete account?I can't find.

  • ginger-nick on 01/11/2022 - 22:13

    it does not work for me, still need to change password afterwards

  • Anonymous User on 01/11/2022 - 23:35

    Works

  • oshe on 02/11/2022 - 00:52

    easiest cash in the world, too bad most people don’t like giving their password

  • gingerscale on 02/11/2022 - 00:59

    well that was the easiest $70 I've ever made, how do I close my account now?

  • conant on 02/11/2022 - 07:20

    I don't understand whether there is actually anyone using the service…

  • Cardorac on 02/11/2022 - 13:50

    How particular is the 'detecting pay' part of the process?

    Can I throw $100 into a burner account, tell the service I get paid $100 salary, then proceed with the wage advance?

    Or, does it need to legitimately show a consistent salary?

  • thompson109 on 02/11/2022 - 16:28

    hi jonathan193,
    can i have your full name,i created an account in mypay now from go to deal option, so i didnt receive the bonus, i had given your coupon or code to them and spoke to customer service, they are asking for full name of the person who referred

    • 0FoxGiven on 03/11/2022 - 22:32

      Turn on your private messaging mate

  • jhnsta on 02/11/2022 - 21:45
    +1

    I hate these kinds of companies but I'll take their $75

  • jtight on 02/11/2022 - 22:46

    Can you payout early transferring the money back or is it only work with credit card?

    • jhnsta on 03/11/2022 - 10:59
      +1

      Debit card linked to bank account was fine.

      • jtight on 03/11/2022 - 17:26

        Thanks

  • El-Rhi on 03/11/2022 - 07:48

    $75 profit:)

    Isn’t it $70 profit after the 5% fee?

  • cbass121 on 03/11/2022 - 09:46
    -1

    You should not use this service for damage to your credit rating. The financial incentive isn’t worth it. This is a predatory service.

    • gingerscale on 08/11/2022 - 14:46
      +1

      they don't do a credit check lol

  • sandscruise on 03/11/2022 - 17:47

    Easy $70 profit. Took less than 5 mins for the whole process. Plus you get a referral link which might give additional $$

  • matbargain on 05/11/2022 - 09:37

    Awesome easy $75!

  • szy2k on 05/11/2022 - 11:27

    How can you make a repay immediately? I can only see they will arrange a direct debit for the payment?

    • onceupon8 on 08/11/2022 - 15:53

      After you have done the loan, the option to repay is available and you can then repay immediately.

      • szy2k on 09/11/2022 - 07:25

        Thank you!

  • onceupon8 on 08/11/2022 - 15:53

    Easy $70!

  • El-Rhi on 12/11/2022 - 12:21

    Easy $$$
    I hope the OzBargainer whose referral I used enjoys their $75!

  • szy2k on 12/11/2022 - 17:06

    How to change the login banking details? Logged into the wrong bank's IB and cannot seem to find a way to log out and log into the correct one.

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