This was posted 4 months 17 days ago, and might be an out-dated deal.

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No Purchase Fees on EFTPOS Gift Card @ Coles (In-Store Only)

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No Purchase Fees on EFTPOS Gift Card @ Coles (In-Store Only)
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RichardL on 11/12/2023 - 17:04 coles.com.au (810 clicks)
Last edited 11/12/2023 - 17:04

No Purchase Fees on EFTPOS Gift Card @ Coles (In-Store Only)

  • $400 eftpos Gift Card + $9.95 Purchase Fee: save $9.95
  • $200 eftpos Gift Card + $7.95 Purchase Fee: save $7.95
  • $100 eftpos Gift Card + $5.95 Purchase Fee: save $5.95
  • $50 eftpos Gift Card + $5.95 Purchase Fee: save $5.95
  • $30 eftpos Gift Card + $3.95 Purchase Fee: save $3.95

*Limit 5 Gift Cards per customer. Offer valid only in store at Coles Supermarkets (excludes Coles Online, Coles Express and purchases via giftcards.com.au), subject to store availability. While stocks last, no rainchecks. Offer valid from 13/12/23 to 19/12/23. Gift Cards cannot be used to purchase other Gift Cards at Coles. Refer to individual gift card for terms and conditions.

Other EFTPOS Gift Card Prepaid Credit/Debit Card

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closed Comments

  • maverick1 on 11/12/2023 - 17:07
    +7

    Meh!

  • sunnyc on 11/12/2023 - 17:07

    i mean it's good if you have one pass, just buy it to earn 5x points

    • Neoika on 11/12/2023 - 19:01
      +2

      OnePass bonus flybuys point feature doesn't apply to Coles purchase.

  • solidussnake on 11/12/2023 - 17:08
    +3

    Lol what's the point 😂

    • t25 on 11/12/2023 - 17:09

      Exactly. Can't even use these to sign up to OnlyFans.

    • DingoBlue on 11/12/2023 - 17:16

      I seem to have a fuzzy recollection that some low income workers employed by NFPs can salary sacrifice groceries.

      • Poor Ass on 11/12/2023 - 22:51

        It's for PBI which was the salary sacrifice cap that employees can do

    • WookieMonster on 11/12/2023 - 17:58
      +16

      There are some points to this deal, but I will acknowledge it has limited appeal.

      For example:

      • If you have an American Express (AMEX) card, you can use it to purchase this gift card and then use the gift card in-person at merchants who do not accept AMEX or to avoid a surcharge merchants charge for accepting AMEX. For example, ALDI does not accept AMEX, but ALDI accepts eftpos cards (and do not levy their surcharge against payments routed through the eftpos network). You should still earn points on your AMEX card for purchasing this gift card, and if you have an AMEX that gives you bonus points for spend at a supermarket, purchasing this gift card should qualify for bonus points too!

      • If you have a Visa/Mastercard card (especially a platinum/premium Visa/Mastercard credit card), you can use it to purchase in-person at merchants to reduce or avoid a surcharge that you may have to pay for using Visa/Mastercard at a merchant. You should still earn points on your Visa/Mastercard card for purchasing this gift card. Again, ALDI is a good example.

      • Some people will be interested in converting their prepaid gift cards (e.g. Activ Visa gift card, Vanilla Visa gift card, Coles Mastercard gift card) into something that is much harder to “hack”. Having said that, Coles is known to code in restrictions in their checkouts to stop customers from using some prepaid gift cards to purchase some gift cards, plus some Coles staff will stop you if they see you are using a prepaid gift card as a payment method. Additionally, Blackhawk Network - the owner of a number of prepaid gift card schemes - enforces spending restrictions on their prepaid gift cards at merchants categorised as a supermarket.

      • Purchasing these gift cards can help you reach any credit card spend requirements to earn a sign-up bonus, as long as spend at supermarkets is not specifically listed as an exclusion (and I cannot think of an example where this is the case).

      • Shockingly, some people will purchase these gift cards as a gift for someone else and will pay the purchase fee (either knowingly or unknowingly). This deal means you can gift a gift card to someone and not worry about paying for the purchase fee.

      There are a few downsides though:

      • TCN eftpos gift cards can only be used in-person at a merchant, and you need to swipe the physical gift card in this deal to redeem it. There is no way (at least known to me) where you can convert a physical TCN eftpos gift card from this deal into a digital TCN eftpos gift card.

      • Merchants using Square terminals are unable to accept the physical TCN eftpos gift cards in this deal, because Square will not process any payments through the eftpos network if you swipe a physical card.

      • A lot of the physical TCN eftpos gift cards I have seen at Coles lately are made of cardboard. I had/have a number of cardboard IKEA Returns cards rotate through my physical wallet in recent months, and found that two of them had the magstripe become non-readable. With IKEA Returns cards, there are workarounds to redeem a IKEA Returns card without swiping it. However, with a physical TCN eftpos gift card, if the magstripe stops working, you need to contact TCN and hope they are happy to issue a replacement gift card.

      • truetypezk on 11/12/2023 - 19:02
        -1

        Indeed, a very niche promo only appealing to people who are up to no good =D

        The upside is it is probably going to be very easy to buy.

