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ANZ Refinance Rebates of up to $3,500

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ANZ Refinance Rebates of up to $3,500
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Store RepNick-AzuraFinancial @ Azura Financial on 28/08/2019 - 14:45 anz.com.au (792 clicks)
Last edited 16/10/2019 - 01:15 by 2 other users

Hi OzBargainers,

I hope you are all well!

ANZ Bank has just advised us exclusively of a new refinance rebate that they will be offering from the 01/09/2019 through to 31/01/2020.

Refinance Rebate is as follows:

$150,000 – $250,000 up to $1,200
$250,000 – $700,000 Up to $2,500
$700,000 and above Up to $3,500

As an exclusive offer to use our complimentary service we will also be able to cover your first 2 years annual fees ($395 pa)

We have recently achieved pricing as sharp as the following:

Variable:
Owner Occupied: 3.31%
Investment: 3.76%

Fixed:
Owner Occupied: 2YF 3.18%
Investment: 2YF - 3.59%

For all purchases we are also negotiating from cash rebates of up to $2,000 with other financial institutions.

Please feel free to email me at [email protected] or text/call me on 0422 699 383 and I would be happy to answer all finance related questions. We do work with a panel of over 40 lenders and will be able to find a home loan tailored to you.

If you have been kicked back by and lenders or brokers please allow me to run your scenario again through a more diverse panel of lenders and see if I can get you to service.

Kind Regards,
Nicholas O’Sullivan
ACL: 389328
Azura Financial

Financial Rebate Refinance

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closed Comments

  • RR88 on 28/08/2019 - 14:46
    +1

    does this stack up with the 300k points offer as well"?

    • Store RepNick-AzuraFinancial @ Azura Financial on 28/08/2019 - 14:47

      Hi RR88,

      The points offer actually finishes this Saturday (31/08/2019)

      If you would like to get in touch to secure this offer please get in touch ASAP as we would need to lodge an application by Friday.

      Best Regards,

      Nick

        • darktiger on 28/08/2019 - 15:06
          +10

          Offer outlined starts 01/09 and the points offer ends 31/08. They answered your question.

      • RR88 on 28/08/2019 - 15:25
        -2

        if you can get me both deals i will call you

        • Store RepNick-AzuraFinancial @ Azura Financial on 28/08/2019 - 15:29

          Hi RR88,

          I may be able to offer you an additional rebate.

          If you wouldn't mind calling myself I will be able to discuss this with you.

          Please reference this comment.

          Best Regards,
          Nick

          • RR88 on 28/08/2019 - 15:36
            -3

            @Nick-AzuraFinancial: i want the points though

            • Store RepNick-AzuraFinancial @ Azura Financial on 28/08/2019 - 15:39
              +1

              @RR88: Hi RR88,

              An application would need to be lodged by Friday.

              If you can complete our client fact find and get all supporting documents to me I will be able to secure this offer for you.

              Best Regards,

              Nick

                • Store RepNick-AzuraFinancial @ Azura Financial on 28/08/2019 - 15:44
                  +1

                  @RR88: Hi RR88,

                  Happy to organise a rebate for you. As discussed please get in touch to discuss the possibility of this.

                  Best Regards,

                  Nick

                • justtoreply on 28/08/2019 - 18:31
                  +14

                  @RR88: Wow, you're annoying. CALL the guy!

  • drose1 on 28/08/2019 - 14:53
    +1

    I'm assuming if my mortgage is already with ANZ, this offer is not available for me?

    • Store RepNick-AzuraFinancial @ Azura Financial on 28/08/2019 - 14:56

      Hi drose1,

      This offer is for new lending only.

      There are however a number of lenders offering very generous rebates as well.

      Please email me to discuss.

      Best Regards,
      Nick

      • mick123 on 28/08/2019 - 15:42

        Hi Nick. Just to clarify, does 'new lending' mean a new loan into ANZ (refinanced from another bank) or new home loan customer.

        Ie. I have a loan with ANZ already, and one with ING. Would I qualify if I brought the ING one over?

        Edit. I take from your below response to ndeo I would not qualify. Could you please confirm though

        • Store RepNick-AzuraFinancial @ Azura Financial on 28/08/2019 - 15:47

          Hi Mick123,

          As an existing customer bringing additional debt from another financial institution would make you eligible for this offer.

          If you have any questions, please feel free to get in touch.

          Best Regards,

          Nick

  • [Deactivated] on 28/08/2019 - 14:55

    Can I refinance with the same lender?

    • Store RepNick-AzuraFinancial @ Azura Financial on 28/08/2019 - 14:58

      Hi ndeo,

      You can refinance with the same lender however this offer is for new to bank lending only with ANZ.

