This was posted 10 months 3 days ago, and might be an out-dated deal.

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Bonus 15% Value on Ultimate Gift Cards (Excludes Variable Load) @ Coles

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Bonus 15% Value on Ultimate Gift Cards (Excludes Variable Load) @ Coles
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HamBoi69 on 06/07/2023 - 09:00 coles.com.au (8606 clicks)
Last edited 17/07/2023 - 08:48 by 1 other user

Full credit to FreePoints

Next week's upcoming Coles gift card deal!

Limit 5 Gift Cards per customer. Offer valid only in store at Coles Supermarkets (excludes Coles Online, Coles Express and purchases via giftcards.com.au), subject to store availability. Excludes Variable Load Ultimate Gift Cards. While stocks last, no rainchecks. Offer valid from 12/7/23 to 18/7/23. Refer to individual gift card for terms and conditions.

Retailer list form the FAQ's (Thanks @WookieMonster!)

Gift Card Participating Retailers (Visa)
Ultimate Active & Wellness 99 Bikes, adidas, Adrenaline, Anaconda, Cotton On Body, EveryPlate, Foot Locker, Hello Fresh, iFLY, INTERSPORT, JD Sports, Kingpin, Lorna Jane, LSKD, lululemon, My Muscle Chef, Natio, New Balance, Nike, Puma, Rip Curl, SENSORI+, Speedo, The Iconic, Timezone, TripGift, UFC Fight Pass, Under Armour, Zone Bowling. (Please look here for guidance on Drummond Golf.)
Ultimate Baby & Mum Not sold at Coles Build-A-Bear Workshop, Cotton On Body, Cotton On Kids, Ella Baché, EveryPlate, H&M, Hello Fresh, Michael Hill, Modibodi, My Muscle Chef, OZSALE, Peter Alexander, Prouds, Purebaby, Roblox, Seed, T2, The Good Guys, The Iconic, The Memo, The Stork Nest, Toyworld.
Ultimate Beauty & Spa Cotton On Body, Dusk, Ella Baché, Just Cuts, MAC, Michael Hill, Natio, OZSALE, SENSORI+, Sephora, The Body Shop, The Iconic.
Ultimate Eats Ben & Jerry's, Boost Juice, Chatime, Crust, Donut King, Gloria Jean's, Grill'd, Hog's Breath Cafe, Mad Mex, Menulog, My Muscle Chef, Nando's, Ribs & Burgers, San Churro, Schnitz, Subway, Sushi Hub, The Bavarian.
Ultimate Everyone adidas, Adrenaline, Anaconda, Angus & Coote, ASOS, Autobarn, Barbeques Galore, Ben & Jerry's, Binge, Chatime, City Beach, COSETTE, Cotton On, Cotton On Body, Cotton On Kids, Crust, Donut King, Dusk, EB Games, Ella Baché, EveryPlate, Factorie, Foot Locker, Forever New, General Pants Co., Gloria Jean's, Goldmark, H&M, Hello Fresh, House, Hoyts, iFLY, INTERSPORT, JB Hi-Fi, JD Sports, Just Cuts, Kayo Sports, Kingpin, Kogan, Lorna Jane, LSKD, lululemon, Luxury Escapes, MAC, Menulog, Michael Hill, Modibodi, My Muscle Chef, Nando's, Natio, New Balance, Officeworks, Ovolo Hotels, OZSALE, Peter Alexander, Prouds, Puma, RedBalloon, Rip Curl, Roblox, Rubi, Smiggle, Star Car Wash, Subway, Supré, T2, Temple & Webster, The Bavarian, The Good Guys, The Iconic, Timezone, Toyworld, TripGift, Typo, UFC Fight Pass, Weber, Webjet, ZiNG Pop Culture, Zone Bowling. (Please look here for guidance on Drummond Golf.)
Ultimate Gaming & Bites Binge, Chatime, Crust, Donut King, EB Games, Gloria Jean's, JB Hi-Fi, Kayo Sports, Menulog, Nando's, Razer Gold, Roblox, Subway, UFC Fight Pass, Xbox, Xbox Game Pass, ZiNG Pop Culture.
