St. George Bank Amplify Signature Visa $179 Annual Fee 1st Year with 90,000 Qantas Points ($4,000 Min Spend within 90 Days)

241

St George Amplify Signature Visa Credit Card

$179 annual fee in the first year ($279 p.a. thereafter,)
90,000 bonus Qantas Points
Must spend $4,000 on eligible purchases within 90 days of card approval.
2x Qantas club passses + complimentary purchase protection and travel insurance on purchases made using the card
0.75 Qantas points for every dollar spent on eligible purchases

Might be worth look at for some people who got rejected with the Citibank application

Related Stores

St.George Bank
St.George Bank

Comments

  • +1 vote

    I prefer the no first year fee 60k (or was it 70k?) deal :)

  • +3 votes

    Make sure you read the small scripts. "Fees" are not eligible transactions. So no school fees, uni fees, etc will be honoured. I lost my bonus points because I didn't read that. 😭

    •  

      Thanks for the heads up.

    • +2 votes

      yeah so much excluded these days since the govt jumped in and 'saved' us from those interchange (or whatever they're called) fees. FF cards are not as lucrative as they used to be.

      •  

        Yeah the good ole days of Amex multiple sign up bonuses. Now all of them have an exclusion period. 😭

    •  

      There is nothing in the small print about excluding school fees. It says "bank fees" are excluded. You might have used BPay to pay your fees. BPay payments do not attract points.

      •  

        Nope. I used the card details.

      •  

        Eligible purchases do not include BPAY or BPAY equivalent transactions, fees, cash, cash equivalent transactions, refunds, balance transfers debited from the card account, government fees and ATO payments

    •  

      That seems messed up and totally unfair.

      •  

        Tell me about it. I'd rather go for the Citibank offer

        •  

          Are we 100% sure it's OK for the Citibank offer? I read the T&C's and see nothing about fees. I was thinking of using the card for a few things mentioned elsewhere: prepay health insurance for 12 months, and my quarterly ATO payments they make me do. I can easily get to 4K that way very quickly. Without the ATO payment, it's still possible but I might have to splurge on something to make sure I reach the threshold.

  •  

    Probably not as good, but an alternative deal:

    200k Amplify points (100k every year after $12k spending a year, plus 10% (of the points you have earned in the previous 12 months) birthday bonus points each year)

    https://www.finder.com.au/st-george-amplify-signature-credit...

    •  

      It’s 100k in the first year and then 100k in the 2nd year only.

      •  

        That what I meant but what the incorrect use of "every"… Probably worth it if you don't want to apply for new card every year?

  • +1 vote

    Just a word of warning guys cos it happened to me cos I didn't read the t&c properly. Bpay is NOT counted towards the $4000 spend.

    This caught me out big time :(

    •  

      maybe a bit off the topic, always curious does Bpay via credit card incur " cash - out" interest rate?

      •  

        Not in my experience. Bpay should be like a normal transaction. Perhaps unless the merchant is classified as gambling? But then unlikely to be bpay anyway.

  •  

    Son of a …….

    I applied for this card 1.5 weeks ago when it was 80k QFF points. Got approved, received it 2 days ago.

    Now to prepay my Private health for a year, Telstra for a year, and work out how to rack up the rest of the $4k spend.

    Only downside for me, which I didn't realise until after, no Samsung Pay for St George. Annoying since I have a Galaxy watch.

    Their app isn't bad, has everything, but just not pretty like the CBA app.

  •  

    These always give you a massive limit.
    When I applied I got approved for 25k

    •  

      Just choose the minimum credit limit. It’s an option on all cards. I selected 15k when I previously got this card and received that limit.

  • +1 vote

    Major Issues with St George. Be aware
    Previous deal

    •  

      Yeah, was just going to comment the same

    •  

      What issues? That other thread is 7 pages.

      See quite a few people getting rejected, is that what you're talking about?

      •  

        Check the comments with negative votes for the deal. I think unreasonable rejections, I can't quite remember.

        •  

          Honestly I am surprised they approved me. Banks are getting weirder with acceptance and denials these days.

      •  

        Took weeks for me to actually receive the card. Took ages for them to actually agree to extend the 90 days minimum spend time limit.
        Correspondence eventually dried up where they just didn't bother replying anymore.

        Got bonus points and cancelled card.

  •  

    I'd probably prefer the Qantas Premier platinum card.
    $149 annual fee for first year with 70k points bonus
    2 lounge invites per year
    And 1 point per $ on domestic spend.

    Might be a better alternative for some.

    •  

      I got rejected by the Qantas Premier card, but accepted by the St George card. Makes no sense.

      • +1 vote

        Citi are notorious with rejections. I was approved in a day by AMEX, Citi are dragging their feet with me. I've never had issues with the major banks.

        To be honest, Citi are giving me more trouble for a credit card than I got with my home loan.

  •  

    I had the fee free version of this from December. Had an issue with direct debit payment of the card. They made A mistake which they corrected but it was stressful as they locked the card and you had to call a special number.

    We got the points in the end.

  •  

    What supporting docs do they ask for?

    •  

      They didn't get any documents from me. Only thing they needed was proof of pay, and they had this interesting thing where you can choose which bank your pay goes into, enter your login details, and choose the account, and they automatically see your pay details.

      Since my pay goes into a account where pay goes in, all my regular bill payments get transferred to another account, and the remainder goes to my credit card, I felt fine giving them that access. Also I have changed my password afterwards.

  •  

    Do we need to spend on Qantas flights before being eligible for the two lounge invitations?

  • -1 vote

    Someone i know has a perfect credit score, earns 190k+/annum, no mortgage or loans and low expenses and got rejected…. so avoid applying if you have the intention of applying for mortgage etc soon, cause if they reject, your credit score will be impacted.

  • Top