This was posted 1 year 3 months 28 days ago, and might be an out-dated deal.

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AmEx Platinum Card: 325,000 Bonus Points (Spend $5000 in 3 Months), $450 Travel Credit, $400 Dining Credit, $1450 Annual Fee

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AmEx Platinum Card: 325,000 Bonus Points (Spend $5000 in 3 Months), $450 Travel Credit, $400 Dining Credit, $1450 Annual Fee
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starcub on 12/01/2023 - 18:48 americanexpress.com (17586 clicks)
Last edited 19/01/2023 - 09:53 by 4 other users

This card is not for everyone but with 325,000 Bonus Points seems like a good deal.

The bonus points are so random on the website. It showed 325,000 for me when I first visited it, refreshed the page showed 275,000, refreshed again showed 150,000 and stayed at 150,000. Changed browser, showed 325,000 again. Here's a screenshot https://imgur.com/a/zs7NJIQ

Benefits include:
$450 Travel Credit each year
$400 Global Dining Credit
Access to 1400+ Airport Lounges
Complimentary Accor Plus membership valued at $399 (one free night)
etc

Update: According to comments, the deal is now only available through using a referral link. Please use one from the random referral link generator in the grey box below.

Referral Links

Business Explorer Card: random (5)

Referrer: 40,000 Reward Points

Centurion Personal Charge Card: random (7)

Referee gets 200,000 MR points. Referrer gets 150,000 MR points.

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closed Comments

              • daft009 on 13/01/2023 - 05:59

                @poggers: Yeah I've churned the DJ card to get it's bonus points while keeping my normal Amex

        • drfuzzy on 13/01/2023 - 11:15

          What you can't face.

  • montorola on 12/01/2023 - 19:12
    +16

    Lol @ the annual fee

    • mickmac on 12/01/2023 - 19:40
      +1

      Worth it IMO.

      • j1nx on 12/01/2023 - 19:50
        +1

        Only if you travel a lot, surely.

        • mickmac on 12/01/2023 - 21:09
          +4

          The points alone are convertible to over $1500 in gift cards… Plus all the other benefit like $400 travel credit and $400 dining, Net-A-Porter credit, additional points earn for the 12 months you hold the card… the list goes on.

          • shegeloaf on 12/01/2023 - 21:56
            +1

            @mickmac: Most people will not make use of the porter credits

            • mickmac on 13/01/2023 - 02:00
              +1

              @shegeloaf: I got a couple of free tshirts. Not that hard to use up. I don’t get why “most” people wouldn’t?

          • whyisave on 12/01/2023 - 22:38
            +1

            @mickmac: …but isn't the promotion for those who
            did not have AMEX in last 18-months ?

            • mickmac on 13/01/2023 - 02:03
              +2

              @whyisave: Yes? And what’s your point here? I found it valuable, and I did very little traveling. Genuinely confused as to your question. I was talking about my experience with it over the last 12 months (as I got a similar promo this time last year).

              • whyisave on 13/01/2023 - 07:33

                @mickmac: I was trying to reply to the "most people" part,
                because many people already had AMEX in the last 18-months,
                so they could not qualify for the promotion.

                Now, upon re-reading, I see your quotation marks around "most" … :-D

        • cynicor on 12/01/2023 - 21:14

          Pretty much. And also less valuable if you travel in business. But if economy domestic on virgin or international in economy it’s really useful. Lots of lounges, 2 full PP memberships, free accor hotel night and decent points earn.

    • abs898 on 16/01/2023 - 10:00

      Worth every cent

  • badmedicine on 12/01/2023 - 19:13
    +1

    Just watch out with the referral points if you use a referral code, I never got the extra points on a recent application

  • AmexReferralPlease on 12/01/2023 - 19:14
    +1

    Have been waiting for this. Thanks OP.

    • cash8 on 12/01/2023 - 19:22
      +15

      Name checks out

      • AmexReferralPlease on 12/01/2023 - 19:32

        LOL. that card is really old and long gone, but I'll be putting my referral details back in.

        And hopefully "Andrew" gets some referral points from me :)

  • absolutec on 12/01/2023 - 19:17
    -1

    What is the conversion rate to Qantas FF points?

    • T-man on 12/01/2023 - 19:18
      +2

      2:1

  • Spets on 12/01/2023 - 19:17

    What could one do with 325000 Amex points?

    • yanyan1 on 12/01/2023 - 19:22

      Worth approx $1625

      • starcub on 12/01/2023 - 19:23
        +5

        that's if you just swap gift cards. Would worth much more if you redeem flights.

