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Get $40 for Opening a Macquarie Platinum Transaction Account Plus Free Upgrade to Platinum

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Get $40 for Opening a Macquarie Platinum Transaction Account Plus Free Upgrade to Platinum
Go to Deal
Bargain4U on 25/01/2017 - 14:26 macquarie.com (6519 clicks)
Last edited 10/03/2017 - 16:36 by 3 other users

Use referral links at bottom of description, not the main link.

Open a Platinum Transaction Account by 31 March 2017 and automatically get upgraded to the Platinum Transaction Account, without the need to deposit $4,000 per month. Just spend more than $250 in the first 30 days using your new debit card.

For you to be eligible for the $40 reward, you must:

  • Open a Macquarie Platinum Transaction Account between 12:00am 25 January 2017 and 11:59pm 31 March 2017 using unique referral link.
  • Make $250 or more of purchases using new Macquarie Platinum debit MasterCard within 30 days of opening your account.
  • Not have held a transaction account with Macquarie prior to 24 January 2017.
  • Not be an employee of Macquarie Group.

Platinum Transaction Account Benefits:

  • $0 ATM Fees
  • $0 Account Fees
  • $0 International Purchase Fees
  • 50c reward for the first 200 cash out transactions of $100 or more each year in retail stores

MOD: Referral wiki removed. Use randomised referral instead.

Financial Bank Account Banking Transaction Account

Related Stores

Macquarie Bank
Macquarie Bank

closed Comments

  • Save Medicare on 26/01/2017 - 11:37

    You've got $40 Jason

  • universe on 26/01/2017 - 11:52
    +8

    "Open a Platinum Transaction Account and automatically get upgraded to the Platinum Transaction Account" Seems legit

    • Turd on 26/01/2017 - 17:46

      Very!

  • evgpek on 26/01/2017 - 13:06

    How can I make my own referer link/code?

  • bleachplease on 26/01/2017 - 13:53

    Is it possible to tell if you applied based on a referral or not? I'm pretty sure I did but I can't find a way to check lol.

    • Turd on 26/01/2017 - 17:45

      Do you remember which link you clicked? Maybe check browser history? Otherwise no real way

  • davidl2 on 26/01/2017 - 20:09
    +1

    thanks OP, looking at your Ozbargain history, I benefit from buying couple of deals you posted!
    so I have used your referral….expect $40 :)

  • dins on 26/01/2017 - 21:25
    +6

    Cheers OP :)

    Btw spread the referral luv around don't go for the same ones haha

    • Bargain4U on 10/03/2017 - 16:29
      +1

      It's my pleasure! ;-)

      • dins on 16/03/2017 - 00:59

        Hope you got the $40 from me champ :)

  • SuperSonic on 26/01/2017 - 21:55

    Does this do a credit check also the $250 spent does $250 withdrawal from ATM qualify in the spent as i generally dont make payments using debit card ?

    • easternculture on 26/01/2017 - 22:13
      +1

      Does this do a credit check

      No. But be mindful that the more you share your information around, the more likely you are prone to be a victim of fraud or identity theft.

      Only last year, someone managed to steal a credit card statement from my mail box and withdraw $500 from my bank account.Took 2 months for Westpac to credit the money back. Another friend of mine was a victim of fraud when someone stole a bunch of letters which had his bank details/credit card statements and the thief managed to apply for a credit card on his name and spend over 8 grand on it.

      • dins on 26/01/2017 - 22:27

        Wow that's scary. Didn't know it was that easy.

        • easternculture on 26/01/2017 - 22:34
          +4

          It actually is. There is a group of thieves on my street that go through mailboxes overnight and steal bank statements.

          After my fraud incident (as above), I got some bank envelopes from my mates that work at westpac, ANZ, and suncorp. I then put blank papers inside the envelopes and sealed them to make them look real, placed them in my letter box with some other Fake letters in normal envelopes and random addresses. 2 nights later, bank envelopes are gone, other letters still there. Tried again a few days later and same thing happened.

          Then they worked out i was on to them and haven't touched my mailbox since.

          I now only have 2 bank accounts, electronic statements to my email, and phone banking disabled on both.
          Believe me, Its not worth the hassle when you get in a fraud situation.

