This was posted 10 months 18 days ago, and might be an out-dated deal.

expired Free Westpac Paywear Essential Pack (Westpac Customers with Everyday Bank Accounts)

1310

Free for a limited time as per the website - shipping says 5 business days. Looks like a great product if you are a Westpac Customer and don’t always carry your phone/wallet with you all the time! :)

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closed Comments

  •  

    Edit: NVM

    •  

      It does say it’s free for a limited time only in the Westpac website, therefore thought this will be charged at a later time?

      edit - maybe it won’t be offered later and only the designer pack would be available? I don’t really understand why it’s limited time only :p

  •  

    Just ordered mine. Doesn't seem to have charged me anything so far. Good for those whose phones don't have nfc or aren't compatible with android pay

  • +6 votes

    Imagine the impulse buys you can make with this thing! And I thought Paywave and Paypal 1-touch were bad…

    • +1 vote

      Indeed - just as you suggested using these payment methods causes people to spend more money than if they had pay with cash.

      Users of these products are losing money in exchange for items that they would not have purchased before. There is no way to know if it changes your behavior as an individual so the smart move, IMO, is to avoid it unless you want to lose money.

  • +15 votes

    Checked the deal. Cannot be connected to the credit card. Useless… Pass

    • +6 votes

      Looks like it’s only for Everyday Debit account - maybe a good thing for impulse buys!!

  •  

    Nice, should be useful for me.

  •  

    The order link goes to an error page. Anyone else got that?

    •  

      Scroll to the middle of the page where the words "order now" are in red, then it will take you to a login page and follow prompts.

      • +2 votes

        I get an error too, even by going to the middle of the page and using that link.

        It worked when using Incognito in Chrome

        Also when logged in to Online banking…
        Go to Products -> Bank Accounts -> PayWear Wearables - > Order Now

    •  

      No, I even got the confirmation email saying it should be received in 5 business days.

  • +1 vote

    Just about to leave Westpac but this should extend my interest a bit, thanks!

  • +5 votes

    Landfill material, coming from a bank which actively tells the customer that they have no plans for <InsertBrandHere> Pay.

  • +7 votes

    As a CC user, I find this useless as I never use my debit MasterCard but should be good for those that don't have a CC. Why pay with debit MasterCard when you can pay with MasterCard or visa cc and get points (assuming you're not paying any annual fee)

  • +10 votes

    Much rather they stop being tight and support Apple Pay. I don’t give a crap what Apple charges - incorporate it somehow.

    • +8 votes

      Exactly. All they are doing is to try counter ApplePay or AndroidPay in a not very innovative way.

      CommBank has that chip you can stick to the back of the phone which is useless most of the time and now that’s ApplePay and AndroidPay already in a few good credit card issuers (ANZ and AMEX), they will have to come to terms anyway.

      • +2 votes

        Bendigo, one of the banks that lost their way with ACCC recently launched Apple Pay, but no fireworks.

        Edit: Westpac doesn’t like the fruit according to my little birdies. So, don’t put up hope that there’ll be Apple Pay support any soon. Vote with you wallet and sign up for a card with a bank that does if you want to use Apple Pay.

        • +1 vote

          To be clear, banks lost their ACCC application to try to access she NFC chip, not to negotiate Apple Pay terms with Apple.
          https://www.accc.gov.au/media-release/accc-denies-authorisat...

          It sounds a bit ridiculous given banks can and are using the access to NFC on Android. Android has shown the benefits of a competitive digital wallet environment, and for some reason the ACCC has come down on the side of a closed system. Doesn't make sense, but that's off topic.

        •  

          Don't punish the bank for Apple's mistake.

        •  

          Yeah go with a bank purely because they let you use your iphone to pay, dw about how much fees and interest they charge as long as you get to look cool. That's called voting with your wallet. (profanity) genius.

        • +1 vote

          @Erkel:

          What a (profanity profanity) genius! Haven’t heard of ZERO fees credit cards? Why are you here then?

    • +8 votes

      Personally, I'm with Westpac and I think it's a good move that they're not supporting Apple Pay. Apple think they can charge whatever they want, well clearly that's not the case.

      If you really want to use Apple Pay, there are alternative banks.

      Meanwhile Google doesn't charge much for Android Pay, it's awesome, I love it. Use it every day.

      •  

        "Product" found.

