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Westpac Altitude Platinum: Bonus 60K Qantas Points (Spend $3,000 in 90 Days), $0 Annual Fee (1st Year) + $50 Qantas Rewards Fee

1250

Earn 60,000 Bonus Qantas Points when you spend $3,000 on eligible purchases within 90 days of card approval.

  • $0 annual card fee in the first year (normally $150)
  • Earn 0.5 Qantas Points per $1 spent on eligible purchases
  • Bonus Qantas Points will be credited to your points balance within 12 weeks of the eligible spend criteria being met
  • Minimum credit limit $6,000
  • $50 Qantas Rewards fee
  • Up to 45 days interest free
  • Existing Westpac customers who currently hold an Altitude Platinum or Altitude Black credit card, or who have held one in the last 12 months, are not eligible for this offer.

More details available on this page.

Also consider this deal before applying: American Express Westpac Altitude Platinum Bundle - up to 90K Bonus Qantas or Altitude Points - $0 Annual Fee for First Year

Referral Links

Westpac Altitude credit card: random (4)

20K Qantas points for referrer and 10k Qantas Points for referee if referee has not held a Qantas Points earning Westpac Altitude credit card in the last 12 months

Related Stores

Westpac
Westpac

closed Comments

  • Offer ends 23 October 2018. New cards only.

    This looks to be new since the other one was 75k points + 15k. Good find though, i will be signing up after my anz offer is over

  • Does 3k include tax payments as eligible

    •  

      You're the bargain master ec, you tell us.

    • There is usually some clause about government payments being excluded.

    • No. Last I checked tax payments were not counted.

    • Eligible purchases do not include fees, cash, cash equivalent transactions, BPAY, refunds and balance transfers debited from the card account.

      • So it doesn't exclude tax payments 😯😯

        • But then the official link on Westpac website says:

          https://www.westpac.com.au/personal-banking/credit-cards/rew...

          Rewards Points: The earning and redemption of Altitude Points and Qantas Points is subject to the Altitude Rewards and Altitude Qantas Terms and Conditions. Purchases that are not eligible to earn Rewards Points are set out in the Altitude Rewards Terms and Conditions. For example: payments to the Australian Taxation Office, cash advances, BPAY and BPAY equivalent transactions do not earn Reward Points. You do not receive points if your card account is in arrears for 2 consecutive statement cycles and in other circumstances.

          In their official T and C:

          4.4 When will you not earn points using an Altitude card issued
          by Westpac?
          While points are earned when you purchase goods and services,
          please note that points are not earned in respect of the following
          amounts that may be charged to your card account:

          • government charges (other than GST payable in connection with
          the purchase of goods or services on which you earn points)
          • interest and other bank fees and charges (including any GST
          payable on any of these)
          • cash advances (any transaction treated by us as a cash advance
          as further explained in the “Interpretation” section – clause 19
          below) balance transfers
          • Bpay payments; i.e. bill payments and other payments made
          through the Bpay® Electronic Payments Scheme.
          • ATO payments; i.e. payments using your Altitude Visa card,
          Mastercard® or American Express® card issued by Westpac;
          Altitude Platinum Visa card, Mastercard or American Express
          card issued by Westpac; Altitude Platinum Plus Visa card,
          Mastercard or American Express card issued by Westpac; and
          Altitude Black World Mastercard® or American Express card
          issued by Westpac, designated as an ATO payment or Card
          Payment Fee.

        • @iversonjack:
          Hmm I just paid 3k off in council rates.

          I certainly hope it counts

    • The "Altitude Qantas Terms and Conditions" say you won't earn regular points on ATO payments. I haven't checked if they count towards the bonus points spend, though.

    • Eligible purchases do not include fees, cash, cash equivalent transactions, BPAY, refunds and balance transfers debited from the card account

      Nothing about Excluding ato

    • Sadly no. Best bet is almost always gift cards with no expiry (ie Woolworths).

  • Can't find any info about eligibility having closed an altitude card in the last 12 months?

  • Freaking awesome deal. I'll get on this after my ANZ black credit card points get credited.

    On another note, cannot find where the balance transfer stuff is. Anyone know?

  • Will 60k points be enough to cover the $50 Qantas Rewards fee?

    • -2 votes

      60k points = $689

    • It's very subjective. If you haven't done your own valuation of QFF points, check out the Gift cards available on the Qantas Store as a baseline. It would be easier for us to tell you how many points + surcharges/tax it takes to fly somewhere in a certain class.

    • $600 is the going market rate on classifieds.

      Nominal value isn't that complicated, how to spend/redeem is the subjective part (if not converting to cash).

    • The best I've managed to find in terms of using points on actual flights is you can get up to $110 per 10k points in discounts, primarily on Jetstar flights booked through the Qantas website as cash + points - ie Adelaide -> Sydney for $32 + 10k points, down from $142.
      Returns on points are typically lower for actual Qantas flights and international flights. It varies a lot so it can be tricky to nail down the best returns on points.

  • what's the $50 qantas rewards fee?

    • a fee for using qantas rewards. has to be paid.

    • OP got this wrong, it needs to be changed in the Post. The deal from this link has no Qantas fee for the first year.

      NOTE:

      (plus $0 Qantas Rewards fee for the first year, $50 thereafter for customers who choose to earn Qantas Points through the Altitude Qantas rewards program).

  • So the 90k deal is better?

    • Well, it's 75k unless you can spend 6k in total

      • I'll just take my investment vehicle in for a service. 6k ought to cover it :)

    • Keep in mind that’s two separate credit inquiries for 90k points. Some may argue its better to apply just for the visa and apply for another card to get more points that way. But the amex card does bring amex deals and other benefits..

