Westpac Altitude Platinum: Bonus 60K Qantas Points (Spend $3,000 in 90 Days), $0 Annual Fee (1st Year) + $50 Qantas Rewards Fee

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Westpac Altitude Platinum: Bonus 60K Qantas Points (Spend $3,000 in 90 Days), $0 Annual Fee (1st Year) + $50 Qantas Rewards Fee

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SocietyBox on 12/06/2018 - 06:44 info.westpac.com.au (3894 clicks)
Last edited 22/08/2018 - 10:47 by 2 other users

Earn 60,000 Bonus Qantas Points when you spend $3,000 on eligible purchases within 90 days of card approval.

$0 annual card fee in the first year (normally $150)
Earn 0.5 Qantas Points per $1 spent on eligible purchases
Bonus Qantas Points will be credited to your points balance within 12 weeks of the eligible spend criteria being met
Minimum credit limit $6,000
$50 Qantas Rewards fee
Up to 45 days interest free
Existing Westpac customers who currently hold an Altitude Platinum or Altitude Black credit card, or who have held one in the last 12 months, are not eligible for this offer.

More details available on this page.

Also consider this deal before applying: American Express Westpac Altitude Platinum Bundle - up to 90K Bonus Qantas or Altitude Points - $0 Annual Fee for First Year

Referral Links

Westpac Choice Account: random (115)

Referrer & Referee get $50 after referee makes 5 card purchases & deposits $500+. Maximum of 5 referrals allowed per customer: bonus is not paid to either parties if the referral code has been used more than 5 times.

Financial Credit Card Frequent Flyer Qantas Frequent Flyer Reward Points

27 Nov 2018

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closed Comments

zyrex on 12/06/2018 - 07:32 Comment score below threshold.
Jonski on 12/06/2018 - 07:48

Offer ends 23 October 2018. New cards only.

This looks to be new since the other one was 75k points + 15k. Good find though, i will be signing up after my anz offer is over
easternculture on 12/06/2018 - 07:51

+1

Does 3k include tax payments as eligible
- [Deactivated] on 12/06/2018 - 08:28
  
  You're the bargain master ec, you tell us.
- Gandalf the Thrifty on 12/06/2018 - 08:42
  
  +1
  
  There is usually some clause about government payments being excluded.
- dn4hc on 12/06/2018 - 08:59
  
  No. Last I checked tax payments were not counted.
  - easternculture on 12/06/2018 - 09:24
    
    Damn. I have a big tax payment and was hoping to use the min spend on it
    - Arch1818 on 12/06/2018 - 10:01
      
      +25
      
      Buy itunes gift card to pay your ATO bill.
    - Lunarboogie on 12/06/2018 - 14:08
      
      +1
      
      Go for the St George offer from Pointhacks and get 90,000 QF points for $179. It's one of the few cards left that gives points for ATO spend.
    - T-man on 12/06/2018 - 15:49
      
      -1
      
      @Lunarboogie:
      
      And it will be an end if you keep talking about this here, use a codename instead
    - May4th on 12/06/2018 - 21:11
      
      @Lunarboogie:
      you mean dragon card
    - unspoonsored on 12/06/2018 - 23:31
      
      @Lunarboogie: 100% sure?
    - tellhimhesdreaming on 13/06/2018 - 12:46
      
      @Lunarboogie:
      @T-man:
      
      I can't see anything in the ToS of the rewards that says points will be honoured on gov spends?
      
      Either of you guys able to confirm, please feel free to PM if you're all sneaky squirrel about it.
    - Lunarboogie on 14/06/2018 - 18:37
      
      +1
      
      @thesydneynoob:
      
      Yup. Speaking from personal experience. If you need to more than just my word, google it ir go on to AFF and see that heaps of people are exploiting this loophole.
    - unspoonsored on 14/06/2018 - 21:35
      
      @Lunarboogie: but considering the ATO card surcharge 0.78%, it's not worth it right?
    - Lunarboogie on 14/06/2018 - 22:21
      
      +1
      
      @thesydneynoob:
      
      Depends on how much you value a point. Given you can easily sell the things for 1.3cpp, I would argue it is a return of 1.3 per cent which exceeds the ATO cost. If you put a lot of coin through Canberra you can make a tidy profit on that little arbitrage. Probably explains why so many do it (not that I do).
- iversonjack on 12/06/2018 - 09:21
  
