Join & Hold Eligible HCF Hospital & Extras Insurance for 4 Months, Get $100/$300 PP Mastercard & 6 Weeks Free @ One Big Switch

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Health Insurance Offer

Hi All,

Go to One Big Switch today and see if you are eligible to get one of our BIGGEST health insurance offers in a decade!

See if you can save!

One Big Switch HCF “$300 & $100 Digital Prepaid Mastercard” Offer (MasterCard Offer)
  1. If you take up the One Big Switch and HCF “$300 & $100 Digital Prepaid Mastercard” Offer (Mastercard Offer) with HCF, One Big Switch will send a Digital Prepaid Mastercard (or a physical eftpos® Prepaid Gift Card if you do not have a supported smartphone) to the value of $300 for eligible families, couples and single parent families and $100 for eligible singles. To be eligible to receive the Mastercard Offer you must take up combined hospital and extras cover with HCF (excludes Overseas Visitors Health Cover, HCF Corporate products and RT Health branded products) via One Big Switch, your Policy Start Date must be between 08-October-2024 00:00 ADST and 09-December-2024 23:59 ADST, 4 months must have passed since the Policy Start Date and the Policy must be current and paid up to date. Limit of one Mastercard Offer per policy. Eligible Recipients will receive a SMS with an activation code and instructions to activate their Digital Prepaid Mastercard up to 30 days after One Big Switch has confirmed their eligibility. The activation code must be used within 2 months to activate the Digital Prepaid Mastercard which is valid until the expiry date on the card (not less than 12 months from date of production).

The Mastercard Offer is for members who are new to health insurance or members who are switching to HCF. The Mastercard Offer cannot be taken up by existing HCF customers. You must not have been a current HCF policyholder at the start of the Mastercard Offer period, or have joined and cancelled an eligible HCF product 6 months before or during the Mastercard Offer period. You must not have previously switched to HCF through One Big Switch or any other RevTech Media channel in the previous 6 months. HCF may recognise waiting periods you've already served with your current fund. Some longer waiting periods and conditions apply. Any benefit limits used with your current fund will apply to your new HCF policy. HCF may, at its discretion, not permit this offer to be combined with other offers. HCF reserves the right to end the Mastercard Offer at any time. If you take up the Mastercard Offer and you are not already a member of One Big Switch, you will become a member upon taking up the Mastercard Offer.

The $300 Vault Pays-enabled Prepaid Mastercard and $100 Vault Pays-enabled Prepaid Mastercard is issued by EML Payment Solutions Limited (ABN 30 131 436 532) AFSL 404131 and distributed by Vault Payment Solutions Group Pty Ltd ABN 66 632 373 105 pursuant to license by Mastercard International Incorporated. See Vault terms and conditions for terms and conditions, card expiry and to check card balance. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. One Big Switch receives a commission for each member who takes up an offer with HCF and remains a member of HCF. One Big Switch shares this commission with One Big Switch. For the full One Big Switch Digital Prepaid Mastercard® terms & conditions see here..

Six Weeks Free and 2-Month Waiting Period Waiver Offer

  1. HCF will apply six weeks free cover and waive the 2-month waiting periods on extras for eligible members in accordance with these terms (Offer). Offer commences at 00:00 ADST on Tuesday 8 October 2024 and ends at 23:59 ADST on Monday 9 December 2024 (Offer Period). To be eligible for this Offer, you must be an Australian resident, aged 18 years or over, you must join combined HCF hospital & extras cover (excluding Hospital Premium Gold cover, Corporate Hospital Premium Gold and Overseas Visitors Health Cover) (Eligible Policy), you must start your Eligible Policy during the Offer Period and you must not have been an HCF member 2 months prior to taking out the Eligible Policy. If you're eligible, HCF will waive the 2-month waiting periods that apply to extras on your Eligible Policy. To be eligible for the six weeks free cover, you must also pay premiums for and maintain your Eligible Policy for 90 continuous days. HCF will extend the date your Eligible Policy is paid to by six weeks and may take up to six weeks to process the extension. HCF may, at its discretion, not permit this offer to be combined with other offers. For the full One Big Switch Six Weeks Free and 2-Month Waiting Period Waiver Offer terms & conditions see here.

One Big Switch receives a commission for each member who takes up an offer with HCF and remains a member of HCF.

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Comments

  • Haven't switched phi for a number of years, can we switch at any time or is it really only worth it at the end of the billing period?

    • +1

      Anytime

  • -1

    After Big switch you will be switched to the bigger after 6 months

  • Does it include waiver of 2 and 6 months waiting period for extras? Cause I can't see anything about it except in the T&Cs of this post, nothing on the website.

    • If you're eligible, HCF will waive the 2-month waiting periods that apply to extras on your Eligible Policy, and, if you’ve switched from another health fund, you may not need to serve waiting periods, if: your HCF cover includes the same benefits and services as your previous cover; and you’ve served the equivalent waiting periods with your previous fund (except for hearing aids which has a 12 month waiting period even if you were covered for this with your previous fund).

  • Sorry if I missed it in the wall of T&C text, but who actually issues the gift card? OBS or HCF?

    • One Big Switch will send a Digital Prepaid Mastercard (or a physical eftpos® Prepaid Gift Card if you do not have a supported smartphone)

  • Aww, good offer… too bad I'm still on Frank 13 weeks free deal on the deal expiry date..

  • -1

    How about instead rewarding decades of loyalty with a $300 PP Mastercard & 6 Weeks free?

    • +2

      I'm sorry to say, but if you have stayed for decades, you are a fool.

      There is no loyalty when it comes to business. This is a business transaction.

      Health insurers want you to feel like a 'member'. You are not a member. You are a policyholder.

      Churn to whichever fund is offering a great deal—rinse and repeat.

    • lol

    • +2

      Why would they pay to keep someone who shows no signs of ever leaving? You're already staying for free! If you want something out of them call up and speak to the retentions team and mention a competitors offer. That normally makes them come to the party.

  • +1

    one of our BIGGEST health insurance offers in a decade

    The terms and conditions of this offer are certainly BIG.

    • To get either a $300 (family) or $100 (single) Mastercard, you have to wait 4 months.
    • To get 6 weeks free, you have to wait 90 days (approximately 3 months).

    Churning through the 'pay 1 month, get 6 weeks free' offers yields greater discount than the above, particularly for singles.

    This offer appears to penalise singles. They pay half the family premium, yet don't get a $150 Mastercard — they're downgraded to $100.

    • yeah. that is a joke…

      looks like recently everyone started giving free weeks only after staying for 2-3 months…

    • Who’s the best pay 1 month and get 6 weeks? Just need to park PHI somewhere until next year

  • @Sanidhya Agarwal

    I signed up to this with the affiliate link, also saw the ads on the obs affiliate version of the HCF website. After sign up, are we meant to get notification that we are eligible for this deal, or we have this deal confirmed for our account? Any indication that I was successful in applying the deal?

  • @Sanidhya Agarwal - I applied to this offer. However, when I contacted HCF they said they are not able to apply this offer and I need to contact One Big Switch to do this. Can you please help? Thanks.

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