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[NSW, ACT] 10% off $100 & $250 Vanilla Visa Gift Cards (+$5.95 & $7.50 Fee), in-Store & Requires Registered Flybuys Card @ Coles

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[NSW, ACT] 10% off $100 & $250 Vanilla Visa Gift Cards (+$5.95 & $7.50 Fee), in-Store & Requires Registered Flybuys Card @ Coles
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HamBoi69 on 08/03/2024 - 19:45 coles.com.au (2363 clicks)
Last edited 11/03/2024 - 07:48 by 2 other users

Full credit to FreePoints

Next week's upcoming Coles gift card deal!

$100 gift card = $95.36 ($90 for the card and $5.36 for activation) = 4.64%.
$250 gift card = $231.75 ($225 for the card and $6.75 for activation) = 7.3%.

Limit 5 Gift Cards per Flybuys account per day. 10% discount will be applied to the value of the card including the applicable activation fee. Total cost for $100 gift card is $95.36 ($90 for card and $5.36 for activation fee) and for $250 gift card is $231.75 ($225 for card and $6.75 for activation fee). Offer valid in NSW and ACT only in store at Coles Supermarkets (excludes Coles Online, Coles Express and purchases via giftcards.com.au), subject to store availability. Excludes all other states. Excludes $25, $50 and $400 Vanilla Visa Gift Cards. To quality for this offer you must present your fully registered Flybuys card at the time of purchase. While stocks last, no rainchecks. Gift Cards cannot be used to purchase any other gift card sold at Coles. Offer valid from 13/3/24 to 19/3/24. Refer to individual gift card for terms and conditions. Flybuys privacy policy applies. Standard Flybuys terms and conditions apply and are available at Flybuys.com.au. Vanilla Visa gift cards are issued by Heritage and People's Choice Limited trading as Heritage Bank ABN 11 087 651 125 AFSL 244310 pursuant to a license from Visa Worldwide Pte Limited. To be a fully-registered Flybuys member, you must have joined the Flybuys program via the Flybuys app or flybuys.com.au, provided their first and last name and verified their registration with a mobile number and email address. This promotion requires full Flybuys registration and is not available for use with an unregistered temporary card or for partially registered members. Full Flybuys registration may take 48 hours.

Please read @WookieMonster's helpful Q&A regarding these cards here.

Any questions, check out the FAQs.

All other States have an offer on Luxury Escapes, RedBalloon, Cotton On and Event Cinemas gift cards (excluding VIC/TAS for the last one)

Enjoy!

Other Gift Card Prepaid Credit/Debit Card VISA

Related Stores

Coles
Coles
Flybuys
Flybuys
Vanilla Visa Gift Card
Vanilla Visa Gift Card

closed Comments

    • SydOzber on 13/03/2024 - 10:11
      +2

      Registered flybuys only

  • Xishnik on 13/03/2024 - 10:37

    My DEFT payment is not going through.

    I checked the card balance and it is showing as $250 available.

    • CodeXD on 13/03/2024 - 10:39

      What error code?

      • Xishnik on 13/03/2024 - 10:40

        'Sorry, your payment cannot be processed. Please try again using a different card, or contact your bank.'

    • jackofspade on 13/03/2024 - 11:00

      Works for me. I suggest you wait an hour after activation.

      • Xishnik on 13/03/2024 - 11:01

        What do you put in the name field?

    • n0mad on 13/03/2024 - 11:45

      I've got the same issue, has it resolved for you?

      • Xishnik on 13/03/2024 - 11:51

        No :(

        • n0mad on 13/03/2024 - 11:56

          Same tried 2 cards, same issue

          • sfjadmin on 13/03/2024 - 20:15
            -1

            @n0mad: Did anyone else resolve the issue for paying DEFT?

            • n0mad on 13/03/2024 - 21:51

              @sfjadmin: Instructions down a little lower, need to log in and I tick saving the card

    • magster on 13/03/2024 - 13:16
      +4

      Make sure you uncheck 'save card to account', then you can enter the CVV

      • n0mad on 13/03/2024 - 14:08
        +1

        thank you, normally pay without logging in (Coles Mastercard gift cards) but worked when i did this.

      • griffy on 13/03/2024 - 17:51
        +1

        This worked for me too, thanks!

  • HasanZ on 13/03/2024 - 11:00

    Merrylands and Westmead … zero stock except for the excluded items lol…. Went there at 9am

  • Benmc on 13/03/2024 - 11:09

    There was some behind the counter at Marrickville this morning. Looked like there was 2-3 boxes. I presume they still have some, but call ahead, the helpdesk was quite useful.

    • ujwols on 15/03/2024 - 20:47
      -1

      was that $100 or $250?