  Eligible purchases do not include fees, cash, cash equivalent transactions, BPAY, refunds and balance transfers debited from the card account.
  - easternculture on 12/06/2018 - 09:25
    
    -1
    
    So it doesn't exclude tax payments 😯😯
    - iversonjack on 12/06/2018 - 09:25
      
      But then the official link on Westpac website says:
      
      https://www.westpac.com.au/personal-banking/credit-cards/rew…
      
      Rewards Points: The earning and redemption of Altitude Points and Qantas Points is subject to the Altitude Rewards and Altitude Qantas Terms and Conditions. Purchases that are not eligible to earn Rewards Points are set out in the Altitude Rewards Terms and Conditions. For example: payments to the Australian Taxation Office, cash advances, BPAY and BPAY equivalent transactions do not earn Reward Points. You do not receive points if your card account is in arrears for 2 consecutive statement cycles and in other circumstances.
      
      In their official T and C:
      
      4.4 When will you not earn points using an Altitude card issued
      by Westpac?
      While points are earned when you purchase goods and services,
      please note that points are not earned in respect of the following
      amounts that may be charged to your card account:
      
      • government charges (other than GST payable in connection with
      the purchase of goods or services on which you earn points)
      • interest and other bank fees and charges (including any GST
      payable on any of these)
      • cash advances (any transaction treated by us as a cash advance
      as further explained in the “Interpretation” section – clause 19
      below) balance transfers
      • Bpay payments; i.e. bill payments and other payments made
      through the Bpay® Electronic Payments Scheme.
      • ATO payments; i.e. payments using your Altitude Visa card,
      Mastercard® or American Express® card issued by Westpac;
      Altitude Platinum Visa card, Mastercard or American Express
      card issued by Westpac; Altitude Platinum Plus Visa card,
      Mastercard or American Express card issued by Westpac; and
      Altitude Black World Mastercard® or American Express card
      issued by Westpac, designated as an ATO payment or Card
      Payment Fee.
    - Samsungnote10 on 06/08/2018 - 09:31
      
      @iversonjack:
      Hmm I just paid 3k off in council rates.
      
      I certainly hope it counts
- SocietyBox on 12/06/2018 - 09:26
  
  +1
  
  The "Altitude Qantas Terms and Conditions" say you won't earn regular points on ATO payments. I haven't checked if they count towards the bonus points spend, though.
- Peanut money on 12/06/2018 - 09:42
  
  Eligible purchases do not include fees, cash, cash equivalent transactions, BPAY, refunds and balance transfers debited from the card account
  
  Nothing about Excluding ato
- [Deactivated] on 12/06/2018 - 23:38
  
  Sadly no. Best bet is almost always gift cards with no expiry (ie Woolworths).
nadan on 12/06/2018 - 08:34

Can't find any info about eligibility having closed an altitude card in the last 12 months?
- krazek on 12/06/2018 - 08:42
  
  Neither, I just cancelled mine a couple months ago… wonder if I'm eligble for bonus pts
  - CyberMurning on 12/06/2018 - 09:02
    
    Ask first. Record, or saved written email.
- iversonjack on 12/06/2018 - 09:24
  
  +1
  
  This is the official link from Westpac website:
  
  https://www.westpac.com.au/personal-banking/credit-cards/rew…
  
  And the fineprint says:
  
  Existing Westpac customers who currently hold an Altitude Platinum or Altitude Black credit card, or who have held one in the last 12 months, are not eligible for this offer.
  - SocietyBox on 12/06/2018 - 09:32
    
    Thank you. I've now added that link to the description.
  - nadan on 12/06/2018 - 10:46
    
    Thanks, I was reading on mobile and didn't see it mentioned there.
alz on 12/06/2018 - 08:48

Freaking awesome deal. I'll get on this after my ANZ black credit card points get credited.