        • dins on 26/01/2017 - 22:54

          @easternculture:

          Geez usually opt for paperless myself but the name, address and the account numbers are the only info included in those statements right. How is it that easy to open accounts and take money out using just those details is what I'm wondering. Normally DOB and drivers license/passport etc are a bare minimum right. Scary stuff.

        • dins on 26/01/2017 - 22:57

          @easternculture:

          Any way cheers for the advice mate. Real eye opener.

        • easternculture on 26/01/2017 - 23:24
          +2

          @dins:

          data mining, internet, facebook, twitter, dark web, deep web etc

          I've heard of hacks/scripts that use the hotmail server to get very personal details of people

        • leTintin on 31/01/2017 - 23:55

          @easternculture: That's crazy I had no idea there would be people rummaging through letterboxes. Why would anyone leave mail overnight in letterbox though, doesn't everyone collect it before dark? Also getting a lockable letterbox should prevent this. And now for a pro tip - put a sensor on your letterbox so you know when postie puts mail in & also get an alert when some weirdo is trying to open letterbox!

        • retiredfeline on 01/02/2017 - 01:15

          @leTintin: Lots of possible reasons. Some people have to travel interstate for work. Some people might get home too knackered to check the mailbox but do it the next day. And even if you check the mailbox once a day, what's stopping somebody going through it while you are at work? Sensors are fine, but what if there's nobody at home to hear it go off? A locked mailbox is the least one can do.

          Years ago I complained to Virgin Credit Cards (when they had a CC offering) that their statements, and even their offer letters had too much identifying information. They waved off my concern. Fortunately these days all statements are fetched by oneself from the service websites.

        • [Deactivated] on 05/02/2017 - 17:25

          @greenpossum:

          Locked mailboxes don't stop criminals
          we still had mail stolen in our apartment block, takes about 30 seconds with a screwdriver when we watched cctv
          A PO Box is your ULTIMATE bet for safe mail keeping

  • Tomaus62 on 26/01/2017 - 23:21

    OP should receive $40 as I just joined using his link

  • rumham25 on 27/01/2017 - 08:25

    I joined using MikeD's referral link

  • ppt on 27/01/2017 - 09:43

    Regarding the 50c reward for the first 200 cash out transactions of $100 or more each year in retail stores,
    is there a way to track how many $100 withdrawals you have made in a year?

  • prasanmgc on 27/01/2017 - 15:01

    Could anyone tell me how to get my referral link? I have already used one of the referral link to open an accunt and now I want to post mine, so that someone can use my link.

    • Saitake12 on 27/01/2017 - 15:02

      I don't think you can get one yet. It appears that the referral links were given out to those who did beta testing in December.

  • Moj0 on 27/01/2017 - 15:58

    Does the $250 min spend have to come from the Platinum Transaction Acct or the Savings Acct? I noticed that they open 2 separate accounts for you following application

    • bluesky on 27/01/2017 - 17:03

      I have yet to use this account, but if it works similar to some other banks (e.g NAB, ING), payments to external parties generally have to be initiated from the transaction account.

    • bluesky on 28/01/2017 - 05:00
      +2

      Have tested and can confirm the savings account can be used to directly pay external parties. Unlike NAB/ING, where funds must be transfered to the transaction account first.

      Anyhow, back to your initial question. Since the signup condition states:

      Spend more than $250 in the first 30 days using your new debit card

      and the debit card is associated with the transaction account, so the $250 has to come from the transaction account.

  • LiQiD on 27/01/2017 - 21:43

    Used zaptech-au for my signup.

  • jwl81124 on 27/01/2017 - 22:40

    Where a non-rediATM ATM operator in Australia charges you a fee for a withdrawal or balance enquiry made with your debit MasterCard, we will rebate that fee to your account. When you withdraw $100 or more in a single transaction at a point-of-sale (e.g. EFTPOS) terminal in Australia using your debit MasterCard, we will credit $0.50 to your account for the first 200 eligible withdrawals in a given financial year.

    if I open account on 27.01.2017 will they give me credit $0.50 to my account for the first 200 eligible withdrawals from 01.07.2016 to 30.06.2017?

