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Coles Mastercard: $100 off a Single Coles Supermarket Shop, No Annual Fee

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I was visiting my grandmother at the nursing home on Saturday and I saw this deal on the TV.

$100 off a single Coles Supermarket shop. Coles Mastercard

No annual fee ever.
Enjoy the benefits of a Coles Credit Card without paying an annual fee.
Annual fee

Purchase interest rate:

flybuys points:

$0

19.99% p.a.

1 point for every $2 everywhere, everyday#

$100 off a single Coles Supermarket shop
If you apply and are approved by 31 December 2017, and make a purchase in the first 30 days.*

Included NO annual fee. Ever.
Included Collect 1 point for every $2 you spend. Everywhere, every day. 1
Included $10 off your Coles supermarket shop instantly at the checkout every time you redeem 2,000 flybuys points.2
Included Free delivery at Coles online using your Coles Credit Card.3
Included Free Coles Mobile Wallet, lets you pay and collect flybuys points with your phone, while keeping track of your purchases for your convenience and control.
Included Coles Mastercard and flybuys card in one so you only have to carry one card instead of two.
Included Up to 62 days interest free on purchases when you pay your full balance off each month.4
Included 19.99% on purchases and cash advances.
Included Superior Security and fraud protection – the Falcon™ fraud management system and our zero liability guarantee give you peace of mind.
Included Convenience of Mastercard PayPass - for amounts under $100, simply Tap & Go with your Coles Mastercard, or enter a PIN for amounts over $100.
Included Access your account easily online.
Included Additional cards available with one convenient statement.
Included Platinum No Annual Fee Mastercard with even more benefits if you’re approved for a certain credit limit.
Included Protected by the Coles Shield Coles Shield - protection against fraud
The features listed on this page apply to new applicants only. Please see our existing customers page if you already have a Coles Mastercard.

Terms & conditions
* New customers who apply and are approved for a Coles Credit Card between Sunday 1st October and Sunday 31st December 2017 and make a purchase (excludes cash advances and cash equivalents) within the first 30 days of the card approval date will receive $100 off a single Coles Supermarket shop. $100 off will be activated on your flybuys account and available for use within 2 weeks of your first eligible purchase. $100 off will only be activated on the flybuys card quoted in the application process. To redeem the $100 off you must scan your flybuys barcode on the back of your new Coles Mastercard and spend a minimum spend of $100.05 after savings and discounts in one transaction at Coles Supermarkets or BI-LO (excluding smoking/tobacco product purchases and all gift cards). $100 off can only be used once and expires on 31st March 2018. Excludes Coles Express and Coles online.

1 flybuys points awarded for using a Coles Mastercard linked to your flybuys membership are in addition to flybuys points awarded by flybuys partners. Eligible transactions are explained in the Coles Mastercard Loyalty Terms and Conditions. Eligible transactions exclude cash advances, BPAY payments, credit fees or charges, credits, refunds, reimbursements, business purchases or balance transfers into your account. Standard flybuys Terms and Conditions apply, see flybuys.com.au. Note that partners’ earn rates vary. To upgrade to a Coles Mastercard to collect flybuys points everywhere call 1300 306 397.

2 2,000 flybuys points are required to redeem $10 off at the checkout each time. Excludes Coles Express and Coles Online. Minimum spend is $10.05 after savings and discounts in one transaction at Coles Supermarkets and BI-LO (excluding smoking/tobacco related product purchases and all gift cards).

3 Receive free delivery each time you spend $100 or more, after savings and discounts, with a Coles Credit Card at shop.coles.com.au. Offer can be withdrawn at any time. Offer excludes tobacco and tobacco related product purchases and remote delivery orders. To see if we deliver to your area, visit shop.coles.com.au and enter your postcode. Normal delivery terms and conditions apply.

4 To receive interest free days on your everyday Mastercard purchases, you must pay your balance in full every month.

5 See the Insurance Benefits section in the Conditions of Use for details. Merchandise Protection cover is provided by Hallmark General Insurance Company Limited (ABN 82 008 477 647 AFSL 243478).

Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. Credit facility provided by Wesfarmers Finance Pty Ltd ABN 58 601 282 455, Australian Credit Licence number 470916.

Money magazine awards: Credit Card Issuer of the Year 2016 and 2017. Coles No Annual Fee Mastercard won Best Non-Bank Transactor Credit Card, 2017.

Canstar award: Coles No Annual Fee Mastercard received 5 Stars for Outstanding Value in the General Rewards $12,000 annual spend category, in 2017.

Related Stores

Coles Financial Services
Coles Financial Services

closed Comments

  • Hi everyone, sorry ignorant question, how will i know if my $100 off has been activated? I followed the guidelines and made a grocery purchase @ coles worth $115 yesterday, scanned the flybuys barcode and paid through my new coles credit card. Should i wait for something like notification from coles or is it automatic like if i purchase items at coles again today and pay through my coles card the $100 off will apply on the bill? Any response will be much appreciated. Thanks

    • Terms & conditions
      * New customers who apply and are approved for a Coles Credit Card between Sunday 1st October and Sunday 31st December 2017 and make a purchase (excludes cash advances and cash equivalents) within the first 30 days of the card approval date will receive $100 off a single Coles Supermarket shop. $100 off will be activated on your flybuys account and available for use within 2 weeks of your first eligible purchase. $100 off will only be activated on the flybuys card quoted in the application process. To redeem the $100 off you must scan your flybuys barcode on the back of your new Coles Mastercard and spend a minimum spend of $100.05 after savings and discounts in one transaction at Coles Supermarkets or BI-LO (excluding smoking/tobacco product purchases and all gift cards). $100 off can only be used once and expires on 31st March 2018. Excludes Coles Express and Coles online.

    • Hey Mstenchavez,

      Did it work for you?

      • -1

        Nope. Tried doing it at checkout kiosk but didnt work it doesnt say anything no message from screen nothing. I have to return the items back at the shelf. hahahaha.i Just called coles hotline. They said they will email me a confirmation once the $100 off promo is activated. Pretty confusing as what is stated from the guidelines above.

        • -1

          yeah quite confusing actually as we don't really know whether it is a direct deduction at the local Coles or $100 off the credit card bill.

        • @ken70657: Not really. It's pretty clear. Technically you don't even need to pay the difference with your Coles MasterCard:

          To redeem the $100 off you must scan your flybuys barcode on the back of your new Coles Mastercard and spend a minimum spend of $100.05 after savings and discounts in one transaction at Coles Supermarkets or BI-LO (excluding smoking/tobacco product purchases and all gift cards). $100 off can only be used once and expires on 31st March 2018. Excludes Coles Express and Coles online.

        • @John Kimble: So does it mean that if I go to coles and spend $150 at the checkout, then scan the flybuy barcode at the back of my Coles Mastercard, the bill will automatically be reduced to $50?

          Coz that's what Mstenchavez did but it did not seem to work…

        • @ken70657: Yes. Because it can take up to two weeks to be applied to your flybuys account. Obviously it wasn't yet active for Mstenchavez.

  • Anyone know if coles MasterCard provides free supplementary cards?

  • I've done the initial card use. How do you know when $100 discount is loaded on to your FlyBuys card?

    • +1

      You get an email

      • Thanks I received the email

    • I didn't get any emails. I just went to the self-checkout with $100 worth of goods after 2 weeks since making the first purchase, and the computer offered me to redeem the offer. The offer popped up after I pressed 'proceed to payment'.

  • Anyone know if you can still get gift cards even though it says you cannot?

    • Not sure haven't tried it but coles know exactly what we buy so chances are the gift cards are excluded from this offer.

  • I am struggling to buy $100 worth of items from coles as I don't like with my family. What is everyone buying? I guess mobile phone and recharge counts?

    • +1

      Really? It's super easy :(

      We usually stock up on stuff like nappies, laundry detergent, toilet paper, dishwash tablets, shampoo, sanitary pads, razors etc (still only when they are on special of course).

      Exy stuff that doesn't go off basically.

      Or raw meat (chicken/beef) if you can portion out and freeze.

  • How long did people's cards take to arrive?

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