On another note, cannot find where the balance transfer stuff is. Anyone know?
jjjjjj on 12/06/2018 - 09:11

Will 60k points be enough to cover the $50 Qantas Rewards fee?
- alz on 12/06/2018 - 09:15
  
  -2
  
  60k points = $689
  - samehada on 12/06/2018 - 09:20
    
    +2
    
    How did you come up with this figure?
    - alz on 12/06/2018 - 09:34
      
      Based on 2000 woolies points equaling 870 qff points.
    - coxymla on 12/06/2018 - 10:20
      
      @alz: Wrong way round. 2000 Woolies points gets you 870 QFF.
      60K QFF => $315
    - lgacb08 on 12/06/2018 - 11:09
      
      @coxymla: his math is right, 2000 woolies point equal $10, to get 60k qff you would need 68.9x2000 woolies point or around $689 depending on how you value qff point.
    - coxymla on 12/06/2018 - 13:51
      
      +2
      
      @lgacb08: He is correct but on the wrong way conversion. You can't get $689 worth of gift cards or anything else from 60K QFF points.
- SocietyBox on 12/06/2018 - 09:23
  
  +1
  
  It's very subjective. If you haven't done your own valuation of QFF points, check out the Gift cards available on the Qantas Store as a baseline. It would be easier for us to tell you how many points + surcharges/tax it takes to fly somewhere in a certain class.
- mcnugget on 12/06/2018 - 09:46
  
  $600 is the going market rate on classifieds.
  
  Nominal value isn't that complicated, how to spend/redeem is the subjective part (if not converting to cash).
  - Lunarboogie on 12/06/2018 - 14:12
    
    It's more like $800 these days. Points are now being sold for 1.2 - 1.3 cents. The only ones selling for 1 cent are suckers.
    - victorheaven on 13/06/2018 - 01:02
      
      +1
      
      Can you point us in the right direction who is buying at that price?
    - Lunarboogie on 14/06/2018 - 18:40
      
      @victorheaven:
      
      Just advertise it at 1.2 or 1.3 cpp and see what responses you get. I haven't seen anyone selling at 1c for donkeys. And when they do they seem desperate for a quick sale.
- FTTNope on 12/06/2018 - 11:10
  
  The best I've managed to find in terms of using points on actual flights is you can get up to $110 per 10k points in discounts, primarily on Jetstar flights booked through the Qantas website as cash + points - ie Adelaide -> Sydney for $32 + 10k points, down from $142.
  Returns on points are typically lower for actual Qantas flights and international flights. It varies a lot so it can be tricky to nail down the best returns on points.
phoenx on 12/06/2018 - 09:15

what's the $50 qantas rewards fee?
- iversonjack on 12/06/2018 - 09:28
  
  +2
  
  a fee for using qantas rewards. has to be paid.
- bbunch on 14/08/2018 - 09:43
  
  OP got this wrong, it needs to be changed in the Post. The deal from this link has no Qantas fee for the first year.
  
  NOTE:
  
  (plus $0 Qantas Rewards fee for the first year, $50 thereafter for customers who choose to earn Qantas Points through the Altitude Qantas rewards program).
  - KingZlatan on 24/11/2018 - 09:56
    
    Hi bbunch, where does it say this? Thanks
Kuro on 12/06/2018 - 09:18

So the 90k deal is better?
- WhyAmICommenting on 12/06/2018 - 09:20
  
  Well, it's 75k unless you can spend 6k in total
  - Kuro on 12/06/2018 - 10:07
    
    +1
    
    I'll just take my investment vehicle in for a service. 6k ought to cover it :)
- Sadkid on 12/06/2018 - 12:08
  
  Keep in mind that’s two separate credit inquiries for 90k points. Some may argue its better to apply just for the visa and apply for another card to get more points that way. But the amex card does bring amex deals and other benefits..
  
  I would’ve done the above but i already applied for the bundle before this deal came up :(
ccgoh1983 on 12/06/2018 - 09:28

So do we have to pay $50?

$50 Qantas Rewards fee (not mentioned on the web page)
- iversonjack on 12/06/2018 - 09:28
  
  +2
  
  yes sir.
kozb on 12/06/2018 - 09:30

-2

I just bought appliances and new furnitures worth 6-7K from various outlets to my new home and completely missed on this offer and paid through my salary account ING debit card.

All of my major one time purchases are over and now it is going to my regular weekly and monthly bills. Is there any other way I can get this card and make use of this offer?
- iversonjack on 12/06/2018 - 09:33
  
  WISH Giftcards.
  - kozb on 12/06/2018 - 09:38
    
    -2
    
    Sorry, can you brief me how does it work? Should I buy them for 3000$ at once? or how exactly.
    - muncan on 12/06/2018 - 09:47
      
      +6
      
      Money can be exchanged for goods and services
    - ely on 12/06/2018 - 12:29
      
      +2
      
      Buy them through cashreward for a 5% discount, all at once or however you like, so long as you do it all within the minimum period for the offer. Spreading it out and just buying them to top up whatever you're short by about a week before the minimum spend period is up is probably the best approach.
      