      I would’ve done the above but i already applied for the bundle before this deal came up :(

  • So do we have to pay $50?

    $50 Qantas Rewards fee (not mentioned on the web page)

  • I just bought appliances and new furnitures worth 6-7K from various outlets to my new home and completely missed on this offer and paid through my salary account ING debit card.

    All of my major one time purchases are over and now it is going to my regular weekly and monthly bills. Is there any other way I can get this card and make use of this offer?

    • WISH Giftcards.

        • +2 votes

          Buy them through cashreward for a 5% discount, all at once or however you like, so long as you do it all within the minimum period for the offer. Spreading it out and just buying them to top up whatever you're short by about a week before the minimum spend period is up is probably the best approach.

          The offer is ok, qantas points are a bit of a pain to use - qantas operated flights have such insane surcharges that it really reduces the value imo, velocity points are far better value if they service where you want to go (Qantas has a much better network).

          The earn rate on spend is also crap.

  • I couldn't find the minimum income on this, anyone else manage to find it?

  • This one doesn't say antying about existing users? or those who cancelled the card in the past 12 months?

  • Does anyone know how Westpac evaluate a credit score? Which company do they use and what is the minimum score?

    I have previously been rejected twice by Westpac after initial approval. All they would tell me on the phone was that it was a general criteria failure.

  • So the only reason you would go with this over the 90k is the amex application? Surely even if you arent eligible for that, youre still better off with the 75k points…?

  • Approved for this on FRIDAY and now they waive the fee?! Worth calling up and asking them to waive it?

    • Why not? Worst case you just cancel the card

    • +1 vote

      I applied a few weeks ago and today called Westpac to complain that the identical product is now free for the first year (whereas I am up for a $149 fee). After being placed on hold I was told there was nothing that could be done since I signed up to the original T&Cs.

      Whilst technically correct I threw caution to the wind and requested to speak to a supervisor. Eventually got put through to the floor manager. I didn't try and argue the T&Cs, instead appealed to his sense of what might seem reasonable to me, a new Westpac customer. He was great, put me on hold as he talked to the customer relations team, and came back with some good news. The fee wouldn't be waived, instead my account has been credited with $149 to offset the upcoming charge (which hasn't hit my account yet).

      So < 10 minutes of my time and a bit of polite persistence saved me $149 :-)

  • I went with the previous deal 90k but the AMEX application was rejected. (Already have AMEX Explore) and now I can earn 75k with westpac, pure luck.

  • Anyone know if there's ever similar offers (i.e. no fee and around 60k points) for Velocity points? Wondering whether I should grab one of these semi-regular Qantas cards or hold out for a decent Velocity offer. Prefer Velocity points as my Amex transfers to them, there's no surcharge to use them and no $50 rewards joining fee.

  • What’s 60k points worth ? I mean does it cover anything like a business seat upgrade or is it like $60 towards an upgrade ?

    • 60k points is worth $600 if you sell them. Best bang for buck isn't using points to upgrade, as you have to buy a full priced economy ticket for that and possibly have decent status. Best to use points to book (business class or peak period economy) flights outright. As for what flights 60k points will cover, suggest you DYOR to look at destinations and other variables tailored to your situation.

  • so apply through finder is better with 75k points, is there any different with this deal?

    • Pretty sure that deal is a bundle with the Amex. If you don't want the Amex and don't want to get hit with two credit inquiries then I guess this is the better deal.

  • Damn all my larger expenses have just been paid for damn nice offer though

  • Good deal but that $50 fee is pesky

    • FYI I think you can choose the Altitude rewards program instead and pay no fee. Still get 60k Altitude rewards points instead of Qantas

    • OP got this wrong, it needs to be changed in the Post. The deal from this link has no Qantas fee for the first year.

      NOTE:

      (plus $0 Qantas Rewards fee for the first year, $50 thereafter for customers who choose to earn Qantas Points through the Altitude Qantas rewards program).

  • I think the $50 qantas reward fee should be added to the title :) can be misleading otherwise for those looking for the free cards only

  • Still waiting on my 100k bonus points from the Dec/Jan offer… card issued in Jan, spend completed in March… points are not credited instantly once spend is hit and can apparently take up to 90 days to hit your QFF account.
    I'm beyond the 90 days and after speaking to Westpac support twice, both staff have confirmed I am eligible for the offer and that I correctly achieved the spend limit, but regarding the points the only answer I'm getting is to wait until the end of the next statement period.
    Safe to say I wont be applying for any Westpac offers anymore!

    • They have broken their contract with you and so you should insist on compensation. Eg extra 30K points and refund of any fee. Write a letter immediately outlining the various phone calls / dates and telling them what you want.

  • Anyone else get charged a $150 annual fee? Is this reimbursed later? I haven't even reached my 1st statement yet. I got charged the Qantas rewards fee ($50) on the same day, but I was expecting that.

    • OP got this wrong, it needs to be changed in the Post. The deal from this link has no Qantas fee for the first year.

      NOTE:

      (plus $0 Qantas Rewards fee for the first year, $50 thereafter for customers who choose to earn Qantas Points through the Altitude Qantas rewards program).

  • Has anyone had any Qantas FF points credited to their account ?

    Non of the points accrued from my general spending have been credited.

    • I have received no QFF points. I rang Altitude Rewards on 1300 887 820 and they said that there was an issue with their system that sends the points through to Qantas. They claimed that I should receive them in the next cycle.

  • Still waiting on points after hitting the min spend over a month ago….

  • does anyone receive their 60k Qantas point yet?