This was posted 9 years 1 month 12 days ago, and might be an out-dated deal.

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$100 Eftpos Card When You Take Real Family Life Cover @ Real Insurance (from $1.46/Wk) Min 40 Days

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$100 Eftpos Card When You Take Real Family Life Cover @ Real Insurance (from $1.46/Wk) Min 40 Days
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easternculture on 25/03/2015 - 14:01 realinsurance.com.au (736 clicks)
Last edited 07/04/2015 - 15:11 by 1 other user

Just got the email. Basically you can a $100 Gift card if you hold Family Life Cover for 40 days after first premium is paid so make sure you ask them to deduct it immediately

Make sure you ask for Real Family Life Cover with $100k Cover

Basically sign up and cancel after 40 days

Mine was $4.22 a fortnight and i asked for the premium to be deducted right away. SO for ~ $13, you get a $100 eftpos gift card which is a good deal IMHO

There is also a 30 day cooling off period.

You do have to call them but takes 10 min for it all to be set up. Dont bother leaving them a message via the website as it might take some time.

In summary

Steps:

  • Call 1300 669 752
  • Ask for Real Family Life Cover
  • Request the $100k Cover
  • Request Premium to be deducted immediately
  • Set reminder for 40 days from confirmation of date of premium deduction
  • Cancel after 40 days
  • Wait for your $100 eftpos card via Mail

Enjoy

Real is family. The most important people in your life.

As someone who has previously looked at Life Insurance through Real, you understand the value of cover and the protection it can offer.

At Real Insurance, we pledge to be there for your family when they need it most, with our award winning insurance that starts from as little as $1.46* per week. Plus as a bonus, if you take out cover, you’ll receive a BONUS $100 Gift Card^.

To put your Family Life Cover in place and secure your BONUS $100 Gift Card, simply request a quote online, or call us on 1300 669 752 .

Terms and Conditions:

*Premium based on a Single Plan providing a $100,000 benefit for a female non-smoker aged 34. This is general information only. Please consider the Product Disclosure Statement to ensure the product suits your needs. This information is provided by Real Insurance, a trading name of Hollard Financial Services Pty Ltd ABN 53 128 692 884, AFSL 343079, of 58 Norwest Blvd, Bella Vista NSW 2153. Family Life Cover is issued by Hannover Life Re of Australasia Ltd
ABN 37 062 395 484.

^Offer available for a limited time. Policy must be purchased during the promotional period and held for 40 days following first premium payment. Limit of one $100 Gift Card per Policy. Offer is non-transferable. This offer cannot be combined with any other offers. Allow 6 weeks from confirmation of eligibility for delivery of Gift Card. Offer not redeemable for cash. The name and address of the first insured will be supplied to Edge Loyalty Systems Pty Ltd (ELS) to send one prepaid EFTPOS Card to the address on the Policy.

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closed Comments

    • Gorodemon on 25/03/2015 - 18:18
      +7

      Sorry, I don't agree with your views that it's immoral yo sign up and cancel just to get $100. They're in this for the money and they knew the risks. They should've done the forecast on how many people woould sign up just for the gift card.

      You don't speak on behalf of me and I approve eastern culture's posting and recommendation as it's legal and within our rights to do so. It's not stealing and no different at all with credit cards deals rewarding QFF points for sign up.

      • AlisonP on 06/04/2015 - 08:31

        Wow, overreact much? I never mentioned stealing, you did. Perhaps it's your guilty conscience? I don't believe that acting in this manner will get you ahead in life, but hey, it's your life.

        I don't believe that because something is legal, it's necessarily moral. I stand by my statement that although this is a deal, the advice to join and then leave just to 'grab the cash' is a poor way to live ones life.

        • DealzEddy123 on 07/04/2015 - 10:13

          na, real insurance still gain from us leaving.
          They get exposure, and some Ozbargainers may find that the cover and peace of mind is worthwhile and stay on the policy.

          How are we supposed to know if we don't join up in the first place. It gives Real the CHANCE to convert some potential customers. That's what they're paying for…

  • spuderump on 25/03/2015 - 18:05
    +1

    Whats the link to this coles deal?

  • jelko on 25/03/2015 - 18:44

    If you're looking for car insurance, Woolworths car insurance was also offering a $100 Woolworths gift card for new signups.

    • onlyletters on 26/03/2015 - 15:44

      that was a while ago, not recently, got 3 gift cards out of that..

    • jelko on 26/03/2015 - 18:30

      Yep, December 2014 was when I signed up.

  • JetBombat on 25/03/2015 - 19:04
    +1

    OP, do you sell life insurance in real life? You just.. too good at it.

  • MelbBargainChaser77 on 26/03/2015 - 05:25

    changeof mind..must be going soft in my old age

  • montorola on 26/03/2015 - 10:40
    +1

    They must be wondering why there's a sudden influx of applications from people in their 20s, so concerned about life insurance

  • Jared17 on 02/04/2015 - 13:10

    Seems like they changed policy. The woman over the phone said I have to hold the policy for 6 months before they would send the gift card

    • easternculture on 03/04/2015 - 23:58

      yes, if you look at the T&C, they were updated on 2 April 2015

      http://www.realinsurance.com.au/incentive-terms-and-conditio…

      just comes to shows how far the power of ozbargain goes

      • AlisonP on 06/04/2015 - 08:38

        It's sad that we now give advice on how to bleed a company, and we force them to take defensive measures in order to protect themselves.

        Your advice to join and leave, just in order to claim $100, has forced them to change their policy so that they don't die a death of a thousand cuts.

        I hope we don't encourage this behavior on ozbargain any more. This is a great site, and we don't need to lower ourselves just to make a few lousy dollars. It's not the way to get ahead in life.

