ANZ Frequent Flyer Black Credit Card with Bonus 75,000 Qantas Points + 75 Status Points + $0 Annual Fee for First Year

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75,000 bonus Qantas Points*
75 Bonus Status Credits^ and $0 annual fee for the first year1

Offer extended. *Min. spend $2,500 within first 3 months applies. ^ Buy and fly return with Qantas by 31 May 2018. Eligibility criteria, T&Cs, fees and charges apply.

Our highest Qantas Points earning potential
Earn Qantas Points on eligible purchases. Enjoy the convenience of 36 million locations around the world when using your ANZ Frequent Flyer Black card
Frequent Flyer Black Rewards Points
ANZ Frequent Flyer Black Visa
1 Qantas Point5 per $1 spent on eligible purchases up to and including $7,500 per statement period
0.5 Qantas Points5 per $1 spent on eligible purchases above $7,500 per statement period
There’s no cap to the number of Qantas Points5 you can earn with ANZ Frequent Flyer Black. You could also earn 1 additional point per $1 spent on selected Qantas products and services6 in Australia.

Eligibility
To apply for an ANZ Frequent Flyer Black credit card, you need to

Be 18 years of age or over
Have a good credit rating
Be a permanent Australian resident, earning a minimum annual income of $75,000
Be a non-Australian permanent resident with more than 9 months remaining on your Visa, earning a minimum annual income of $75,000
Details to have handy

Australian driver’s licence number (if you have one)
Details of your income, expenses, assets and liabilities
Two recent pay slips for income verification
If you’re self-employed, you’ll need your accountant’s phone number

Comments

  • +1 vote

    I received my 75,000 big ones recently. 2 months after getting the card.

    • +2 votes

      Did you immediately closed the CC the same day or the day after you got the points?

      •  

        I didn't close it down. I might just keep it for the whole year. The only other CC i have is Amex which is useless at a lot of places.

    •  

      For me it has been more than 2 months and still have not received my points.

  • -1 vote

    $75 Bonus Credit

    How

  • +2 votes

    What's the deal with previous card owners who have cancelled.

    Edit 12 months

  •  

    $15,000 minimum credit limit

  •  

    Since someone will ask:

    Not available … when transferring from an existing ANZ credit card or where you currently hold or have closed an ANZ Frequent Flyer, ANZ Frequent Flyer Gold, ANZ Frequent Flyer Platinum or ANZ Frequent Flyer Black credit card within the previous twelve months.

    Edit: haha already asked…

  •  

    Does anyone know if BPAY is an 'eligible' purchase. I know many banks nowadays don't count that.

  • +2 votes

    What's 75k qf points get u?

  •  

    It's a good deal but i'd just like to point out that out of all the banks ANZ has the worst customer service and processes.

    We had to call up like 8 times to chase up the points over a couple of months. We were handballed multiple times as well

    •  

      blanket statement of the year

      •  

        Not really. Nab was really good

        •  

          That's one so far…

        •  

          @gimme:
          feel free to try them all and then get back to us.

          I'm pretty confident with my statement from my experiences with ANZ and other banks.

        •  

          @chb:

          I've been with them for 20+ years (multiple accounts) with no issues. Admittedly from my experience BANKWEST were head and shoulders above all the others I've had experience with and St. George the worst. Having said that I will never make such blanket statements based on my limited experience with a small number of banks… which is what you were doing. Then again these is the interwebz so every person's opinion is fact :)

          I tend to treat banks purely as a transaction. No loyalty no nothing. Just grab the deal of the day, make the most of it and move on. imo they are all varying degrees of c**p. As above the only bank where I've thought, hey these guys are actually trying to go above and beyond is bwest. Only have a cc with them … of course their card is part of the OZB toolkit.

        •  

          @gimme: ANZ customer service is okay when they are actually open, but every other bank I have been with has 24 hour credit card support.

        •  

          Sounds like you nabbed a good deal with them?

    •  

      They are better than Suncorp at least in my opinion.

    • -1 vote

      To a big extent I agree with chb. Terrible customer service. Also the only bank to ever knock me back on a CC. And that concerns me because it may affect my credit score. Am a current banking customer.

    •  

      I've had good experience with them

  •  

    Would i be able to pay my uni tuition with this card?

  •  

    Awesome card, I got the last deal and used my complimentary Qantas Club entry yesterday!

  •  

    Annual fee is normally $425 fyi.

  • +2 votes

    Isn't this a repost? I used the link in the previous deal to apply for this last week.

    •  

      Yeah I dunno why this isn't a repost. It's still the January apply by date. If they extend it, that'd be good :)

  •  

    I'm looking for a card with low/no fee cash advance or cheque to self (like citibank has) that I can then repay over the course of a couple of months for salary packaging purposes.

    I know that citi now has a 1% fee on cheque to self. Are there any other companies with no fee?

    •  

      Your best bet is do a balance transfer with 0% interest rates and 0% establishment fee

      •  

        But does a balance transfer have to be to another credit card? I don't currently have any credit card

        •  

          Ah, I don’t think there’s such thing as low cash advance interest rate or fee. The lowest I can see is about 9.5% and $3.50 per transaction.

