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Join an Eligible HCF Health Insurance Policy & Share in 5 Million Flybuys Points (+ up to 130,000 Pts after 10 Months) @ HCF


Share in 5 million points when you join new eligible HCF health cover by Sun 31 Mar 2024 and stay until Tue 30 April 2024*.

The Bonus Points Offer commences at 12:01 am AEDT on Tue 9 Jan 2024 and ends at 11:59 pm AEDT on Sun 31 Mar 2024 (Offer Period).

To receive a share of 5 million Flybuys bonus points you must:

  1. be a current Flybuys member;
  2. be a new HCF member (you must not have been an HCF policyholder 6 months prior to taking out a New Eligible HCF Policy);
  3. sign up to a New Eligible HCF Policy during the Offer Period;
  4. have your New Eligible HCF Policy accepted by HCF;
  5. provide your Flybuys member number when joining directly through HCF online, HCF call centre or in an HCF branch; and
  6. be an Australian resident,.

New Eligible HCF Policy means any new HCF health insurance policy for hospital only, extras only or combined hospital and extras cover and excludes Corporate, Ambulance Only, Overseas Visitors Health Covers and HCF Life Insurance products.

Flybuys will allocate an equal distribution of the 5 million Flybuys bonus points between all Flybuys members who meet the Eligibility Requirements and maintain their health insurance policy in accordance with the terms set out below.

To receive a share of the 5 million Flybuys bonus points, your policy must be active (i.e. not terminated or suspended) until 11.59 pm AEST on Tue 30 Apr 2024 and your policy premium must be paid up to date as at Tue 30 Apr 2024. If you cancel or suspend your policy before 11.59 pm AEST on Tue 30 Apr 2024 you will not receive a share of the 5 million Flybuys bonus points. If you change your level of policy cover to an excluded policy before 11.59 pm AEST on Tue 30 Apr 2024, you will not receive a share of the 5 million Flybuys bonus points.

The Flybuys bonus points will be credited to qualifying member’s Flybuys account within 6 weeks of the end of theOffer Period. Points awarded per policy to the Flybuys account nominated by the policyholder. Members must meet the criteria as set out in these terms and conditions to be eligible for the Bonus Points Offer.

Plus, when you stay with HCF for at least 10 months, you'll also get up to 130,000 points. See Terms


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closed Comments

  • +3

    Annual premium of +$6000 to get the 130,000 points

    • -1

      Annual premium of $6000 isn't even a lot for a family these days if you have hospital and extras.

      Also I'm guessing that's pre subsidy premium? Otherwise just don't take the subsidy now and take it at tax time.

  • They may as well send you a scratchie.

  • Annual premium Total points Flybuys Dollars**
    $6,000+ 130,000 pts $650
    $5,000 - $5,999 100,000 pts $500
    $4,000 - $4,999 80,000 pts $400
    $3,000 - $3,999 60,000 pts $300
    $2,000 - $2,999 48,000 pts $240
    $1,000 - $1,999 24,000 pts $120
    Less than $999 14,000 pts $70
    • about 10% off

  • Only get 100k from last year's 1 million point

  • So if 1000 people join, each will get 5000 points?

    • yep + the one you stay for 10 mths

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