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Suncorp Platinum Credit Card $0 for Life + 0% 9 Month Balance Transfer

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Hi friends!

Suncorp are offering their Platinum credit card fee free for life for family and friends of employees. Also on offer is 9 months 0% balance transfer.

Usual complimentary insurances etc etc.

An additional annual fee of $49 will apply to join Suncorp Bank Qantas Frequent Flyer Rewards Program. Otherwise, the regular rewards program is free and lets you transfer to Velocity or Krisflyer at 2:1 (1.25 points per dollar, so 0.625 Velocity/Kris Points per dollar).

Edit: updated associated flag

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closed Comments

  •  

    but i have no Suncorp friends.

    • +9 votes

      we're all friends here on ozbargain, aren't we?

      • +9 votes

        We are all enemies against Harvey Norman.

        • +3 votes

          Spoken like a true professional

        •  

          @mrshorty:
          We play out enemies against our enemies

      • +1 vote

        Depends whether we're fighting for the same $3 game at Big W.

  •  

    How does this compare to bankwest zero platinum card ?

    •  

      It has rewards points 1.25 per dollar. Bankwest has no points

      •  

        But this is halved if transferring to velocity or Kris points (0.625 pts / $).

        There's better offer(s) on AMEX card(s) for Velocity points.

        This card might be a good fallback, but you're better using paypass <$100 (2% ING or 5% MEbank cashback), or a card with higher reward points per dollar for larger transactions.

        •  

          This is a Visa, so better where Amex is not accepted. 0.625 is the standard rate for Visa:Velocity/Krisflyer. Citi Signature/Prestige will give you better, but they have annual fees (at the moment). Fee free for life makes this a good card to hold on to (fallback, as you say).

        •  

          @brazen00:
          Not if you apply for a veda score citibank signature

        •  

          @dasher86: link?

        •  

          @brazen00:
          i can't seem to find the link now so it maybe expired.
          i've the citi signature free for life.

          you might need to fill this in and it may pop up.

          https://citibank.veda.com.au/Home/Apply?product=CITICC

        •  

          Agreed that Paypass with the percentage cashback is better, but the fact that this is a non-AMEX which earns you (the equivalent of) KrisFlyer/Velocity without an annual fee, it's pretty good!

        •  

          @dasher86: Never works for me. I don't think Veda know I exist ^_^

        • +1 vote

          @dasher86:

          Tried the Veda score. "Very Good". However, the Citibank offer was only a Platinum card with annual fee waived for 1st year only ($199p.a. thereafter).

          I'm thinking this Suncorp offer is pretty good, especially with the QFF earn rate.

    •  

      Also, the Bankwest Zero Platinum card has no fee for overseas purchases - this card does.

      This card is good in its own way, but has different features to the Bankwest card.

  •  

    How do I prove that I have Suncorp friend while filling out application?

    • +2 votes

      I went through the application process and there was nowhere that I had to input any employee friend details. I'd say the link is all you need.

  •  

    Be aware that this is not a Suncorp card, but a rebranded Citibank card. If you have had/heard of problems people have had with Citibank, you may have them with this card also. Something to keep in mind.

    •  

      Any idea if that also means you can do a balance transfer to yourself?

      • +2 votes

        If you know of a way to do a balance transfer to someone else please tell me.

        •  

          Sorry I meant as a "cheque to self", as opposed to going to another credit card.

        •  

          @quop:

          Citibank does allow cheque to self, so perhaps this one will too (since it's issued by Citi).

        •  

          @Tiger: I think cheque to self is unique to Citi-branded cards.

        •  

          @Tiger:
          Yeah that's what I was hoping to clarify, since it's a well known(?) feature of Citi cards.

    •  

      How do you know this Coley.

      I've looked over the Suncorp offer page and there is no reference to "Citibank" anywhere.

      Not saying it isn't so, but just asking how you know this.

      Cheers

      •  

        Go to the deal, then go all the way to the bottom of the page. Credit provider info is there ("Citigroup").

