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[NSW, ACT] 10% off $100 & $250 Vanilla Visa Gift Cards (+$5.95 & $7.50 Fee), in-Store & Requires Registered Flybuys Card @ Coles

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[NSW, ACT] 10% off $100 & $250 Vanilla Visa Gift Cards (+$5.95 & $7.50 Fee), in-Store & Requires Registered Flybuys Card @ Coles
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HamBoi69 on 08/03/2024 - 19:45 coles.com.au (2363 clicks)
Last edited 11/03/2024 - 07:48 by 2 other users

Full credit to FreePoints

Next week's upcoming Coles gift card deal!

$100 gift card = $95.36 ($90 for the card and $5.36 for activation) = 4.64%.
$250 gift card = $231.75 ($225 for the card and $6.75 for activation) = 7.3%.

Limit 5 Gift Cards per Flybuys account per day. 10% discount will be applied to the value of the card including the applicable activation fee. Total cost for $100 gift card is $95.36 ($90 for card and $5.36 for activation fee) and for $250 gift card is $231.75 ($225 for card and $6.75 for activation fee). Offer valid in NSW and ACT only in store at Coles Supermarkets (excludes Coles Online, Coles Express and purchases via giftcards.com.au), subject to store availability. Excludes all other states. Excludes $25, $50 and $400 Vanilla Visa Gift Cards. To quality for this offer you must present your fully registered Flybuys card at the time of purchase. While stocks last, no rainchecks. Gift Cards cannot be used to purchase any other gift card sold at Coles. Offer valid from 13/3/24 to 19/3/24. Refer to individual gift card for terms and conditions. Flybuys privacy policy applies. Standard Flybuys terms and conditions apply and are available at Flybuys.com.au. Vanilla Visa gift cards are issued by Heritage and People's Choice Limited trading as Heritage Bank ABN 11 087 651 125 AFSL 244310 pursuant to a license from Visa Worldwide Pte Limited. To be a fully-registered Flybuys member, you must have joined the Flybuys program via the Flybuys app or flybuys.com.au, provided their first and last name and verified their registration with a mobile number and email address. This promotion requires full Flybuys registration and is not available for use with an unregistered temporary card or for partially registered members. Full Flybuys registration may take 48 hours.

Please read @WookieMonster's helpful Q&A regarding these cards here.

Any questions, check out the FAQs.

All other States have an offer on Luxury Escapes, RedBalloon, Cotton On and Event Cinemas gift cards (excluding VIC/TAS for the last one)

Enjoy!

Other Gift Card Prepaid Credit/Debit Card VISA

Related Stores

Coles
Coles
Flybuys
Flybuys
Vanilla Visa Gift Card
Vanilla Visa Gift Card

closed Comments

  • Bii on 09/03/2024 - 00:48

    Good for those converting cash to prepaid cards? + 7.3% saving for the time and effort.

  • Bii on 09/03/2024 - 00:49
    -1

    Vanilla VISA vs Coles Master?

  • InfamousCalf on 09/03/2024 - 07:41

    Has anyone been able to pay their Zip balance with these?

    • daoddv on 12/03/2024 - 17:49

      Would like to know this. Cannot use Prepaid Mastercard, not sure about this Vanila.

  • OzBestDeal on 09/03/2024 - 07:55
    +1

    Requires Registered Flybuys Card

    This will screw your spending requirements for flybuys bonus points promos (eg. 4x $50 for 10k bonus points)

    • HamBoi69 on 09/03/2024 - 08:29

      So use a burner….

  • SydBoy on 09/03/2024 - 08:29
    -2

    Hey mod please hide this deal until Tuesday mid night otherwise all cards will disappear from shelf… !

    • Ernestpogi on 09/03/2024 - 08:37

      still will show on the catalogue this Monday..

      • SydBoy on 09/03/2024 - 08:39
        +1

        That is fine as Ozbargain more popular than Coles catalogue….! As most bargain hunter are the one who hides card after learning on Ozbargain how someone bought $25,000 worth gift card in last deal …!