        • yanyan1 on 12/01/2023 - 19:25
          +2

          True it's the "cash" value

    • teereb on 12/01/2023 - 19:23
      +40

      Convert them to 162500 Qantas points.

      Then fly return to Europe business class.

      Qantas will cancel your flights, not tell you, not give you credit in return, charge your a cancellation fee, and then probably break into your home and trash your bags and some stuff for good measure.

      That's one option?

      • foxes28 on 12/01/2023 - 19:27
        +7

        Or 162500 Krisflyer/Emirates Skywards/Etihad Guest etc

        Full list: https://www.americanexpress.com/en-au/rewards/membership-rew…

        • teereb on 12/01/2023 - 19:29
          +4

          Yeah, I'd choose one of the other partners.

          Guess someone didn't like me dissing Qantas, sorry Joyce, line your pockets some more champ.

          • sidoz on 12/01/2023 - 20:25
            +5

            @teereb: I would definitely choose Krisflyer or Velocity over Qantas at the moment, unless you actually need Qantas points. Given Krisflyer and Velocity are both 2 to 1 conversion Krisflyer is very appealing but Velocity much easier to sit on for longer. Qantas are so unreliable and customer support in the absolute gutter. The horror stories in social media groups on a daily basis these past 12 months are incredibly demoralizing. Not to mention classic reward flight redemptions for business class have never been harder to actually get.

            • Spizz on 12/01/2023 - 20:34
              +1

              @sidoz: And Velocity is the only one with decent Business class awards to Europe with either Qatar, Etihad or Singapore.

            • mickmac on 12/01/2023 - 21:10
              +1

              @sidoz: I’ll be going Velocity… points don’t expire so I can take my time.

      • rlf on 12/01/2023 - 19:34
        -2

        I don't think you can convert Membership Rewards into FF points?

        • foxes28 on 12/01/2023 - 19:39

          Source?

          • rlf on 12/01/2023 - 19:40

            @foxes28: Confusion here I think. I specifically meant Qantas FF.

        • Wazzzzup on 12/01/2023 - 20:22

          Only Qantas cards and this platinum card you can transfer to qantas all other amex products you can't

      • Mitch889 on 12/01/2023 - 21:19
        +1

        This got better as the post went on. Well done.

      • Spazmos on 12/01/2023 - 22:26

        Qantas can't trash my bags if they've lost them 🙃

      • drfuzzy on 13/01/2023 - 11:38

        You forgot that your dog will end up pregnant.

    • SeaWolf au on 12/01/2023 - 19:34

      Well, you could convert them to 162,500 points on Qantas, Virgin or Singapore Airlines (or other flyer programs) or you could use them to get spend $1,625 on PayPal or get $1,625 statement credit on the card.

  • Jammar on 12/01/2023 - 19:19
    +2

    not for current amex customer. :(

    • eatcroissants on 13/01/2023 - 04:52

      Since this is a charge card and different from credit card, should be applicable for current customers too?

  • mickmac on 12/01/2023 - 19:20
    +1

    I’ve had it for the last year, think on less points for the sign up offer but there might of been a $500 discount from memory too. Definitely got my money worth. About to cancel as it’s not worth the $1450 without the points.

    • AussieDeals on 12/01/2023 - 19:23
      +1

      Yep last year instead of $400 dining credit you got $500 actual cashback but 300K points instead of 325K (25K is worth about $125 if using for statement credit). I think I'd still prefer the $500 proper cashback in last year's promo compared to the $400 dining credit and 25K extra points this year.

      Also definitely agree that if you don't make use of the travel benefits it's not worth hanging around past the 1st year with the absurd $1450 fee on the platinum

      • mickmac on 12/01/2023 - 19:33
        +2

        We’re still eligible for the dining credit too just fyi… but I haven’t used it, yet.

  • Drakesy on 12/01/2023 - 19:22
    +3

    Weird, they got rid of the minimum income requirement.

    • mrsinistah on 12/01/2023 - 19:27
      +1

      I was wondering that!

    • T-man on 12/01/2023 - 19:29
      +1

      Amex desperately needs new customers, they are happy to approve a Plat card for you as long as you pay the annual fee.

    • colt75 on 12/01/2023 - 22:10
      +1

      Probably to encourage people to sign up. I am sure there is probably an income limit in the background when they do the checks.