  • carwashhair on 13/03/2024 - 11:42

    Finally able to beat you freezer geezers and nab 4x at 7am this morning, World Square. First time being able to find these. Cards were behind the counter.

  • SydBoy on 13/03/2024 - 11:59

    Card no longer working to pay health insurance (RT Health which is owned by HCF )… useless fund which i am stuck with last 10 year but can't switch as i lose all waiting period… !!

    • googoogaga on 13/03/2024 - 12:00
      +2

      You don't lose waiting periods when switching private health. Just stick to the same level of cover

      • SydBoy on 13/03/2024 - 13:45
        +1

        wow .. i didn't know about it. I thought I have serve all the long waiting period again so never thought to change it as i am with RT for more then 10 years now and they increase premium every single year but not a single time they changed benefits.

        so basically they pay physiotherapy $45 or $50 for 1st visit and it is still the same what it used to be in 2008 … ! so while all physiotherapy increased their charges RT never ever increased their benefits per items. They did increase total limit but it is of no use as i keep paying more every year for physio as there is no change to per visit by RT… !!!

        how funny and dumb it is that politician approves health fund increase but never ask them to increase benefit in return …. so we the consumer paying out of pocket more every single time.. !!

    • Xishnik on 13/03/2024 - 12:17
      +1

      Wouldn't work for me either trying to pay Bupa. But luckily Bupa accepts Paypal. I was able to add the cards there and then pay Bupa.

      • haha45 on 13/03/2024 - 13:00

        I did the same, didn't work directly but no problems via PayPal.

    • SmiTTy on 14/03/2024 - 14:09
      +1

      Works fine with medibank

  • Sheng on 13/03/2024 - 12:50

    Is there ways to add to your super?

    • SmiTTy on 14/03/2024 - 14:10

      You can check zip pay or sniip

      Haven't tried but i believe both support bpay (via your cc)

      • wdw on 14/03/2024 - 21:00

        Sniip is what I use. Works a charm! You can add cards as much as you want. I’ve been doing it with each of these offers.
        You can add 10 cards max every 24 hours, you then have to wait for the cool down to end.

        • Mr Joker on 16/03/2024 - 10:58

          So to check, are the fees 1.5% and you paid to your super

          • WookieMonster on 16/03/2024 - 11:01
            +2

            @Mr Joker: The payment fee on Sniip for prepaid cards is 0.85%.

            That means if you want to use up a $250 card (and assuming your superannuation fund allows payments from prepaid cards on Sniip), you can send $247.89 to your superannuation fund and pay $2.11 in payment fees.

            • Mr Joker on 16/03/2024 - 11:02
              +1

              @WookieMonster: That's pretty good if you wanted to effectively get money back by salary sacrificing your net pay towards your super.

              • wdw on 16/03/2024 - 11:32
                +1

                @Mr Joker: Wookie is correct. $247.89 is payment amount and the $2.11 fee gets taken to use the $250 card. The way I do it is I just keep repaying the same bill so I don’t need to recreate new bill payments each time I make a payment in the app. I just go to a receipt, view the bill at the bottom and click pay. It might warn about being over due or overpaying it click okay and then proceed and pay.

            • tangible on 16/03/2024 - 11:58

              @WookieMonster: Hi @WookieMonster, what’s the benefit of using the prepaid cards to superannuation? Getting tax deductions?

              • WookieMonster on 16/03/2024 - 12:37
                +3

                @tangible: A few benefits, in my view:

                • I can make a contribution of $247.89 to my superannuation, but I only paid $231.75 for the gift card in the first place.

                • I can (in a roundabout way) use my credit card to send payments to my superannuation, which means when I purchase a gift card, I am earning rewards points (and for me at the moment, more easily meet the minimum spend criteria for my credit card’s sign-up offer too).

                • I can claim a tax deduction at tax time to lower my taxable income.

  • shane23 on 13/03/2024 - 13:30
    -2

    Yes you have to get a job and then the employer will contribute a percent to a super fund. I think it’s around 3-4% of your total earning.
    So if you were to earn $1200 a week you should get around 50 bucks or so

  • snappy1234 on 13/03/2024 - 14:10

    Grabbed 2 of the $250 today
    One had an expiry of 2026 🤔 the other had an expiry of 2027 both were added to PayPal
    The earlier expiry has been converted to a wish card ( extra 3%) [ via woolies mobile ]

    • WookieMonster on 13/03/2024 - 14:21
      +3

      One had an expiry of 2026

      I noticed that too when I popped into a Coles at lunchtime and saw stacks of $250s with 2026 expiry.