        Someone did bought card worth $25,000 and did show pictures on Ozbargain… !!!

        • savingM on 09/03/2024 - 09:31
          +2

          Really? How? I wanna see it.

  • unclel2 on 09/03/2024 - 08:50

    Is there anything likely stopping me from buying these at Coles, then going to Woolworths and spending them on buying Ultimate Gift Cards?

    • savingM on 09/03/2024 - 09:31

      You should try it. XD

    • Neoika on 09/03/2024 - 09:32

      A grumpy attendant.

  • Stickout on 09/03/2024 - 10:57

    I take it these are visa DEBT cards, not visa CREDIT cards? apparently visa DEBT cards attracts less fees at some joints.

    cheers

    • WookieMonster on 10/03/2024 - 10:43
      +2

      Neither. Vanilla Visa gift cards are prepaid cards.

      The fees you incur when using a Vanilla Visa gift card will depend on how the merchant chooses to handle prepaid cards (if they choose to accept them at all in the first place). For example:

      • Some merchants (e.g. ATO, Virgin Australia) do not have a specific fee for Visa prepaid cards, so the fee that is charged falls under Visa card type (usually debit).

      • Some merchants (e.g. Sniip) apply a separate Visa prepaid card fee. In Sniip’s case, the Visa prepaid fee is higher than the Visa debit fee, but lower than the Visa credit fee.

  • rekke on 09/03/2024 - 10:58

    Anyone paid a significant amount of their HECS off with these? Got 40k HECS need to pay off this year

    • Poor Ass on 09/03/2024 - 11:11

      Based on rates of inflation it's better off for hecs to index and deduct from repayments of your tax return than pay off hecs in bulk now that the 10% discount has ended.

      I was fortunate enough when the discount was 20%

      • rekke on 09/03/2024 - 11:44

        Okay, but I need to pay it off their year so looking at what options I do have

        • Poor Ass on 09/03/2024 - 11:45

          Why is that?

          • rekke on 13/03/2024 - 09:54

            @Poor Ass: For loan purposes

            • Poor Ass on 13/03/2024 - 11:00

              @rekke: if a broker or a bank has asked you to to pay off the HECS to increase your borrowing capacity then they are not doing a very good job unless you are really desperate to get that loan approved or maybe settle for a slightly lower borrowing capacity?

              think of it this way you have $40k cash asset and $40k HECS liability which will end up to be zero on the books. Once you paid that HECS off, your borrowing capacity might increase a little but it won't be $40k and you have also loss $40k in liquid cash but have paid off the HECS.

              • rekke on 13/03/2024 - 11:06
                +1

                @Poor Ass: In my situation, paying off the 40k HECS increases my borrowing by significantly more than 40k…

  • Ozpe1903 on 09/03/2024 - 12:07

    Does this usually start in the other states in the following weeks

  • ThePointsGuru on 09/03/2024 - 12:46
    -2

    Has anyone recently used these cards for ATO payments?

  • l2argain on 09/03/2024 - 13:34

    Will i be able to se these online to pay bills same as giftcards.com.au?

  • shane23 on 09/03/2024 - 15:26

    has anyone been able to buy these cards from Hurstville coles? I think they take them off the shelfs and don't sell anything

    • maverick1 on 09/03/2024 - 15:57
      +1

      they keep it for their F&F…..

    • 8azinga on 09/03/2024 - 21:17

      What time are you going to the store? I've seen the $100 cards but havent been early enough to see the $250.

      • shane23 on 11/03/2024 - 14:32

        I went yesterday and there is no cards there at hurstville store and coles up next to the station

        • 8azinga on 11/03/2024 - 16:41

          Sounds like people have already hidden them or staff may have taken them off to stop people hiding them or are planning to hold them behind the counter to stop people buying too many or some other reason. Just go at store opening and ask for them if you really want them that much. They cant say they sold out if you are the first customer.

          • singingwolf on 16/03/2024 - 20:58

            @8azinga: they are hidden at the front desk in the second last draw under the cigarettes.

  • browser on 09/03/2024 - 16:37

    Is it accepted at Apple Education online store?

