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24,000 Rewards Points in Monthly Increments with a New Comprehensive Car Insurance Policy after 45 Days @ Everyday Insurance

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24,000 Rewards Points in Monthly Increments with a New Comprehensive Car Insurance Policy after 45 Days @ Everyday Insurance
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Ash-Say on 30/04/2024 - 08:44 insurance.everyday.com.au (8775 clicks)
Last edited 29/04/2025 - 12:11 by 2 other users
CAR24K

From an Everyday Rewards email:

Pocket 18,000 points when you switch to a Woolworths Comprehensive Car Insurance policy online. Use promo code CAR18K when you get a quote online.

You also get 1 x 10% off monthly shopping at Woolies

Credit to https://www.ozbargain.com.au/node/843451#comment-15213993, you can get 24,000 points using the code CAR24K.

^Collect up to 24,000 Everyday Rewards points when you buy a new car insurance policy and provide your valid Everyday Rewards Card number and enter promo code CAR24K at the time of purchase. This offer can be enjoyed a maximum of once only per person for their first active policy that qualifies for this offer, irrespective of the number of policies taken out, and cannot be used in conjunction with any other offer unless otherwise specified. Your Everyday Rewards Points will be loaded onto your Everyday Rewards Card in monthly increments, up to a total of 24,000 points over the term of your active policy, commencing from within 45 days of the first premium being paid. Points will be added to your Everyday Rewards Card by the 15th day of each month provided your premiums are paid in full. First year policy only. Enjoyment of Everyday Rewards is subject to the Everyday Rewards Terms and Conditions and the Everyday Car Insurance terms and conditions contained in the Product Disclosure Statement. Woolworths reserves the right to withdraw or extend this discount or offer at any time, without notice.

Financial Car Insurance Insurance Reward Points

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Comments

    • INFIDEL on 30/04/2024 - 08:59
      +4

      These type of offers by Woolies have been running for years!
      I always got my points & monthly 10% grocery discount.
      eg 15,000 Rewards Points

      • Iluvfreebies on 30/04/2024 - 09:02
        +1

        Have got points when you are existing customer and taken out new quote rather than going with the renewal?

        • INFIDEL on 30/04/2024 - 09:03
          +1

          Cancelled old policy, set up new on different Rewards card.

          • chrisharry53 on 23/07/2024 - 10:34

            @INFIDEL: You don’t actually need to use a new card. Just take out a new policy and cancel the old one. If you cancel before expiry you get a partial refund.

      • chrisharry53 on 01/05/2024 - 10:00

        I couldn’t find a code in late March 24 including on here. First time in years I took out a new policy with them without a promo code. I know I could cancel the current policy, get a refund of balance and start a new policy but won’t bother.

    • User889344 on 30/04/2024 - 09:05
      +5

      Yeah I'd suspect you got negged because you suggested its a scam with no explanation as to why? As Infidel mentioned below, these offers have been running for years and I too always got the points promised along with the monthly 10% discount.

      So not really sure why its a scam?

  • bom72 on 30/04/2024 - 09:02
    +1

    tried getting a quote, waaay more expensive than my auspost car insurance

    • carwashhair on 30/04/2024 - 09:08
      +3

      With Auspost, insurance renewal up next week. Auspost have been good but premium jumped from $870 last year to $1430 for renewal. No changes or claims. WW insurance hasn't been competitive before, but they're throwing up $1070 for this one…

      • hawkers8905 on 30/04/2024 - 09:19
        +2

        They have all gone up. RACV last year about $1k, this year they want close to $1600.

        • INFIDEL on 30/04/2024 - 09:22
          +7

          One of highest category of inflation is currently… Insurance

      • YpeKiYay on 29/04/2025 - 10:42

        For what it is worth, Auspost renewal due in May, went from from around $900 last your to around $1200 now, tried quotes from others, auspost still best bang for buck

    • TEER3X on 30/04/2024 - 09:09
      +1

      Did you get a recent quote from auspost. I just did one and auspost is significantly more expensive than this one for me.

      I'll be switching from AAMI next month

      Auspost was the cheapest for my Mrs car 6 months ago though.

    • RaijnAU on 29/04/2025 - 09:59

      I've been with WW for a couple of years and my renewal has still come in hundreds of dollars less than any other insurer.

      I don't drive much though so I get the limited km driving discount.