          Cash advance will accrue interest the day you take it out.

          Cheque to self is mostly only allowed when you have a credit in your credit card. If not, they will charge interest and cash advance fees.

  •  

    Can the min spend be anything like paying council rates, insurance, child care fees etc?

    I am asking as these are currently on direct debit with my 28 deg MC, I can change it over to this card and easily finish off the $2500 spend condition

    • +1 vote

      Depends on bank, nab says ok westpac says no. I asked those just 3 months ago. In writing (internal msg).
      Second why not using other cc that give points to pay your bills? 28 degrees give nothing. Better change to Amex or coles or Woolworth cc. Little points but still point

      •  

        Just lazy :)

      •  

        Wouldn’t it depends on the council, if they take credit card or not? It should still go through as a normal purchase transaction?

        I think when they state “government charges is more like land taxes and ATO.

        I used my ANZ FF to pay council rates, utilities and still earning points as normal.

    • -1 vote

      Can prepay your tollway account..say $1000 for a start.

    •  

      I have earned points from this card on Council rates and water paid through Paypal and Vicroads, Landtax, TPG, GIO insurance and electricity directly. So just about everything even when they say you cannot earn points from Government charges. The only one that it does apply to is the ATO, I believe.

  •  

    Just a reminder. Annual fee free but they charged rewards service fee $59 in my memory.

    • +3 votes

      The Total Annual Fee, and any Additional Cardholder Fees and Rewards Program Services Fees applicable to additional cardholders on the account, will be waived for the first year. After the first year for ANZ Frequent Flyer Black, a Total Annual Fee of $425 applies which includes a $370 Annual Account Fee and a $55 Rewards Program Services Fee, for additional cardholders an Additional Cardholder Fee of $10 and Rewards Program Services Fee of $55 will apply per additional cardholder on the account. These fees are current as Thursday, 23 February 2017 and are subject to change.

      (from the linked page)

  • -1 vote

    what is 75 status credit? what can you use it for?

  •  

    they are back again with the black.. now i need more points, batman says

  •  

    Great offer. I’ve recently received the points and am looking for the next best points deal. Any suggestions? Ideally $0 first year annual fee. Don’t necessarily need the lounge access or status credits.

  •  

    what is the international transaction fee? to purchased item in usd

  •  

    Please note this card have a hidden fee. I have been charged 55 dollars per year as this card have joined the qantas reward program.
    So actual cost will be annual fee + 55(reward program fee) per year. FYI

    • +1 vote

      It’s defnitley not hidden as it’s state in the rates and fee. Total fee is $425 which is $370 card fee + $55 reward program fee

      •  

        for me it is hidden. I visited ANZ branch and they told me this card is free(due to my homeloan package), i can just apply and got the qantas point and don't use it for next few years. I rejected but for some reasons I received the card from my letter box. I bring it back to the branch in City and complaint, the csr told me it good to keep this card as this is the highest lv of their card and i got it free.

        So finally I activated it but don't use for 2 years and found out they charged me fee.

        •  

          You should definitely put in a complaint to the bank and get the fee reverse since it was not explain properly to you.

    • +1 vote

      scroll up and read ucd12345

  •  

    Please be mindful with opening new lines of credit guys. Do you really need it.

    • +1 vote

      makes no difference to me but yeah but having too many credit requests on your record is (in theory) not great. Although in Aus I'm still not sure how it all exactly works

  •  

    How strict are they with income test?

    •  

      Karma will catch you if you fake or lie about your income

    •  

      If you're few thousand below, they'll look at your credit history and make a decision based off of it.

      Best not to lie or they'll be less likely to help you if you run into difficulty.

      •  

        I'm on about 70k officially, but with salary packaging it comes out to over 75k. Reckon if I show them proof of income (bank statements) and good credit history they'd approve?

        • +1 vote

          Show them your bank balance. If you have jack all then be prepared to have your application declined.

          They care more about how much money you have in your bank account as opposed to how much you earn imo.

        •  

          @smuggler: Roger that, thanks mate

  •  

    I got my first statement last week. I was surprised to see that an international transaction that I mistakenly did (usually use the travel adventures card for foreign currencies as it's fee free) on this card had its transaction fee rebated at the end of the month.

    I'm not sure why they did it.

  •  

    Clarification question.

    What is the ^"Buy and Fly with Qantas" restriction. Is that only for the status credits?
    i.e. you have to use THIS credit card to purchase a QANTAS RETURN flight by May'18 to get credits? Am I correct to read that points are awarded based on purchasing history?

    If you were to purchase a ticket with points and pay the taxes with this card, does that count as purchasing a ticket?

    Thx

  1. fuzor on 13/01/2018 - 10:42
  2. stockastics on 13/01/2018 - 13:24
  3. smuggler on 13/01/2018 - 09:14
  4. ucd12345 on 13/01/2018 - 12:41
  5. omgitzrick on 13/01/2018 - 10:05