      • +2 votes

        It is a good thing. Only a handful of whingers want the banks to cater to them. Westpac already supports AndroidPay and Samsung Pay. Either get a device that will utilise those services or gtfo, simple. Banks are not going to go bankrupt from a bunch of cry babies leaving because can't use their iphones to pay. They can go to another bank, no one is going to miss them.

        •  

          Yep, the simple fact is that most people are tied to a mortgage and won't change banks over Apple Pay.

      •  

        I don’t use the card anymore because of this in actual fact. I’m awfully close to closing my account over this sadly. There is just so much hassle with changing auto debits and stuff. They have the most fees in particular with online overseas payments and to top it off I pay them $5 a month for the privilege of mediocrity.

    • +1 vote

      They can't per Apples TOS.
      Apple are the ones being greedy wanting a percentage just for allowing the NFC in their customers $1800 phone to talk to the terminal.

      •  

        Apple being "greedy" and "doing nothing". Can you please make up your mind?

      •  

        Apple does not even allow third parties to use the NFC in the phone for any purpose, payment or non-payment. Quite absurd really, these days you can buy digital locks that unlock when you tap your NFC-enabled phone - except iPhone because developers cannot access NFC.

    •  

      Not easy. RBA just capped interchange fees on credit cards, which are now capped at an average of 0.5% for all Visa/Mastercard credit cards (this does not include debit) - that is not a lot, given cards in overseas markets have interchange rates of >1% for standard cards and >2% for "premium" cards (e.g. Platinum, Visa Signature/Infinite, Mastercard World/World Elite).

      For Visa/Mastercard debit, the cap on average fees is now 8c, and the maximum charge in a single transaction is 15c (fixed fee) or 0.2% (variable fee).

      When Apple wants a slice of 0.5% (credit card) or 8c (debit cards), well there just isn't enough there for Apple to have its cut. Given this is RBA regulation, banks cannot "pass on" the costs of Apple Pay to merchants through higher costs for Apple Pay transactions. The only way for banks to recoup this is to charge the cardholder, and I very much doubt Apple would allow this scenario.

      Besides, why does Apple want this fee? Through Apple Pay they get a slice of all our purchasing information - is monetising that treasure chest of data no enough for them?

      •  

        It's against Apple contract to pass on any cost or charge a higher monthly/annual fee for Apple Pay enabled accounts.
        So it's basically loss making for a bank to support it, though that support can gain customers who might give money in other ways, such as 20% CC interest when they get in debt.

      • +1 vote

        Besides, why does Apple want this fee? Through Apple Pay they get a slice of all our purchasing information - is monetising that treasure chest of data no enough for them?

        Yeah, they actually don't. Apple doesn't actually provide any of the service for Apple Pay except essentially a server that redirects enrolment enquiries to the bank's server. It's why it's ridiculous that they think they're entitled to a percentage of every transaction for providing literally nothing.

      •  

        RBA didn't cap them at set levels, they capped them at the reasonable costs of processing the transactions by the merchants…

  • +8 votes

    Just another device that has access to your account without a pin/password

  •  

    Ordered. Currently using Westpac's AndroidPay. Definitely be using the Keeper in this pack. I don't like wearing smartwatches, don't need another item in my life that requires charging periodically. With this I can use my classy watch to pay. No phone, no wallet, perfect for a quick grocery run.

    • +1 vote

      Your license is in your wallet?

      •  

        People actually carry their license with them? I'm starting to use my wallet less by the day. I've gotten to the point where I only take my wallet and driver's license if I know I'll need ID to prove I'm 18+.

        • +6 votes

          You need to carry your licence with you when you drive.

        • +1 vote

          Yeah I do. Just in case I get arrested ahaha

          I can't wait until digital driver licences are the norm in NSW; bye bye wallet when that happens!

        •  

          @ihavecentsnotsense:

          Can you prove this to me? I've previously done some light research and failed to find government supplied information for WA.

        • +1 vote

          @ihavecentsnotsense:

          no, you dont need to.

          well at least in WA, you don't have to.

        • +2 votes

          @nurries:

          https://www.slp.wa.gov.au/statutes/swans.nsf/(DownloadFiles)/Road+Traffic+Act+1974.pdf/$file/Road+Traffic+Act+1974.pdf

          Any driver of a vehicle who, when required by any member of the Police Force, does not produce his driver’s licence on demand, commits an offence against this Act and shall be liable to a penalty not exceeding 4 PU, but it shall not be an offence if the driver subsequently produces the licence, within a reasonable time after demand, to the Director General or to the officer-in-charge of any police station.