  • excite on 30/04/2024 - 09:02

    Just bought with 15000 points :(

  • TEER3X on 30/04/2024 - 09:05

    18000 points paid over monthly increments, starting 45 days after you take out the policy

    • cook99 on 30/04/2024 - 09:13
      +6

      Thats to stop us from cancelling the policy for pro rata refund as soon as the points hit.
      I've been with Woolies insurance a couple years now and the price was competitive, bonus points and 10% discount make it a solid deal for me.

      • INFIDEL on 30/04/2024 - 09:16
        +2

        Was a common practice for Ozbargainers with cheap Woolies (pet) Insurance - grab the points, then cancel.
        But if the quote is competitive, why would we cancel our car insurance just to get the points?

        • nightelves on 30/04/2024 - 09:29
          +10

          Yeah those were the good old days. Had 7-8 cats at my house during those promos 😂

          • cook99 on 30/04/2024 - 09:47
            +1

            @nightelves: 🤣 this is why we can't have nice things lol

            • nightelves on 30/04/2024 - 12:06

              @cook99: But I did have 7-8 cats did come to my house. They just happened to leave after the promo finished 😂

      • TEER3X on 30/04/2024 - 09:22

        Yeah but they used to pay it all up front. No issues for me either way.

      • klaw81 on 30/04/2024 - 09:50

        Totally agree. I recently had to insure another car - Woolies was a little more expensive than the cheapest option, but went with them anyway because the 10% off each month is worth at least $300 extra each year. The bonus points is just gravy.

        • TEER3X on 30/04/2024 - 09:54
          +1

          You can sign up to their everyday extra program for $70/year or $35/year when on sale
          https://www.ozbargain.com.au/node/841322

          • cook99 on 30/04/2024 - 09:56
            +4

            @TEER3X: Everyday Extra is great for the 10% discount. The 10% from insurance is a 2nd discount, meaning 2 per month.

            • TEER3X on 30/04/2024 - 12:13

              @cook99: So you can get 2 discounts per month on the same card?

              • cook99 on 30/04/2024 - 15:00
                +2

                @TEER3X: Yup. The insurance I believe is in store only, and extras is online or in store

              • seanbaussie on 30/04/2024 - 18:10
                +1

                @TEER3X: @TEER3X I've got car insurance, mobile plan and everyday extra all on one card and so get 3 per month on the same card.

      • adpaholic on 17/08/2024 - 22:05

        How soon we can get the 10% off per first shop every month ? It said we may need to wait up to 45 days after policy start ?

    • IamEzza on 30/04/2024 - 14:11

      How many points do they pay out each month?

  • hoxyz on 30/04/2024 - 09:54
    +2

    Thanks OP. Does anyone have experiences on the claim process? Can you select repairers?

    • Ash-Say on 30/04/2024 - 09:57
      +1

      I made not at fault claim 4 years ago (got rear ended). It was a smooth process.

      Do people opt for the car hire and excess free windscreen repair option and pay extra?

    • TEER3X on 30/04/2024 - 10:08
      +2

      I had a claim 3 years ago, had to contact them to select my repairer, he had to do a few things on his end to get the car.

    • klaw81 on 30/04/2024 - 14:26
      +2

      Just wrapped up a claim last week. No issues, but the process was a bit slow due to lots of flooding claims around the same time. Mine was a write-off so can't comment on selecting a repairer.

    • Joberu on 30/04/2024 - 19:49
      +2

      My friend is going through the process now. Her parked car was hit by a Domino's driver, and her insurance is with Everyday. They haven't been very helpful at all - couldn't tell her anything about the proces or if she was entitled to get a hire car since her's isn't drivable.

  • VantageXL on 30/04/2024 - 10:23
    +2

    CAR24K should still work for 24,000 points.

    • I like freestuff on 30/04/2024 - 10:37

      Why aim so low?

    • Ash-Say on 30/04/2024 - 10:50
      +2

      Updated the listing to reflect this

    • choister on 30/04/2024 - 10:57

      This just worked for me

      • capslock janitor on 30/04/2024 - 20:43

        Worth How much?

        • klaw81 on 01/05/2024 - 08:30
          +1

          1000 Everyday Rewards points is worth $5 when redeemed as a direct discount at Woolworths stores. So 24k points is worth $120.

          • CVonC on 01/05/2024 - 09:02

            @klaw81: They could've just read the title.

          • tunzafun001 on 29/04/2025 - 10:20

            @klaw81: But the points are paid over the whole year yeah?

            So $10 (2000pts) per month?

            Also, how long before the 10% off spend kicks in?