Ultimate Her adidas, Anaconda, ASOS, Bras N Things, COSETTE, Cotton On, Cotton On Body, Ella Baché, Factorie, Forever New, H&M, Hoyts, INTERSPORT, JD Sports, Lorna Jane, LSKD, lululemon, MAC, Modibodi, Natio, Nike, Nine West, OZSALE, Pandora, Peter Alexander, Rip Curl, Roblox, Seed, Sephora, Supré, Swarovski, T2, Temple & Webster, The Bavarian, The Body Shop, The Iconic, Wittner.
Ultimate Him 99 Bikes, adidas, Adrenaline, Anaconda, ASOS, Autobarn, Barbeques Galore, Binge, Cotton On, EB Games, Factorie, Foot Locker, H&M, Hoyts, INTERSPORT, JB Hi-Fi, JD Sports, Kayo Sports, Kingpin, LSKD, lululemon, My Muscle Chef, Natio, Nike, Oakley, Oxford, OZSALE, RedBalloon, Rip Curl, Roblox, Speedo, Star Car Wash, The Bavarian, The Iconic, Timezone, UFC Fight Pass, Weber, Xbox, yd, ZiNG Pop Culture, Zone Bowling. (Please look here for guidance on BCF, Drummond Golf, rebel and Supercheap Auto.)
Ultimate Home Amart Furniture, Autobarn, Baccarat, Barbeques Galore, Bessemer, Dusk, House, House Bed & Bath, JB Hi-Fi, Kogan, MyHouse, Officeworks, Ovolo Hotels, OZSALE, Pet Circle, Pet House, Robins Kitchen, Star Car Wash, Temple & Webster, The Good Guys, The Iconic, Typo, Weber.
Ultimate Kids adidas, Build-A-Bear Workshop, Cotton On Kids, EB Games, Foot Locker, H&M, Holey Moley, Hoyts, iFLY, INTERSPORT, JB Hi-Fi, Kingpin, Officeworks, Roblox, Smiggle, Strike, The Iconic, Timezone, Toyworld, Xbox, ZiNG Pop Culture, Zone Bowling. (Please look here for guidance on Dymocks and rebel.)
Ultimate Students adidas, ASOS, Ben & Jerry's, Boost Juice, Chatime, City Beach, Cotton On, Donut King, EB Games, Foot Locker, General Pants Co., Grill'd, H&M, Holey Moley, Hoyts, INTERSPORT, JD Sports, Just Cuts, Kathmandu, Kingpin, Officeworks, Puma, Roblox, Strike, Subway, The Iconic, Timezone, Typo, UFC Fight Pass, Webjet, Xbox, yd, ZiNG Pop Culture, Zone Bowling.
Ultimate Style/Shopping Angus & Coote, ASOS, Bras N Things, COSETTE, Cotton On, Cotton On Body, Dangerfield, Factorie, Foot Locker, Forever New, General Pants Co., JD Sports, LSKD, Modibodi, Nike, Nine West, OZSALE, Pandora, Sportsgirl, Sunglasses Hut, Supré, Temple & Webster, The Iconic, yd.
Ultimate Teens adidas, Ben & Jerry's, Boost Juice, Chatime, City Beach, Cotton On, Cotton On Body, EB Games, Factorie, Foot Locker, Gloria Jean's, Grill'd, H&M, Hoyts, INTERSPORT, JB Hi-Fi, JD Sports, Just Cuts, Kingpin, Nike, Officeworks, Rip Curl, Roblox, Subway, Supré, The Iconic, Timezone, Typo, Xbox, ZiNG Pop Culture, Zone Bowling. (Please look here for guidance on rebel.)
Ultimate Thanks Adrenaline, Angus & Coote, Build-A-Bear Workshop, COSETTE, Cotton On, Edible Blooms, EveryPlate, Goldmark, Hello Fresh, House, JB Hi-Fi, JD Sports, Just Cuts, Luxury Escapes, Menulog, Michael Hill, MyHouse, Prouds, RedBalloon, T2, Temple & Webster, The Body Shop, The Iconic, TripGift, Webjet. (Please look here for guidance on Thankly.)

Enjoy!

Other Blackhawk Network (Australia) Gift Card

Related Stores

Coles
Coles
Ultimate Gift Cards
Ultimate Gift Cards

closed Comments

    • RTY on 06/07/2023 - 16:56

      I was able to buy Apple gc with ultimate gc at jb hifi last Saturday.

      • nobbobb on 06/07/2023 - 17:45

        Im about to do the same with multiple gc at JB… do you know whats the highest denomination they stock for apple gc ?

        • t25 on 06/07/2023 - 18:21
          +1

          I recall $200 being available. I wonder if they have variable load.

