G&C Mutual Bank First Home Premium Package Loan 2.79%, Offset Account (ADI), $375 Annual Fee

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Owner Occupier Principle and interest Variable rate 2.79%; comparison rate 2.79%*

And another home loan provider has dropped their rates, and is one to consider if you're after an offset.
This one does have an annual fee of $375; but they are a bank and should be an ADI.
https://www.gcmutual.bank/about-us/financial-claims-scheme

No establishment fee
No valuation fee
No monthly service fee on transaction account
No annual fee credit card for the first year
Borrow up to 100% of the purchase price of the property, plus additional associated costs with our family guarantor option
100% offset account
Redraw available5
Unlimited extra repayments
Up to 40 year term available4
$300 discharge fee
Minimum redraw amount of $100 and $30 service fee applies.
Available when one or more applicants are aged 30 years or less.

1 Eligibility criteria, terms & conditions and fees & charges apply. Maximum loan to valuation ratio 80% without Lender’s Mortgage Insurance. Available for new First Home Premium Package home loans from 2nd October 2019 and for existing First Home Premium Package home loans from 1st November 2019.
2 Comparison rate based on $150,000 loan over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
3 Mortgage Insurance will be required if you borrow over 80% of the value of your home (or borrow an additional amount on your existing mortgage that brings the overall loan amount over 80% LVR).
4 Available when one or more applicants are aged 30 years or less.
5 Minimum redraw amount of $100 and $30 service fee applies.

AFSL & Australian Credit Licence 238311

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As with anything do your own research and this product may not be for you.

For those playing at home

Freedom lend 2.79%
https://www.ozbargain.com.au/node/487227

Athena 2.84%
https://www.ozbargain.com.au/node/486909

Homestar Finance 2.74%
https://www.ozbargain.com.au/node/486919

Ubank 2.84%
https://www.ozbargain.com.au/node/487030

Reduce Homeloan 2.77%
https://www.ozbargain.com.au/node/486902

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