      Feel free to get in touch as there are a number of other lenders offering rebates of $2,000 as well.

      Best Regards,
      Nick

  • onetwothreefour on 28/08/2019 - 15:01

    3.31% is pretty high.

    • Store RepNick-AzuraFinancial @ Azura Financial on 28/08/2019 - 15:03

      Hi onetwothree,

      This rate is very competitive amongst the major banks.

      We are currently negotiating from variable rates as low as 3.18% with tier 2 lenders.

      Please feel free to get in touch with any further questions.

      Best Regards,

      Nick

  • 4tran on 28/08/2019 - 15:02
    +1

    Is this offer region specific ie nsw because it would be hard for someone from interstate to take up the offer

    • Store RepNick-AzuraFinancial @ Azura Financial on 28/08/2019 - 15:08

      Hi 4tran,

      Here at Azura Financial we operate nationally and can have your ID verified in your local branch.

      We have many clients that live internationally as well.

      Feel free to get in touch.

      Best Regards,

      Nick

  • blackwalnut on 28/08/2019 - 15:03
    +1

    have the banks relaxed their requirements for new loans? in terms of papwerwork.

    • Store RepNick-AzuraFinancial @ Azura Financial on 28/08/2019 - 15:12

      Hi Blackwalnut,

      Paperwork is more or less the same.

      We try to guarantee a smooth refinance as long as all documentation is provided at the time of application.

      Best Regards,

      Nick

  • thydzik on 28/08/2019 - 15:06
    +1

    Can you do better then 3.31%?

    I'm on 3.27% with nab.

    • Store RepNick-AzuraFinancial @ Azura Financial on 28/08/2019 - 15:10

      Hi thydzik,

      We are currently negotiating from rates as low as 3.18% so we can definitely compete with NAB.

      Look forward to speaking soon.

      Best Regards,

      Nick

  • maxo84 on 28/08/2019 - 15:12
    +4

    Sorry but this is a generic deal that any mortgage broker can offer.

    I don't want every single mortgage broker posting bank offers on this site. SPAM

    • Store RepNick-AzuraFinancial @ Azura Financial on 28/08/2019 - 15:15
      +2

      Hi Maxo84,

      I understand any broker can offer this which is why we have offered to make a point of difference in our offer and cover your first 2 years annual fees.

      Best Regards,

      Nick

    • mortgagebroker on 28/08/2019 - 16:52
      +4

      Have I got a deal for you!!!

    • Easygoingjoe on 28/08/2019 - 21:16
      -1

      Do you see the deal duplicated anywhere? Think you've been been eating a bit too much spam mate.

  • pyramid on 28/08/2019 - 15:27

    you can sweeten this deal by adding cashback.

    • Store RepNick-AzuraFinancial @ Azura Financial on 28/08/2019 - 15:30

      Hi Pyramid,

      Would definitely be keen to discuss the possibility of this.

      Please get in touch to discuss.

      Best Regards,

      Nick

  • nanotek on 28/08/2019 - 15:40
    +1

    I had my mortgage through Nick from a previous ozbargain deal. Was transparent throughout the whole process and made it quick and painfree.
    Will refinance again in future for sure! Thanks Nick

    • Store RepNick-AzuraFinancial @ Azura Financial on 28/08/2019 - 15:49

      Hi Nanotek,

      Appreciate the kind words!

      Look forward to working with you in the future.

      Best Regards,

      Nick

  • spiff on 28/08/2019 - 15:49

    Does ANZ offer a professional package where LVR of 90 or less is required to avoid LMI?

    • Store RepNick-AzuraFinancial @ Azura Financial on 28/08/2019 - 15:56

      Hi Spiff,

      They do indeed.

      Banks will have a list of eligible occupations that they can offer LMI waivers to. It is worth noting that these will differ from lender to lender.

      If you could please get in touch I will be able to confirm whether or not you would be eligible with ANZ.

      Best Regards,

      Nick

  • countmein on 28/08/2019 - 15:57

    Not too bad, unfortunately I cant refinance to avoid LMI as currently requiring +- 84%. Subject to valuation by bank

    • Store RepNick-AzuraFinancial @ Azura Financial on 28/08/2019 - 16:18

      Hi Countmein,

      Would love to be of assistance in the future.

      More than happy to also order a valuation for you to see if your property value has increased.

      Best Regards,

      Nick

  • Deal finder on 28/08/2019 - 16:53

    Do u offer additional cashback from commission along with the bank cashbacks?

    Also if this bank cash back one per customer or one per loan/property?

