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IMB Home Loan Rate Check - Receive Cheque for $135 - Only First 500 People

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IMB Home Loan Rate Check - Receive Cheque for $135 - Only First 500 People
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bobby dazzler on 23/10/2015 - 12:15 imb.com.au (546 clicks)
Last edited 23/10/2015 - 15:05

IMB are currently doing a promotion if you book an appointment with their home loan specialist and conduct a rate review (basically they see what deal they could do you) they give you a cheque for $135. I was a bit sceptical but went along yesterday was there for 30 mins and walked out with a cheque for $135.

To be clear you must have a current home loan with a provider to qualify.

All I had to take was a group certificate, payslips and print out from my home loan. I was interested in a owner occupier loan it is restricted to this type of home loan (not investment loans).

The only downside is it says restricted to 500 people and there is no counter so not sure how many are left so I would ask if the offer is still open when you book an appointment.

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  • Jack D Price on 23/10/2015 - 12:30

    So… is the home loan a better deal than what you have now?

    • bobby dazzler on 23/10/2015 - 15:00

      Yes it was, currently on 4.59% and they offered 4.07%, now trying to get my lender to match.

      • hys on 26/10/2015 - 12:23

        Is that with offset account?

  • puffinfresh on 23/10/2015 - 13:22
    +1

    Seems they only have branches in Vic, NSW and ACT.

    • Jack D Price on 23/10/2015 - 13:41

      It is primarily an Illawarra (Wollongong) based bank. It's good they are "branching" out though :)

      • bobby dazzler on 23/10/2015 - 15:02

        Yes, they are actually the Illawara Mutual Bank, but seem to be on an expansion drive now. The branch in sydney CBD looks pretty new to me.

  • FiDad on 23/10/2015 - 13:30

    Cheers, I have filled a form for a mobile lender to come visit me. lets see how it goes

    • puffinfresh on 23/10/2015 - 14:47

      Me too… in regional WA.

      I'm hoping we can talk over the phone.

      • paaj on 23/10/2015 - 14:57

        "Cheque's in the mail" :)

      • bobby dazzler on 23/10/2015 - 15:04

        shouldn't be a problem, I got my first home without ever going to into a branch, over the phone and email.

        • puffinfresh on 23/10/2015 - 15:49

          Yeah, I got my second mostly online via Bankwest.

        • puffinfresh on 23/10/2015 - 18:16

          Nope. Just heard from them, they are only offering the $135 for face to face meetings.

  • nightelves on 23/10/2015 - 13:32
    +1

    can it be investment loan?

    • Cjay on 23/10/2015 - 14:55

      No it's Owner Occupier only.

      • bobby dazzler on 23/10/2015 - 15:05

        Cheers I have edited to make this clear.

  • marcnunes on 23/10/2015 - 17:50
    +1

    I had to pay lmi to buy my property last year.
    Unfortunately not below 20% of house paid yet.
    Cannot easily refinance because I heard I would need to pay lmi again.
    Bankwest charging me 6.57% with offset.
    Do you think worth it talk to these guys to get a cheque?
    Owner occupied.

    • puffinfresh on 23/10/2015 - 18:17

      Can you change to a better Bankwest product without paying LMI again?

      • marcnunes on 23/10/2015 - 18:30

        They said no. :-(

    • CapeFin on 23/10/2015 - 19:10

      6.57% is a very high rate for a home loan! PM me if you would like us to speak to Bankwest on your behalf to see if anything can be done.

      NB: We are Perth based mortgage brokers and don't charge for our service

      • marcnunes on 23/10/2015 - 20:04
        +1

        I am sorry. My interest rate is 4.67%

        • CapeFin on 23/10/2015 - 20:14

          They do have better rates on offer still, send a PM if you want me to check it out so we can make sure there is nothing excluding you.

  • Choc83 on 26/10/2015 - 17:09

    6.57 is a freaking rort!

  • tg on 26/10/2015 - 17:36

    $135 for a 30~40 min face-to-face chat.
    Not bad.

  • dumkaze on 28/10/2015 - 20:21

    yeah 30 min - $135

    • sagrules on 30/10/2015 - 10:45

      Was the cheque given straight after the meeting? Were they pushing their product on you or just general chat? Having mine today

      • chocfrogs456 on 30/10/2015 - 11:55

        hey, can you update after yours? is there lots of pressure? cheers

        • sagrules on 30/10/2015 - 16:58

          No pressure in pushing their product. Whole appointment didn't take too long. I guess it depends if you want to go ahead with them or not.

        • dumkaze on 02/11/2015 - 20:32

          No pressure..

      • dumkaze on 02/11/2015 - 20:31

        yeah the guy came with cheque… he gave me the cheque after meeting

  • chocfrogs456 on 05/11/2015 - 14:00

    thanks all for the update

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