    • Turd on 28/01/2017 - 00:14
      +2

      Yes, each financial year

  • jwl81124 on 28/01/2017 - 00:16

    thanks for reply.
    one more question. if I use the debit MasterCardto to withdrawn $100 or more,is there any transaction fee?

    • Turd on 29/01/2017 - 19:25

      no fee

  • retiredfeline on 28/01/2017 - 09:49

    Tip for anybody having problems getting the application form from a referral link: Chrome didn't work for me (it complained about too many redirections), Firefox did.

  • SuperSonic on 29/01/2017 - 14:03

    is $250 money transferred to another bank account considered. I never use debit card hence not sure what i would use it for ?

    • Turd on 29/01/2017 - 19:24
      +1

      Buy groceries at coles ora coles gift card to buy groceries from in 2 years

  • Hogg on 29/01/2017 - 18:42

    Timothy, and Alexa, enjoy the $40 each.

    • Turd on 29/01/2017 - 19:25
      +1

      They say thank you ;)

    • 76F on 29/01/2017 - 20:59
      +1

      thank you!

      • Hogg on 29/01/2017 - 22:35

        Dou itashimashite

  • Minnie on 30/01/2017 - 11:15
    +2

    Just applied. All the best @McZ Mabel, enjoy the $40 from me :) Does anyone how can I get the referral link after applied one online? Thanks.

    • Turd on 30/01/2017 - 12:27
      +2

      The referral link comes from users who took part in brain sourcing program 2 months ago.

      If you need your friends to get on it to get free money get them to click on one of the referral links in wiki

      https://www.ozbargain.com.au/wiki/macquarie_referrals

      Another method…

      You must go into your time machine to 10//10/2016 then sign up to the brain sourcing bank account - https://www.ozbargain.com.au/node/269799
      Once that is done and do the steps involved. wait 2 months or take your time machine to 25/01/2017 and find your referral link in your email.
      Since you are at it might as well travel back in time to 1995 and buy up all the Sydney house properties!! :)

      • Minnie on 30/01/2017 - 15:05

        haha thanks for your reply, Turd. I like the time machine part you mentioned.

      • Minnie on 31/01/2017 - 13:21

        I might ask my Mickey to apply one of these accounts but somehow he likes some sort of incentives :P I might as well ask my Pluto if he is interested and my other friends like Donald duck, Daisy duck, Goofy etc :D

      • Moj0 on 02/02/2017 - 13:21

        @ Turd $40 coming ur way… for answering many questions above

        • Turd on 02/02/2017 - 13:44

          Thank you

    • Findmebargain on 31/01/2017 - 01:04
      +1

      Thank you Minnie! Much appreciated. I hope it will be very soon that Macquarie issues another round of referral links to new customers like yourself who have been referred by the brainsourcing batch. Assuming they followed ING's strategy….so stay tuned and meanwhile, explore and enjoy what the new Account offers you, and start making a list what you're gonna spend $250 in the first month on your debit card or just buy a gift card like others have suggested. ;)

      • Minnie on 31/01/2017 - 13:20

        Thanks haha you sound like one of their employees or an affiliates of Macquarie….

        I might ask my Mickey to apply one of these accounts but somehow he likes some sort of incentives :P I might as well ask my Pluto if he is interested and my other friends like Donald duck, Daisy duck, Goofy etc :D

        • Findmebargain on 01/02/2017 - 01:57

          Haha I am def not affiliated, otherwise I wouldn't have been given one of these referral links right?

          Mickey will sure get his incentive by signing up using a referral link here but I guess if he and other members of the Disney family can wait till you get your own link down the track (hopefully soon), then you may be able to maximise the incentives in the family.;D

          But if waiting is no fun, then I encourage them to share the love with your favourite fellow Ozbargainers here…or go, ee nee mee nee mi ni mo… lol

          Thanks once again Minnie sharing your incentive with me. All the best! :)

  • Turd on 30/01/2017 - 13:50
    -4

    Mods might be useful for the wiki to put the two people who have long links to use http://goo.gl to make it shorter..