      • aaron3 on 11/12/2023 - 19:24

        Another one is to convert unwanted ShopBack Supermarket and TCN Grocery gift card value (any others?) into value that can be spent at non-supermarkets. I don't use those for actual groceries because closed loop gift cards are cheaper.

      • Ozpe1903 on 11/12/2023 - 19:25

        When do you think the real deal will happen (%10 off coles master card)

        • WookieMonster on 11/12/2023 - 23:47
          +1

          Quite frankly, I do not know if we will see another one for a long time.

          If you extrapolate out from the history of Vanilla Visa and Coles Mastercard gift card deals at Coles, one should have happened in October 2023, but it did not. I think you can see why I have stopped issuing predictions on those deals haha

  • Unorthodox on 11/12/2023 - 17:10
    -2

    Team members get double fly buys and 10% off (up from 5%) during this period so good for those working at Coles or who have kids working there ;)

    • shoppe on 11/12/2023 - 17:14
      +2

      I'd be very surprised if it included 10% off these gift cards.

    • shane23 on 11/12/2023 - 18:21

      Is this a joke. ?

  • hectiq on 11/12/2023 - 17:16
    +1

    Do they take AMEX as payment? Might work as a straightforward way for me to hit a minimum spend…

    • littlesoldier on 11/12/2023 - 17:19
      +1

      yea, usually prefer to purchase ShopBack swap GC to meet min spend
      but ShopBack dont accept AMEX so this is a good use case

  • SydOzber on 11/12/2023 - 17:17
    +1

    Good to meet new credit card min spend.
    @wookiekonster can these be used at Australia post to pay ATO by selecting savings ?(have the physical paper with PRN)

    • truetypezk on 11/12/2023 - 18:51

      Why not? The only issue is the Auspost staff who might not be happy for you to do it.

      • SydOzber on 11/12/2023 - 18:56
        -1

        Best to use them on self serve machines at Australia post(usually in CBD stores)

        • truetypezk on 11/12/2023 - 18:57
          -1

          I thought nearly all Auspost branches have closed down their self serve machines, presumably to stop people from using gift cards to pay all sorts of stuffs.

        • lilkid28 on 11/12/2023 - 22:42

          Melbourne CBD got rid of all self serve machines. Which stores in Metro VIC still has them?

          • truetypezk on 11/12/2023 - 23:46
            +1

            @lilkid28: Not only in the CBD, but every post office I have been to in Melbourne has got rid of/shut down them/used them as shelves for junk merchandise. And I frequently visit lots of post offices so it is definitely a coordinated move.

        • Poor Ass on 11/12/2023 - 23:01

          Haven't seen one in Qld in ages

          Prob all shutdown

  • me1stt on 11/12/2023 - 17:20

    No fee for selected activ visa egift card if visa card is preferred: https://giftz.com.au/pages/promotions

    • Poor Ass on 14/12/2023 - 13:49

      ya but no point if vendors have a credit card surcharge

      purchasers of this deal are really:

      1. meet credit card spend requirements
      2. use for places that have no surcharge for EFTPOS but surcharge for credit cards
  • Read on 11/12/2023 - 21:09
    +1

    If you buy a gift card that has fees… then perhaps you should have given cash or bought a gift.

    • Poor Ass on 11/12/2023 - 23:02
      +2

      Fees are alright as long as the discount covers it plus more

  • SydOzber on 13/12/2023 - 11:29

    Anyone had experiences purchasing it in store today ?

  • Poor Ass on 14/12/2023 - 13:47

    These would be alright when buying with a credit card and using at places that can swipe an EFTPOS card without card surcharge

    E.g. car dealership for servicing 0% surcharge for EFTPOS / savings but surcharge for credit and debit cards or EFTPOS bill payment at Australia post

    However lots of places now are have surcharge for any cards so need to watch out too

    • USER DC on 14/12/2023 - 19:06

      E.g. car dealership for servicing 0% surcharge for EFTPOS

      Do they really want to take like bloody IDK 10x $400 payments for $4000 ??

      or they probably gonna refuse due to looking suspicious

      • Poor Ass on 14/12/2023 - 19:56

        Regular service not going to cost that much

        What you drive a Rolls Royce?

        • USER DC on 14/12/2023 - 19:58

          Ahh I thought you meant use it at dealership (like for servicing and buying cars etc.), I guess might be okay for services (not so okay for buying cars) at dealership

          • Poor Ass on 14/12/2023 - 20:00

            @USER DC: If I was buying a $4000 shit box

            They can take $400x10 in gc

            Better than counting $4000 worth of fivers :)

      • truetypezk on 14/12/2023 - 20:18

        I reckon most non luxury dealers are willing to take whatever payment (possibly asking to you pay a surcharge though) to close a deal.

        I have personally paid with over 200 cards for a car.

        • USER DC on 14/12/2023 - 20:22

          how about visa/mastercard directly 0.7% surcharge then probably not worth this hassel of Gift cards

  • test8888 on 16/12/2023 - 12:56
    +1

    bought a few to try, good to use. only con is "check balance" just as it meant, only showing balance no transaction detail.

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