  • zaddaz on 30/04/2024 - 10:39
    +4

    Can alternatively potentially get $110 cashback through topcashback via "compare the market". Was the same price as direct through woolworths

    • ScribbleSass on 01/05/2024 - 23:41

      Thanks for sharing. Super useful.

    • charmed_tiger6 on 24/05/2024 - 11:32

      Do you also get the 24,000 points or is it just the cashback instead?

      • Alinnia on 07/06/2024 - 22:08
        +2

        It's one or the other. Can't stack them.
        If you go through Topcashback's Compare The Market, the form doesn't have the option to enter this promo code.
        So in the end I went back to the normal Everyday Insurance's site and could enter this promo code on their form.

  • unity1 on 30/04/2024 - 11:04

    Is it legal to have 2 different car policies for the same car?

    • theguyrules on 30/04/2024 - 11:55
      +1

      wouldnt both insurers say "use the other insurer" thus putting you in a loop

      • Iluvfreebies on 30/04/2024 - 12:51
        +7

        Same issue with having 2 wives.

      • illusion99 on 30/04/2024 - 13:45

        How would the other insurer know you have another policy with someone else? Just don’t tell them

        • theguyrules on 30/04/2024 - 13:48

          I am certain youd have to disclose that - which means that if you didn't disclose it and they find out. theyd just refuse to insure you

          • illusion99 on 30/04/2024 - 16:33

            @theguyrules: That’s not a standard question insurers ask so you’ll have to deliberately go out of your way to let them know. If it was a mandatory requirement not to already been insured why isn’t it in their PDS or application form? You can’t claim twice but nothing illegal about having double or even triple insurance so long as you only make one claim

  • Shanetrain on 30/04/2024 - 11:09

    Thanks op! I work for woolies and just about to re do insurance. With discounts and rewards points this is easily the best option for me.

  • Flakuciernie63 on 30/04/2024 - 11:33

    Is pay as you drive option considered comprehensive,asking as thinking about future renewals,and want to continue with that same level of cover
    Thanks
    Peace
    Dt

    • Zodiacmindwarp on 30/04/2024 - 11:37

      Yes. Been doing it for years. The only change this year is the monthly incremental payment of points

      • IamEzza on 30/04/2024 - 15:52

        How many points do they pay each month? Is it spread over 12 months?

        • Zodiacmindwarp on 30/04/2024 - 23:52
          +1

          Total points are divided by 12

      • Tiggrrrrr on 28/05/2024 - 14:33

        Is that for yearly and monthly policies?
        Or just monthly?

        • Zodiacmindwarp on 28/05/2024 - 14:38

          I've always had yearly policies. I used to get all the points upon starting a new policy, now the ration them out each month.

  • hashtagbargain on 30/04/2024 - 11:43
    +2

    $270 more expensive than AAMI for me for the same coverage. No thanks.

  • tunzafun001 on 30/04/2024 - 12:03
    +1

    @Ash-Say
    What's the minimum time to hold to get the points?

    Also, you still reference the 18k code in the heading. Maybe put both to be safe.

  • AzzaD on 30/04/2024 - 12:39

    Anyone know if there are any exclusions if you opened a policy in your partner's name (and close your existing policy) if you're currently a customer?

    (From memory there's no issue with a policy insuring a car that's not registered in your name, or so I understood)

  • Robin2012 on 30/04/2024 - 12:53

    Great

  • Ash-Say on 30/04/2024 - 13:01

    Mine came to $900 after getting points with an agreed value of $29,500 and with both excess free window replacement and 14 days car hire.

    Suncorp was offering above benefits for $1376 and all other insurers were dearer.

  • Twilight1234 on 30/04/2024 - 13:57
    +1

    Quote wasn't even close to competitive. Bingle and Budget came in at the 1k mark, woolworths was nearly 2k.

    Went with Bingle in the end having Suncorp behind it, even though its slightly more expensive. But it also had the new car replacement guarantee which was nice.

  • zacsg1 on 30/04/2024 - 14:07

    $117 vs $87 what I'm paying now with RAC, not worth it.

  • GloveBear on 30/04/2024 - 14:14

    Unfortunately can't cover my Tesla.

    • dp1 on 01/05/2024 - 08:49

      They will insure my non-Tesla EV (refused last year), but the premium is more than double the RAC ($2400 vs 1100).