      •  

        We've had a Suncorp credit card in the past, and it was Citibank that we had to talk to to close it.

    •  

      Someone correct me if I'm wrong, but I think Citibank is the credit provider for all Suncorp credit cards. You can still manage them through Suncorp's internet banking… as far as I know.

      •  

        That's correct

  •  

    Is it still a good deal with $59/year QFF fee?

    • +1 vote

      That gives you 1 Qantas point per dollar, which is as high as you can get for a Visa card. For comparison, ANZ Black gives you 0.75, Westpac Black and CBA Diamond give you 0.625, and NAB gives you 0.5. And they all have hefty fees.

      •  

        Thank you. Is there a capping with the QFF points?

        •  

          I believe it's 120,000 per account year

    •  

      That's $49p.a. QFF fee.

      •  

        Thanks! :)

  • +1 vote

    The form is a pain in the back. Spent 20 mins filling the details. Now when I submit, I keep getting this message "Error Message
    Please complete the highlighted parts.
    " And nothing is highlighted. Very annoying. I am using Chrome.

    •  

      Same problem here :(
      Did you manage to fill it out in the end?

      •  

        Seems to be a general problem with Chrome.
        Works with Firefox.
        Pretty bad website.

  • +1 vote

    Wow this is actually a pretty sweet deal.
    The fact that it has no annual fee for life + ability to earn into KrisFlyer/Velocity, in addition to all the additional warranties/insurances makes this is a pretty damn good deal.

    •  

      How do the insurances compare to the ozbargain usual selection?

      28degrees
      BankWest
      Coles
      Etc

      • +1 vote

        I'm not familiar with it but I've just spent about 10 mins looking through the Suncorp one..

        Coles still wins for sure with 2 years price protection.
        Suncorp's Interstate Travel Insurance kicks in after 4 hours for delays - most others only kick in after 6 hours I believe. Suncorp's International Travel Insurance seems to kick in after 6 hours as is the same as other insurers.
        Suncorp's "guaranteed pricing scheme" is essentially the same as the Bankwest one, but you wouldn't get the Bankwest one for Price Protection anyway.
        Suncorp's extended warranty is an additional 12 months - same as HSBC Platinum Card.

        All in all, they are really different cards:
        28 Degrees - Your trusty travel card that has no annual fee and no international transaction fees/currency conversion - you wouldn't really get it for the insurance
        Bankwest Zero MC - beefed up version of 28 Degrees with decent travel insurances + rental vehicle excess cover (I think?). Basically better than the 28 Degrees in all ways but harder to obtain due to higher minimum credit limit, i.e. higher minimum income.
        Coles - 2 years price Protection, 6 months merchandise protection with consistent 1% return on spend for the Rewards card, which has now been bumped up to a $89 annual fee. Alternatively, get the $0 annual fee one with the same insurances. Interestingly, the Rewards card now no longer charges for international transaction fees and currency conversion fees either, so it is essentially a 28 Degrees (both owned by GE Money, both Mastercard) with some rewards points now.

        Personally the Coles one at $89 is not really worth it anymore, because there are so many "first year annual fee" waived cards that it makes it worthwhile to direct your spend between the different offers depending on what is offering the greatest benefit now. Having said that, many people would probably not bother with the constant opening and closing of credit cards on an annual basis.

  •  

    No Balance Transfer option from Citibank ???

    •  

      Perhaps because it's a re-branded Citibank card?

  •  

    If anyone's hunting for Suncorp rewards options, see https://www.suncorpbankrewards.com.au/. That took a bit of hunting and wasn't exactly clear on their main website.

    Looks like a Coles $50 card requires a spend of $7440 (0.67% rewards) on the standard Suncorp rewards.

  • +1 vote

    Thanks OP. I guess if one cant get the Citibank Signature - Free for life offer, this is the next best thing :). Quite surprised at the low number of up votes …

  •  

    whats your u number? :)

  •  

    Thanks OP. Will be using this to save on insurance.

  •  

    This was offered last year also, so next year they may have additional sweetener!
    https://www.ozbargain.com.au/node/163522