      The offer is ok, qantas points are a bit of a pain to use - qantas operated flights have such insane surcharges that it really reduces the value imo, velocity points are far better value if they service where you want to go (Qantas has a much better network).
      
      The earn rate on spend is also crap.
farfromparadise on 12/06/2018 - 10:06

+2

I couldn't find the minimum income on this, anyone else manage to find it?
- mun4 on 12/06/2018 - 20:42
  
  $30,000 according to http://reviews.creditcardcompare.com.au/credit-cards/westpac…
baron33 on 12/06/2018 - 10:08

This one doesn't say antying about existing users? or those who cancelled the card in the past 12 months?
Pandamony on 12/06/2018 - 10:11

Does anyone know how Westpac evaluate a credit score? Which company do they use and what is the minimum score?

I have previously been rejected twice by Westpac after initial approval. All they would tell me on the phone was that it was a general criteria failure.
JuryWheel on 12/06/2018 - 10:25

So the only reason you would go with this over the 90k is the amex application? Surely even if you arent eligible for that, youre still better off with the 75k points…?
thrillho on 12/06/2018 - 11:09

Approved for this on FRIDAY and now they waive the fee?! Worth calling up and asking them to waive it?
- buckster on 12/06/2018 - 11:45
  
  Why not? Worst case you just cancel the card
- ckc on 13/06/2018 - 12:23
  
  +1
  
  I applied a few weeks ago and today called Westpac to complain that the identical product is now free for the first year (whereas I am up for a $149 fee). After being placed on hold I was told there was nothing that could be done since I signed up to the original T&Cs.
  
  Whilst technically correct I threw caution to the wind and requested to speak to a supervisor. Eventually got put through to the floor manager. I didn't try and argue the T&Cs, instead appealed to his sense of what might seem reasonable to me, a new Westpac customer. He was great, put me on hold as he talked to the customer relations team, and came back with some good news. The fee wouldn't be waived, instead my account has been credited with $149 to offset the upcoming charge (which hasn't hit my account yet).
  
  So < 10 minutes of my time and a bit of polite persistence saved me $149 :-)
Unacceptable on 12/06/2018 - 12:01

+1

I went with the previous deal 90k but the AMEX application was rejected. (Already have AMEX Explore) and now I can earn 75k with westpac, pure luck.
- iversonjack on 12/06/2018 - 12:59
  
  I'm in same boat
herbo on 12/06/2018 - 14:31

Anyone know if there's ever similar offers (i.e. no fee and around 60k points) for Velocity points? Wondering whether I should grab one of these semi-regular Qantas cards or hold out for a decent Velocity offer. Prefer Velocity points as my Amex transfers to them, there's no surcharge to use them and no $50 rewards joining fee.
- spiff on 12/06/2018 - 17:41
  
  +1
  
  No similar offers with Velocity at the moment unless you want to pay an annual fee.
- Lunarboogie on 12/06/2018 - 20:39
  
  +1
  
  Just get as much Qantas points as you can get your hands on and then swap them one for one on the classifieds here. Eazy peazy.
  - herbo on 12/06/2018 - 21:51
    
    Right, you can do that easily then. I’ll look into it
    - Lunarboogie on 14/06/2018 - 18:47
      
      This is ozbargain. Sell or swap it and they will come. QF - Velocity exchanges happen almost daily.
- yasui on 21/06/2018 - 08:33
  
  How about this one from citibank? You will earn 40,000 velocity points fro $49.
  https://www.ozbargain.com.au/node/337080
T1OOO on 12/06/2018 - 15:02

-1

What’s 60k points worth ? I mean does it cover anything like a business seat upgrade or is it like $60 towards an upgrade ?
- spiff on 12/06/2018 - 17:44
  
  +2
  
  60k points is worth $600 if you sell them. Best bang for buck isn't using points to upgrade, as you have to buy a full priced economy ticket for that and possibly have decent status. Best to use points to book (business class or peak period economy) flights outright. As for what flights 60k points will cover, suggest you DYOR to look at destinations and other variables tailored to your situation.
T-man on 12/06/2018 - 15:57

so apply through finder is better with 75k points, is there any different with this deal?
- Dadidalol on 12/06/2018 - 22:36
  
