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Up to $4,000 Cashback on Refinance from 5.44% p.a. (Comarison Rate 5.45% p.a.)@ IMB Bank

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*IMB lending criteria, terms and conditions, fees and charges apply. Cashback limited to Eligible Refinance Applications received between 23/09/22 to 30/06/23 and settled between 1/03/23 to 30/09/23. Cashback Payments are for eligible refinanced loans with ≤80% LVR. Cashback payment for loans valued between $250,000 and $500,000 is $2,000, and Cashback payment for loans valued at $500,000 and over is $4,000. Borrowers are eligible for one Cashback Payment in a 12-month period. One Cashback Payment will be paid per eligible application, into the primary borrower’s IMB Transaction Account within 60 days of settlement. Excludes refinance of IMB loans. For full terms and conditions click here. This offer may be varied or withdrawn at any time. You should consider the PDS available from IMB before deciding to acquire IMB products. Target Market Determinations are available at imb.com.au/TMD. IMB Ltd trading as IMB Bank. ABN 92 087 651 974. AFSL/Australian Credit Licence 237 391.

Budget PPOR Home loan from 5.44% p.a. (Comparison Rate 5.45% p.a.)
https://www.imb.com.au/personal-loans-home-loans.html

Investor rates from 5.89% p.a. (Comparison Rate 6.06% p.a.)
https://www.imb.com.au/personal-loans-home-loans-investing.h…

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closed Comments

  • Does this factor in the latest rate rise from June?

    • unsure. calling them next week to find out

    • +1

      Nopes

  • Title 5.44 down there 5.89?

  • +3

    My past experience was that they lure customers with low rates, then unjustified rate hikes starts. Never again approaching this mob
    However with cashback might be worth the shift then jump ship with first dodgy behaviour

    • +2

      All banks are like that

    • +1

      thanks - i'm considering just for cashback given all are dropping off!

    • +1

      In addition, they were always easy and willing to negotiate a lower rate over the phone too.

  • Adelaide bank is 2 yr fixed 5.44% with 100% offset. but there is no cashback.If anyone needs offset then i think Adelaide bank deal is better

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