  • PadreOzv on 30/04/2024 - 14:26

    It says i can get 24k points for Third party, https://ibb.co/wLx5x2d

    • Alinnia on 23/05/2024 - 14:12

      Just a FYI incase others may get confused like I did. Third Party Property, Fire & Theft Insurance is not the same as Compulsory Third Party Personal Injury Insurance (CTP). Confusing because they both have "third party" in the name but they're different. First one is optional and the latter is compulsory.

  • Dirk36 on 30/04/2024 - 14:47

    If I have Woolworths Mobile which gives me my 10% off my shop each month if I get the car insurance does that give me an additional 10% off each month? Or two lots of 10% off shops instore at Woolies each month?

    • nokia3660 on 30/04/2024 - 14:49

      from what I read it is 2 slots of 10%

      • Dirk36 on 30/04/2024 - 14:54

        Nice!!!

    • chanhoz on 30/04/2024 - 17:28

      you will only get 10% off once a month, only everyday extra give you additional one. Recommend to use a different reward number.

      • TEER3X on 02/05/2024 - 20:23
        +1

        Someone commented earlier that they get 10% off thrice a month, so your comment seems incorrect

  • nokia3660 on 30/04/2024 - 14:49

    I am still in my cooling off period and the rep confirmed I shouldn't have any issue cancelling the current one and signing up again with the promo code. Just wanted to confirm if this isn't targeted? Not mapped to the email/rewards member receiving the email? I am not on ED Extra if this makes any difference.

  • Leelee on 30/04/2024 - 19:15

    Thanks OP, perfect timing as insurance is due early next month.
    Trying to sign up but can’t see a promo code box to add the code? On which page does it pop up? I’ve gone as far as payment page but can’t seem to locate it

    • Iluvfreebies on 30/04/2024 - 19:17
      +1

      On the last page at the bittom before it gives you the quote.

      • Leelee on 30/04/2024 - 19:19

        Thanks! I had been editing a previous quote so the box hadn’t come up like that

  • Captain Hindsight on 30/04/2024 - 22:40

    These guys came up cheapest for me on one of the comparison sites then when followed the link the quote was literally double😡.

    Anyone recommend a budget comprehensive plan, don’t need any bells and whistles? Thx

  • Shanetrain on 01/05/2024 - 00:07
    -1

    So when do we get our 24k rewards points?

  • gerardw86 on 01/05/2024 - 22:13

    My quote is $1400 here or $970 with current renewal.
    The $120 wont do much.
    Wonder if they cranked it up for this deal.

    • gadgetguy on 04/05/2024 - 16:28
      +1

      Mine is opposite, much cheaper to sign up again. Have to do this every year

  • Captain Hindsight on 04/05/2024 - 16:11

    Anyone know how you redeem the 10% off shop and when you get the 24k points? Thx

  • nokia3660 on 04/05/2024 - 16:58

    Is there a way to confirm if the code was applied to your policy? There is no mention of the points in any of the emails or in the profile.

  • Captain Hindsight on 05/05/2024 - 10:12
    +1

    FYI - Generally when the promo is reward points, you will receive them in equal installments within the policy period of 12 months. As example, 24000 reward points will be divided by 12 months and each month you should receive 2000 points and the first installment is normally transferred to your reward card 30 days after start date.
    Stay informed by registering /accessing your My Insurance Portal (MIP) ,Update and view your policy details, review payments , and link your EDR Card to enjoy a 10% discount in-store once every month!

  • Kobe24 on 07/05/2024 - 22:27
    +1

    LOL costs $800 more than my Budget Direct Insurance just to save $120 in rewards points. Pretty easy decision.

    • NedStark102 on 10/05/2024 - 11:40

      What sort of car do you have? I have a Focus ST and mine ended up being slightly cheaper than my current budget direct policy

  • neo335 on 09/05/2024 - 18:17

    Where do I enter the promo codes during sign up

  • NedStark102 on 10/05/2024 - 11:40

    Good timing for me, ended up being slightly cheaper than my current insurer's renewal offer (budgetdirect) and all other comparisons - the 10% off per month + $120 rewards points made it a no brainer

  • charmed_tiger6 on 12/05/2024 - 13:53

    Do you still get the 10% shopping discount on third party car insurance policies or does it have to be a comprehensive one?

  • ewieb on 13/05/2024 - 22:02

    When I tried this it looks like it inflates the price when you put in the code by $300 does anyone know if this can be avoided? if not then its actually worse value to put in the code. going to neg for now since I think woolworths is being a little bit sneaky.

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