ferry594 » user profile

Member Since 09/01/2025
Last Seen 10 hours 24 min
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It is but you can locally run a model - they're open source as opposed to open ai's models.
17/05/2025 - 19:24
ferry594 was awarded a badge.
16/05/2025 - 22:09
Yeah he's clearly making things up given he clearly can't make an argument in good faith. Bro just wants to be correct.
16/05/2025 - 15:25
what are you on about? how does someone choose to invest pre-tax elsewhere? give me a firm example. and he does get taxed on that? but it's…
16/05/2025 - 11:08
Are you being intentionally dense? Of course it costs the government (and taxpayer) something. The government forgoes >50bn per year in…
16/05/2025 - 10:04
just to be clear - **are you aware** that there comes a point where super tax concessions are **more expensive** than simply paying people…
15/05/2025 - 22:21
Trust me, I probably hate taxes more than you do. But getting taxed at a concessional rate for an excess amount of money means that no, you…
15/05/2025 - 17:30
are you being intentionally obtuse? You dont have a capital gain on an asset you just purchased.
15/05/2025 - 17:28
Both are definitely true. Banks aren't just copping a loss on the missed mortgage payments.
15/05/2025 - 11:38
Super was never meant to be a vehicle for you to retire in luxury - it was meant to be so you don't leech of the tax system in your old…
15/05/2025 - 11:30
I dont - why come over here if you need to do that kind of work? Seriously people should maybe do the maths on moving somewhere before they…
15/05/2025 - 11:23
No just click on the iOS like that OP put up and claim in. Im sure we'll get an Epic available on iOS devices down here eventually, so I've…
18/04/2025 - 07:55
They've been offering this deal for years and every single time people will use the "loophole" and yet they still havent closed it. We're…
17/04/2025 - 13:38
M1 and M2 macs are able to run other OSs https://asahilinux.org/ and it's pretty well supported. They're doing a rewrite of the GPU drivers…
15/04/2025 - 07:44
Get long cash and get ready to buy the (profanity) out of anything cash producing with debt. RBA cuts will reduce the cost of servicing the…
07/04/2025 - 13:15
Net bad in the short term - ultimately a good thing in the long term as a lower FX rate serves as a "stabilizer" mechanism to help the…
07/04/2025 - 13:11
Fair enough - I'm not here to tell you where and when to get in and out because truly, I couldn't tell you. But in the time since you've…
07/04/2025 - 13:09
I'd call AUD/EUR FAR from "stable" - at least as far as G10 currencies go. AUD is a risk currency. When risk assets (i.e. stocks) get hit,…
07/04/2025 - 08:27
What in God's name would posses you to retire overseas without taking your funds with you. Go buy some AUD puts or short AUD on a platform.
06/04/2025 - 19:23
Right so the ECB is closer to the "lower bound" than Australia. And as you said the RBA has another 100bps of cuts priced in. Ultimately…
06/04/2025 - 19:22
ferry594 joined OzBargain.
Welcome aboard!
09/01/2025 - 09:20