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Suncorp Platinum Credit Card $0 for Life + 0% 9 Month Balance Transfer

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Suncorp Platinum Credit Card $0 for Life + 0% 9 Month Balance Transfer
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Employeebrazen00 @ Suncorp on 01/09/2015 - 12:19 suncorpbank.com.au (1141 clicks)
Last edited 01/09/2015 - 13:52 by 2 other users

Hi friends!

Suncorp are offering their Platinum credit card fee free for life for family and friends of employees. Also on offer is 9 months 0% balance transfer.

Usual complimentary insurances etc etc.

An additional annual fee of $49 will apply to join Suncorp Bank Qantas Frequent Flyer Rewards Program. Otherwise, the regular rewards program is free and lets you transfer to Velocity or Krisflyer at 2:1 (1.25 points per dollar, so 0.625 Velocity/Kris Points per dollar).

Edit: updated associated flag

Financial Credit Card

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closed Comments

  • Phoebus on 01/09/2015 - 12:29

    but i have no Suncorp friends.

    • Employeebrazen00 @ Suncorp on 01/09/2015 - 12:30
      +9

      we're all friends here on ozbargain, aren't we?

      • pmupsinep on 01/09/2015 - 12:39
        +9

        We are all enemies against Harvey Norman.

        • mrshorty on 01/09/2015 - 12:42
          +3

          Spoken like a true professional

        • cash8 on 01/09/2015 - 13:04

          @mrshorty:
          We play out enemies against our enemies

      • justtoreply on 01/09/2015 - 14:15
        +1

        Depends whether we're fighting for the same $3 game at Big W.

  • Stahh on 01/09/2015 - 12:43

    How does this compare to bankwest zero platinum card ?

    • cash8 on 01/09/2015 - 13:06

      It has rewards points 1.25 per dollar. Bankwest has no points

      • Lukian on 01/09/2015 - 13:54

        But this is halved if transferring to velocity or Kris points (0.625 pts / $).

        There's better offer(s) on AMEX card(s) for Velocity points.

        This card might be a good fallback, but you're better using paypass <$100 (2% ING or 5% MEbank cashback), or a card with higher reward points per dollar for larger transactions.

        • Employeebrazen00 @ Suncorp on 01/09/2015 - 14:44

          This is a Visa, so better where Amex is not accepted. 0.625 is the standard rate for Visa:Velocity/Krisflyer. Citi Signature/Prestige will give you better, but they have annual fees (at the moment). Fee free for life makes this a good card to hold on to (fallback, as you say).

        • dasher86 on 01/09/2015 - 17:17

          @brazen00:
          Not if you apply for a veda score citibank signature

        • Employeebrazen00 @ Suncorp on 01/09/2015 - 17:18

          @dasher86: link?

        • dasher86 on 01/09/2015 - 17:25

          @brazen00:
          i can't seem to find the link now so it maybe expired.
          i've the citi signature free for life.

          you might need to fill this in and it may pop up.

          https://citibank.veda.com.au/Home/Apply?product=CITICC

        • illumination on 01/09/2015 - 20:10

          Agreed that Paypass with the percentage cashback is better, but the fact that this is a non-AMEX which earns you (the equivalent of) KrisFlyer/Velocity without an annual fee, it's pretty good!

        • Lukian on 02/09/2015 - 01:21

          @dasher86: Never works for me. I don't think Veda know I exist ^_^

        • Tiger on 02/09/2015 - 10:20
          +1

          @dasher86:

          Tried the Veda score. "Very Good". However, the Citibank offer was only a Platinum card with annual fee waived for 1st year only ($199p.a. thereafter).

          I'm thinking this Suncorp offer is pretty good, especially with the QFF earn rate.

    • Russ on 01/09/2015 - 13:49

      Also, the Bankwest Zero Platinum card has no fee for overseas purchases - this card does.

      This card is good in its own way, but has different features to the Bankwest card.

  • lippy on 01/09/2015 - 12:49

    How do I prove that I have Suncorp friend while filling out application?

    • Employeebrazen00 @ Suncorp on 01/09/2015 - 12:51
      +2

      I went through the application process and there was nowhere that I had to input any employee friend details. I'd say the link is all you need.

  • Coley on 01/09/2015 - 14:01

    Be aware that this is not a Suncorp card, but a rebranded Citibank card. If you have had/heard of problems people have had with Citibank, you may have them with this card also. Something to keep in mind.

    • quop on 01/09/2015 - 14:03

      Any idea if that also means you can do a balance transfer to yourself?

      • Drpepper666 on 01/09/2015 - 14:17
        +2

        If you know of a way to do a balance transfer to someone else please tell me.

        • quop on 01/09/2015 - 14:47

          Sorry I meant as a "cheque to self", as opposed to going to another credit card.

        • Tiger on 01/09/2015 - 15:29

          @quop:

          Citibank does allow cheque to self, so perhaps this one will too (since it's issued by Citi).

        • Employeebrazen00 @ Suncorp on 01/09/2015 - 15:30

          @Tiger: I think cheque to self is unique to Citi-branded cards.

        • quop on 01/09/2015 - 15:58

          @Tiger:
          Yeah that's what I was hoping to clarify, since it's a well known(?) feature of Citi cards.

    • TilacVIP on 01/09/2015 - 16:48

      How do you know this Coley.