          • RTY on 06/07/2023 - 21:57

            @t25: No variable load

    • WookieMonster on 06/07/2023 - 19:13
      +5

      It worked for me a few hours ago.

  • dwhes on 06/07/2023 - 10:14

    Looking to buy a new iPhone. So is OP saying it’s not possible to use 15 gift cards in store?

    • danielh on 06/07/2023 - 22:52

      Just convert the gift cards to Apple and buy from there.

  • TanedaR on 06/07/2023 - 10:21
    +1

    The Big Question is, can we pay with Coles prepaid Mastercard. :D

    • WookieMonster on 06/07/2023 - 10:25
      +2

      The last report I saw was last month, where someone said the checkout let them do that.

      Who knows whether it still works (or more importantly, whether it will still work next week).

      • Crownie on 06/07/2023 - 11:22

        Cannot see why this wouldn't work.
        You've bought $500 from this deal.
        If card is still working (aka not hacked) then it should be a valid form of payment for
        5 X $100 Ultimate Him gift cards.
        You've now got $575 to spend at JB-Hi-Fi using your Ultimate Him gift cards.
        Now its up to the JB-Hi-Fi cashier to process your 5 gift cards for payment.
        Quite a few variables in place but worth the extra steps from a $462.60 spend resulting in $575 of gift cards.

        • WookieMonster on 06/07/2023 - 13:13
          +2

          Cannot see why this wouldn't work.

          Coles’ policy is that you cannot use Coles Mastercard gift cards to purchase any gift cards at Coles. If you have a staff member stop you from using a Coles Mastercard gift card as a payment method, tough luck.

          I am aware of Coles implementing automatic blocks in their POS system when you try to use a Coles Mastercard gift card to purchase a small number of gift cards (e.g. Coles Mastercard gift card, Coles Group & Myer gift card), but I am not sure whether Coles have made more updates to their POS system in recent weeks to extend the blocks to cover more gift cards (e.g. Ultimate gift cards, TCN gift cards).

          If card is still working (aka not hacked) then it should be a valid form of payment for 5 X $100 Ultimate Him gift cards.

          Yes, but if you want to do that using 2x $250 Coles Mastercard gift cards at Coles, you must go through a standard checkout. You then have to deal with either the POS system or the staff member (or potentially even both) stopping you from doing this.

          • Crownie on 06/07/2023 - 19:24

            @WookieMonster: Isn't a little weird that Coles are clamping down on customers using their own Visa cards?
            Granted, it's use is for buying other cards on discount so I guess Coles is fighting back against OzBargain the "professionals".
            Churning these cards quickly isn't what the providers are making money from.
            The idea of a gift card is for presents for people with the provider getting 100% if you don't redeem in time. Just put it in the drawer and use it later are the best recipients of these cards.

            • WookieMonster on 06/07/2023 - 20:05

              @Crownie:

              Isn't a little weird that Coles are clamping down on customers using their own Visa cards?

              I do not think it is weird, because creative people “professionals” will use Coles Mastercard gift cards to purchase more Coles Mastercard gift cards and purchase over $10,000 worth in one day. It does not really address the reason that Coles would want customers to not use Coles Mastercard gift cards to purchase other kinds of gift cards…

              The idea of a gift card is for presents for people with the provider getting 100% if you don't redeem in time. Just put it in the drawer and use it later are the best recipients of these cards.

              Yeah, that is probably what InComm (the gift card issuer) is hoping for, except that probably is not happening in reality. The issue is that if you leave a Coles Mastercard gift card in a drawer for a number of months, some random person may redeem the funds in the meantime, then InComm needs to have paid staff around to deal with transaction disputes, as well as the systems to deal with disputes…

      • KH234 on 06/07/2023 - 11:52

        @WookieMonster can we use new ShopBack supermarket Visa card to get further 2.5% discount?

  • Djpilot on 06/07/2023 - 10:26
    +2

    Waiting for discounted mastercard or visa card to pay for bills

  • Tleyx on 06/07/2023 - 10:30

    Can i use in 99 bikes for mechanic service?

    • kietawp on 07/07/2023 - 08:36

      Yes you can. Some staff do not know what these cards are but they go through the same as a normal card.

      • Tleyx on 07/07/2023 - 09:14

        Thanks. Might be worth getting some for this

  • Tollery on 06/07/2023 - 10:34

    Do they required activating? after payment or does the payment activate them?

