CluggaBerry » posts

Credit Card Minimum Credit Limit to Minimum Income Correlation Value?

Is there a rough correlation value between the minimum credit limit and the minimum income for credit cards? E.g. if a cad has -min credit limit $15,000 - does that imply min income should be …

Credit Card Concierge Service Use Cases?

So I’ve seen concierge services offered as part of various credit cards as a benefit. However, has anyone actually used such a service? Any actual practical daily/weekly/monthly uses for such a …

If The Stock Market Were to Crash in 12 Months Time

If the stock market were to crash in 12 months time and you had 10-20k to invest now - where would you put it? I assume these low interest rates can't hold the market forever and when they rise …

Strategy to Buy a Car Every 3-5yrs with Warranty?

Does anyone have a strategy for buying a new/ex-demo car every 3-5 years? Essentially, buying a car and owning it until the new car warranty runs out and then trading it in to upgrade to a newer …

Aside from Points, Is There a Credit Card That Provides Value for Fees Charged?

Was wondering, aside from points, is there a credit card that provides good value for the annual fee charged? -eg does one card provide good insurance? or price protection that's actually …

Best Credit Card / FF Arrangement for Couple Living Apart

Hi all, General Question Just wondering what the best arrangement for Credit Card / FF points is for couples? Is it better to have a joint account or two separate accounts? I guess one bonus for …