        • easternculture on 06/04/2015 - 10:13

          It's sad that we now give advice on how to bleed a company, and we force them to take defensive measures in order to protect themselves.

          Its sad how these companies call themselves insurance companies. Many families/individuals have bled & suffered from these companies denying insurance claims for silly reasons

        • AlisonP on 06/04/2015 - 21:03
          +1

          @easternculture:

          That's a separate argument dude. Cmon, would you like it if your company ran this promo to gain new customers and they hit and ran like we're encouraging here? I wouldn't, and I don't reckon you would either. Let's keep this site honourable.

        • DealzEddy123 on 07/04/2015 - 10:15
          -1

          @AlisonP: agree, separate argument lol

  • DealzEddy123 on 05/05/2015 - 21:18

    anyone got screenshot of T&Cs?

  • easternculture on 07/05/2015 - 11:05
    +2

    Just called to cancel. They offered me $50 voucher to reconsider. So i said yes

    Whoever wants to cancel, send them a signed statement with Policy Number, Name and DOB addressed to Real Insurance and email it to [email protected]

    Then call them and request cancellation. They will forward your request to Customer Service Team.

    I got my call back within 1 hr.

    Then also confirmed im eligible for the $100 GC

    • Tasmaniac on 07/05/2015 - 14:10

      Awesome mate thanks for the info. The lady I spoke with also offered me a $50 gift card on the condition that I kept the policy for another 2 months, suffice to say I declined. she also mentioned that I would need to include the date in the cancelation request so I hope that helps as well. Seems like only yesterday that I took out this policy…how time flies:)

      • easternculture on 07/05/2015 - 14:30

        She did say i need to say yes to holding the policy for 2 months so she can authorize the request for a $50 Gift card. However, she also mentioned there is no strings attached so i could still cancel anytime . Im happy to take that risk for an extra $4 fortnightly premium payment :)

        • Tasmaniac on 07/05/2015 - 14:39

          True, I almost kept the policy for another fortnight as well, just to make sure I was eligible for the $100. Good work on the $50 btw, I'm guessing that the're hoping you forgot to cancel.

    • onlyletters on 12/05/2015 - 13:09

      The lady informed me that you need to keep the policy for another 2 months to get the $50 voucher.

      • easternculture on 12/05/2015 - 16:04

        No. You have to verbally confirm that on the recording for her to authorise The gift card but it's not committing

        • onlyletters on 12/05/2015 - 18:01

          I'd rather not take the risk, she said i have to wait 2 months extra, rather just cancel before they smell the fish

        • easternculture on 29/07/2015 - 09:52

          @eXtremist:

          Recieved my bonus $50 voucher

          All in total $150 vouchers for $30

  • DealzEddy123 on 13/05/2015 - 14:25

    cancelled one day too early. DOH!

    fail ozbargaining

    • Tasmaniac on 13/05/2015 - 14:30

      Dude,dude,dude that's why you ask if you can double check your eligibility when you talk to the operator.

      • DealzEddy123 on 13/05/2015 - 17:59
        +1

        well i knew i was gonna get it if i did my maths correctly so i didnt. but turns out i used my policy start date instead of first premium date (there was one day delay) to do my maths.

        oh well…. better stay on the ball for my NAB and AMEX policies ;)

    • onlyletters on 27/05/2015 - 20:13

      check your bank statement for when the first payment was taken and when the last payment was taken, then use the following link to calculate how many days there are..

      http://www.timeanddate.com/date/duration.html

      when i cancelled the lady tried to fool me into thinking i cancelled a day early, i proved her wrong using this method..

      • DealzEddy123 on 27/05/2015 - 21:44

        no it was my fault. I assumed the premium was taken the same day I signed up. but it turned out to be a day after.

        but yeh, I'll doubel check since they sneaky as u say

        • onlyletters on 27/05/2015 - 22:52

          when you cancel, they would have said "we will take 1 more payment" then the policy will auto cancel so really the policy ends after this payment is taken, sooooo.. its from your first payment to your last.. these guys are shifty (profanity).

  • tooblue on 03/06/2015 - 16:11

    Any one received the $100 card? I made four payments and cacelled it early May. No card yet.

    • Tasmaniac on 03/06/2015 - 17:25

      Nope, no card. The T's & C's said 6 weeks from memory.

  • jqjqjqabc on 10/06/2015 - 17:41

    I have been dealt with Real Insurance, despite if $100 Eftpos card promotion, dealing with them is difficult as they don't keep their word especially after you been dealing with more than one customer representatives.

    • onlyletters on 18/06/2015 - 11:51

      make sure you have everything in writing.

  • Moderatorhamza23 on 28/07/2015 - 13:02

    Reopening comments by user request.

  • stirlo on 28/07/2015 - 13:04

    So did anyone actually receive their gift card yet? I haven't :(

    It's been more than 6 weeks so I'm guessing I might need to chase them up…

  • Chik5555 on 29/07/2015 - 09:04

    No I haven't either

  • easternculture on 29/07/2015 - 09:51

    I recieved it but had to call them

  • onlyletters on 29/07/2015 - 19:29

    I got mine..

  • tooblue on 02/08/2015 - 00:47

    Received mine

  • wakie on 06/08/2015 - 16:59

    Haven't received mine. They claimed I had to maintain the policy for 6 months. When I stated 40 days, they said they need to investigate. I expect their call within the next 48 hours.

  • hnl on 19/08/2015 - 17:38

    Had to call them to get the 100 dlrs, no problem with the 50. Trying to close now, sent a closure letter this afro, someone with syd number called me but unable to close the acct. said someone will call me in 30 mins. Have waited for almost an hour but no call yet

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