    • io on 06/07/2023 - 10:36

      payment activate them

      • Tollery on 06/07/2023 - 10:37

        Thanks

  • Oauiii on 06/07/2023 - 10:36

    see u all at 7 am.

  • Xavier1128 on 06/07/2023 - 10:59
    +1

    Bruh, my HSBC card got fkted….
    Oh, I see… Hmmm, I need a Coles staff who would do the split payment for me. It’s not a big ask, just $99.99 each time for 20 time. Anyone here works in Coles, please?

    • noelhoi on 06/07/2023 - 11:21

      Bit of a side qn re:HSBC, since I’m new in the game.. say I purchase $150 worth @Coles, at check out I split payment with cards paying $90 and $60 in the one transaction. Would that trigger the 2% to be paid at both the $90 and $60 portions respectively?

    • sub102 on 06/07/2023 - 12:47

      Just buy $50s

  • alautm on 06/07/2023 - 11:10

    Has anyone used this to pay for holidays with Luxury Escape?

    We have a balance to pay off for a holiday later this year, so how do I take advantage of this? Can I pay with multiple cards?

    Thanks for any advice.

    • johfac on 06/07/2023 - 14:28

      I think you can exchange these for Luxury Escape egift cards via their website, so should be no problem.

  • JMosk on 06/07/2023 - 12:27

    Is there any way to use these as Netflix giftcards?

    • WookieMonster on 06/07/2023 - 13:07
      +1

      I cannot think of a way to do that directly.

      A couple of weeks ago, I would have quietly suggested you use an Ultimate gift card to pay for a Netflix gift card instore at Officeworks, but Officeworks has in the last couple of weeks been progressively updating their POS systems to automatically block you from using an Ultimate gift card as a payment method for any gift cards. Officeworks’ acceptance on Ultimate gift cards on their website has always been wildly inconsistent, so good luck trying to purchase a Netflix gift card through their website. You could also try purchase Netflix gift card over the phone at 1300 OFFICE, but I have no idea whether that would work.

      I have not seen any JB Hi-Fi stores recently stock Netflix gift cards, and I have checked a number of stores recently… a couple of conversations with different staff members has also indicated they have not noticed Netflix gift cards stocked at JB Hi-Fi in recent times.

      From what I have gathered, EB Games tends to only sell EB Games gift cards, as well as gift cards related to interactive entertainment. I have not seen a Netflix gift card stocked there recently.

      When I last checked The Good Guys about a couple of weeks ago, they only stocked The Good Guys gift cards and a random assortment of Telstra and Boost SIM cards.

      I am now out of ideas.

    • frazel on 06/07/2023 - 16:57
      +1

      why arent you using Turkey for Netflix ?

  • dahax77 on 06/07/2023 - 12:41

    Just wondering how do people find out about these deals a week in advance? Employee? Inside info?

  • afayd on 06/07/2023 - 13:40
    -2

    Is there an issue with getting say 20 x $100 of these gift cards and when the next iPhone is released, using these at JB to effectively get 13% off from first day of release?

    • Repstar on 06/07/2023 - 14:14
      +1

      Did you read any of the information above?

    • danielh on 06/07/2023 - 22:54
      +1

      I convert the ultimate gift cards to Apple ones at JB Hi Fi.

  • david6509 on 06/07/2023 - 13:53
    +3

    I used 20 of these last monday to purchase an oled monitor and samsung soundbar system from jb hifi. Was about 20 of the $100 cards with no issues. It would be so much easier if they let you do the variable load ones or if they had $500 cards.

  • machej on 06/07/2023 - 14:30
    +1

    Anyone know how you use leftovers on these cards? For some companies like Menulog you can only do a total payment using the card details. Ultimate gift cards are some of the most annoying to use compared to Prezzee and others.

    • rekke on 07/07/2023 - 00:45

      Just split payment at a store that allows it. I normally did split payment at Timezone with any residual balance.

  • Aerith-Waifu on 06/07/2023 - 15:16

    So if I buy a TV at JB for $500, they will let me use 5 of these cards no issues?

    • BennyHe2018 on 06/07/2023 - 15:49
      +1

      Yep

    • rekke on 07/07/2023 - 00:46

      In store, yes.

  • Ratank on 06/07/2023 - 16:34

    I would like to buy the new iPhone 15 on the apple website, Can I use these gift cards on the apple store ?