    • Store RepNick-AzuraFinancial @ Azura Financial on 28/08/2019 - 17:05

      Hi Deal Finder,

      The OP states we are happy to cover your first 2 years annual fees (Valued at $790)

      An additional cashback may be available based on your loan amount but would need more details first.

      If you were looking to refinance a number of properties I would recommend looking at alternate lenders that can secure cash rebates per security. We can achieve sharper pricing than advertised on this post as well.

      Look forward to speaking soon.

      Best Regards,

      Nick

  • [Deactivated] on 28/08/2019 - 17:01

    Can anyone recommend some good loans ATM? Looking for P&I, and also I only loans(1 being construction). Thanks.

  • dbglt on 28/08/2019 - 17:17

    Keen for the Qantas points and some extra financial rebate. What's the best offer you guys can do around this?

    • Store RepNick-AzuraFinancial @ Azura Financial on 28/08/2019 - 17:19

      Hi Dgblt,

      The OP states we are happy to cover your first 2 years annual fees (Valued at $790)

      An additional cashback may be available based on your loan amount but would need more details first.

      If you could please email me we will be able to discuss further.

      Best Regards,

      Nick

  • Deal finder on 28/08/2019 - 17:59

    I think generally the bank waive off the first year fee. (Some cases 2 years)

    • Store RepNick-AzuraFinancial @ Azura Financial on 29/08/2019 - 11:17

      Hi Deal Finder,

      ANZ do not do this. We are solely trying to sweeten the deal.

      Best Regards,

      Nick

  • JK5N on 28/08/2019 - 20:37

    most broker will also add cash rebate from his/her commission, I got over $2,000 from $500,000 loan.

    • Deal finder on 29/08/2019 - 06:36

      Would u mind PM me about the broker details?

    • Store RepNick-AzuraFinancial @ Azura Financial on 29/08/2019 - 11:21

      Hi JK5N,

      I must admit that this is very very generous from whoever this broker is.

      The broker would have given away more money out of his commission than he/she would have taken home.

      Best Regards,

      Nick

  • Laninchris on 28/08/2019 - 20:39
    +3

    Apologies OP for hijacking your post, but our 2c worth- I’m sure Nick is transparent and lovely, but ANZ is not.
    Take him up on the offer of helping you but for heavens sake consider another lender… ANZ have tried a few unscrupulous things with us to try and ‘give’ us more money over the years and we’ve personally called them out on hidden fees. They are regularly one of the first to hike up their rates and (until this last RBA cut) one of the last to lower them.
    Hubby has been with ANZ for almost 20yrs and he has finally had it- and agreed to jump ship.
    (And, no, we’ve not defaulted on any of our loans- we’re just finalizing our refinance so we’re def not in a weak financial position (60% equity)… just don’t agree with ANZ’s methods)

    • kadaj on 28/08/2019 - 23:50

      Curious on this 'give more money', and 'hidden fees'.

      Are we talking receiving a discounted rate, then once you're onboard, they'll jack it up?

      Hope you could elaborate on this.

      Thanks
      K

  • Brainwhacker on 28/08/2019 - 21:19

    OP, just wondering what the refinancing costs will be on an investment loan of $270k, currently with Westpac.

    • Store RepNick-AzuraFinancial @ Azura Financial on 29/08/2019 - 11:35

      Hi BrainWhacker,

      On average you are usually looking at refinance costs of $600-$700. I would be happy to look at going 50/50 with you if this would be of interest.

      Best Regards,

      Nick

  • 100001 on 28/08/2019 - 21:24
    -1

    @OP…did you + your own deal?

    • 4tran on 28/08/2019 - 22:54
      +1

      I think every OP automatically + their own deal

    • onetwothreefour on 29/08/2019 - 13:10

      You would have known that if you'd posted anything in the 6 years you have been a member on this site.

  • eleventyfour on 03/09/2019 - 13:46

    Hi Nick, When I click in the link, I can't find any of these new rates you mentioned in your OP. Have the goal posts moved already?

    • Store RepNick-AzuraFinancial @ Azura Financial on 03/09/2019 - 13:53

      Hi eleventyfour,

      The OP states:

      We have recently achieved pricing as sharp as the following:

      Variable:
      Owner Occupied: 3.31%
      Investment: 3.76%

      Fixed:
      Owner Occupied: 2YF 3.18%
      Investment: 2YF - 3.59

      The rates mentioned are achieved through discretionary pricing requests that we do on our clients behalf.

      Best Regards,

      Nick

  • thydzik on 20/09/2019 - 11:09

    Nick,

    you can't get lower then 3.27% P&I OO variable with ANZ. even without offset?

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