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3.79% Investment Home Loan (P&I) with Major Lender <70% LVR (Comparison Rate 3.79%) + $500 Rebate* to offset switching costs

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A low rate investment home loan with one of the countries best known financial organisations.

  • No application or account management fees.
  • Free Redraw
  • Up to 6 loan splits
  • Online Banking
  • Card/ATM Access included

Message us through Ozbargain or email [email protected] or speak to us on 02 8091 5797 for further info about this deal.

CRN: 434339 ACL: 384704

WARNING: Comparison rates are based on a loan of $150,000 over a term of 25 years. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.. Rate current as at 20/05/2018. Rate applies for new loans when you borrow up to 70% of the property value with a principal and interest repayment variable rate loan. Subject to change without notice. Rate applies to principal and interest loans. This does not constitute a formal offer. Speak to us to see if this is a suitable loan for you from our large panel of lenders. Speak to us for clarification of any other terms and conditions. *Rebate payable within up to 60 days of settlement. Minimum loan amount $300,000.

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closed Comments

  •  

    Why not provide which lender it is?

    • +1 vote

      Takes less time to click on the homepage link.
      Its all there on the homepage …
      Its the "donut" bank !

      •  

        Krispy Kreme has a bank?

    • +1 vote

      Macquarie Bank

      • +1 vote

        Not a pillar, doesn't count

  • +2 votes

    So what's the bargain here? Is this a special rate only for OzBargain? The post reads like an advertisement.

    • +4 votes

      Welcome to OzAdvertising.

      • +3 votes

        I am giving the OP a chance to respond before I neg this post and report it. The system shows obtainfin is online right now but I hear only silence so far.

    • +1 vote

      At least with an advert you know what you're potentially buying.

  •  

    I think this is an extremely good deal in today’s climate. Having just refinanced I’ll give this a +

    •  

      agreed, seems like a good rate to me.

  •  

    Sent PM. Waiting to see what the deal is.

  • +2 votes

    “With major lender” because if you say who they are anyone could go to them directly with the same deal or get it through virtually any other broker?

  • +2 votes

    Nothing special here at all

  •  

    No deal, very easy to get 3.79% with any of the big 4 atm.

    I'm on 3.74% with westpac $500k P&I both CBA and NAB can beat that, didn't approach ANZ.

    havn't switched as the savings aren't worth the switching costs.

    Though I believe CBA may still have $1500 for switching costs, and NAB gives the 80,000 bonus credit card points.

    if you go with a 2nd tear lender.

    Home Loans Limited is doing 3.68%, plus lots of other similar.

    •  

      Are you comparing with an investor rate?

      •  

        my bad, investor rate 3.79% with a major lender is good, but I am pretty sure not the big 4.

        Resimac is offering Investment (80% LVR) P&I 3.77% on investment. must go through broker.
        Homes loan limited 3.74% can apply yourself.

        I've removed the neg.

        edit: big 4 would be low 4s on investment P&I

        •  

          No chance any of the big four or any traditional bank will give you a investor loan that low.

  • +3 votes

    Look at all the brokers starting to squirm under the tighter lending standards. Now they’re advertising on Ozbargain!

  • +2 votes

    Just another broker trying to generate leads. Not a genuine bargain.

  •  

    Can get 3.84% comparison rate with up to 90% LVR from Police credit union, I'd rather pay extra 0.5% and have the 20% cash freed up: https://www.policecu.com.au/residential-investment-loans/

  •  

    Open the link and in big bold words it’s the first thing you will see: “residential investment loans”

  •  

    Not a bargain

  •  

    It’d be from Adelaide bank by way of a wholesale lender. Macquarie is doing 3.89% for 70% LVR.

    This is not a bargain and shouldn’t be in here. Make a forum post if you’re trying to drum up business..

  •  

    IMB is doing 3.74% 2 year introductory rate then reverts to 4.57% up to 95% LVR.

  •  

    Currently with Macquarie, and they are telling me the 3.79% is not possible - is my leg being pulled? How can a broker offer less? I'm assuming the loser out of all this is the person who already has a loan with the bank…

    • +1 vote

      I used to have the same mindset. I once approached Westpac to lower my rate and they told me they couldn't. Went to a broker who refinanced my loans within Westpac. Saved me about $15k per annum.

      So in summary:

      Didn't change banks
      Still have the same accounts
      Still have the same banker
      Broker gets a commission

      Crazy I know but not unusual as i've seen this happen numourous times