    • noelhoi on 06/07/2023 - 17:40
      +3

      Go to JB and purchase Apple GC using these GC as payment, then u can choose to load the Apple GC into your Apple account or keep as is. If you keep as is, you can only use up to 8 GC in store I believe, so $800 max in a transaction. Whereas if u load into Apple account as credit, max is like $4k, but this way u can only purchase online, not in store.

      • danielh on 06/07/2023 - 22:56
        +1

        I actually used 16+ Apple Physical Gift cards to purchase my wife's iPad last year. This was in Apple Chadstone (VIC).

      • WookieMonster on 06/07/2023 - 23:35
        +2

        You can redeem a maximum of 20 Apple gift cards in one transaction at a physical Apple Store. This is on the Apple website and was something I confirmed with an Apple Store staff member recently.

        • noelhoi on 06/07/2023 - 23:44
          +2

          Thanks for confirming and sorry about my misinformation 🙇🏻

          • WookieMonster on 07/07/2023 - 09:40
            +2

            @noelhoi: Haha that’s okay! This information was not on the Apple payment methods webpage until recently, so I think Apple has only recent got around to making this information public. To be fair, for a long time, I was saying here that I had no idea what the instore gift card redemption limit was, so it could have been eight for all I knew!

            The gift card redemption limit for purchases on Apple Online Stores and over the phone on 133 MAC is eight per transaction, so that is probably what you had in mind.

  • frazel on 06/07/2023 - 16:56
    +1

    Hello Fresh - does anyone know if you can pay split payment ? Or do you just apply the gift card and then you are in credit ?

    • WookieMonster on 07/07/2023 - 10:08
      +1

      I had a look at the Ultimate gift card website and it says Hello Fresh is an exchange-only partner. That means you need to go to the Ultimate gift card website, navigate to their gift card exchange portal and exchange your Ultimate gift card for a Hello Fresh gift card. Once you do that, you are tied to the terms and conditions of the Hello Fresh gift card, not Ultimate gift cards.

      • frazel on 07/07/2023 - 14:12
        +1

        legend! Thank you!

  • beefmaster on 06/07/2023 - 18:59
    -3

    So do we buy the gift card from coles or freepoints?

  • Tarinedier on 07/07/2023 - 13:22

    Is it possible to use these to purchase gift cards (Nintendo e-shop) at JB? I assume it's at staff discretion but does the system actually allow it to process?

    • cJWptgjGp36G on 07/07/2023 - 15:35

      Yes, you can buy different giftcards from JB using Ultimate giftcards.

  • cJWptgjGp36G on 07/07/2023 - 14:19

    If I get $115, is there a way to convert all of the ultimate dollars to Google play credits? Looking to top up on a certain game.

  • Ca5887 on 07/07/2023 - 16:47
    +1

    Does anyone knows if you can use Coles gift cards to buy those ultimate gift cards?

    • WookieMonster on 07/07/2023 - 18:30

      I would be surprised if that worked.

      Coles updated their POS systems on 19 April 2023 to automatically block attempts to use a gift card issued by Coles Group (including Coles gift cards and Coles Group & Myer gift cards) as a payment method for third-party gift cards.

      You could always try, but I would not expect it to work.

  • johfac on 08/07/2023 - 09:41

    Could someone answer this for me. If l purchase the Everyone card to exchange for the Luxury Escape gift card, because the Everyone card will have $115 of value loaded on it will l be able to exchange for a $115 Escape card or will the Escape card have a set denomination say $100 then l would be left with $15 left on the Ultimate card.

  • stevoplaystation on 08/07/2023 - 13:09

    Saw somewhere u can use this for vintage cellars but can’t see it with any of their giftcards . Anyone can shed some light ?

    • WookieMonster on 08/07/2023 - 15:52

      Vintage Cellars? I have never seen them as a participating retailer in the Ultimate gift card scheme.

      I think you are thinking of one of two scenarios:

      • The Pub Crawler gift card from Special, which used to feature Vintage Cellars as a participating retailer before that was OzBargained. (I think you can blame me for contributing to that…)

      • Restaurant Choice gift cards, which (for about a month) listed the MCC (merchant category code) for bottleshops as a permitted MCC. Vintage Cellars should use the MCC for bottleshops, so this theoretically would have worked, but this definitely does not work anymore!