    • googoogaga on 09/03/2024 - 19:20
      +1

      just buy apple gift cards with them and load up your apple balance. You can pay with your apple balance on the education store

      • browser on 09/03/2024 - 19:39

        Kinda think about it, it actually doesn't really matter. If I can find them, whether using them to pay for utilities or Apple, still money saved.

  • cpkcpk on 10/03/2024 - 11:31

    Hard to find any of these cards now 3 days BEFORE the start of the promo…I wonder why?!

    • easternculture on 10/03/2024 - 13:09
      +1

      Freezer item

    • shane23 on 10/03/2024 - 13:40
      +1

      I went to three stores already and no cards there . The two stores at Hurstville is a joke

  • Ozpe1903 on 10/03/2024 - 13:53
    +1

    Does officework price match this offer

    • shane23 on 10/03/2024 - 14:22
      -3

      yes they do. I have priced matched many times in the past

    • WookieMonster on 10/03/2024 - 18:06
      +5

      No.

      • Their Price Beat Guarantee only applies to identical stocked items. I have never seen a Vanilla Visa gift card stocked at Officeworks.

      • Officeworks added Gift Cards as an exclusion to their Price Beat Guarantee around December 2023.

  • cpkcpk on 10/03/2024 - 15:17
    +1

    Officework states that Gift cards are excluded from Price Beat Guarantee!

  • Yabadabadoo on 10/03/2024 - 19:21

    i am sure this has been asked but I can find the answer :( Is there any issue using these to but TCN cards at Coles or Woolworths ? I wouldn't think so but i remember something about Coles not allowing the master card GC to buy gift cards so not sure if this would also be restricted or is there an issue using split payment when buying giftcards ?

    Thinking of getting these then wait for Home GC to be on sale and buy them for use at Good Guys :)

    • WookieMonster on 10/03/2024 - 23:40

      In terms of Coles:

      • The fine print of this deal should say Gift Cards cannot be used to purchase any other gift card at Coles.

      • I have not heard recently of anyone reporting on whether the checkout returned an error as soon as they swiped a Vanilla Visa gift card when purchasing a TCN gift card.

      • If you are redeeming over $35 from a Vanilla Visa gift card, the EFTPOS terminal will ask you for a PIN. You need to press Enter (without entering any numbers) at this step, which means you will be forced through the signature verification process; the checkout will print out a small receipt for you to sign, and then a staff member is supposed to compare this signature with the one the back of your Vanilla Visa gift card (and maybe also any ID you may have on you) before they decide whether to approve or reject the redemption from your Vanilla Visa gift card. Considering you are supposed to show the staff member the signature on the back of your gift card, that may cause the staff member to remember the rule I pointed out above and reject the redemption. If a staff member does this, you will need to wait for the funds to be released back onto your Vanilla Visa gift card.

      In terms of Woolworths:

      • A number of staff have mentioned to me over the years that you cannot use any gift cards of any sort to purchase any gift cards at Woolworths.

      • I have not heard recently of anyone reporting on whether the checkout returned an error as soon as they swiped a Vanilla Visa gift card when purchasing a TCN gift card.

      • Yabadabadoo on 11/03/2024 - 16:50
        +2

        thanks, i will give it a go and report back if there are any issues :)

  • Mr Joker on 11/03/2024 - 10:07

    For this type of gift card, when making a payment does anyone know if you press 'savings' or 'credit'? I recall it's savings?

    • WookieMonster on 11/03/2024 - 11:15
      +3

      You need to select Credit in Australia, because that is the option you need to select to route a payment through the Visa network.

      You would select Savings or Cheque if you were routing a payment through the eftpos network (and this prepaid gift card does not support the eftpos network).

      • SydOzber on 12/03/2024 - 01:14

        So that means they cannot be used at Aus Post to pay ATO as Credit payments are now blocked.
        Only option is to use them online via ATO online and Govt Easypay

        • WookieMonster on 12/03/2024 - 13:51
          +1

          So that means they cannot be used at Aus Post to pay ATO as Credit payments are now blocked.