      I've looked over the Suncorp offer page and there is no reference to "Citibank" anywhere.

      Not saying it isn't so, but just asking how you know this.

      Cheers

      • Employeebrazen00 @ Suncorp on 01/09/2015 - 16:49

        Go to the deal, then go all the way to the bottom of the page. Credit provider info is there ("Citigroup").

      • Geewhizz on 01/09/2015 - 16:59

        We've had a Suncorp credit card in the past, and it was Citibank that we had to talk to to close it.

    • flared nostril on 02/09/2015 - 09:09

      Someone correct me if I'm wrong, but I think Citibank is the credit provider for all Suncorp credit cards. You can still manage them through Suncorp's internet banking… as far as I know.

      • Employeebrazen00 @ Suncorp on 02/09/2015 - 09:13

        That's correct

  • malouphix on 01/09/2015 - 14:44

    Is it still a good deal with $59/year QFF fee?

    • Employeebrazen00 @ Suncorp on 01/09/2015 - 14:47
      +1

      That gives you 1 Qantas point per dollar, which is as high as you can get for a Visa card. For comparison, ANZ Black gives you 0.75, Westpac Black and CBA Diamond give you 0.625, and NAB gives you 0.5. And they all have hefty fees.

      • malouphix on 01/09/2015 - 16:24

        Thank you. Is there a capping with the QFF points?

        • Employeebrazen00 @ Suncorp on 01/09/2015 - 16:25

          I believe it's 120,000 per account year

    • Tiger on 01/09/2015 - 15:30

      That's $49p.a. QFF fee.

  • paul11 on 01/09/2015 - 19:57
    +1

    The form is a pain in the back. Spent 20 mins filling the details. Now when I submit, I keep getting this message "Error Message
    Please complete the highlighted parts.    " And nothing is highlighted. Very annoying. I am using Chrome.

    • MrTweek on 03/09/2015 - 12:52

      Same problem here :(
      Did you manage to fill it out in the end?

      • MrTweek on 09/09/2015 - 14:50

        Seems to be a general problem with Chrome.
        Works with Firefox.
        Pretty bad website.

  • illumination on 01/09/2015 - 20:12
    +1

    Wow this is actually a pretty sweet deal.
    The fact that it has no annual fee for life + ability to earn into KrisFlyer/Velocity, in addition to all the additional warranties/insurances makes this is a pretty damn good deal.

    • Lukian on 02/09/2015 - 01:23

      How do the insurances compare to the ozbargain usual selection?

      28degrees
      BankWest
      Coles
      Etc

      • illumination on 02/09/2015 - 11:51
        +1

        I'm not familiar with it but I've just spent about 10 mins looking through the Suncorp one..

        Coles still wins for sure with 2 years price protection.
        Suncorp's Interstate Travel Insurance kicks in after 4 hours for delays - most others only kick in after 6 hours I believe. Suncorp's International Travel Insurance seems to kick in after 6 hours as is the same as other insurers.
        Suncorp's "guaranteed pricing scheme" is essentially the same as the Bankwest one, but you wouldn't get the Bankwest one for Price Protection anyway.
        Suncorp's extended warranty is an additional 12 months - same as HSBC Platinum Card.

        All in all, they are really different cards:
        28 Degrees - Your trusty travel card that has no annual fee and no international transaction fees/currency conversion - you wouldn't really get it for the insurance
        Bankwest Zero MC - beefed up version of 28 Degrees with decent travel insurances + rental vehicle excess cover (I think?). Basically better than the 28 Degrees in all ways but harder to obtain due to higher minimum credit limit, i.e. higher minimum income.
        Coles - 2 years price Protection, 6 months merchandise protection with consistent 1% return on spend for the Rewards card, which has now been bumped up to a $89 annual fee. Alternatively, get the $0 annual fee one with the same insurances. Interestingly, the Rewards card now no longer charges for international transaction fees and currency conversion fees either, so it is essentially a 28 Degrees (both owned by GE Money, both Mastercard) with some rewards points now.

        Personally the Coles one at $89 is not really worth it anymore, because there are so many "first year annual fee" waived cards that it makes it worthwhile to direct your spend between the different offers depending on what is offering the greatest benefit now. Having said that, many people would probably not bother with the constant opening and closing of credit cards on an annual basis.

  • paul11 on 01/09/2015 - 21:56

    No Balance Transfer option from Citibank ???

    • randoom on 11/09/2015 - 11:51

      Perhaps because it's a re-branded Citibank card?

  • randoom on 11/09/2015 - 12:14

    If anyone's hunting for Suncorp rewards options, see https://www.suncorpbankrewards.com.au/. That took a bit of hunting and wasn't exactly clear on their main website.

    Looks like a Coles $50 card requires a spend of $7440 (0.67% rewards) on the standard Suncorp rewards.

  • starlancer on 20/09/2015 - 18:43
    +1

    Thanks OP. I guess if one cant get the Citibank Signature - Free for life offer, this is the next best thing :). Quite surprised at the low number of up votes …

  • IdBuyThat4aDollar on 22/09/2015 - 15:00

    whats your u number? :)

  • kirath on 26/09/2015 - 09:13

    Thanks OP. Will be using this to save on insurance.

  • payton on 28/09/2015 - 14:38

    This was offered last year also, so next year they may have additional sweetener!
    https://www.ozbargain.com.au/node/163522

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