  • cloudspires on 08/07/2023 - 14:10
    +2

    Just thought I'd share my experience in case it's helpful. I used $1700 worth of gift cards (mix of everyone and home gift cards ranging from $50-$100) and had no issues redeeming them in one transaction when I was buying a Macbook Pro from officeworks. I think it was 15-17 gift cards in total. Make sure you scratch off to reveal the pin to make it easier for the cashier

  • Miyagi on 08/07/2023 - 17:49

    Does anyone know if I can use at Timezone during double dollar promotions? And can I redeem multiple eg 2x $50 for a $100 reload? (I still have some low denominations from a previous)

    • truetypezk on 08/07/2023 - 19:57
      +1

      Yes for both. Timezone is very flexible with splitting payment. But you might wanna get the 15% off timezone gift cards deal instead if you just want to load up your card.

      • noelhoi on 08/07/2023 - 20:20

        Or if you have access to Costco or someone with access to, buy they Kingpin GC which is always 20% off face value…redeemable at TZ.

        • Miyagi on 08/07/2023 - 20:22

          Was not aware of this, thanks for the tip!

        • truetypezk on 09/07/2023 - 00:25

          Costco Epping (VIC) told me they have sold out all the Timezone gift cards last week. Crazy.

      • Miyagi on 08/07/2023 - 20:22

        Thank you for reply!

  • cobknob on 08/07/2023 - 20:51

    Wheres the ebay gift card specials?

  • AnythingForFree on 08/07/2023 - 21:32
    +1

    I used up all my stocked Ultimate gift cards last month. JB HIFI allows to use any number of Ultimate gift cards in store (I used 9 once) but GoodGuys limited it to 5 Ultimate gift cards and did not allow to use more than 5.

  • Alucardia99 on 08/07/2023 - 23:44
    +1

    do we need to scan flybuy to get this offer?

    • WookieMonster on 09/07/2023 - 18:56

      There is no mention of Flybuys in the offer's terms and conditions at all, which makes me think that a Flybuys card is not required.

      You usually only see Flybuys cards being a requirement for two kinds of gift card deals at Coles:

      1. Deals where you will earn bonus Flybuys points.
      2. Deals for an upfront discount on prepaid gift cards (i.e. Coles Mastercard gift cards, Vanilla Visa gift cards).
  • dockersrule on 09/07/2023 - 10:51

    Is it possible to buy these online from Coles? I'm currently in the country and can't get to a physical Coles store.

    • WookieMonster on 09/07/2023 - 10:56
      +1

      Nope, this deal is only available at physical Coles stores, as per the terms of the offer:

      Offer valid only in store at Coles Supermarkets (excludes Coles Online, Coles Express and purchases via giftcards.com.au), subject to store availability.

  • mrcosmo on 09/07/2023 - 11:41

    Does buying gift cards with a credit card contribute to eligible purchases to get bonus cashback?

    • WookieMonster on 09/07/2023 - 20:19
      +1

      It should be eligible, but it ultimately depends on how the credit card issuer chooses to handle the merchant in question.

      When you make a purchase at a merchant, your credit card issuer can usually see only limited information about that purchase (e.g. merchant name/description, transaction time, merchant category code (MCC)). A credit card issuer usually cannot see what was actually being purchased, but a potential exception is Slyp (of which I talk about in more detail here).

      The type of merchant you shop at and whether you shop instore or online can change the MCC, and therefore how the transaction could be handled. For example:

      • Coles, Woolworths and ALDI uses MCC 5411 (Grocery Stores, Supermarkets) for instore purchases of gift cards, so it should appear to your credit card provider that you have spent lots of money at a supermarket and therefore be eligible. I met my last credit card minimum spend requirement solely by purchasing gift cards instore at Coles.

      • Purchasing a gift card online at Australia Post should see the MCC be 5818 (Digital Goods - Multi-Category), but if you go instore to an Australia Post Shop and purchase a gift card there, the MCC should be 9402 (Postal Services - Government Only). MCC 5818 should be fine for meeting a credit card minimum spend, as that MCC is more aligned to "everyday spend". However, MCC 9402 is a Government-related MCC, and you usually find government spend is excluded from earning points or cashback from most credit card programs.

      You need to keep in mind that one credit card issuer could arbitrarily choose to treat purchases at a particular merchant as cash advances (resulting in the purchase being ineligible for points or cashback, plus incurring additional fees), but another credit card issuer may not do that at the same time. Commonwealth Bank and Bankwest did that in late 2022 and early 2023 to Giftz.com.au (an online gift card portal operated by Blackhawk Network), yet at the same time, my purchases from the exact same merchant at the same time were treated as regular purchases by my Westpac credit card. (If you were wondering, Commonwealth Bank and Bankwest stopped treating purchases from Giftz.com.au as cash advances in March 2023.)