  • May4th on 12/01/2023 - 19:23

    Amex plat had been watered down a lot with devaluation of points, this is only worthwhile if you are going to spend the money on dining/travel/accorplus anyway and if you can tax deduct annual fee. Do they still have afr subscription or is that gone too?

    • mickmac on 12/01/2023 - 19:37
      +4

      No AFR I don’t think, but they do offer a digital sub to The Australian. Although they would have to pay me to sign up to that rag.

      • Ordinance on 12/01/2023 - 19:45
        +4

        Like it or not, the Oz is more far relevant (and therefore better value, IMO) than the AFR in terms of setting the daily media agenda that is ultimately picked up by the likes of the ABC, Age, SMH etc. The Newspolls are also interesting.

        • tenoff-15 on 12/01/2023 - 21:07
          +8

          Nice try Rupert

        • kipps on 13/01/2023 - 00:30

          The quality of journalism at the AFR is significantly better than the garbage pumped out by the Australian, ABC, the Age and SMH. It was a great disappointment to see them stop AFR and replace it with the Australian. Many Amex Plat holders complained.

    • n0chance on 12/01/2023 - 21:39

      Any pointers on requirements for the annual fee to be tax deductible? I do contract web dev as a sole trader

    • evasive on 13/01/2023 - 00:12

      What would make one eligible to tax deduct the annual fee and how do you do it?

    • Smilence03 on 16/01/2023 - 01:32

      Could you explain how to tax deduct annual fee please?

  • spiff on 12/01/2023 - 19:26
    +1

    Anyone successfully received a refund of annual fee when cancelling the card after receiving points?

    • foxes28 on 12/01/2023 - 19:28

      Don’t think AMEX does that. Even NAB has stopped doing that now

    • T-man on 12/01/2023 - 19:31

      Amex never waived the annual fee, instead, they offer you some retention bonus points to keep the card opened. Last year, I got 200,000 bonus points when calling to cancel the card.

      • SolitaryMan on 12/01/2023 - 21:05

        They have in the past on cards. From memory a colleague got them to waive a year on Centurion too, but that was before the annual fee got anywhere near its current crazy level.

        • T-man on 12/01/2023 - 23:13

          A friend of mine got the initial fee ($5000) waived but still have to pay $5000 annual fee for the Centurion card. Personally, I got invited twice, I wanted to try it out and asked them to waived the initial fee + annual fee for the first year but they didn’t budge, so I didn’t apply because it isn’t worth it.

          • granthamana on 12/01/2023 - 23:42

            @T-man: The levels of travel insurance on their centurion product are pretty good. Far above their platinum card offering.

      • huey on 12/01/2023 - 21:57

        I settled for 80k last year, will hold off until i get 200k this year

        • Smilence03 on 16/01/2023 - 01:35

          So you don't instantly get the 325,000 points after you spend $5000 in 3mths?

    • xzclzj on 12/01/2023 - 19:39
      +3

      Amex US do, but Amex AU does not do that. Just got $48 back after cancelling my Hilton Aspire with US Amex and downgrade to $0 Annual fee Hilton Card

      • su27km on 12/01/2023 - 21:40

        How to get a amex us card? Are you American?

        • xzclzj on 12/01/2023 - 22:06

          Global Transfer. AFF forum has a big discussion about how to do it.

    • easternculture on 12/01/2023 - 19:39
      -4

      Financial Ombudsman

      I recieved my annual fee back 2 years in a row on my platinum edge before i cancelled it

      • spiff on 12/01/2023 - 19:40

        How recent was this?

  • carrotsarecoolokay on 12/01/2023 - 19:36
    +3

    Just be mindful that the dining credit is made up of $200 domestic and $200 international. If you aren't planning on doing any international travelling then you won't be able to redeem the $200 international portion.

    • mickmac on 12/01/2023 - 19:39

      I’m curious to know if anyone has purchased a gift card to one of the listed restaurants and it worked? I know it says no deal in the T&Cs but I wonder how they distinguish between a GC purchase and a booked dine-in reservation.

      • Ordinance on 12/01/2023 - 19:41

        FWIW, I gave a fairly hefty tip (~$50) when I used this offer at the only eligible restaurant in Phuket (Little Paris, highly recommend) and it was fully reimbursed.

      • carrotsarecoolokay on 12/01/2023 - 19:42
        +1

        I reckon if you went into the restaurant to buy a gift card they wouldn't be able to distinguish… but idk. DYOR YMMV etc.