          Correct.

          Additionally, my understanding is that you can only swipe or insert a tap when making a payment to the ATO. I believe the option to tap a card for payments to the ATO has been disabled.

          Only option is to use them online via ATO online and Govt Easypay

          Probably.

          I am not sure whether there are BPAY bill payment services that would let you send payments to the ATO and use Vanilla Visa gift cards as a payment method. Last time I checked (last year), Sniip would not let me send payments to the ATO from a prepaid card, which included Vanilla Visa gift cards. There are other bill payment services out there (e.g. Yak Pay), but I have no idea whether they also permit this, because I am not eligible to sign up for them.

  • Kimchi Hotpot on 12/03/2024 - 13:28

    Anyone know if these cards are just as susceptible to hacking as the prepaid Mastercards? I've bought a few of the mastercards in previous offers and always used them up straight away. For this offer I probably won't be able to use them for a few days after purchase and am wondering if it's worth the extra risk.

    • theaudacity on 12/03/2024 - 18:30

      I think these cards are similar to those MasterCard, that are susceptible to hacking.

  • l2argain on 13/03/2024 - 06:39

    1st card tried to use on healthfund where I use the Coles giftcards all the time. My payment was declined because: (reason: Exceeds Withdrawal Frequency Limit). I used the same giftcard on Council rates though and it worked.

    Card status at 6am (store opening) 0 $100 cards and 12 $250 (i took 5) I scoped out Monday and there were loads of each.

    **update - tried again on health fund with a different card and it did work.

  • Ash-Say on 13/03/2024 - 06:45

    Nothing in 2 local stores.

    When I asked staff, their magic words were "New Stock is locked in backroom but cant get it until the Manager comes".

    I know the cards are generally kept in a small cupboard behind where the cards are displayed so what a lame excuse.

  • SydBoy on 13/03/2024 - 06:50

    Same nothing in 2 store as waiting for manager.. !

  • SydBoy on 13/03/2024 - 07:06

    2 more Coles in western Sydney only had $25 and $400 left and staff rudely said we have nothing else…. Bas***rt … !

    • Ash-Say on 13/03/2024 - 07:07

      Same - only $25, $50 and $400

      Which ones did you visit?

      Mine was Mount Druitt and Penrith

      • SydBoy on 13/03/2024 - 07:58

        i was at kings langley had no $250 and then other is stanhope garden, but managed to find some at stanhope garden but it would have been finished by now as staff gave me while i was walking out of store.. !!

        • SydOzber on 13/03/2024 - 08:33

          Staff at Stanhope are a pain

  • shane23 on 13/03/2024 - 07:23
    +1

    No stock at miranda and Hurstville

    • daoddv on 13/03/2024 - 08:22

      Nothing in Parramatta

  • TaurusHead on 13/03/2024 - 07:26

    Do we think they hide the stock deliberately?

    • browser on 13/03/2024 - 08:18

      Some do, in the locked cage. I get the impression that they are told to put some out at random times. At least I have observed that for TCN GCs.

      Heaps of $100s this morning, but no $250s, so couldn't be bothered.

  • shane23 on 13/03/2024 - 07:37

    I got no idea but I thought the store opened at 7am and they opened at 6am . Thete was a line up like boarding a air china flight lol

  • Xishnik on 13/03/2024 - 07:39
    -1

    Is the 5 giftcards per Flybuys card enforced by the system?

    • browser on 13/03/2024 - 08:21

      It clearly says 5 per account, what make you think they wouldn't enforce?

      • Xishnik on 13/03/2024 - 08:24
        +1

        It can say whatever it wants. What matters is how the system has been programmed.

        Maybe someone has tried buying a 6th card and has checked if the discount is applied or not.

        If I do not get a definitive response before I head to the store, I will give it a go and report back.

        • Xishnik on 13/03/2024 - 10:00
          +2

          Just tried - confirming that the max 5 giftcards per Flybuys card is enforced.

  • SydBoy on 13/03/2024 - 07:57

    I get the error message processing the card online through to centrelink . @WookieMonster do you know what it could be ?