  • cyssero on 09/07/2023 - 15:39

    Has anyone had experience using multiple (e.g. 2) Ultimate gift cards at Lululemon?

    • WookieMonster on 09/07/2023 - 16:28
      +1

      @camcollins are you able to help? I recall you tried to use multiple Ultimate gift cards at Lululemon late last year.

      • cyssero on 09/07/2023 - 22:42

        Thanks for digging that up! I am hoping to use in store - but know Lululemon are a bit peculiar about things. I'll give them a call tomorrow to check, too.

        • WookieMonster on 14/07/2023 - 09:29

          How did you go with Lululemon and the Ultimate gift cards?

  • Brick50 on 10/07/2023 - 19:39
    +1

    Last time I bought these I slowly purchased a couple of JB hifi gift cards each day through their website, and was able to purchase 14 Pro Max online with JB gift cards rather than having to swipe them all in store.

    Looks like you buy JB gift cards online in any denomination, so should hopefully be able to do the same thing. For me I think it's easier to keep track of balance on JB gift cards than ultimate cards.

    • nobbobb on 11/07/2023 - 09:44

      Are you able to “purchase” JB gc with Ultimate online? So treat Ultimate gc as your credit card or something and check out with it online for JB gc? Im thinking of doing the same…

      • WookieMonster on 11/07/2023 - 10:08
        +3

        Maybe.

        A more detailed answer can be found in the FAQ, but…

        • JB Hi-Fi may cancel online orders for JB Hi-Fi gift cards paid using an Ultimate gift card, due to Riskified - a third-party tool used on JB Hi-Fi’s online store to determine whether a transaction is likely to be fraudulent - flagging such a purchase as being potentially fraudulent.

        • If JB Hi-Fi does not cancel an order for a JB Hi-Fi gift card paid using an Ultimate gift card, it will only permit a maximum of two orders of JB Hi-Fi gift cards per person per calendar day. Any attempts to purchase more JB Hi-Fi gift cards on the same calendar day will be unsuccessful.

        Most people’s experiences are that they can purchase up to two JB Hi-Fi gift cards online per day, but some people have told me they have been unable to purchase any whatsoever.

        • li1123k on 16/07/2023 - 14:16
          +1

          tested 2x$115 ultimate home gc and can confirm max 2 jbhifi cards a day via ultimate gc, 3rd order got cancelled immediately.

      • Brick50 on 11/07/2023 - 10:10
        +1

        Yes i'm pretty sure you can, I can't remember if it was these ultimate GC's or the TCN cards but I was able to buy 2 a day, any more and it would set off JB's fraud protection and you'd have to wait for money to come back to the card and try again the next day

  • shortgum on 10/07/2023 - 20:12

    how is this actually work? these cards are at nominated values e.g. $50 or $100. They load extra 15% on the card? so a $50 card will have $65 instead? it would be confusing

    • Brick50 on 10/07/2023 - 20:19
      +7

      I'd probably double check your maths before Wednesday…

  • Xxmilker69xX on 11/07/2023 - 10:10

    Can anyone confirm if you can use apple gift cards (after converting these at jb) on the apple education store?

  • kosmonaft on 11/07/2023 - 10:17

    Is there a way to exchange them for Amazon gift cards?

    • fearkite on 11/07/2023 - 10:42

      Would love to know this as well. :o

    • WookieMonster on 11/07/2023 - 11:55

      No. Amazon is not a participating retailer of the Ultimate gift card scheme, plus none of the participating retailers sell Amazon gift cards.

      There used to be a very indirect way to turn an Ultimate gift card into an Amazon gift card, but that relied on two loopholes, and both loopholes were closed within the last three months.

  • Ca5887 on 11/07/2023 - 13:11

    So does this mean you get a extra 15% on the gift cards. For example if you buy a $100 one it gives you $115 value?

    • yummycoot on 11/07/2023 - 21:48

      yes exactly bonus.

  • Ca5887 on 11/07/2023 - 13:12

    Also does anyone know if you can can buy this cards with Coles gift cards?

  • ozchobie on 11/07/2023 - 13:31

    Can the value of multiple cards combined and swapped for a particular store online?

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