    Bargain4U - https://goo.gl/ blah blah
    neilpatrickharris - https://goo.gl/ blah bvlah

    Gives an unfair advantage for being the longer link. IMO. :)

    https://www.ozbargain.com.au/wiki/macquarie_referrals

  • Peck on 31/01/2017 - 16:17

    Macquarie Bank - What a Poxy web site. I will be grabbing my $40 and running ASAP.
    Note the OP has stated "Spend $250 or more" and then stated "Spend more than $250"
    The website says "More Than $250".
    I would suggest that people should go for "More Than" to be sure.

    • Turd on 31/01/2017 - 16:30
      +1

      The t&c's say "Make $250 or more of purchases using their new Macquarie Platinum debit MasterCard within 30 days of opening their account."

      I would follow the t&c instead of the actual marketing jumbo.

      No one reads or obeys t&c's these days.

      • Peck on 31/01/2017 - 16:40

        From the linked website
        Quote "Spend more than $250 in the first 30 days using your new debit card."
        For the sake of spending $1 extra, I am going to be cautious.

        • Turd on 31/01/2017 - 16:41

          I know, but read at the bottom.. the Fine Print. Will say "Make $250 or more of purchases using their new Macquarie Platinum debit MasterCard within 30 days of opening their account."

          But yes $251 for the sake of not wanting to deal with fine print.

  • jimmyuhsiang on 01/02/2017 - 10:21

    Hi, Id like to know does is will come any SERVICE FEE if I didnt deposit 4000/month?
    Thanks :)

    • jimmyuhsiang on 01/02/2017 - 11:00

      Just apply one, Jonathan gonna get $40!

    • Turd on 01/02/2017 - 11:00

      No, if you sign up using the referral links it will say: "Open a Platinum Transaction Account before 31 March using the button below. As part of this offer you'll be automatically upgraded to the Platinum Transaction Account, without the need to deposit $4,000 per month. "

      The Platinum account doesnt actually have the fee or requiring $4k deposit. But to get $40 you need to use the referral links.

      Referral links - https://www.ozbargain.com.au/wiki/macquarie_referrals

      • jimmyuhsiang on 01/02/2017 - 11:07

        Oh…I just find out I use another link.
        Not the one you type as:open….
        Im using You've been referred by Jonathan etc.

        OPEN ACCOUNT

        Will I still get free upgrade?

        • Turd on 01/02/2017 - 11:09

          Yes you will get the free upgrade and $40.

        • jimmyuhsiang on 01/02/2017 - 11:19

          @Turd:
          Great, thank you so much!

  • Rollie on 01/02/2017 - 11:10

    Just signed up !

    Thanks op

    Does the $250 have to be in store to get the $40 as I'm planning to pay my water rates with the card details on the Sydney Water website.

    • Turd on 01/02/2017 - 11:12
      +1

      Paying to Syd Water is ok.

      Doesnt have to be instore.

      • Rollie on 01/02/2017 - 11:33

        Thanks

      • sween64 on 03/02/2017 - 11:02

        Can it be spent on overseas transactions?

        • Turd on 03/02/2017 - 11:04
          +1

          Yes

        • Minnie on 04/02/2017 - 09:54

          @Turd:

          Online transfer (Pay to anyone) does count towards that $250, is that correct? If paying to Sydney water is okay too…..

        • Findmebargain on 04/02/2017 - 10:41
          +3

          @Minnie:

          Hi Minnie, I believe the $250 spending has to be on your debit card ie. you would have had to using the 16 digit MasterCard number to qualify. Therefore, online EFT (pay anyone) using bsb and account numbers of the payee doesn't count.

          When paying Sydney Water, choose to pay by "Credit Card" option but use your debit card details.

        • Turd on 04/02/2017 - 13:57

          @Minnie: no bank transfer won't work, use the card at Coles or such or pay bills online

        • Peck on 04/02/2017 - 14:01

          @Minnie: I prepaid my electricity, even though I don't have a bill.

        • JIMB0 on 05/02/2017 - 11:20

          @Turd: Does it have to be a credit transaction or is pressing savings ok?

        • Turd on 05/02/2017 - 13:11

          @JIMB0: same thing, since it isn't a credit card, pressing cr or sav won't matter as money needs to be in account before u can use it.

        • emperor on 11/02/2017 - 20:42

          @Mcz: @Turd Used card to pay at two places via EFTPOS - at Woolworths and a restaurant. Do these payments count or not since card was used by swiping and not using 16 digits?