      It is arguably legal for Coles to sell gift cards with less than three years expiry through this deal (and is probably actually the reason Coles and InComm are running this deal). The ACCC says gift cards must have three years minimum expiry, but it also lists a number of exclusions (and I have bolded the ones I think are relevant to this deal):

      The 3-year rule does not apply to gift cards that are:

      • able to be reloaded or topped up
      • donated for promotional purposes. For example, a business handing out $15 vouchers to passers-by for its grand opening.
      • available only for a specified period. For example, performance of a visiting ballet company.
      • supplied at a genuine discount. For example, $60 card for a massage valued at $100.
      • part of an employee reward scheme
      • part of a customer loyalty program
      • second-hand gift cards
      • part of a temporary marketing promotion. For example, customers buy a certain product from Business A, which provides a $50 voucher to use at Business B.
      • supplied to certain charities or government agencies.
  • Stickout on 13/03/2024 - 14:54
    -1

    has anyone tried this card with ATO, today? just want to confirm the surcharge. someone here said it was 0.4% in the past
    .
    cheers

    • WookieMonster on 13/03/2024 - 15:00
      +1

      Yes

    • SmiTTy on 14/03/2024 - 14:11

      Yes. I was charged $1 for $249 payment

  • foxes28 on 13/03/2024 - 17:34

    Managed to grab 4 at Coles Lavington - thanks OP!

  • OZBMate8911 on 13/03/2024 - 19:03

    None at Coles Kirrawee. Will check Kareela later and advise

    • Bigboy97 on 13/03/2024 - 20:12

      Quite a few $100 ones last I checked… not really worth the hassle though

    • Bigboy97 on 13/03/2024 - 20:13
      +1

      Don’t think Sutherland stocks them at all as well.

      Haven’t been able to see any denominations of the Vanilla Visas there.

      • OZBMate8911 on 13/03/2024 - 21:09

        Thanks for the heads up. Haven't bothered with Sutho yet as it may as well be called a Coles Express compared to the other ones lol

  • sun-shine on 13/03/2024 - 20:05

    ATO PAYG activity statements for April aren’t out yet. Can I prepay into this account since it is the same BPAY number and it will be offset when the instalment is due? Thanks

    • OZBMate8911 on 13/03/2024 - 21:10
      +1

      I don't know about the cards, but yes you can absolutely prepay it. You'll likely get a little bit of interest too.

      • Stickout on 14/03/2024 - 21:02

        I had a quick look at the ATO website but struggle to find info on if PAYG over payment is eligible for getting interest

  • cpkcpk on 13/03/2024 - 22:21
    +1

    Can confirm again ATO payments work

    • rekke on 15/03/2024 - 16:10

      @cpkcpk Have any of your ATO payments settled/cleared?

  • Kiz99 on 13/03/2024 - 22:21

    Has anyone tried to make a payment using the CommWeb platform? It worked with the Mastercard gift cards but won’t work with the vanilla visa gift cards

  • mengy on 13/03/2024 - 22:44

    only $100 left at North Parramatta :(

  • easternculture on 13/03/2024 - 23:35
    -4

    Got 2 lots of $1250 today

    • Maglia Nera on 14/03/2024 - 06:03
      +2

      Thanks for sharing

  • rekke on 14/03/2024 - 07:46

    5x ATO gone through (pending on VISA card), will try another 10 today

    • SmiTTy on 14/03/2024 - 14:13

      I think there's a limit of 10 cc payments per day
      But there's also two ways to pay via cc (2 diff sites via ATO) so u could get around it

  • spriggy on 14/03/2024 - 09:01

    Am wondering, with all the ATO payment discussions, I assume you can still pay to ATO even though you don't owe them anything?

  • Xishnik on 14/03/2024 - 09:07

    DEFT has blocked my account when trying to make a 5th payment of $250. The previous four went through without any issues.

    I can't login anymore :(

    • CodeXD on 14/03/2024 - 09:13

      You don't need to log in, just pay via one time payment.

      • Xishnik on 14/03/2024 - 09:21

        Without login it wouldn't let me make a payment at all.

        The only way I was able to pay was by creating an account.

      • bird380 on 14/03/2024 - 11:45

        Usually Coles purple colour Mastercard can went through without logging in. But this vanilla card cannot process without logging in :(

    • bird380 on 14/03/2024 - 11:43

      Call them and they will unlock it.
      Tried before, but usually takes 3-5 business day for them to unlock your deft account.

    • n0mad on 14/03/2024 - 11:46

      have you tried calling them, perhaps new account with so many weird payments. May need an explanation. I've paid at least 6 at once for the coles mastercard deals without issue.

      • Xishnik on 14/03/2024 - 11:50

        Thanks.