          TLDR: dont have to bring your license in WA.

        •  

          @PissLUR:

          Awesome! Will keep this for future reference.

      •  

        Can't remember the last time I was asked to show license to buy milk from woolies.

  •  

    I think this could be useful one. Ordered.

  •  

    Ordered. Thanks. Hopefully I can use the free Coles creditard paytag (haven't ordered that yet) on this band. Both Westpac and Coles don't have Apple pay.

  • +6 votes

    I'm not a current Westpac customer, so I took a look at their Westpac choice account. It appears that these wearables may be ovenproof because their app has won international awards for 'baking' functionality. https://www.westpac.com.au/personal-banking/bank-accounts/tr...

  •  

    Thanks OP! Ordered one but not sure it will fit my twig wrists ahahahaha!

    (I use my Westpac Debit MasterCard to grab food during my work breaks)

  • +1 vote

    This belongs in the bin with the westpac keyboard.
    "Free for a limited time", why would you pay to use it?

    •  

      I think it means the wrist band is free for the moment.

      I've had a very similar wrist band in the UK (Barclaycard bpay - again, free at the outset a couple of years ago, but newbies now have to pay to buy the wrist strap thing now)) and love it. No need to carry change etc around. Just tap it on the terminal. Can auto top up once balance falls below a set level.

      https://www.bpay.co.uk/

      So got myself this new WestPac one for here.

  • +2 votes

    Welp, this is what the banks came up with after they couldn't beat Apple.

  • +4 votes

    Here's a usage scenarios that probably doesn't apply to many of you. Elderly parents. Once it's on your wrist, you can't lose it. You don't have to embarrass yourselves spending five minutes fumbling in your wallet with your arthritic hands for a credit card. Brilliant.

    •  

      Here's a scam scenarios that probably apply to many of you. Elderly parents. Once this Paywear is on their wrist, they can't hide it. You don't have to struggle yourselves spending five minutes trying to figure out where the wallet/ credit card is, just help yourselves by sneakily paywave-hack the payWear or if you're the scum of the earth just grab'em by the paywear and run away. Brilliant

      •  

        Once you get past the sarcasm/satire… valid points. Although, what's the biggest risk? They rip the thing off their wrist and use it maybe once before it's reported? With a card, they can sneak it out of a wallet and use it for a day or more before it's discovered. Or are they going to hold up some sort of scanner to their wrists to hack it?

        The biggest risk would be physical injury to the elderly victim. And that can happen having a handbag snatched. Having been through the 'has it been lost/stolen/mislaid?' process with their credit cards more than once, it's nice to know for sure.

  •  

    nice photo

  •  

    Westpac doesn't support apple pay but maybe next year when Westpac brings out new Amex branded cards

    Westpac are pleased to announce a new partnership with American Express, introducing a new range of credit cards in early 2018. These cards are exclusive to eligible Westpac cardholders, and will be issued and serviced directly by American Express.

    These new cards will allow customers to enjoy the benefits of American Express, including accelerated points earned on eligible local and international purchases, into an existing Westpac Altitude Rewards or Qantas Frequent Flyer account.

    Look out for more details on the new cards in early 2018, or for more information visit westpac.com.au/personal-banking/credit-cards/americanexpress

    The new partnership follows the review of Westpac's rewards credit cards, due to the regulatory changes introduced by the Reserve Bank of Australia. Westpac's current American Express cards, issued and serviced by Westpac, will close on 4 April 2018. Full details on what these changes mean for your account will be sent to you over the next five weeks.

    Heritage bank also had a product called Hova wearable , but the offer has now closed.

    or how does this sound? :D
    The Heritage Bank Power Suit: Wearable payment technology with style

    https://www.heritage.com.au/powersuit

    •  

      Actually you have that wrong. Amex is bringing out new Westpac branded cards instead. And that means that, like David Jones Amex, Apple Pay and other such functions will be supported.

  • +1 vote

    Thanks. ordered, its free. but don't think this gadget will any useful

  •  

    surprised that you can't link it a credit card, since that is used more than an everyday account. Another disappointing campaign from the bank.

  •  

    Got mine in the post today!

  •  

    Received mine too. Fancy packaging. The band is a bulky and probably was only tested on males…

  •  

    The add on piece fits beautifully with my Apple Watch band. I did not bother with the actual wrist strap part they provided.

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