        • Turd on 11/02/2017 - 20:54

          @emperor: I believe that it will be fine, but to confirm send Macquarie an email

        • Findmebargain on 11/02/2017 - 22:51

          @emperor:

          Actually the 'use of card' definition going by Macquarie's debit card conditions of use is quite wide and it covers EFTPOS too. So I think you should be ok there. It is possible but unlikely that they have some other definitions for the use of card in this campaign without disclosing them. They could (because they earn more if we choose CR option) but don't think they would ( they lose more by having disappointed new customers) IMO.

          Personally, to avoid any doubts I would just PayPass enough transactions to make up the $250 worth of purchases or select CR option for the extra zero liability cover offered by MasterCard.

  • n14pulsarq on 01/02/2017 - 16:49

    Just got my card… anyone having trouble trying to add to android pay? I keep getting an error unable to verify even though I have money in the account

    • 17833 on 01/02/2017 - 20:22

      Same error as well.

      • n14pulsarq on 02/02/2017 - 00:51
        +2

        I called em up and the say quite a few people have been having this error. They are working on it and hopefully are going to able to tell me something by the weekend

        • aussiedogga on 03/02/2017 - 13:25

          Added my card to AndroidPay fine last night

        • n14pulsarq on 03/02/2017 - 14:36

          @aussiedogga: Tried again and got it to work, deleted the previous attempt (card in android pay) and added it again and it went through but this time with a sms code rather then trying to do it via a in app prompt

  • zpohc on 01/02/2017 - 23:17

    Received the debit card today.
    Also got a missed call from them and an email telling me to call them back.
    Anyone else got a phone call or know what it could be about?

  • Baron-K on 02/02/2017 - 15:27

    Great phone support! NOT…first call: total fail, their call centre transferred me to NRMA insurance on my second call, to Woolworths on my third call & after my patience ran out on the 4th call I finally got put through to a local staff member who answered my query in about 30 seconds.

    • Turd on 02/02/2017 - 16:16

      What was the question?

      • SBOB on 02/02/2017 - 16:23
        +1

        no idea, but the answer was 42…

        Knowing what the question is will take much more work though…

      • Baron-K on 02/02/2017 - 18:00

        A general, simple, enquiry. Nrma Insurance and Woolworths didn't have the answers though. SBOB you sound like one of their call centre staff.

        • SBOB on 02/02/2017 - 19:59

          SBOB you sound like one of their call centre staff.

          maybe, but they sound like they don't know where their towel is…

  • manxaus on 02/02/2017 - 20:49

    Just received my card today but unable to receive SMS secure code to activate my card. Checked mobile number was correct. Does anyone experience same problem?

    • tobi3421 on 02/02/2017 - 21:02

      call them up and get them to activate over the phone. they said they were currently experiencing problems with SMS verification

    • retiredfeline on 02/02/2017 - 21:09

      Maybe it has something to do with the Telstra outage?

      • sween64 on 03/02/2017 - 11:03

        That's what I was told. Weird as my partner on Telstra received them but myself also on Telstra didnt'.

    • sween64 on 03/02/2017 - 11:04

      Further to what tobi said; I called them to activate the card. However I still need to set a PIN and that can only be done by received SMS codes.

  • Blue Cat on 04/02/2017 - 16:18

    Does anyone know if Opal top-ups count for the 250$ spend?

    • Turd on 05/02/2017 - 02:59
      +1

      Yes, because it is through the MasterCard debit network

  • sraymond on 05/02/2017 - 10:07

    Anyone know what to select on the eftpos machine. I tried Savings and also Debit Madtercard and it was declined both times.

    • Turd on 05/02/2017 - 13:12

      Did you have money in the card / account?

      • sraymond on 05/02/2017 - 16:31

        I have $250 but it's in the Savings Account. Does it need to go in the Platinum Transaction account?

        • [Deactivated] on 05/02/2017 - 17:22
          +1

          wrong account lol
          Needs to be in the Platinum Account

        • sraymond on 05/02/2017 - 17:46

          @shawncro 222: Damn. Oh well, I spend the $250 on next weeks shopping.

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