        I have called and they say nothing looks suspicious and will escalate to IT to fix it.

        • maverick1 on 14/03/2024 - 12:07

          I had this a month ago…they said the same thing and further said will be done in 24hours….nothing since then…I just created another account diff email/same phone…and also paid a few w/o registering for an account as suggested above…

  • Shikha966 on 14/03/2024 - 12:09

    Is it 5 per flybuys per day or just 5 per flybuys?

    • maverick1 on 14/03/2024 - 12:10

      per day…go crazy if you can find stock…

  • OZBMate8911 on 14/03/2024 - 12:40

    @WookieMonster do you know if these can be used with Afterpay? To use in conjunction with the current eBay code

  • bargaingalor3 on 14/03/2024 - 13:44

    I got to pay 2x $250 this morning
    I am trying to pay again now and it's giving me unknown error. I called deft and they said from their end, it is showing there is not enough funds in my card? I checked the balance online and I definitely have enough. I also tried creating a new account but the same issue. Any idea?

    • CodeXD on 14/03/2024 - 13:47

      Did you take into consideration the surcharge? You should be entering $249.1 as there is $0.99 surcharge

      EDIT: I see that was replied directly to you too…

      • bargaingalor3 on 14/03/2024 - 14:01

        Yep. I did. Total payment including surcharge is 250. Even tried reducing by 1 cent
        I tried my other property and it worked. so something's wrong with this reference number.. they raised it with their IT .. apparently… Sigh

      • bargaingalor3 on 16/03/2024 - 17:35

        Fyi I tried again today and it worked

  • hokonfan on 14/03/2024 - 15:37
    -5

    can't even check the balance on their website
    https://balance.vanillagift.com/signin

    • WookieMonster on 14/03/2024 - 15:48
      +1

      It could be because that balance check website is only for Vanilla Visa gift cards issued in the US.

      If you look at the back of the gift card packaging or on the back of the physical Vanilla Visa gift cards from Coles, they list the balance check website as https://vanillabalance.com

  • Mick1234 on 14/03/2024 - 20:33
    -2

    Am I able to pay strata on this card?

    • shane23 on 14/03/2024 - 22:56
      -1

      Send me the details of the card and I try it for you .

      • Brakus on 15/03/2024 - 12:05

        sent. let me know if it works

  • Bigboy97 on 15/03/2024 - 18:12
    +1

    Anyone have any luck finding $250s south of Sydney i.e. around the Shire and st.George area? Day 3 of checking about 10 stores with not a single one found

    • Neoika on 15/03/2024 - 18:42
      -3

      What's point of telling you? Someone moderately nabbed 10 on one day and only got negged.

      • Bigboy97 on 15/03/2024 - 19:17
        +1

        Huh? I don’t care if you’ve grabbed 1 or 100. Was just curious if anyone has had any recent luck around my area or had any recommendations on stores that may restock frequently

        • shane23 on 15/03/2024 - 22:24
          -2

          Yes I have

    • googoogaga on 15/03/2024 - 22:46
      +1

      always ask the service counter as well as checking the shelves

  • easternculture on 16/03/2024 - 13:18
    -7

    Just got another 10 at 1:30pm

    And hid another 10 for tomorrow

    Funny enough it was not in a rich suburb and a very busy coles.

    I suspect they stock about 150 to 200 everyday after 10am

    • rekke on 16/03/2024 - 14:42
      +3

      Ozbargain logic…
      "Bought heaps of discounted GCs in this promo, they are restocking them"

      downvoted

      Few weeks later..
      "Saved $2000+ using discounted GCs for ATO / HECS, council rates etc"

      upvoted
      hero
      "true ozbargainer"

    • Brakus on 16/03/2024 - 19:37

      Get them over the counter. They are holding them. It is much safer that way

  • rekke on 16/03/2024 - 14:49

    ATO website down for maintenance …

  • shane23 on 16/03/2024 - 15:53

    Who was the Chinese guy that got arrested by undercover police at marrickville for buying multiple lots of 5

    • easternculture on 16/03/2024 - 16:00

      Probably buying them to launder drug cash

  • Brakus on 16/03/2024 - 16:41
    +1

    Just got 5 over the counter and some secret police interrogated me and took a picture of my ID. Didn’t know buying GCs is a crime now

    • Ash-Say on 16/03/2024 - 17:07

      This is interesting.

      Why police would take ID if you are buying genuinely?

      • Brakus on 16/03/2024 - 17:16
        +2

        They took pics of the receipt and my ID saying that it might be used for fraud. I regret allowing them to take my info. But they would not let me or the gcs go. Apparently they have been doing this for a while. They showed me a pic of another guys id

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