  Pretty sure that deal is a bundle with the Amex. If you don't want the Amex and don't want to get hit with two credit inquiries then I guess this is the better deal.
  - T-man on 13/06/2018 - 06:22
    
    +1
    
    If you got a decline from Amex, you still get 75 pts.
Godric on 12/06/2018 - 17:33

Damn all my larger expenses have just been paid for damn nice offer though
justcallmeboss on 12/06/2018 - 19:26

Good deal but that $50 fee is pesky
- Dadidalol on 17/06/2018 - 11:16
  
  FYI I think you can choose the Altitude rewards program instead and pay no fee. Still get 60k Altitude rewards points instead of Qantas
  - justcallmeboss on 19/06/2018 - 09:36
    
    Yes you can! But can those points be transferr to QFF for the same amount?
    - Dadidalol on 19/06/2018 - 13:19
      
      They can be transferred to Virgin Velocity I think
- bbunch on 14/08/2018 - 09:43
  
  -1
  
  OP got this wrong, it needs to be changed in the Post. The deal from this link has no Qantas fee for the first year.
  
  NOTE:
  
  (plus $0 Qantas Rewards fee for the first year, $50 thereafter for customers who choose to earn Qantas Points through the Altitude Qantas rewards program).
Gooddeal21 on 30/06/2018 - 12:31

+2

I think the $50 qantas reward fee should be added to the title :) can be misleading otherwise for those looking for the free cards only
Mikay89 on 02/07/2018 - 17:35

+2

Still waiting on my 100k bonus points from the Dec/Jan offer… card issued in Jan, spend completed in March… points are not credited instantly once spend is hit and can apparently take up to 90 days to hit your QFF account.
I'm beyond the 90 days and after speaking to Westpac support twice, both staff have confirmed I am eligible for the offer and that I correctly achieved the spend limit, but regarding the points the only answer I'm getting is to wait until the end of the next statement period.
Safe to say I wont be applying for any Westpac offers anymore!
- anna10 on 08/07/2018 - 15:11
  
  They have broken their contract with you and so you should insist on compensation. Eg extra 30K points and refund of any fee. Write a letter immediately outlining the various phone calls / dates and telling them what you want.
spa on 24/07/2018 - 13:45

Anyone else get charged a $150 annual fee? Is this reimbursed later? I haven't even reached my 1st statement yet. I got charged the Qantas rewards fee ($50) on the same day, but I was expecting that.
- bbunch on 14/08/2018 - 10:02
  
  -1
  
  OP got this wrong, it needs to be changed in the Post. The deal from this link has no Qantas fee for the first year.
  
  NOTE:
  
  (plus $0 Qantas Rewards fee for the first year, $50 thereafter for customers who choose to earn Qantas Points through the Altitude Qantas rewards program).
  - SocietyBox on 14/08/2018 - 12:31
    
    1) Use the "Report" feature. 2) You can see the end date is also different. The deal's been changed.
StonedWizard on 11/09/2018 - 11:51

Has anyone had any Qantas FF points credited to their account ?

Non of the points accrued from my general spending have been credited.
- Pandamony on 11/09/2018 - 13:02
  
  +2
  
  I have received no QFF points. I rang Altitude Rewards on 1300 887 820 and they said that there was an issue with their system that sends the points through to Qantas. They claimed that I should receive them in the next cycle.
  - Mulcha on 12/09/2018 - 18:20
    
    I’ve also called up and I’ve neen advised it will come in this month
  - yasui on 18/09/2018 - 16:06
    
    I have not received it yet. I'll wait for a while. Thanks for update.
    - PumaPants on 19/09/2018 - 07:42
      
      Yup - i called yesterday about it. the 60,000 is coming through the next cycle for me as well.
      - mmmmm on 29/10/2018 - 23:05
        
        @PumaPants: I'm still waiting for my points… I haven't received any points at all. It's been over 4 months now, and still chasing them up.
Chr1 on 19/09/2018 - 08:48

Still waiting on points after hitting the min spend over a month ago….
vl3tbol on 04/10/2018 - 10:00

does anyone receive their 60k Qantas point yet?
- spa on 04/10/2018 - 10:01
  
  Yes, just checked and I have received.

This was posted 5 years 10 months 15 days ago, and might be an out-dated deal.

Westpac Altitude Platinum: Bonus 60K Qantas Points (Spend $3,000 in 90 Days), $0 Annual Fee (1st Year) + $50 Qantas Rewards Fee

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