Hi, for those of who have recently taken mortgage what rates were you offered by the bank?
Is NAB's Variable Rate Home Loan rate of (6.24%) good? There is an additional fee of $8 per month. 100% offset and 80% LVR.
Is it possible to negotiate on this rate?
Thanks
Nah, I got 6.19 with cba, including offset so those rates are not sharp at all.
Did you go direct or via broker?
Ask your banker or broker if a lower rate is available.
Seems about right for NAB. May be able to get 6.19%
Thanks!! I will ask but first though of checking if this is something competitive
[2024] CSV of Every Home Loan Mortgage Rate + Cashback in Australia
Though the big4 don't report their real rates due to the 'tailored discount' system they run with
Thanks !!
6.09%, Westpac, LVR around 40%
6.14% $2000 cash back with ANZ $10 month fees .
6.29% 80%LVR IP PI no fees or monthlies
May we know which bank? Thanks.
https://www.ozbargain.com.au/node/788808
Just add whatever RBA increases there were from July to get the current rates ppl get.
loans.com.au, 80% LVR, 6.04%, no fees (i think), plus $2000 cashback to refinance.
(do i get in trouble here if i mention i have a referrer code?)
6.15% i think about 60% LVR
5.99% St George $395 af, unlimited offsets.
how much LVR?
6.09 with Beyond bank
6.05% at Westpac with LVR of 70%
You can negotiate on anything. Whether or not that negotiation results in an improved offer is another conversation.
You'll need to do your own research, but those prices look reasonably sharp. There may be other deals out there, but I know that for a Big 4 bank, that pricing is pretty keen.