welp i just got this email a couple minutes ago.
Overseas access fees
From 5 November 2025, overseas access fees (as outlined below) will no longer be waived for NAB Classic Banking accounts opened as part of the migration from Citi to NAB. This means you'll start paying the following standard overseas access fees where applicable:
ATM cash withdrawal – $5 per withdrawal
Balance enquiry – $1 per enquiry
International transaction fee – 3.5% of the Australian dollar amount charged when an international transaction is posted (completed) to your account
An end of an era.
I used my citi plus account extensively for OS ATM withdrawals over the years, and even recently as a NAB product with the fee waivers for migrated citi customers.
Sad times.
Good times come to an end.
Only reason why I kept my migrated Citi to NAB account around. Guess I'll be closing it then.