    Unfortunately we have encountered an error 65 while processing your request. Please contact your financial institution. Please see 'Next steps' to check your contact details are up to date.

    • elgrande on 13/03/2024 - 08:01

      Do they take paypal? You can add it as a payment method.

      • SydBoy on 13/03/2024 - 08:05

        No they don't take paypal but i used this card in past and paid more then 5,000 worth debt … without issue.

        This time i tried 2 cards and both failed. my be centre link stopped accepting this cards as a payment method.. !

        dammm wasted so much effort waking up early morning only to face this !!!

    • WookieMonster on 13/03/2024 - 08:12

      It looks like error code 65 is something to do with “exceeding credit limit”.

      How long after purchasing the gift cards did you try to redeem them? In past deals, I had to wait about 30 minutes before the full gift card balance was available for redemption, although for one of the deals in 2022 (I think), I had to wait 4.5 hours…

      Btw, your tag did not work.

      • SydBoy on 13/03/2024 - 08:19

        Yes, that was the reason I got as well but then I added card to paypal and purchased woolworth gift card and it went through.. !!

        so it must be that government stopped using this type of gift card ?

        • SydOzber on 13/03/2024 - 08:36

          Do you think that would be the case for ATO too ?

        • WookieMonster on 13/03/2024 - 09:09

          It could be that Centrelink has blocked it, but considering the response code was 65, that sounds as though Centrelink was happy to charge your gift card in the first place. If Centrelink actually rejected the card, I would have expected a generic error (e.g. “card not accepted”, “card not allowed”).

          It could also be that InComm (the gift card scheme owner) has specifically blocked payments to Centrelink? Who knows…

          • SydBoy on 13/03/2024 - 09:12
            +1

            @WookieMonster: Thanks, mate. It just went through so must be activation issue as you said earlier.. !!!

  • shane23 on 13/03/2024 - 08:26

    Yes I found the government isn’t allowing these pre paid cards anymore . I found five cards at kareela there was about 7 or 8 left

    • rekke on 13/03/2024 - 09:53

      Government? ATO?

  • yellowcoconuts on 13/03/2024 - 08:47

    for anyone with HSBC 2% cashback the 100 gift card works to be around 6% discount.
    you have to purchase 1 card per transaction. the check out lady was kind enough to be patient with me doing this.

    $100 gift card = $93.72 ($90 for the card and $5.36 for activation less $1.91 for the cashback) = 6.28%

    • CodeXD on 13/03/2024 - 08:59
      +1

      You still lose out compared to buying $250

      $250 gift card = $231.75 ($225 for the card and $6.75 for activation) = 7.3%.

    • Poor Ass on 13/03/2024 - 11:03

      just split payment in 3 lots for the $250 to get your activation fee worth

      note that that possible will get your card blocked after like 9-10 transactions

  • cpkcpk on 13/03/2024 - 08:54
    -3

    Before i buy these GCs, looking for confirmation that currently they can be used to pay ATO….(not prev experience )

  • rekke on 13/03/2024 - 09:52

    Does anyone know if you can ask for a 'temporary' Flybuys card in store, then use that to purchase 5x $250 cards, then rinse and repeat?

    • theaudacity on 13/03/2024 - 09:59

      I'd be more surprised that you could even find a $250 card, let alone 5 in the first place. Guess you could sign up on the spot if you managed to.

      • rekke on 13/03/2024 - 10:04
        +1

        Generally where I live, the Coles here are less susceptible to OzBargain raids ;)

        • SydBoy on 13/03/2024 - 10:40

          Discount is attached to register flybuys so I doubt system will apply discount but you can try and let us know… You don't need to ask staff just scan one card and then temp flybuys and then click pay and discount will appear if it is possible.. !

        • Poor Ass on 13/03/2024 - 11:03

          affluent suburb

      • rekke on 14/03/2024 - 21:31
        -2

        @theaudacity just got 20 from my local Coles today, totally cleaned them out though only 3 left. Regional NSW

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