  • Ordinance on 12/01/2023 - 19:39
    +14

    People have been baulking at the annual fee and complaining about this card being devalued for over 10 years (seriously, look through the annals of OzBargain) but this is still a great deal IMO. 325,000 points are worth $1625 in statement credit right off the bat, plus well over a thousand dollars worth of travel / hotel / dining credit that you can easily use up if you travel overseas at least once during your first year. Not to mention the lounge access and best pick of AMEX discount offers, which has personally saved me hundreds over the last year.

    • carrotsarecoolokay on 12/01/2023 - 19:45
      +2

      Yeah definitely. I've saved ~$900 this year just in offers (including dining, but not including flight credit). For me it's worth it, but for someone who doesn't travel, doesn't stay in hotels, don't care about dining, and don't spend much, I can see that this is not going to have a good return on investment.

    • Emphasise on 12/01/2023 - 20:42
      +6

      Not me speed running the 3 lounges available in Sydney to try all the buffets and downing all the alcohol my liver could handle before my flight 💀

  • johnwinkle on 12/01/2023 - 19:42
    +1

    can i pay off my hecs/help school fees with this

    • carrotsarecoolokay on 12/01/2023 - 19:46
      -1

      If they accept BPay, you might be able to use something like Sniip, with 1.5% surcharge.

    • chrisssy on 12/01/2023 - 22:40
      -2

      Use Credit Cards to BPAY Your Bills with $0 Fee @ Beem It

      https://www.ozbargain.com.au/node/639861

      • jackking on 13/01/2023 - 10:12

        not sure why you are downvoted? Does BPAY not count in min spend for AMEX?

        • vetopower on 13/01/2023 - 10:22

          No. And Beem doesn't accept Amex.

          • jackking on 13/01/2023 - 10:25

            @vetopower: Thanks. I wonder if Zip would work, going $0 in couple of days

          • KaitoKid1412 on 06/02/2023 - 00:03

            @vetopower: Sorry I would like to clarify your response 'no' because the previous question was worded as a negative. What is your response to the question below:

            So does BPay count or not count to minimum spend?

  • shockrave on 12/01/2023 - 19:49

    My friend said that there used to be a complementary additional card perk where you can add another type of Amex card that has its own travel credit for free, increasing the cards benefit a little more. Is that now gone? Can't seem to see complementary additional cardholder perk

    • Trance N Dance on 12/01/2023 - 19:50
      +1

      It's been gone for a few years now.

    • Jaystea on 12/01/2023 - 20:03
      +1

      Yes unfortunately this is deal has been grandfathered for 3 or 4 years now I think. Current members who had this offer initially though, still continue to get the additional $450 travel credit with their coupled CC.

      • gotcha on 12/01/2023 - 21:50

        extra $400

      • huey on 12/01/2023 - 21:58

        It was the complimentary Reserve card which had the $400 travel credit

    • amo on 12/01/2023 - 21:49

      Can confirm that this is no longer on offer and only as the others say, on grandfathered cards. I called up recently about to cancel my cards and one of the chaps was kind enough to let me know that the additional $400 travel credit from the companion credit card ($450 for Platinum and $400 for the Platinum Reserve) was no longer offered, when I called in December last year (2022).

  • littlesoldier on 12/01/2023 - 19:50
    +25

    Just a few points to consider:

    • the dinning credits in selected restaurants are $200 Australia + $200 global

    • dinning credits are per calendar year, so potentially you could get $800 in 2023 and 2024 January before your card annual renewal if you apply today

    • Accor plus membership cost $399 alone which you could redeem 1 night stay in Accor group hotel including Sofitel darling harbour which can worth over $600, also 50% dinning total bill discount in Accor hotel restaurants (when dine in for 2 people or 2 adults + kids when they order kids meals)

    • primary card + all additional cards can each being 2 guests to Amex centurion airport lounge, so potentially can bring 12 people to lounges (1 primary card + 3 additional cards)

    • primary card + 1 additional card can apply for unlimited entries priority pass (exclude food and beverages credits), just the priority pass worth $300 each

    • starcub on 12/01/2023 - 19:53

      You used to be able to add up to 4 additional cards but the online application only allowed me adding 2.

    • Jaystea on 12/01/2023 - 20:00
      -1

      Centurion lounge changing unfortunately except for those who hold the physical card. Otherwise it’s around $50 per additional guest. Coming in effect Feb 2023 I think.

      • Trance N Dance on 12/01/2023 - 20:34
        +2

        Thought that was only for US based cards.

      • Spizz on 12/01/2023 - 20:37

        I thought that was for US members only?

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