ferry594 » user profile

Member Since | 09/01/2025 |
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Last Seen | 10 hours 24 min |
Badges | 1 |
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ferry594 replied to
hardya on ChatGPT Plus 1 Month Free ($0) for Eligible Students - New Users Only @ OpenAI

It is but you can locally run a model - they're open source as opposed to open ai's models.

ferry594 was awarded a badge.

Yeah he's clearly making things up given he clearly can't make an argument in good faith. Bro just wants to be correct.

what are you on about? how does someone choose to invest pre-tax elsewhere? give me a firm example. and he does get taxed on that? but it's…

Are you being intentionally dense? Of course it costs the government (and taxpayer) something. The government forgoes >50bn per year in…

just to be clear - **are you aware** that there comes a point where super tax concessions are **more expensive** than simply paying people…

Trust me, I probably hate taxes more than you do. But getting taxed at a concessional rate for an excess amount of money means that no, you…

are you being intentionally obtuse? You dont have a capital gain on an asset you just purchased.

Both are definitely true. Banks aren't just copping a loss on the missed mortgage payments.

Super was never meant to be a vehicle for you to retire in luxury - it was meant to be so you don't leech of the tax system in your old…

ferry594 replied to
aong152 on NSW to Legalise E-Scooters on Shared Paths and Bike Lanes Roads up to 20km/h for Those over 16

I dont - why come over here if you need to do that kind of work? Seriously people should maybe do the maths on moving somewhere before they…

No just click on the iOS like that OP put up and claim in. Im sure we'll get an Epic available on iOS devices down here eventually, so I've…

ferry594 replied to
GardenGnome on $1400 off on iPhone 16 Range (iPhone 16 128GB $0) on JB Hi-Fi Mobile $99/M 24M SIM Plan (in-Store/Port-in Only) @ JB Hi-Fi

They've been offering this deal for years and every single time people will use the "loophole" and yet they still havent closed it. We're…

ferry594 replied to
Low Punt on Apple MacBook Air 13" M2 16GB/256GB Space Grey $1061.65 ($999.20 eBay Plus) Delivered @ CompNow Clearance Store eBay

M1 and M2 macs are able to run other OSs https://asahilinux.org/ and it's pretty well supported. They're doing a rewrite of the GPU drivers…

ferry594 replied to
tenpercent on Australian Dollar Drops Significantly Against Most Currencies. What Are Your Predictions?

Get long cash and get ready to buy the (profanity) out of anything cash producing with debt. RBA cuts will reduce the cost of servicing the…

ferry594 replied to
tenpercent on Australian Dollar Drops Significantly Against Most Currencies. What Are Your Predictions?

Net bad in the short term - ultimately a good thing in the long term as a lower FX rate serves as a "stabilizer" mechanism to help the…

ferry594 replied to
Scrooge McDeal on Australian Dollar Drops Significantly Against Most Currencies. What Are Your Predictions?

Fair enough - I'm not here to tell you where and when to get in and out because truly, I couldn't tell you. But in the time since you've…

ferry594 replied to
Scrooge McDeal on Australian Dollar Drops Significantly Against Most Currencies. What Are Your Predictions?

I'd call AUD/EUR FAR from "stable" - at least as far as G10 currencies go. AUD is a risk currency. When risk assets (i.e. stocks) get hit,…

ferry594 replied to
Scrooge McDeal on Australian Dollar Drops Significantly Against Most Currencies. What Are Your Predictions?

What in God's name would posses you to retire overseas without taking your funds with you. Go buy some AUD puts or short AUD on a platform.

ferry594 replied to
netjock on Australian Dollar Drops Significantly Against Most Currencies. What Are Your Predictions?

Right so the ECB is closer to the "lower bound" than Australia. And as you said the RBA has another 100bps of cuts priced in. Ultimately…

ferry594 joined OzBargain.
Welcome aboard!