Similar to this deal https://www.ozbargain.com.au/node/746226
Westpac Altitude Qantas Black
$250 Ongoing annual card fee
$50 Annual Altitude Qantas program fee
19.99% p.a. Variable purchase rate
21.49% p.a. Variable cash advance rate
$15,000 Minimum credit limit
$75,000 p.a. Minimum income required
0.75 Qantas Points per $1 on eligible purchases, up to $250,000 p.a.
Already with Westpac? Sign in and apply to save $100 on your first year card fee*
To be eligible for up to 120,000 bonus Qantas or Velocity Points, you must apply and be approved for a new Altitude Black credit card between 1st July 2022 and 29th June 2023.
You will receive an initial 90,000 bonus points if you spend $6,000 or more on eligible purchases within 120 days of card approval. These will be credited to your points balance within 12 weeks of meeting this spend criteria. You will receive an additional 30,000 bonus points if you keep your account open for more than 12 months and continue to use the card. These additional points will be credited to your points balance within 12 weeks, after the first eligible purchase is made in the second year of your card account being active.
Probably because a credit check costs the same for both if you meet the eligibility criteria for platinum and don't mind spending slightly more annual fee for the additional benefits.